Civic Intelligence

Home Builders Association of Jackson Incorporated

EIN 38-2173399 • 501(c)6 • Jackson, MI

Profile

The home builders association of jackson(hbaj) is the voice of the building industry, dedicated to preserving and protecting the american dream of home ownership. The hbaj promotes professionalism while providing education and membership support.

1815 E High StreetJackson, MI 49203

hbaofjacksonmichigan.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

76th percentile

0.11x

Higher debt load relative to assets than 76% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

79th percentile

0.12x

Higher debt load relative to revenue than 79% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

82nd percentile

21%

Higher net margin than 82% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

82nd percentile

$19,935

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 9.9% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

66th percentile

7.1%

Faster asset growth than 66% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

80th percentile

23%

Faster revenue growth than 80% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets76th percentile

Assets

Up

$222,117

Up $14,709 (+7.1%) from 2023

Liabilities

Down

$24,940

Down $41,335 (-62%) from 2023

Net Assets

Up

$197,177

Up $56,044 (+40%) from 2023

Operations
Liabilities / Revenue79th percentileNet Margin82nd percentile

Revenue

Up

$201,933

Up $38,187 (+23%) from 2023

Expenses

Up

$160,059

Up $19,246 (+14%) from 2023

Net Income

Up

$41,874

Up $18,941 (+83%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth66th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $158,986Liabilities 2011: $8,860Net Assets 2011: $150,1262011Assets 2012: $161,799Liabilities 2012: $22,210Net Assets 2012: $139,5892012Assets 2013: $159,362Liabilities 2013: $17,734Net Assets 2013: $141,6282013Assets 2014: $163,849Liabilities 2014: $18,895Net Assets 2014: $144,9542014Assets 2015: $160,143Liabilities 2015: $20,438Net Assets 2015: $139,7052015Assets 2016: $156,727Liabilities 2016: $32,553Net Assets 2016: $124,1742016Assets 2017: $139,531Liabilities 2017: $27,597Net Assets 2017: $111,9342017Assets 2018: $133,980Liabilities 2018: $23,739Net Assets 2018: $110,2412018Assets 2019: $128,011Liabilities 2019: $21,708Net Assets 2019: $106,3032019Assets 2020: $141,574Liabilities 2020: $16,072Net Assets 2020: $125,5022020Assets 2021: $161,368Liabilities 2021: $24,678Net Assets 2021: $136,6902021Assets 2022: $156,538Liabilities 2022: $38,338Net Assets 2022: $118,2002022Assets 2023: $207,408Liabilities 2023: $66,275Net Assets 2023: $141,1332023Assets 2024: $222,117Liabilities 2024: $24,940Net Assets 2024: $197,1772024

Highlighted filing

2024

Assets$222,117
Liabilities$24,940
Net Assets$197,177
Open 2024 Filing

Operations Trend

Revenue Growth80th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KExpenses 2011: $120,2622011Expenses 2012: $112,7362012Revenue 2013: $109,233Expenses 2013: $107,194Net Income 2013: $2,0392013Revenue 2014: $115,661Expenses 2014: $112,335Net Income 2014: $3,3262014Revenue 2015: $103,141Expenses 2015: $108,390Net Income 2015: -$5,2492015Revenue 2016: $108,953Expenses 2016: $124,484Net Income 2016: -$15,5312016Revenue 2017: $126,592Expenses 2017: $138,832Net Income 2017: -$12,2402017Revenue 2018: $118,169Expenses 2018: $119,862Net Income 2018: -$1,6932018Revenue 2019: $135,441Expenses 2019: $139,379Net Income 2019: -$3,9382019Revenue 2020: $139,329Expenses 2020: $120,130Net Income 2020: $19,1992020Revenue 2021: $145,766Expenses 2021: $134,578Net Income 2021: $11,1882021Revenue 2022: $127,431Expenses 2022: $145,921Net Income 2022: -$18,4902022Revenue 2023: $163,746Expenses 2023: $140,813Net Income 2023: $22,9332023Revenue 2024: $201,933Expenses 2024: $160,059Net Income 2024: $41,8742024

Highlighted filing

2024

Revenue$201,933
Expenses$160,059
Net Income$41,874
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$222,117
Liabilities
$24,940
Net assets
$197,177
Revenue
$201,933
Expenses
$160,059
Net income
$41,874
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.22$0.25$1.97$2.02$1.60$0.42
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.07$0.66$1.41$1.64$1.41$0.23
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.57$0.38$1.18$1.27$1.46$0.18
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.61$0.25$1.37$1.46$1.35$0.11
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.42$0.16$1.26$1.39$1.20$0.19
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.28$0.22$1.06$1.35$1.39$0.04
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.34$0.24$1.10$1.18$1.20$0.02
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.40$0.28$1.12$1.27$1.39$0.12
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.57$0.33$1.24$1.09$1.24$0.16
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$1.60$0.20$1.40$1.03$1.08$0.05
2014Detailed filing. Detailed filing data is available for this year.$1.64$0.19$1.45$1.16$1.12$0.03
2013Detailed filing. Detailed filing data is available for this year.$1.59$0.18$1.42$1.09$1.07$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.62$0.22$1.40$1.13
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.59$0.09$1.50$1.20
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 12, 2025
Return Version
2024v5.0
Gross Receipts
$201,933
Mission and Program Overview

Mission

The home builders association of jackson(hbaj) is the voice of the building industry, dedicated to preserving and protecting the american dream of home ownership. The hbaj promotes professionalism while providing education and membership support.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$112,700$107,112▼ $5,588
Land, Buildings, and Equipment, Net$82,873$77,764▼ $5,109
Accounts Receivable$14,170$27,224▲ $13,054
Prepaid Expenses and Deferred Charges$9,147$7,329▼ $1,818
Savings and Temporary Cash Investments$2,688$2,688→ $0
Total Assets$221,578$222,117▲ $539
Liabilities
Deferred Revenue$65,368$24,940▼ $40,428
Accounts Payable and Accrued Expenses$907--
Total Liabilities$66,275$24,940▼ $41,335
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$155,303$197,177▲ $41,874
Total Net Assets Fund Balance$155,303$197,177▲ $41,874
Total Liabilities and Net Assets / Fund Balance$221,578$222,117▲ $539

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$49,395$149,887$199,282
Land$28,369-$28,369
Equipment-$16,592$16,592
Compensation and Service Providers
Top Officer Pay82nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Susan MulvaneyExecutive DiFT$19,935-$19,935
Susan MulvaneyExecutive Director-$15,000$4,935$19,935
PATRICK O'DOWDExecutive ofFT$11,635-$11,635

Board Members and Trustees

NameTitle
Dan Strouss JrPresident
Aaron StroussDirector
Bart RimerDirector
Bill BenedetoDirector
Carmela KlintworthDirector
Corey VincentDirector
Dean AndersonDirector
Heather Dunigan CoeDirector
Jennifer DuncanDirector
Karl SchellingDirector
Ken MoeDirector
Loren SwansonDirector
Mark SayreDirector
Marty MillerDirector
Michael ParksDirector
Mike MckayDirector
Nick KlotzDirector
Paul BatesDirector
Stephen BaldwinDirector
Ted WrayDirector
Mark SynderAssoc Vice P
Steve KwaskeSecretary
Todd RutledgeTreasurer
Chris PayneVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$49,278
Program Service Revenue
$151,208
Investment Income
$119
Other Revenue
$1,328
Change in Net Assets
$41,874
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$126,120
Salaries, Compensation, and Employee Benefits$33,939
Total Fundraising Expense$3,067
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$20,166$1,091$544$21,801
Comp Disqual Persons$18,439$997$498$19,934
Current Officers, Directors, Trustees, and Key Employees$10,762$582$291$11,635
Advertising$11,384$14$7$11,405
Fees for Services Other-$9,350-$9,350
Depreciation Depletion$3,832$1,277-$5,109
All Other Expenses$4,166$755$58$4,979
Fees for Services Accounting-$4,040-$4,040
Office Expenses$2,857$155$77$3,089
Other Expenses$2,679$272$136$2,679
Payroll Taxes$2,192$119$59$2,370
Insurance-$2,356-$2,356
Information Technology$1,175$64$32$1,271
Total Functional Expenses$133,190$23,802$3,067$160,059
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 7A

“Members elect executive board members.”

Form 990, Page 6, Part VI, Line 11B

“Executive director reviews form 990 for completeness. She informs board of directors when return is filed and has a copy available for them to review.”

Form 990, Page 6, Part VI, Line 15A

“Executive director's compensation is reviewed annually by executive officers. They review budget and set current compensation.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Home Builders Assoc of Jacksoninc
EIN
38-2173399
Phone
5177834800
Address
1815 E HIGH STREET, JACKSON, MI 49203

Signing Officer

Name
PATRICK O'DOWD
Title
Executive Officer
Phone
5177834800
Signed
2025-08-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Dan Strouss Jr
Formed
1955
Legal Domicile
Mi
Voting Board Members
26
Independent Board Members
26
Employees
2
Volunteers
25

Preparer

Firm
Lally Group Pc
Address
PO BOX 1066, JACKSON, MI 49204-1066
Preparer
Bradley S Johncox CPA
Phone
5177870064
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“The home builders association of jackson(hbaj) is the voice of the building industry, dedicated to preserving and protecting the american dream of home ownership. The hbaj promotes professionalism while providing education and membership support.”

Form 990, Page 1, Part I, Line 6

“Board members volunteer their time while serving on the board. Additional volunteers are used to sell tickets and manage the home show program.”

Form 990, Page 2, Part III, Line 4D

“Various other programs relating to the building industry to keep members up to date on industry developments.”

Raw XML AppendixShowing 400 of 547 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsReceivableGrp/BOYAmt014170
IRS990/AccountsReceivableGrp/EOYAmt027224
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0THE HOME BUILDERS ASSOCIATION OF JACKSON(HBAJ) IS THE VOICE OF THE BUILDING INDUSTRY, DEDICATED TO PRESERVING AND PROTECTING THE AMERICAN DREAM OF HOME OWNERSHIP. THE HBAJ PROMOTES PROFESSIONALISM WHILE PROVIDING EDUCATION AND MEMBERSHIP SUPPORT.
IRS990/AdvertisingGrp/FundraisingAmt07
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IRS990/AllOtherExpensesGrp/TotalAmt04979
IRS990/BooksInCareOfDetail/PersonNm0PATRICK O'DOWD
IRS990/BooksInCareOfDetail/PhoneNum05177834800
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01815 E HIGH STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0JACKSON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd049203
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
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IRS990/CashNonInterestBearingGrp/BOYAmt0112700
IRS990/CashNonInterestBearingGrp/EOYAmt0107112
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IRS990/CompDisqualPersonsGrp/ManagementAndGeneralAmt0997
IRS990/CompDisqualPersonsGrp/ProgramServicesAmt018439
IRS990/CompDisqualPersonsGrp/TotalAmt019934
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
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IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
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IRS990/CYGrantsAndSimilarPaidAmt00
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IRS990/CYProgramServiceRevenueAmt0151208
IRS990/CYRevenuesLessExpensesAmt041874
IRS990/CYSalariesCompEmpBnftPaidAmt033939
IRS990/CYTotalExpensesAmt0160059
IRS990/CYTotalFundraisingExpenseAmt03067
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0201933
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt065368
IRS990/DeferredRevenueGrp/EOYAmt024940
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt01277
IRS990/DepreciationDepletionGrp/ProgramServicesAmt03832
IRS990/DepreciationDepletionGrp/TotalAmt05109
IRS990/Desc0HOME SHOW - EVENT THAT SHOWCASES NEW BUILDING TECHNIQUES TO MEMBERS AND THE COMMUNITY.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
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IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt0133190
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt04040
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IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt09350
IRS990/FeesForServicesOtherGrp/TotalAmt09350
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282PropertyDisposedOfInd0false
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IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21ASSOC VICE P
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt25VICE PRESIDE
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IRS990/MissionDesc0THE HOME BUILDERS ASSOCIATION OF JACKSON(HBAJ) IS THE VOICE OF THE BUILDING INDUSTRY, DEDICATED TO PRESERVING AND PROTECTING THE AMERICAN DREAM OF HOME OWNERSHIP. THE HBAJ PROMOTES PROFESSIONALISM WHILE PROVIDING EDUCATION AND MEMBERSHIP SUPPORT.
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