Civic Intelligence

Cedar Chamber of Commerce Inc

990EZ • Fiscal year 2021 • EIN 38-2339877

Jan 01, 2021 to Dec 31, 2021 • Filed on Aug 01, 2022

Organization ProfileN/A
PO Box 133Cedar, MI 49621

(231) 228-3378

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

44th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2021 filings • 501(c)6 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

44th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2021 filings • 501(c)6 • <$500k nonprofits • Source year 2021

Net Margin

97th percentile

74%

Higher net margin than 97% of similar nonprofits.

2021 filings • 501(c)6 • <$500k nonprofits • Source year 2021

Top Officer Pay

72nd percentile

$1,320

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 1.7% of source-year revenue.

2021 filings • 501(c)6 • <$500k nonprofits • Source year 2021

Asset Growth

60th percentile

13%

Faster asset growth than 60% of similar nonprofits.

2021 filings • 501(c)6 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

100th percentile

4014%

Faster revenue growth than 100% of similar nonprofits.

2021 filings • 501(c)6 • <$500k nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets44th percentile

Assets

Up

$477,844

Up $56,242 (+13%) from 2020

Net Assets

Up

$477,844

Up $56,242 (+13%) from 2020

Liabilities

Flat

$0

Flat from 2020

Revenue And Expenses
Liabilities / Revenue44th percentileNet Margin97th percentile

Revenue

Up

$75,978

Up $74,131 (+4014%) from 2020

Expenses

Down

$19,736

Down $9,035 (-31%) from 2020

Net Income

Up

$56,242

Up $83,166 (+309%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth60th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2010: $400,814Net Assets 2010: $400,8142010Assets 2011: $409,353Net Assets 2011: $409,3532011Assets 2012: $412,820Net Assets 2012: $412,8202012Assets 2013: $409,786Liabilities 2013: $0Net Assets 2013: $409,7862013Assets 2014: $401,483Liabilities 2014: $0Net Assets 2014: $401,4832014Assets 2015: $407,476Liabilities 2015: $0Net Assets 2015: $407,4762015Assets 2016: $413,663Liabilities 2016: $0Net Assets 2016: $413,6632016Assets 2017: $423,957Liabilities 2017: $0Net Assets 2017: $423,9572017Assets 2018: $433,252Liabilities 2018: $0Net Assets 2018: $433,2522018Assets 2019: $448,527Liabilities 2019: $0Net Assets 2019: $448,5272019Assets 2020: $421,602Liabilities 2020: $0Net Assets 2020: $421,6022020Assets 2021: $477,844Liabilities 2021: $0Net Assets 2021: $477,8442021Assets 2022: $358,604Liabilities 2022: $0Net Assets 2022: $358,6042022Assets 2023: $312,159Liabilities 2023: $0Net Assets 2023: $312,1592023Assets 2024: $235,423Liabilities 2024: $745Net Assets 2024: $234,6782024

Highlighted filing

2021

Assets$477,844
Liabilities$0
Net Assets$477,844
Open 2021 Filing

Operations Trend

Revenue Growth100th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2010: $47,037Expenses 2010: $29,045Net Income 2010: $17,9922010Revenue 2011: $51,365Expenses 2011: $42,827Net Income 2011: $8,5382011Revenue 2012: $42,436Expenses 2012: $38,967Net Income 2012: $3,4692012Revenue 2013: $28,231Expenses 2013: $31,265Net Income 2013: -$3,0342013Revenue 2014: $20,224Expenses 2014: $28,526Net Income 2014: -$8,3022014Revenue 2015: $26,637Expenses 2015: $20,643Net Income 2015: $5,9942015Revenue 2016: $37,108Expenses 2016: $30,921Net Income 2016: $6,1872016Revenue 2017: $42,457Expenses 2017: $32,163Net Income 2017: $10,2942017Revenue 2018: $45,158Expenses 2018: $35,863Net Income 2018: $9,2952018Revenue 2019: $53,905Expenses 2019: $38,630Net Income 2019: $15,2752019Revenue 2020: $1,847Expenses 2020: $28,771Net Income 2020: -$26,9242020Revenue 2021: $75,978Expenses 2021: $19,736Net Income 2021: $56,2422021Revenue 2022: $73,789Expenses 2022: $43,069Net Income 2022: $30,7202022Revenue 2023: $102,458Expenses 2023: $73,903Net Income 2023: $28,5552023Revenue 2024: $49,197Expenses 2024: $66,678Net Income 2024: -$17,4812024

Highlighted filing

2021

Revenue$75,978
Expenses$19,736
Net Income$56,242
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Aug 1, 2022
Return Version
2021v4.0
Gross Receipts
$157,757
Mission and Program Overview

Mission

CHAMBER OF COMMERCE

Program Services

DescriptionGrantsExpenses
PROVIDE INFORMATION TO RESIDENTS AND VISITORS TO THE CEDAR AREA AND PROMOTE SUPPORT AND GROW BUSINESSES IN THE CEDAR AREA.--
Compensation and Service Providers
Top Officer Pay72nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RONALD NOVAKTreasurer-$1,320-$1,320
CINDY KUNDE-GALESecretary-$600-$600
PAM NOVAKPresident-$0--
JUDITH ANN BUGAITrustee-$0--
RAY PLEVATrustee-$0--
LIZ SAILETrustee-$0--
STEVE GLAZIERVice Preside-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Polka Fest$150,561$150,561$77,763$72,798
Total Events$150,561$150,561$77,763$72,798
Filing and Contact Details

Filer

Filer Name
Cedar Chamber of Commerce
EIN
38-2339877
Phone
2312283378
Address
PO BOX 133, CEDAR, MI 49621

Signing Officer

Name
Pam Novak
Title
President
Phone
2312286204
Signed
2022-08-01
Discuss with paid preparer
Yes

Preparer

Firm
HARRIS GROUP CPA'S
Address
731 S GARFIELD AVE, TRAVERSE CITY, MI 49686
Preparer
Ronald G Harris CPA
Phone
2319468930
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“OTHER 494 TOTAL 494”

Form 990-ez, Part I, Line 16

“Expenses advertising 30 insurance 3,941 miscellaneous 498 office supplies 190 repairs and maintenance 2,200 website 813 playground 3,802 total 11,474”

Raw XML Appendix125 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0RONALD NOVAK
IRS990EZ/BooksInCareOfDetail/PhoneNum02312283378
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt09341 S KASSON ST
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CEDAR
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd049621
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0421602
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0477844
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt02000
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt056242
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01250
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0421602
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0477844
IRS990EZ/FundraisingGrossIncomeAmt0150561
IRS990EZ/GamingGrossIncomeAmt04627
IRS990EZ/GrantsAndSimilarAmountsPaidAmt03100
IRS990EZ/GrossReceiptsAmt0157757
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt075
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0421602
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0477844
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0421602
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0477844
IRS990EZ/OccupancyRentUtltsAndMaintAmt01845
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt04.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt14.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt24.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt34.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt44.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt54.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt64.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt11320
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt5600
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0PAM NOVAK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1RONALD NOVAK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JUDITH ANN BUGAI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3RAY PLEVA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4LIZ SAILE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5CINDY KUNDE-GALE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6STEVE GLAZIER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6VICE PRESIDE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt011474
IRS990EZ/OtherRevenueTotalAmt0494
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0CHAMBER OF COMMERCE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE INFORMATION TO RESIDENTS AND VISITORS TO THE CEDAR AREA AND PROMOTE SUPPORT AND GROW BUSINESSES IN THE CEDAR AREA.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt02067
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt081779
IRS990EZ/SpecialEventsNetIncomeLossAmt073409
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt019736
IRS990EZ/TotalRevenueAmt075978
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt077763
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0POLKA FEST
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt0150561
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt0150561
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt0150561
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt0150561
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt072798
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt077763
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt077763
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OTHER 494 TOTAL 494
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES ADVERTISING 30 INSURANCE 3,941 MISCELLANEOUS 498 OFFICE SUPPLIES 190 REPAIRS AND MAINTENANCE 2,200 WEBSITE 813 PLAYGROUND 3,802 TOTAL 11,474
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0PAM NOVAK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02312286204
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-08-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CEDAR CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0CEDA
ReturnHeader/Filer/EIN0382339877
ReturnHeader/Filer/PhoneNum02312283378
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 133
ReturnHeader/Filer/USAddress/CityNm0CEDAR
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049621
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0383559481
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HARRIS GROUP CPA'S
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0731 S GARFIELD AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TRAVERSE CITY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049686
ReturnHeader/PreparerPersonGrp/PhoneNum02319468930
ReturnHeader/PreparerPersonGrp/PreparationDt02022-07-28
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RONALD G HARRIS CPA
ReturnHeader/ReturnTs02022-08-08T13:37:57-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0PAM
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0NOVAK
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$477,844
Liabilities
$0
Net assets
$477,844
Revenue
$75,978
Expenses
$19,736
Net income
$56,242
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.35$0.01$2.35$0.49$0.67$0.17
2023Detailed filing. Detailed filing data is available for this year.$3.12$0.00$3.12$1.02$0.74$0.29
2022Detailed filing. Detailed filing data is available for this year.$3.59$0.00$3.59$0.74$0.43$0.31
2021Detailed filing. Detailed filing data is available for this year.$4.78$0.00$4.78$0.76$0.20$0.56
2020Detailed filing. Detailed filing data is available for this year.$4.22$0.00$4.22$0.02$0.29$0.27
2019Detailed filing. Detailed filing data is available for this year.$4.49$0.00$4.49$0.54$0.39$0.15
2018Detailed filing. Detailed filing data is available for this year.$4.33$0.00$4.33$0.45$0.36$0.09
2017Detailed filing. Detailed filing data is available for this year.$4.24$0.00$4.24$0.42$0.32$0.10
2016Detailed filing. Detailed filing data is available for this year.$4.14$0.00$4.14$0.37$0.31$0.06
2015Detailed filing. Detailed filing data is available for this year.$4.07$0.00$4.07$0.27$0.21$0.06
2014Detailed filing. Detailed filing data is available for this year.$4.01$0.00$4.01$0.20$0.29$0.08
2013Detailed filing. Detailed filing data is available for this year.$4.10$0.00$4.10$0.28$0.31$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.13$4.13$0.42$0.39$0.03
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.09$4.09$0.51$0.43$0.09
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.01$4.01$0.47$0.29$0.18