Liabilities / Assets
26th percentile
Higher debt load relative to assets than 26% of similar nonprofits.
EIN 38-2118029 • 501(c)14 • Edmore, MI
Profile
To become members' primary financial institution by providing reliable, comprehensive, courteous, and prompt service that is competitive with the market and in tune with members' needs - people helping people.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
26th percentile
Higher debt load relative to assets than 26% of similar nonprofits.
Liabilities / Revenue
74th percentile
Higher debt load relative to revenue than 74% of similar nonprofits.
Net Margin
82nd percentile
Higher net margin than 82% of similar nonprofits.
Top Officer Pay
49th percentile
Higher top officer pay than 49% of similar nonprofits.
Top officer pay equals 9.9% of source-year revenue.
Asset Growth
86th percentile
Faster asset growth than 86% of similar nonprofits.
Revenue Growth
48th percentile
Faster revenue growth than 48% of similar nonprofits.
Assets
Up$24,133,194
Up $14,602 (+0.1%) from 2023
Liabilities
Down$20,054,108
Down $300,205 (-1.5%) from 2023
Net Assets
Up$4,079,086
Up $314,807 (+8.4%) from 2023
Revenue
Up$1,049,617
Up $184,783 (+21%) from 2023
Expenses
Up$728,810
Up $93,393 (+15%) from 2023
Net Income
Up$320,807
Up $91,390 (+40%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
To become members' primary financial institution by providing reliable, comprehensive, courteous, and prompt service that is competitive with the market and in tune with members' needs - people helping people.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $14,529,600 | $10,718,600 | ▼ $3,811,000 |
| Other Notes and Loans Receivable, Net | $7,567,173 | $7,736,098 | ▲ $168,925 |
| Savings and Temporary Cash Investments | $1,535,142 | $5,187,029 | ▲ $3,651,887 |
| Rtn Earn Endowment Incm Other Fnds | $3,764,279 | $4,079,086 | ▲ $314,807 |
| Cash and Non-Interest-Bearing Accounts | $184,680 | $191,019 | ▲ $6,339 |
| Prepaid Expenses and Deferred Charges | $37,803 | $29,053 | ▼ $8,750 |
| Land, Buildings, and Equipment, Net | $26,848 | $23,525 | ▼ $3,323 |
| Accounts Receivable | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $24,118,592 | $24,133,194 | ▲ $14,602 |
| Other Assets Total | $237,346 | $247,870 | ▲ $10,524 |
| Liabilities | |||
| Other Liabilities | $20,352,200 | $20,040,373 | ▼ $311,827 |
| Accounts Payable and Accrued Expenses | $2,113 | $13,735 | ▲ $11,622 |
| Total Liabilities | $20,354,313 | $20,054,108 | ▼ $300,205 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,764,279 | $4,079,086 | ▲ $314,807 |
| Total Liabilities and Net Assets / Fund Balance | $24,118,592 | $24,133,194 | ▲ $14,602 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $3,525 | $31,706 | $35,231 |
| Land | $20,000 | - | $20,000 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Lisa Longnecker | CEO | FT | $65,494 | $28,181 | $93,675 |
| Name | Title |
|---|---|
| William L Moore | Chairman |
| Larry Petersen | Director |
| Sharron Farrell | Director |
| Cheryl Willis | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $414,046 |
| Salaries, Compensation, and Employee Benefits | $314,764 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Interest | - | - | - | $223,115 |
| Other Salaries and Wages | - | - | - | $171,608 |
| Office Expenses | - | - | - | $130,679 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $93,675 |
| Payroll Taxes | - | - | - | $18,238 |
| Pension Plan Contributions | - | - | - | $16,289 |
| Other Employee Benefits | - | - | - | $14,954 |
| Other Expenses | - | - | - | $7,603 |
| Occupancy | - | - | - | $6,530 |
| All Other Expenses | - | - | - | $5,700 |
| Payments to Affiliates | - | - | - | $3,881 |
| Advertising | - | - | - | $1,960 |
| Travel | - | - | - | $70 |
| Total Functional Expenses | $0 | $0 | $0 | $728,810 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Shares | $20,040,372 |
| Rounding | $1 |
“Section 501(c)(14) credit union is composed of members.”
“Members vote on bylaw and charter changes. Members vote and elect board members at annual meeting.”
“Mergers are voted on by entire membership.”
“Management reviews tax returns and forwards us form 8879-te to tax preparer. Board reviews filed tax returns at next scheduled meeting.”
“Employee loans are management approved. Management loans are board approved. Loans to board members are approved by the board minus the lendee.”
“Executive and employee salaries are board reviewed and approved. Board of directors are not compensated.”
“Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (call) reports are also available at www.ncua.gov for all federally insured credit unions.”
“One time cecl adjustment = -$6000”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 2113 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 13735 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO BECOME MEMBERS' PRIMARY FINANCIAL INSTITUTION BY PROVIDING RELIABLE, COMPREHENSIVE, COURTEOUS, AND PROMPT SERVICE THAT IS COMPETITIVE WITH THE MARKET AND IN TUNE WITH MEMBERS' NEEDS - PEOPLE HELPING PEOPLE. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 1960 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 5700 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LISA J LONGNECKER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9894275663 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1157 E MAIN ST |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | EDMORE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 48829 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 184680 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 191019 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 93675 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 450944 |
| IRS990/CYOtherExpensesAmt | 0 | 414046 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 598673 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 320807 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 314764 |
| IRS990/CYTotalExpensesAmt | 0 | 728810 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1049617 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 0 |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDES SEVERAL DEPOSIT ACCOUNT TYPES TO MEMBERS INCLUDING SAVINGS, CHECKING, CERTIFICATES AND OTHER. THE TOTAL NUMBER OF MEMBERS AT 12/31/2024 WAS 1,834. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 5 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 28181 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LISA LONGNECKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | WILLIAM L MOORE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | SHARRON FARRELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CHERYL WILLIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LARRY PETERSEN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 65494 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1966 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1049617 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 4 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 0 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 223115 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 450944 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 450944 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 14529600 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 10718600 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 413 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 31706 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 26848 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 23525 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 55231 |
| IRS990/LegalDomicileStateCd | 0 | MI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | false |
| IRS990/MinutesOfGoverningBodyInd | 0 | false |
| IRS990/MissionDesc | 0 | TO BECOME MEMBERS' PRIMARY FINANCIAL INSTITUTION BY PROVIDING RELIABLE, COMPREHENSIVE, COURTEOUS, AND PROMPT SERVICE THAT IS COMPETITIVE WITH THE MARKET AND IN TUNE WITH MEMBERS' NEEDS - PEOPLE HELPING PEOPLE. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3764279 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4079086 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 6530 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 130679 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 237346 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 247870 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -6000 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 14954 |
| IRS990/OtherExpensesGrp/Desc | 0 | OTHER OP EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROV FOR CREDIT LOSSES 300.00 |
| IRS990/OtherExpensesGrp/Desc | 2 | PRO OUTSIDE SERVICE 290.00 |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING 280.00 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 14788 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 10000 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 9720 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 7603 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 20352200 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 20040373 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 171608 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 7567173 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 7736098 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 3881 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 18238 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 16289 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 37803 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 29053 |
| IRS990/PrincipalOfficerNm | 0 | Lisa J Longnecker |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INSURANCE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | LOAN INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | MISC INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5269 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 516874 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 76068 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 5731 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 516874 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 76068 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 462 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS INCLUDING VEHICLE, UNSECURED AND OTHER. THE TOTAL NUMBER OF LOANS OUTSTANDING AT 12/31/2024 WAS 584. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 347000 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 353386 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 517834 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 229417 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 282031 |
| IRS990/PYTotalExpensesAmt | 0 | 635417 |
| IRS990/PYTotalRevenueAmt | 0 | 864834 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 320807 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3764279 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4079086 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1535142 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 5187029 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 20000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 20000 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 3525 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 31706 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 35231 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 1 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 20040372 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Rounding |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SHARES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 23525 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 10718600 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 20040373 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | SECTION 501(C)(14) CREDIT UNION IS COMPOSED OF MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS VOTE ON BYLAW AND CHARTER CHANGES. MEMBERS VOTE AND ELECT BOARD MEMBERS AT ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MERGERS ARE VOTED ON BY ENTIRE MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | MANAGEMENT REVIEWS TAX RETURNS AND FORWARDS US FORM 8879-TE TO TAX PREPARER. BOARD REVIEWS FILED TAX RETURNS AT NEXT SCHEDULED MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | EMPLOYEE LOANS ARE MANAGEMENT APPROVED. MANAGEMENT LOANS ARE BOARD APPROVED. LOANS TO BOARD MEMBERS ARE APPROVED BY THE BOARD MINUS THE LENDEE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | EXECUTIVE AND EMPLOYEE SALARIES ARE BOARD REVIEWED AND APPROVED. BOARD OF DIRECTORS ARE NOT COMPENSATED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | CREDIT UNION BYLAWS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST AT THE CREDIT UNION'S MAIN OFFICE. QUARTERLY FINANCIAL STATEMENTS ARE DISPLAYED IN THE LOBBY WHICH IS ACCESSIBLE TO THE GENERAL PUBLIC. QUARTERLY FINANCIAL PERFORMANCE (CALL) REPORTS ARE ALSO AVAILABLE AT WWW.NCUA.GOV FOR ALL FEDERALLY INSURED CREDIT UNIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | ONE TIME CECL ADJUSTMENT = -$6000 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, Line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part XI, Line 9 |
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| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
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| IRS990/TotalAssetsEOYAmt | 0 | 24133194 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 24118592 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 24133194 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 5 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 728810 |
| IRS990/TotalGrossUBIAmt | 0 | 462 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 20354313 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 20054108 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 20354313 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 20054108 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3764279 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4079086 |
| IRS990/TotalOtherCompensationAmt | 0 | 28181 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 598673 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 65494 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1049155 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1049617 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 462 |
| IRS990/TotalVolunteersCnt | 0 | 4 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 24118592 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 24133194 |
| IRS990/TravelGrp/TotalAmt | 0 | 70 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 4 |
| IRS990/WebsiteAddressTxt | 0 | WWW.MPECREDITUNION.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Lisa J Longnecker |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-04-03 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CREDIT UNIONS CHARTERED IN THE STATE OF |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | MI MONTCALM PUBLIC EMPLOYEES |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CRED |
| ReturnHeader/Filer/EIN | 0 | 382118029 |
| ReturnHeader/Filer/PhoneNum | 0 | 9894275663 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1157 E MAIN ST PO BOX 469 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | EDMORE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48829 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 650152722 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | FINANCIAL STANDARDS GROUP INC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 6447 W HIGHWAY 146 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CRESTWOOD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 40014 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8005225820 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Donald E Lingerfelt |
| ReturnHeader/ReturnTs | 0 | 2025-04-03T13:26:16-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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