Civic Intelligence

The 550 Snowmobile Club Inc

EIN 38-2191973 • 501(c)4 • Big Bay, MI

Profile

Support and improve the sport of snowmobiling in the upper peninsula of michigan

PO Box 212Big Bay, MI 49808
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2024

Net Margin

21st percentile

-23%

Higher net margin than 21% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2024

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)4 • <$500k nonprofits • Source year 2024

Asset Growth

31st percentile

-15%

Faster asset growth than 31% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

12th percentile

-65%

Faster revenue growth than 12% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets59th percentile

Assets

Down

$52,304

Down $8,899 (-15%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$52,304

Down $8,899 (-15%) from 2023

Operations
Liabilities / Revenue61st percentileNet Margin21st percentile

Revenue

Down

$38,411

Down $72,555 (-65%) from 2023

Expenses

Down

$47,310

Down $59,222 (-56%) from 2023

Net Income

Down

-$8,899

Down $13,333 (-301%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth31st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2010: $224,931Liabilities 2010: $32,687Net Assets 2010: $192,2442010Assets 2011: $189,101Liabilities 2011: $32,565Net Assets 2011: $156,5362011Assets 2012: $158,284Liabilities 2012: $17,565Net Assets 2012: $140,7192012Assets 2013: $109,861Liabilities 2013: $14,839Net Assets 2013: $95,0222013Assets 2014: $86,356Liabilities 2014: $12,118Net Assets 2014: $74,2382014Assets 2015: $66,023Liabilities 2015: $0Net Assets 2015: $66,0232015Assets 2016: $49,079Liabilities 2016: $0Net Assets 2016: $49,0792016Assets 2017: $50,812Liabilities 2017: $0Net Assets 2017: $50,8122017Assets 2018: $24,506Liabilities 2018: $0Net Assets 2018: $24,5062018Assets 2019: $8,534Liabilities 2019: $0Net Assets 2019: $8,5342019Assets 2020: $44,842Liabilities 2020: $0Net Assets 2020: $44,8422020Assets 2021: $49,911Liabilities 2021: $0Net Assets 2021: $49,9112021Assets 2022: $56,769Liabilities 2022: $0Net Assets 2022: $56,7692022Assets 2023: $61,203Liabilities 2023: $0Net Assets 2023: $61,2032023Assets 2024: $52,304Liabilities 2024: $0Net Assets 2024: $52,3042024

Highlighted filing

2024

Assets$52,304
Liabilities$0
Net Assets$52,304
Open 2024 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KExpenses 2010: $144,8392010Expenses 2011: $166,1992011Expenses 2012: $124,1392012Revenue 2013: $88,774Expenses 2013: $134,471Net Income 2013: -$45,6972013Revenue 2014: $125,221Expenses 2014: $145,210Net Income 2014: -$19,9892014Revenue 2015: $340,256Expenses 2015: $348,471Net Income 2015: -$8,2152015Revenue 2016: $76,092Expenses 2016: $93,036Net Income 2016: -$16,9442016Revenue 2017: $66,607Expenses 2017: $64,874Net Income 2017: $1,7332017Revenue 2018: $345,079Expenses 2018: $371,385Net Income 2018: -$26,3062018Revenue 2019: $124,369Expenses 2019: $140,341Net Income 2019: -$15,9722019Revenue 2020: $131,274Expenses 2020: $94,966Net Income 2020: $36,3082020Revenue 2021: $120,064Expenses 2021: $114,995Net Income 2021: $5,0692021Revenue 2022: $313,497Expenses 2022: $306,639Net Income 2022: $6,8582022Revenue 2023: $110,966Expenses 2023: $106,532Net Income 2023: $4,4342023Revenue 2024: $38,411Expenses 2024: $47,310Net Income 2024: -$8,8992024

Highlighted filing

2024

Revenue$38,411
Expenses$47,310
Net Income-$8,899
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$52,304
Liabilities
$0
Net assets
$52,304
Revenue
$38,411
Expenses
$47,310
Net income
-$8,899
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.52$0.00$0.52$0.38$0.47$0.09
2023Detailed filing. Detailed filing data is available for this year.$0.61$0.00$0.61$1.11$1.07$0.04
2022Detailed filing. Detailed filing data is available for this year.$0.57$0.00$0.57$3.13$3.07$0.07
2021Detailed filing. Detailed filing data is available for this year.$0.50$0.00$0.50$1.20$1.15$0.05
2020Detailed filing. Detailed filing data is available for this year.$0.45$0.00$0.45$1.31$0.95$0.36
2019Detailed filing. Detailed filing data is available for this year.$0.09$0.00$0.09$1.24$1.40$0.16
2018Detailed filing. Detailed filing data is available for this year.$0.25$0.00$0.25$3.45$3.71$0.26
2017Detailed filing. Detailed filing data is available for this year.$0.51$0.00$0.51$0.67$0.65$0.02
2016Detailed filing. Detailed filing data is available for this year.$0.49$0.00$0.49$0.76$0.93$0.17
2015Summary only. Only limited summary data is available for this year.$0.66$0.00$0.66$3.40$3.48$0.08
2014Detailed filing. Detailed filing data is available for this year.$0.86$0.12$0.74$1.25$1.45$0.20
2013Detailed filing. Detailed filing data is available for this year.$1.10$0.15$0.95$0.89$1.34$0.46
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.58$0.18$1.41$1.24
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.89$0.33$1.57$1.66
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.25$0.33$1.92$1.45
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 9, 2025
Return Version
2024v5.0
Gross Receipts
$38,411
Mission and Program Overview

Mission

Support and improve the sport of snowmobiling in the upper peninsula of michigan

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$48,102$39,183▼ $8,919
Savings and Temporary Cash Investments$10,101$10,121▲ $20
Land, Buildings, and Equipment, Net$3,000$3,000→ $0
Total Assets$61,203$52,304▼ $8,899
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$61,203$52,304▼ $8,899
Total Net Assets Fund Balance$61,203$52,304▼ $8,899
Total Liabilities and Net Assets / Fund Balance$61,203$52,304▼ $8,899

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings-$37,767$37,767
Land$3,000-$3,000
Compensation and Service Providers
Top Officer Pay89th percentile

Board Members and Trustees

NameTitle
Joe CramPresident
Pete HallV. President
Juanita HanstedtSecretary
Kathy CramTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$37,755
Program Service Revenue
$625
Investment Income
$31
Other Revenue
$0
All Other Contributions
$7,991
Change in Net Assets
$-8,899
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$47,310
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Insurance$5,655--$5,655
Fees for Services Other$5,647--$5,647
Other Expenses$1,595--$1,595
All Other Expenses$1,387$171-$1,558
Fees for Services Accounting-$650-$650
Total Functional Expenses$46,489$821$0$47,310
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
The 550 Snowmobile Club Inc
EIN
38-2191973
Phone
9063459820
Address
PO BOX 212, BIG BAY, MI 49808

Signing Officer

Name
Kathy Cram
Title
Treasurer
Phone
9063459467
Signed
2025-05-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Joe Cram
Voting Board Members
5
Independent Board Members
5
Employees
0

Preparer

Firm
Chesla & Associates Pc
Address
518 S FRONT ST, MARQUETTE, MI 49855
Preparer
Michael R Chesla
Phone
9062285150
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“Trail maintenance & improvement”

Form 990, Part IX, Line 11G

“CASUAL LABOR 5,647 0 0”

Raw XML Appendix258 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AllOtherContributionsAmt07991
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt0171
IRS990/AllOtherExpensesGrp/ProgramServicesAmt01387
IRS990/AllOtherExpensesGrp/TotalAmt01558
IRS990/BackupWthldComplianceInd0false
IRS990/BooksInCareOfDetail/PersonNm0KATHY CRAM
IRS990/BooksInCareOfDetail/PhoneNum09063459820
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 212
IRS990/BooksInCareOfDetail/USAddress/CityNm0BIG BAY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd049808
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
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IRS990/CashNonInterestBearingGrp/BOYAmt048102
IRS990/CashNonInterestBearingGrp/EOYAmt039183
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt037755
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt031
IRS990/CYOtherExpensesAmt047310
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0625
IRS990/CYRevenuesLessExpensesAmt0-8899
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt047310
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt038411
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0TRAIL MAINTENANCE AND IMPROVEMENT
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt028501
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt0650
IRS990/FeesForServicesAccountingGrp/TotalAmt0650
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt05647
IRS990/FeesForServicesOtherGrp/TotalAmt05647
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/PersonNm0JOE CRAM
IRS990/Form990PartVIISectionAGrp/PersonNm1KATHY CRAM
IRS990/Form990PartVIISectionAGrp/PersonNm2PETE HALL
IRS990/Form990PartVIISectionAGrp/PersonNm3JUANITA HANSTEDT
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2V. PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GovernmentGrantsAmt029764
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt038411
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt05
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InsuranceGrp/ProgramServicesAmt05655
IRS990/InsuranceGrp/TotalAmt05655
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt031
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt031
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt037767
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03000
IRS990/LandBldgEquipBasisNetGrp/EOYAmt03000
IRS990/LandBldgEquipCostOrOtherBssAmt040767
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0SUPPORT AND IMPROVE THE SPORT OF SNOWMOBILING IN THE UPPER PENINSULA OF MICHIGAN
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt061203
IRS990/NetAssetsOrFundBalancesEOYAmt052304
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt061203
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt052304
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherExpensesGrp/Desc0REPAIRS & MAINT
IRS990/OtherExpensesGrp/Desc1FUEL/PROPANE
IRS990/OtherExpensesGrp/Desc2FUNDRAISING
IRS990/OtherExpensesGrp/Desc3UTILITIES
IRS990/OtherExpensesGrp/ProgramServicesAmt024041
IRS990/OtherExpensesGrp/ProgramServicesAmt14460
IRS990/OtherExpensesGrp/ProgramServicesAmt23704
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IRS990/OtherExpensesGrp/TotalAmt14460
IRS990/OtherExpensesGrp/TotalAmt23704
IRS990/OtherExpensesGrp/TotalAmt31595
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0JOE CRAM
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0DUES
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IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt017988
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt097849
IRS990/PYExcessBenefitTransInd0false
IRS990/PYOtherExpensesAmt0106532
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IRS990/PYRevenuesLessExpensesAmt04434
IRS990/PYTotalExpensesAmt0106532
IRS990/PYTotalRevenueAmt0110966
IRS990/ReconcilationRevenueExpnssAmt0-8899
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt010101
IRS990/SavingsAndTempCashInvstGrp/EOYAmt010121
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/LandGrp/BookValueAmt03000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt03000
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt037767
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt037767
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03000
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TRAIL MAINTENANCE & IMPROVEMENT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO REVIEW WAS OR WILL BE CONDUCTED.
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CASUAL LABOR 5,647 0 0
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd0false
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IRS990/TypeOfOrganizationCorpInd0X
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IRS990/VotingMembersIndependentCnt05
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum09063459467
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-09
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ReturnHeader/Filer/BusinessNameControlTxt0550S
ReturnHeader/Filer/EIN0382191973
ReturnHeader/Filer/PhoneNum09063459820
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ReturnHeader/Filer/USAddress/ZIPCd049808
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0382422672
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049855
ReturnHeader/PreparerPersonGrp/PhoneNum09062285150
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL R CHESLA
ReturnHeader/ReturnTs02025-05-15T15:06:28-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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