Civic Intelligence

Michigan United Food Commercial Wrkrs Union Emp Health Welfare Fnd

EIN 38-2427401 • 501(c)9 • Dayton, OH

Profile

Providing health and welfare benefits to eligible participants.

7250 Poe Avenue 300Dayton, OH 45414

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

67th percentile

0.04x

Higher debt load relative to assets than 67% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

90th percentile

0.28x

Higher debt load relative to revenue than 90% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Source year 2025

Net Margin

3rd percentile

-431%

Higher net margin than 3% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

93rd percentile

$358,706

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 108.6% of source-year revenue.

501(c)9 • $1M-$5M nonprofits • Source year 2025

Asset Growth

20th percentile

-38%

Faster asset growth than 20% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

22nd percentile

-12%

Faster revenue growth than 22% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Down

$2,289,180

Down $1,418,467 (-38%) from 2024

Liabilities

Up

$94,165

Up $6,923 (+7.9%) from 2024

Net Assets

Down

$2,195,015

Down $1,425,390 (-39%) from 2024

Revenue

Down

$330,404

Down $46,769 (-12%) from 2024

Expenses

Up

$1,755,770

Up $211,755 (+14%) from 2024

Net Income

Down

-$1,425,366

Down $258,524 (-22%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100M$50M$0Assets 2011: $58,164,050Liabilities 2011: $947,606Net Assets 2011: $57,216,4442011Assets 2012: $74,956,750Liabilities 2012: $1,334,552Net Assets 2012: $73,622,1982012Assets 2013: $83,698,855Liabilities 2013: $2,110,002Net Assets 2013: $81,588,8532013Assets 2014: $55,557,490Liabilities 2014: $1,121,699Net Assets 2014: $54,435,7912014Assets 2015: $51,945,317Liabilities 2015: $883,542Net Assets 2015: $51,061,7752015Assets 2016: $46,028,384Liabilities 2016: $313,269Net Assets 2016: $45,715,1152016Assets 2017: $39,214,006Liabilities 2017: $967,811Net Assets 2017: $38,246,1952017Assets 2018: $46,950,739Liabilities 2018: $2,579,608Net Assets 2018: $44,371,1312018Assets 2019: $32,686,824Liabilities 2019: $798,051Net Assets 2019: $31,888,7732019Assets 2020: $16,286,691Liabilities 2020: $1,008,635Net Assets 2020: $15,278,0562020Assets 2021: $16,460,455Liabilities 2021: $1,018,885Net Assets 2021: $15,441,5702021Assets 2022: $6,565,819Liabilities 2022: $88,191Net Assets 2022: $6,477,6282022Assets 2023: $4,889,373Liabilities 2023: $101,167Net Assets 2023: $4,788,2062023Assets 2024: $3,707,647Liabilities 2024: $87,242Net Assets 2024: $3,620,4052024Assets 2025: $2,289,180Liabilities 2025: $94,165Net Assets 2025: $2,195,0152025

Highlighted filing

2025

Assets$2,289,180
Liabilities$94,165
Net Assets$2,195,015

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100M$50M$0-$50MExpenses 2011: $68,624,9222011Expenses 2012: $66,052,4782012Revenue 2013: $76,044,601Expenses 2013: $68,077,946Net Income 2013: $7,966,6552013Revenue 2014: $40,049,926Expenses 2014: $67,233,949Net Income 2014: -$27,184,0232014Revenue 2015: $55,449,162Expenses 2015: $58,823,178Net Income 2015: -$3,374,0162015Revenue 2016: $55,836,663Expenses 2016: $61,183,323Net Income 2016: -$5,346,6602016Revenue 2017: $55,178,663Expenses 2017: $62,647,583Net Income 2017: -$7,468,9202017Revenue 2018: $65,282,677Expenses 2018: $59,157,741Net Income 2018: $6,124,9362018Revenue 2019: $45,932,779Expenses 2019: $58,415,137Net Income 2019: -$12,482,3582019Revenue 2020: $41,545,926Expenses 2020: $58,156,643Net Income 2020: -$16,610,7172020Revenue 2021: $51,768,343Expenses 2021: $51,604,829Net Income 2021: $163,5142021Revenue 2022: $42,286,971Expenses 2022: $51,250,913Net Income 2022: -$8,963,9422022Revenue 2023: $343,466Expenses 2023: $2,032,888Net Income 2023: -$1,689,4222023Revenue 2024: $377,173Expenses 2024: $1,544,015Net Income 2024: -$1,166,8422024Revenue 2025: $330,404Expenses 2025: $1,755,770Net Income 2025: -$1,425,3662025

Highlighted filing

2025

Revenue$330,404
Expenses$1,755,770
Net Income-$1,425,366

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.29$0.09$2.20$0.33$1.76$1.43
2024Detailed filing. Detailed filing data is available for this year.$3.71$0.09$3.62$0.38$1.54$1.17
2023Detailed filing. Detailed filing data is available for this year.$4.89$0.10$4.79$0.34$2.03$1.69
2022Detailed filing. Detailed filing data is available for this year.$6.57$0.09$6.48$42.3$51.3$8.96
2021Detailed filing. Detailed filing data is available for this year.$16.5$1.02$15.4$51.8$51.6$0.16
2020Detailed filing. Detailed filing data is available for this year.$16.3$1.01$15.3$41.5$58.2$16.6
2019Detailed filing. Detailed filing data is available for this year.$32.7$0.80$31.9$45.9$58.4$12.5
2018Detailed filing. Detailed filing data is available for this year.$47.0$2.58$44.4$65.3$59.2$6.12
2017Detailed filing. Detailed filing data is available for this year.$39.2$0.97$38.2$55.2$62.6$7.47
2016Detailed filing. Detailed filing data is available for this year.$46.0$0.31$45.7$55.8$61.2$5.35
2015Detailed filing. Detailed filing data is available for this year.$51.9$0.88$51.1$55.4$58.8$3.37
2014Detailed filing. Detailed filing data is available for this year.$55.6$1.12$54.4$40.0$67.2$27.2
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$83.7$2.11$81.6$76.0$68.1$7.97
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$75.0$1.33$73.6$66.1
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.2$0.95$57.2$68.6
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Apr 1, 2024 to Mar 31, 2025
Signed
Feb 11, 2026
Return Version
2024v5.5
Gross Receipts
$330,404
Mission and Program Overview

Mission

Providing health and welfare benefits to eligible participants.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$3,657,143$2,255,749▼ $1,401,394
Rtn Earn Endowment Incm Other Fnds$3,620,405$2,195,015▼ $1,425,390
Accounts Receivable$41,931$19,578▼ $22,353
Prepaid Expenses and Deferred Charges$8,573$13,853▲ $5,280
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$3,707,647$2,289,180▼ $1,418,467
Liabilities
Accounts Payable and Accrued Expenses$66,742$77,540▲ $10,798
Deferred Revenue$20,500$16,625▼ $3,875
Total Liabilities$87,242$94,165▲ $6,923
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,620,405$2,195,015▼ $1,425,390
Total Liabilities and Net Assets / Fund Balance$3,707,647$2,289,180▼ $1,418,467
Compensation and Service Providers

Employees

NameTitleOtherTotal
Margaritte ThomasAlternate Trustee$110,982$110,982
Nate ClarkAlternate Trustee$101,100$101,100

Board Members and Trustees

NameTitle
Steve YanceyTrustee & Chairman
Marisa DidurAlternate Trustee
Rylan NorrisAlternate Trustee
Stephanie VillalpandoAlternate Trustee
Devin SennekerTrustee
Jessica OffenbacherTrustee
Kimberly Welch-harlanTrustee
Daniel PedersenTrustee & Secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$228,875
Investment Income
$96,429
Other Revenue
$5,100
Change in Net Assets
$-1,425,366

Audited Revenue Reconciliation

Revenue per Audited Statements
$330,404
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$-24
Total Revenue per Audited Statements
$330,380
Total Revenue per Form 990
$330,404
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$191,810
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$1,563,960
Fees for Services Management---$69,546
Fees for Services Legal---$54,370
Fees for Services Other---$47,036
Insurance---$14,859
Other Expenses---$612
Office Expenses---$59
Total Functional Expenses$0$0$0$1,755,770

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,755,770
Total Expenses per Audited Statements$1,755,770
Total Expenses per Form 990$1,755,770
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The accounting firm prepares a draft of the form 990. The draft 990 is distributed to legal counsel, the board of trustees, and fund staff for review. After review and discussion, the 990 is finalized and sent to chairperson for signature.

Form 990, Part VI, Section B, Line 12C

The fund annually requires trustees to discuss any relationships that could give rise to a conflict of interest under the "conflict of interest policy" regarding the fund. Any identified potential conflicts are brought to the attention of the affected individual and appropriately addressed, including the person recusing himself or herself from any involvement regarding the affected entity or transaction. The trustees are also encouraged to be watchful of conflict of interest issues and bring such issues to the attention of either the chairman of the board of trustees or the third party law firm. Any identified conflicts of interest are dealt with by the board of trustees.

Form 990, Part VI, Section B, Line 15

All trustees are uncompensated and each trustee is appointed by the participating union(s) or employer(s) under the fund.

Form 990, Part VI, Section C, Line 19

The fund is established and maintained pursuant to the employee retirement income security act of 1974 (erisa). It operates in compliance with the reporting and disclosure requirements of subtitle b, part 1 of erisa with respect to disclosure of its governing documents and financial information. No documents are available to the general public other than those financial statements which are required to be disclosed in governmental filings.

Filing and Contact Details

Filer

Filer Name
Michigan Ufcw Unions & Employers Retiree
EIN
38-2427401
Phone
2485859610
Address
7250 POE AVENUE 300, DAYTON, OH 45414

Signing Officer

Name
Daniel Pedersen
Title
Trustee
Phone
2485859610
Signed
2026-02-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Daniel Pedersen
Formed
1958
Legal Domicile
Mi
Voting Board Members
6
Independent Board Members
6
Employees
0
Volunteers
6

Preparer

Firm
Sikich LLC
Address
17335 GOLF PARKWAY SUITE 500, BROOKFIELD, WI 53045
Preparer
Kurt N Walcutt
Phone
2627549400
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

The trust established under the plan to hold the plan's assets is intended to qualify pursuant to section 501(c)(9) of the internal revenue code (irc) and is, therefore, not subject to tax under present income tax laws. The trust has obtained a favorable tax determination letter in 1958 from the internal revenue service ("irs") and the trustees believe that the trust and the plan, as amended, continues to qualify and to operate in accordance with the applicable provision of the irc. U.s. Gaap requires plan management to evaluate tax positions taken by the plan and recognize a tax liability (or asset) if the plan has taken an uncertain tax position that more likely than not would not be sustained upon examination by the irs. The plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt05100
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt05100
IRS990/OtherRevenueTotalAmt05100
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt08573
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt013853
IRS990/PrincipalOfficerNm0DANIEL PEDERSEN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0525100
IRS990/ProgramServiceRevenueGrp/Desc0RETIREE CONTRIBUTIONS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0228875
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0228875
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt01304776
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt092719
IRS990/PYOtherExpensesAmt0239239
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0284454
IRS990/PYRevenuesLessExpensesAmt0-1166842
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt01544015
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0377173
IRS990/ReconcilationRevenueExpnssAmt0-1425366
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03620405
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02195015
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03657143
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02255749
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt01755770
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-24
IRS990ScheduleD/RevenueNotReportedAmt0-24
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0330404
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE TRUST ESTABLISHED UNDER THE PLAN TO HOLD THE PLAN'S ASSETS IS INTENDED TO QUALIFY PURSUANT TO SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE (IRC) AND IS, THEREFORE, NOT SUBJECT TO TAX UNDER PRESENT INCOME TAX LAWS. THE TRUST HAS OBTAINED A FAVORABLE TAX DETERMINATION LETTER IN 1958 FROM THE INTERNAL REVENUE SERVICE ("IRS") AND THE TRUSTEES BELIEVE THAT THE TRUST AND THE PLAN, AS AMENDED, CONTINUES TO QUALIFY AND TO OPERATE IN ACCORDANCE WITH THE APPLICABLE PROVISION OF THE IRC. U.S. GAAP REQUIRES PLAN MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY (OR ASSET) IF THE PLAN HAS TAKEN AN UNCERTAIN TAX POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE IRS. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt01755770
IRS990ScheduleD/TotalRevenuePerForm990Amt0330404
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0330380
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01755770
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0326368
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt1179098
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt023000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt17280
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt09338
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt15944
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0DANIEL PEDERSEN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1STEPHANIE VILLALPANDO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0TRUSTEE & SECRETARY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1ALTERNATE TRUSTEE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt0358706
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt1192322
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ACCOUNTING FIRM PREPARES A DRAFT OF THE FORM 990. THE DRAFT 990 IS DISTRIBUTED TO LEGAL COUNSEL, THE BOARD OF TRUSTEES, AND FUND STAFF FOR REVIEW. AFTER REVIEW AND DISCUSSION, THE 990 IS FINALIZED AND SENT TO CHAIRPERSON FOR SIGNATURE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE FUND ANNUALLY REQUIRES TRUSTEES TO DISCUSS ANY RELATIONSHIPS THAT COULD GIVE RISE TO A CONFLICT OF INTEREST UNDER THE "CONFLICT OF INTEREST POLICY" REGARDING THE FUND. ANY IDENTIFIED POTENTIAL CONFLICTS ARE BROUGHT TO THE ATTENTION OF THE AFFECTED INDIVIDUAL AND APPROPRIATELY ADDRESSED, INCLUDING THE PERSON RECUSING HIMSELF OR HERSELF FROM ANY INVOLVEMENT REGARDING THE AFFECTED ENTITY OR TRANSACTION. THE TRUSTEES ARE ALSO ENCOURAGED TO BE WATCHFUL OF CONFLICT OF INTEREST ISSUES AND BRING SUCH ISSUES TO THE ATTENTION OF EITHER THE CHAIRMAN OF THE BOARD OF TRUSTEES OR THE THIRD PARTY LAW FIRM. ANY IDENTIFIED CONFLICTS OF INTEREST ARE DEALT WITH BY THE BOARD OF TRUSTEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALL TRUSTEES ARE UNCOMPENSATED AND EACH TRUSTEE IS APPOINTED BY THE PARTICIPATING UNION(S) OR EMPLOYER(S) UNDER THE FUND.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FUND IS ESTABLISHED AND MAINTAINED PURSUANT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974 (ERISA). IT OPERATES IN COMPLIANCE WITH THE REPORTING AND DISCLOSURE REQUIREMENTS OF SUBTITLE B, PART 1 OF ERISA WITH RESPECT TO DISCLOSURE OF ITS GOVERNING DOCUMENTS AND FINANCIAL INFORMATION. NO DOCUMENTS ARE AVAILABLE TO THE GENERAL PUBLIC OTHER THAN THOSE FINANCIAL STATEMENTS WHICH ARE REQUIRED TO BE DISCLOSED IN GOVERNMENTAL FILINGS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd10
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0UFCW UNION LOCAL 876
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt1UFCW LOCAL 951
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0380513037
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN1381651820
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(C)(5)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt1501(C)(5)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd1MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0LABOR UNION
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt1LABOR UNION
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt026495 AMERICAN DR
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt14045 60TH STREET SE
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0SOUTHFIELD
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm1KENTWOOD
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd1MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd048034
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd149512
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt03707647
IRS990/TotalAssetsEOYAmt02289180
IRS990/TotalAssetsGrp/BOYAmt03707647
IRS990/TotalAssetsGrp/EOYAmt02289180
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01755770
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt087242
IRS990/TotalLiabilitiesEOYAmt094165
IRS990/TotalLiabilitiesGrp/BOYAmt087242
IRS990/TotalLiabilitiesGrp/EOYAmt094165
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03620405
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02195015
IRS990/TotalOtherCompensationAmt045562
IRS990/TotalProgramServiceRevenueAmt0228875
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt096429
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0233975
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0330404
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt06
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt03707647
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02289180
IRS990/TotReportableCompRltdOrgAmt0717548
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt07250 POE AVENUE 300
IRS990/USAddress/CityNm0DAYTON
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd045414
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0DANIEL PEDERSEN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum02485859610
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MICHIGAN UFCW UNIONS & EMPLOYERS RETIREE
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0HEALTH & WELFARE FUND
ReturnHeader/Filer/BusinessNameControlTxt0MICH
ReturnHeader/Filer/EIN0382427401
ReturnHeader/Filer/PhoneNum02485859610
ReturnHeader/Filer/USAddress/AddressLine1Txt07250 POE AVENUE 300
ReturnHeader/Filer/USAddress/CityNm0DAYTON

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