Civic Intelligence

Creative Images Incorporated

990 • Fiscal year 2025 • EIN 38-2422183

Oct 01, 2024 to Sep 30, 2025

28125 7 Mile RoadLivonia, MI 48152

(313) 286-3500

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

43rd percentile

0.08x

Higher debt load relative to assets than 43% of similar nonprofits.

2025 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

26th percentile

0.05x

Higher debt load relative to revenue than 26% of similar nonprofits.

2025 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2025

Net Margin

16th percentile

-9.3%

Higher net margin than 16% of similar nonprofits.

2025 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

64th percentile

$158,646

Higher top officer pay than 64% of similar nonprofits.

Top officer pay equals 2.9% of source-year revenue.

2025 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2025

Asset Growth

7th percentile

-13%

Faster asset growth than 7% of similar nonprofits.

2025 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

27th percentile

-4.2%

Faster revenue growth than 27% of similar nonprofits.

2025 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Assets

$3,508,805

No earlier filing loaded for comparison.

Net Assets

$3,231,044

No earlier filing loaded for comparison.

Liabilities

$277,761

No earlier filing loaded for comparison.

Revenue

$5,503,518

No earlier filing loaded for comparison.

Expenses

$6,013,315

No earlier filing loaded for comparison.

Net Income

-$509,797

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2011: $662,701Liabilities 2011: $389,808Net Assets 2011: $272,8932011Assets 2012: $776,409Liabilities 2012: $371,501Net Assets 2012: $404,9082012Assets 2013: $778,166Liabilities 2013: $428,001Net Assets 2013: $350,1652013Assets 2014: $827,459Liabilities 2014: $498,506Net Assets 2014: $328,9532014Assets 2015: $865,033Liabilities 2015: $510,941Net Assets 2015: $354,0922015Assets 2016: $1,140,627Liabilities 2016: $675,484Net Assets 2016: $465,1432016Assets 2017: $1,090,000Liabilities 2017: $670,226Net Assets 2017: $419,7742017Assets 2018: $1,422,459Liabilities 2018: $664,024Net Assets 2018: $758,4352018Assets 2019: $2,397,177Liabilities 2019: $909,588Net Assets 2019: $1,487,5892019Assets 2020: $3,191,292Liabilities 2020: $1,183,011Net Assets 2020: $2,008,2812020Assets 2021: $3,282,256Liabilities 2021: $368,921Net Assets 2021: $2,913,3352021Assets 2022: $3,749,717Liabilities 2022: $311,316Net Assets 2022: $3,438,4012022Assets 2023: $4,008,297Liabilities 2023: $337,540Net Assets 2023: $3,670,7572023Assets 2025: $3,508,805Liabilities 2025: $277,761Net Assets 2025: $3,231,0442025

Highlighted filing

2025

Assets$3,508,805
Liabilities$277,761
Net Assets$3,231,044

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $5,311,336Expenses 2011: $5,640,491Net Income 2011: -$329,1552011Revenue 2012: $5,563,451Expenses 2012: $5,425,222Net Income 2012: $138,2292012Revenue 2013: $5,151,213Expenses 2013: $5,174,484Net Income 2013: -$23,2712013Revenue 2014: $4,993,753Expenses 2014: $4,992,633Net Income 2014: $1,1202014Revenue 2015: $4,719,843Expenses 2015: $4,683,157Net Income 2015: $36,6862015Revenue 2016: $4,956,976Expenses 2016: $4,832,180Net Income 2016: $124,7962016Revenue 2017: $5,210,225Expenses 2017: $5,255,593Net Income 2017: -$45,3682017Revenue 2018: $5,673,639Expenses 2018: $5,334,978Net Income 2018: $338,6612018Revenue 2019: $6,187,837Expenses 2019: $5,589,462Net Income 2019: $598,3752019Revenue 2020: $6,024,693Expenses 2020: $5,504,001Net Income 2020: $520,6922020Revenue 2021: $6,233,340Expenses 2021: $5,328,284Net Income 2021: $905,0562021Revenue 2022: $5,763,134Expenses 2022: $5,237,885Net Income 2022: $525,2492022Revenue 2023: $5,773,776Expenses 2023: $5,539,475Net Income 2023: $234,3012023Revenue 2025: $5,503,518Expenses 2025: $6,013,315Net Income 2025: -$509,7972025

Highlighted filing

2025

Revenue$5,503,518
Expenses$6,013,315
Net Income-$509,797
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Apr 15, 2026
Return Version
2024v5.2
Gross Receipts
$5,503,518
Mission and Program Overview

Mission

Provide for developmentally disabled

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,944,661$2,152,717▲ $208,056
Accounts Receivable$861,115$603,175▼ $257,940
Cash and Non-Interest-Bearing Accounts$869,675$545,183▼ $324,492
Prepaid Expenses and Deferred Charges$117,372$80,226▼ $37,146
Land, Buildings, and Equipment, Net$195,493$75,496▼ $119,997
Total Assets$4,016,694$3,508,805▼ $507,889
Other Assets Total$28,378$52,008▲ $23,630
Liabilities
Accounts Payable and Accrued Expenses$319,766$245,539▼ $74,227
Mortgage Notes Payable Secured by Investment Property$19,859$32,222▲ $12,363
Total Liabilities$339,625$277,761▼ $61,864
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,677,069$3,231,044▼ $446,025
Total Net Assets Fund Balance$3,677,069$3,231,044▼ $446,025
Total Liabilities and Net Assets / Fund Balance$4,016,694$3,508,805▼ $507,889

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$75,496$593,631$669,127
Leasehold Improvements$0$14,341$14,341
Land$0--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Janet MccarverDir/adminFT$158,646$158,646
Janet Mccarver--$158,646$158,646
Shannon MccormickOfficerFT$155,813$155,813
Shannon Mccormick--$155,813$155,813
Carolyn AllisonSecretaryPT$3,900$3,900

Board Members and Trustees

NameTitle
Kimberly BrownPresident
Carla MarshallTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$5,494,574
Program Service Revenue
$0
Investment Income
$8,944
Other Revenue
$0
Change in Net Assets
$-509,797
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$4,713,305
Other Expenses$1,295,910
Grants and Similar Amounts Paid$4,100
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$3,299,520$373,739$0$3,673,259
Other Employee Benefits$431,282$53,972$0$485,254
Occupancy$368,393$63,339$0$431,732
Payroll Taxes$253,423$39,282$0$292,705
All Other Expenses$192,910$38,795$0$231,705
Current Officers, Directors, Trustees, and Key Employees$0$162,287$0$162,287
Pension Plan Contributions$0$99,800$0$99,800
Insurance$66,849$12,818$0$79,667
Fees for Services Accounting$0$53,565$0$53,565
Depreciation Depletion$21,698$26,714$0$48,412
Fees for Services Other$0$27,522$0$27,522
Office Expenses$0$13,541$0$13,541
Other Expenses$9,546$0$0$9,546
Grants to Domestic Orgs$4,100--$4,100
Interest$1,130$0$0$1,130
Total Functional Expenses$5,027,043$986,272$0$6,013,315
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Creative Images Inc
EIN
38-2422183
Phone
3132863500
Address
28125 7 MILE ROAD, LIVONIA, MI 48152

Signing Officer

Name
Janet Mccarver
Title
Administrator
Phone
3132863500
Signed
2026-04-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Janet Mccarver
Formed
1982
Legal Domicile
Mi
Voting Board Members
6
Independent Board Members
6
Employees
115
Volunteers
3

Preparer

Firm
David Strait CPA Pllc
Address
2817 S MILFORD ROAD STE 100, HIGHLAND, MI 48357
Preparer
David Strait CPA
Phone
2487358600
Supplemental Narrative

Additional Explanations

Pt VI, Line 2

Carolyn allison is the sister of the administrator

Pt VI, Line 11B

Board and administrator reviews prior to filing

Pt VI, Line 12C

MONITORED ANNUALLY

Pt VI, Line 15A

Administrator compensation is reviewed by the board

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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt06139895
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt028877844
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt08944
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt010494
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt074
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt090
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0251
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt019853
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99930
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportPY170Pct00.99960
IRS990ScheduleA/PublicSupportTotal170Amt028877844
IRS990ScheduleA/PublicSupportTotal509Amt00
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt05494574
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt05736300
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt05773702
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt05733373
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt06139895
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt028877844
IRS990ScheduleA/TotalSupportAmt028897697
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt075496
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0593631
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0669127
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt014341
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt014341
IRS990ScheduleD/TotalBookValueLandBuildingsAmt075496
IRS990ScheduleJ/AnyNonFixedPaymentsInd0false
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd0false
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd0false
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990ScheduleJ/InitialContractExceptionInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0158646
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1155813
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JANET MCCARVER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1SHANNON MCCORMICK
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0158646
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1155813
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0During the year the Organization established a nonqualified plan for its management. Under the terms of the plan, assets vest 100% in year five after the establishment of the plan and are paid upon separation of service. Currently no amount is vested.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt I Line 4b
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0true
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CAROLYN ALLISON IS THE SISTER OF THE ADMINISTRATOR
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD AND ADMINISTRATOR REVIEWS PRIOR TO FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MONITORED ANNUALLY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ADMINISTRATOR COMPENSATION IS REVIEWED BY THE BOARD
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 15a
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt04016694
IRS990/TotalAssetsEOYAmt03508805
IRS990/TotalAssetsGrp/BOYAmt04016694
IRS990/TotalAssetsGrp/EOYAmt03508805
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalContributionsAmt05494574
IRS990/TotalEmployeeCnt0115
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0986272
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt05027043
IRS990/TotalFunctionalExpensesGrp/TotalAmt06013315
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0339625
IRS990/TotalLiabilitiesEOYAmt0277761
IRS990/TotalLiabilitiesGrp/BOYAmt0339625
IRS990/TotalLiabilitiesGrp/EOYAmt0277761
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03677069
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03231044
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt05027043
IRS990/TotalReportableCompFromOrgAmt0318359
IRS990/TotalRevenueGrp/ExclusionAmt08944
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt05503518
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt03
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt04016694
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt03508805
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.51$0.28$3.23$5.50$6.01$0.51
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.01$0.34$3.67$5.77$5.54$0.23
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.75$0.31$3.44$5.76$5.24$0.53
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.28$0.37$2.91$6.23$5.33$0.91
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.19$1.18$2.01$6.02$5.50$0.52
2019Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$2.40$0.91$1.49$6.19$5.59$0.60
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.42$0.66$0.76$5.67$5.33$0.34
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.09$0.67$0.42$5.21$5.26$0.05
2016Detailed filing. Detailed filing data is available for this year.$1.14$0.68$0.47$4.96$4.83$0.12
2015Summary only. Only limited summary data is available for this year.$0.87$0.51$0.35$4.72$4.68$0.04
2014Summary only. Only limited summary data is available for this year.$0.83$0.50$0.33$4.99$4.99$0.00
2013Summary only. Only limited summary data is available for this year.$0.78$0.43$0.35$5.15$5.17$0.02
2012Summary only. Only limited summary data is available for this year.$0.78$0.37$0.40$5.56$5.43$0.14
2011Summary only. Only limited summary data is available for this year.$0.66$0.39$0.27$5.31$5.64$0.33