Civic Intelligence

Bay County Home Builders Association

EIN 38-2307739 • 501(c)6 • Bay City, MI

Profile

To promote the home building industry in bay county.

PO Box 1022Bay City, MI 48706

www.baycountyhba.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

51st percentile

0.00x

Higher debt load relative to assets than 51% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

56th percentile

0.01x

Higher debt load relative to revenue than 56% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

8th percentile

-77%

Higher net margin than 8% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

25th percentile

-19%

Faster asset growth than 25% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

19th percentile

-26%

Faster revenue growth than 19% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets51st percentile

Assets

Down

$52,573

Down $15,235 (-22%) from 2024

Liabilities

Down

$0

Down $95 (-100%) from 2024

Net Assets

Down

$52,573

Down $15,140 (-22%) from 2024

Operations
Liabilities / Revenue56th percentileNet Margin8th percentile

Revenue

Down

$9,425

Down $5,922 (-39%) from 2024

Expenses

Down

$24,565

Down $2,663 (-9.8%) from 2024

Net Income

Down

-$15,140

Down $3,259 (-27%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth25th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2010: $172,407Net Assets 2010: $172,4072010Assets 2011: $178,834Liabilities 2011: $752011Assets 2012: $187,575Liabilities 2012: $2,873Net Assets 2012: $184,7022012Assets 2013: $187,097Liabilities 2013: $4,826Net Assets 2013: $182,2712013Assets 2014: $163,288Liabilities 2014: $5,368Net Assets 2014: $157,9202014Assets 2015: $134,615Liabilities 2015: $4,300Net Assets 2015: $130,3152015Assets 2016: $104,546Liabilities 2016: $2,834Net Assets 2016: $101,7122016Assets 2017: $87,760Liabilities 2017: $2,812Net Assets 2017: $84,9482017Assets 2018: $139,708Liabilities 2018: $2,812Net Assets 2018: $136,8962018Assets 2019: $128,528Liabilities 2019: $0Net Assets 2019: $128,5282019Assets 2020: $117,265Liabilities 2020: $0Net Assets 2020: $117,2652020Assets 2021: $107,724Liabilities 2021: $0Net Assets 2021: $107,7242021Assets 2022: $94,984Liabilities 2022: $0Net Assets 2022: $94,9842022Assets 2023: $83,361Liabilities 2023: $0Net Assets 2023: $83,3612023Assets 2024: $67,808Liabilities 2024: $95Net Assets 2024: $67,7132024Assets 2025: $52,573Liabilities 2025: $0Net Assets 2025: $52,5732025

Highlighted filing

2025

Assets$52,573
Liabilities$0
Net Assets$52,573
Open 2025 Filing

Operations Trend

Revenue Growth19th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2010: $71,313Expenses 2010: $76,771Net Income 2010: -$5,4582010Revenue 2011: $72,505Expenses 2011: $69,503Net Income 2011: $3,0022011Revenue 2012: $70,637Expenses 2012: $67,113Net Income 2012: $3,5242012Revenue 2013: $83,539Expenses 2013: $85,970Net Income 2013: -$2,4312013Revenue 2014: $61,256Expenses 2014: $82,257Net Income 2014: -$21,0012014Revenue 2015: $65,196Expenses 2015: $79,942Net Income 2015: -$14,7462015Revenue 2016: $57,151Expenses 2016: $85,484Net Income 2016: -$28,3332016Revenue 2017: $30,065Expenses 2017: $46,829Net Income 2017: -$16,7642017Revenue 2018: $88,991Expenses 2018: $37,043Net Income 2018: $51,9482018Revenue 2019: $27,168Expenses 2019: $35,536Net Income 2019: -$8,3682019Revenue 2020: $9,005Expenses 2020: $20,268Net Income 2020: -$11,2632020Revenue 2021: $23,059Expenses 2021: $32,600Net Income 2021: -$9,5412021Revenue 2022: $19,863Expenses 2022: $32,603Net Income 2022: -$12,7402022Revenue 2023: $20,711Expenses 2023: $32,334Net Income 2023: -$11,6232023Revenue 2024: $15,347Expenses 2024: $27,228Net Income 2024: -$11,8812024Revenue 2025: $9,425Expenses 2025: $24,565Net Income 2025: -$15,1402025

Highlighted filing

2025

Revenue$9,425
Expenses$24,565
Net Income-$15,140
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$52,573
Liabilities
$0
Net assets
$52,573
Revenue
$9,425
Expenses
$24,565
Net income
-$15,140
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.53$0.00$0.53$0.09$0.25$0.15
2024Detailed filing. Detailed filing data is available for this year.$0.68$0.00$0.68$0.15$0.27$0.12
2023Detailed filing. Detailed filing data is available for this year.$0.83$0.00$0.83$0.21$0.32$0.12
2022Detailed filing. Detailed filing data is available for this year.$0.95$0.00$0.95$0.20$0.33$0.13
2021Detailed filing. Detailed filing data is available for this year.$1.08$0.00$1.08$0.23$0.33$0.10
2020Detailed filing. Detailed filing data is available for this year.$1.17$0.00$1.17$0.09$0.20$0.11
2019Detailed filing. Detailed filing data is available for this year.$1.29$0.00$1.29$0.27$0.36$0.08
2018Detailed filing. Detailed filing data is available for this year.$1.40$0.03$1.37$0.89$0.37$0.52
2017Detailed filing. Detailed filing data is available for this year.$0.88$0.03$0.85$0.30$0.47$0.17
2016Detailed filing. Detailed filing data is available for this year.$1.05$0.03$1.02$0.57$0.85$0.28
2015Detailed filing. Detailed filing data is available for this year.$1.35$0.04$1.30$0.65$0.80$0.15
2014Detailed filing. Detailed filing data is available for this year.$1.63$0.05$1.58$0.61$0.82$0.21
2013Detailed filing. Detailed filing data is available for this year.$1.87$0.05$1.82$0.84$0.86$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.88$0.03$1.85$0.71$0.67$0.04
2011Summary only. Only limited summary data is available for this year.$1.79$0.00$0.73$0.70$0.03
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.72$1.72$0.71$0.77$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Jan 28, 2026
Return Version
2025v4.0
Gross Receipts
$9,425
Mission and Program Overview

Mission

To promote the home building industry in bay county.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$65,096$50,312▼ $14,784
Accounts Receivable$904$1,808▲ $904
Pledges and Grants Receivable$1,808$452▼ $1,356
Cash and Non-Interest-Bearing Accounts-$1-
Total Assets$67,808$52,573▼ $15,235
Liabilities
Accounts Payable and Accrued Expenses$95--
Total Liabilities$95$0▼ $95
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$67,713$52,573▼ $15,140
Total Net Assets Fund Balance$67,713$52,573▼ $15,140
Total Liabilities and Net Assets / Fund Balance$67,808$52,573▼ $15,235
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Jerry SkrockiPresident
Andrea SkrockiExecutive of
Louie PomavilleImmediate Pa
Ken SkrockiTreasurer
Nathan SmithVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$7,684
Program Service Revenue
$0
Investment Income
$741
Other Revenue
$1,000
Change in Net Assets
$-15,140
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$24,565
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Payments to Affiliates---$11,994
Fees for Services Other---$7,200
Conferences and Meetings---$3,028
Office Expenses---$1,029
Insurance---$714
Fees for Services Accounting---$600
Total Functional Expenses$0$0$0$24,565
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The board reviews the 990 and related documents prior to filing.”

Form 990, Page 6, Part VI, Line 15B

“Employee wages are determined by the board and commensurate with experience and the job duties to be performed.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Bay County Home Builders Associatio
EIN
38-2307739
Phone
9896843560
Address
PO BOX 1022, BAY CITY, MI 48706

Signing Officer

Name
Jerry Skrocki
Title
President
Phone
9896843560
Signed
2026-01-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jerry Skrocki
Voting Board Members
5
Independent Board Members
5
Employees
0

Preparer

Firm
QUAST JANKE & CO CPA'S PC
Address
1010 N JOHNSON, BAY CITY, MI 48708
Preparer
Robert E Friske CPA
Phone
9898924549
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Independent contractors 7,200 0 0”

Form 990, Part XI, Line 9

“ADJUST BEGINNING CASH 0”

Raw XML Appendix243 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/BOYAmt095
IRS990/AccountsReceivableGrp/BOYAmt0904
IRS990/AccountsReceivableGrp/EOYAmt01808
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROMOTE THE HOME BUILDING INDUSTRY IN BAY COUNTY.
IRS990/BooksInCareOfDetail/PersonNm0JERRY SKROCKI
IRS990/BooksInCareOfDetail/PhoneNum09896843560
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 1022
IRS990/BooksInCareOfDetail/USAddress/CityNm0BAY CITY
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IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
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IRS990/CYGrantsAndSimilarPaidAmt00
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IRS990/CYOtherExpensesAmt024565
IRS990/CYOtherRevenueAmt01000
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0-15140
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt024565
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt09425
IRS990/DecisionsSubjectToApprovaInd0false
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IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0THROUGH THE PUBLICATION OF A MEMBERSHIP DIRECTORY; SPECIAL EVENTS; AND OTHER SOCIAL ACTIVITIES, THE ORGANIZATION SERVES THE 1 MILLION RESIDENTS OF THE BAY COUNTY AREA WITH INFORMATION ON CONSTRUCTION AND BUILDING PRODUCTS AND SERVICES.
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IRS990/DisregardedEntityInd0false
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IRS990/EmployeeCnt00
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
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IRS990/Form990PartVIISectionAGrp/PersonNm1ANDREA SKROCKI
IRS990/Form990PartVIISectionAGrp/PersonNm2JERRY SKROCKI
IRS990/Form990PartVIISectionAGrp/PersonNm3KEN SKROCKI
IRS990/Form990PartVIISectionAGrp/PersonNm4NATHAN SMITH
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/TitleTxt0IMMEDIATE PA
IRS990/Form990PartVIISectionAGrp/TitleTxt1EXECUTIVE OF
IRS990/Form990PartVIISectionAGrp/TitleTxt2PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4VICE PRESIDE
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt09425
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt05
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
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IRS990/InsuranceGrp/TotalAmt0714
IRS990/InvestmentIncomeGrp/ExclusionAmt0741
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0741
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt01
IRS990/IRPDocumentW2GCnt00
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt07684
IRS990/MembersOrStockholdersInd0false
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IRS990/MinutesOfCommitteesInd0true
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IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt067713
IRS990/NetAssetsOrFundBalancesEOYAmt052573
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt067713
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IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/TotalAmt01029
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/PartialLiquidationInd0false
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IRS990/ReconcilationRevenueExpnssAmt0-15140
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
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IRS990/RoyaltiesRevenueGrp/ExclusionAmt01000
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt01000
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IRS990/ScheduleBRequiredInd0false
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE BOARD REVIEWS THE 990 AND RELATED DOCUMENTS PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EMPLOYEE WAGES ARE DETERMINED BY THE BOARD AND COMMENSURATE WITH EXPERIENCE AND THE JOB DUTIES TO BE PERFORMED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3INDEPENDENT CONTRACTORS 7,200 0 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ADJUST BEGINNING CASH 0
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IRS990/SchoolOperatingInd0false
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IRS990/WebsiteAddressTxt0WWW.BAYCOUNTYHBA.ORG
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JERRY SKROCKI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09896843560
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BAY COUNTY HOME BUILDERS ASSOCIATIO
ReturnHeader/Filer/BusinessNameControlTxt0BAYC
ReturnHeader/Filer/EIN0382307739
ReturnHeader/Filer/PhoneNum09896843560
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ReturnHeader/Filer/USAddress/CityNm0BAY CITY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048706
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0382963463
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BAY CITY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd048708
ReturnHeader/PreparerPersonGrp/PhoneNum09898924549
ReturnHeader/PreparerPersonGrp/PreparationDt02026-01-29
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT E FRISKE CPA
ReturnHeader/ReturnTs02026-03-03T09:08:07-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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