Civic Intelligence

Cedar Chamber of Commerce Inc

990EZ • Fiscal year 2019 • EIN 38-2339877

Jan 01, 2019 to Dec 31, 2019 • Filed on Feb 17, 2020

Organization ProfileN/A
PO Box 133Cedar, MI 49621

(231) 228-3378

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)6 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)6 • <$500k nonprofits • Source year 2019

Net Margin

90th percentile

28%

Higher net margin than 90% of similar nonprofits.

2019 filings • 501(c)6 • <$500k nonprofits • Source year 2019

Top Officer Pay

71st percentile

$1,320

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 2.4% of source-year revenue.

2019 filings • 501(c)6 • <$500k nonprofits • Source year 2019

Asset Growth

52nd percentile

3.5%

Faster asset growth than 52% of similar nonprofits.

2019 filings • 501(c)6 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

79th percentile

19%

Faster revenue growth than 79% of similar nonprofits.

2019 filings • 501(c)6 • <$500k nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets47th percentile

Assets

Up

$448,527

Up $15,275 (+3.5%) from 2018

Net Assets

Up

$448,527

Up $15,275 (+3.5%) from 2018

Liabilities

Flat

$0

Flat from 2018

Revenue And Expenses
Liabilities / Revenue47th percentileNet Margin90th percentile

Revenue

Up

$53,905

Up $8,747 (+19%) from 2018

Expenses

Up

$38,630

Up $2,767 (+7.7%) from 2018

Net Income

Up

$15,275

Up $5,980 (+64%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth52nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2010: $400,814Net Assets 2010: $400,8142010Assets 2011: $409,353Net Assets 2011: $409,3532011Assets 2012: $412,820Net Assets 2012: $412,8202012Assets 2013: $409,786Liabilities 2013: $0Net Assets 2013: $409,7862013Assets 2014: $401,483Liabilities 2014: $0Net Assets 2014: $401,4832014Assets 2015: $407,476Liabilities 2015: $0Net Assets 2015: $407,4762015Assets 2016: $413,663Liabilities 2016: $0Net Assets 2016: $413,6632016Assets 2017: $423,957Liabilities 2017: $0Net Assets 2017: $423,9572017Assets 2018: $433,252Liabilities 2018: $0Net Assets 2018: $433,2522018Assets 2019: $448,527Liabilities 2019: $0Net Assets 2019: $448,5272019Assets 2020: $421,602Liabilities 2020: $0Net Assets 2020: $421,6022020Assets 2021: $477,844Liabilities 2021: $0Net Assets 2021: $477,8442021Assets 2022: $358,604Liabilities 2022: $0Net Assets 2022: $358,6042022Assets 2023: $312,159Liabilities 2023: $0Net Assets 2023: $312,1592023Assets 2024: $235,423Liabilities 2024: $745Net Assets 2024: $234,6782024

Highlighted filing

2019

Assets$448,527
Liabilities$0
Net Assets$448,527
Open 2019 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2010: $47,037Expenses 2010: $29,045Net Income 2010: $17,9922010Revenue 2011: $51,365Expenses 2011: $42,827Net Income 2011: $8,5382011Revenue 2012: $42,436Expenses 2012: $38,967Net Income 2012: $3,4692012Revenue 2013: $28,231Expenses 2013: $31,265Net Income 2013: -$3,0342013Revenue 2014: $20,224Expenses 2014: $28,526Net Income 2014: -$8,3022014Revenue 2015: $26,637Expenses 2015: $20,643Net Income 2015: $5,9942015Revenue 2016: $37,108Expenses 2016: $30,921Net Income 2016: $6,1872016Revenue 2017: $42,457Expenses 2017: $32,163Net Income 2017: $10,2942017Revenue 2018: $45,158Expenses 2018: $35,863Net Income 2018: $9,2952018Revenue 2019: $53,905Expenses 2019: $38,630Net Income 2019: $15,2752019Revenue 2020: $1,847Expenses 2020: $28,771Net Income 2020: -$26,9242020Revenue 2021: $75,978Expenses 2021: $19,736Net Income 2021: $56,2422021Revenue 2022: $73,789Expenses 2022: $43,069Net Income 2022: $30,7202022Revenue 2023: $102,458Expenses 2023: $73,903Net Income 2023: $28,5552023Revenue 2024: $49,197Expenses 2024: $66,678Net Income 2024: -$17,4812024

Highlighted filing

2019

Revenue$53,905
Expenses$38,630
Net Income$15,275
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Feb 17, 2020
Return Version
2019v5.0
Gross Receipts
$120,395
Mission and Program Overview

Mission

CHAMBER OF COMMERCE

Program Services

DescriptionGrantsExpenses
PROVIDE INFORMATION TO RESIDENTS AND VISITORS TO THE CEDAR AREA AND PROMOTE SUPPORT AND GROW BUSINESSES IN THE CEDAR AREA.--
Compensation and Service Providers
Top Officer Pay71st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RONALD NOVAKTreasurer-$1,320-$1,320
SANDRA MILLERSecretary-$600-$600
PAM NOVAKPresident-$0--
JUDITH ANN BUGAIDirector-$0--
BOB NORRISVice Preside-$0--
RAY PLEVADirector-$0--
LIZ SAILEDirector-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Polka Fest$102,865$102,865$63,538$39,327
Total Events$102,865$102,865$63,538$39,327
Filing and Contact Details

Filer

Filer Name
Cedar Chamber of Commerce
EIN
38-2339877
Phone
2312283378
Address
PO BOX 133, CEDAR, MI 49621

Signing Officer

Name
Pam Novak
Title
President
Phone
2312286204
Signed
2020-02-17
Discuss with paid preparer
Yes

Preparer

Firm
HARRIS GROUP CPA'S
Address
731 S GARFIELD AVE, TRAVERSE CITY, MI 49686
Preparer
Ronald G Harris CPA
Phone
2319468930
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Advertising 1,762 other 258 total 2,020”

Form 990-ez, Part I, Line 10

“Cash contribution: 9,000 relationship: none cash contribution: 5,450 relationship: none”

Form 990-ez, Part I, Line 16

“Advertising cost of goods sold 3,887 expenses advertising 3,238 insurance 3,937 miscellaneous 974 office supplies 154 repairs and maintenance 1,165 park work 3,417 total 16,772”

Raw XML Appendix135 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0RONALD NOVAK
IRS990EZ/BooksInCareOfDetail/PhoneNum02312283378
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt09341 S KASSON ST
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CEDAR
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd049621
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0433252
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0448527
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt011776
IRS990EZ/CostOrOtherBasisExpenseSaleAmt01000
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt015275
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01075
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0433252
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0448527
IRS990EZ/FundraisingGrossIncomeAmt0102865
IRS990EZ/GamingGrossIncomeAmt02630
IRS990EZ/GrantsAndSimilarAmountsPaidAmt016450
IRS990EZ/GrossReceiptsAmt0120395
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0104
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0433252
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0448527
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0433252
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0448527
IRS990EZ/OccupancyRentUtltsAndMaintAmt02108
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt04.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt14.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt24.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt34.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt44.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt54.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt64.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt11320
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt3600
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0PAM NOVAK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1RONALD NOVAK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JUDITH ANN BUGAI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3SANDRA MILLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4BOB NORRIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5RAY PLEVA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6LIZ SAILE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0true
IRS990EZ/OrganizationHadUBIInd0true
IRS990EZ/OtherExpensesTotalAmt016772
IRS990EZ/OtherRevenueTotalAmt02020
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0CHAMBER OF COMMERCE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE INFORMATION TO RESIDENTS AND VISITORS TO THE CEDAR AREA AND PROMOTE SUPPORT AND GROW BUSINESSES IN THE CEDAR AREA.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt02225
IRS990EZ/SaleOfAssetsGrossAmt01000
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt065490
IRS990EZ/SpecialEventsNetIncomeLossAmt040005
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt038630
IRS990EZ/TotalRevenueAmt053905
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt063538
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0POLKA FEST
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt0102865
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt0102865
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt0102865
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt0102865
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt039327
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt063538
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt063538
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ADVERTISING 1,762 OTHER 258 TOTAL 2,020
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CASH CONTRIBUTION: 9,000 RELATIONSHIP: NONE CASH CONTRIBUTION: 5,450 RELATIONSHIP: NONE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ADVERTISING COST OF GOODS SOLD 3,887 EXPENSES ADVERTISING 3,238 INSURANCE 3,937 MISCELLANEOUS 974 OFFICE SUPPLIES 154 REPAIRS AND MAINTENANCE 1,165 PARK WORK 3,417 TOTAL 16,772
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 16
ReturnHeader/BuildTS02020-09-23 17:36:50Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0PAM NOVAK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02312286204
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-02-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CEDAR CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0CEDA
ReturnHeader/Filer/EIN0382339877
ReturnHeader/Filer/PhoneNum02312283378
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 133
ReturnHeader/Filer/USAddress/CityNm0CEDAR
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049621
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId01132F737BAC3FC8143A511C63C19C0D57F8AF19D
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId074E2F59BAD8C7455383966CBD4B3F2E29783587C
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0167.68.16.49
ReturnHeader/FilingSecurityInformation/IPDt02020-02-21
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm007:48:54
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0383559481
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HARRIS GROUP CPA'S
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0731 S GARFIELD AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TRAVERSE CITY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049686
ReturnHeader/PreparerPersonGrp/PhoneNum02319468930
ReturnHeader/PreparerPersonGrp/PreparationDt02020-02-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RONALD G HARRIS CPA
ReturnHeader/ReturnTs02020-02-21T07:48:54-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$448,527
Liabilities
$0
Net assets
$448,527
Revenue
$53,905
Expenses
$38,630
Net income
$15,275
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.35$0.01$2.35$0.49$0.67$0.17
2023Detailed filing. Detailed filing data is available for this year.$3.12$0.00$3.12$1.02$0.74$0.29
2022Detailed filing. Detailed filing data is available for this year.$3.59$0.00$3.59$0.74$0.43$0.31
2021Detailed filing. Detailed filing data is available for this year.$4.78$0.00$4.78$0.76$0.20$0.56
2020Detailed filing. Detailed filing data is available for this year.$4.22$0.00$4.22$0.02$0.29$0.27
2019Detailed filing. Detailed filing data is available for this year.$4.49$0.00$4.49$0.54$0.39$0.15
2018Detailed filing. Detailed filing data is available for this year.$4.33$0.00$4.33$0.45$0.36$0.09
2017Detailed filing. Detailed filing data is available for this year.$4.24$0.00$4.24$0.42$0.32$0.10
2016Detailed filing. Detailed filing data is available for this year.$4.14$0.00$4.14$0.37$0.31$0.06
2015Detailed filing. Detailed filing data is available for this year.$4.07$0.00$4.07$0.27$0.21$0.06
2014Detailed filing. Detailed filing data is available for this year.$4.01$0.00$4.01$0.20$0.29$0.08
2013Detailed filing. Detailed filing data is available for this year.$4.10$0.00$4.10$0.28$0.31$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.13$4.13$0.42$0.39$0.03
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.09$4.09$0.51$0.43$0.09
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.01$4.01$0.47$0.29$0.18