Liabilities / Assets
33rd percentile
Higher debt load relative to assets than 33% of similar nonprofits.
990 • Fiscal year 2020 • EIN 38-1987607
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
33rd percentile
Higher debt load relative to assets than 33% of similar nonprofits.
Liabilities / Revenue
70th percentile
Higher debt load relative to revenue than 70% of similar nonprofits.
Net Margin
81st percentile
Higher net margin than 81% of similar nonprofits.
Top Officer Pay
14th percentile
Higher top officer pay than 14% of similar nonprofits.
Top officer pay equals 5.0% of source-year revenue.
Asset Growth
68th percentile
Faster asset growth than 68% of similar nonprofits.
Revenue Growth
54th percentile
Faster revenue growth than 54% of similar nonprofits.
Assets
Up$39,219,890
Up $5,693,757 (+17%) from 2019
Net Assets
Up$5,505,844
Up $450,853 (+8.9%) from 2019
Liabilities
Up$33,714,046
Up $5,242,904 (+18%) from 2019
Revenue
Down$1,347,100
Down $66,644 (-4.7%) from 2019
Expenses
Up$1,087,626
Up $49,303 (+4.7%) from 2019
Net Income
Down$259,474
Down $115,947 (-31%) from 2019
Promotion of thrift and providing low cost credit for its members through mutual and nonprofit operations.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $15,182,302 | $22,264,054 | ▲ $7,081,752 |
| Other Notes and Loans Receivable, Net | $15,501,864 | $13,962,728 | ▼ $1,539,136 |
| Rtn Earn Endowment Incm Other Fnds | $5,054,991 | $5,505,844 | ▲ $450,853 |
| Land, Buildings, and Equipment, Net | $1,522,131 | $1,478,626 | ▼ $43,505 |
| Cash and Non-Interest-Bearing Accounts | $580,829 | $969,649 | ▲ $388,820 |
| Receivables From Officers Etc | $351,877 | $141,083 | ▼ $210,794 |
| Prepaid Expenses and Deferred Charges | $28,608 | $48,529 | ▲ $19,921 |
| Total Assets | $33,526,133 | $39,219,890 | ▲ $5,693,757 |
| Other Assets Total | $358,522 | $355,221 | ▼ $3,301 |
| Liabilities | |||
| Other Liabilities | $28,373,368 | $33,299,444 | ▲ $4,926,076 |
| Accounts Payable and Accrued Expenses | $97,774 | $414,602 | ▲ $316,828 |
| Total Liabilities | $28,471,142 | $33,714,046 | ▲ $5,242,904 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,054,991 | $5,505,844 | ▲ $450,853 |
| Total Liabilities and Net Assets / Fund Balance | $33,526,133 | $39,219,890 | ▲ $5,693,757 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,274,057 | $440,104 | - |
| Land | $27,719 | - | - |
| Equipment | $176,850 | $451,372 | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Hilary Fountain | Manager / Ce | FT | $55,928 | $11,352 | $67,280 |
| Name | Title |
|---|---|
| Eldon Seaman | Chairperson |
| Craig Miller | Vice Chairpe |
| Angela Reed | Board Member |
| Blaine Tischer | Board Member |
| Michael Skinner | Board Member |
| Murray Fountain | Secretary/tr |
| Line Item | Amount |
|---|---|
| Other Expenses | $588,430 |
| Salaries, Compensation, and Employee Benefits | $499,196 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $326,909 | - | - | $326,909 |
| Interest | $177,940 | - | - | $177,940 |
| Depreciation Depletion | $89,913 | - | - | $89,913 |
| Current Officers, Directors, Trustees, and Key Employees | $56,975 | - | - | $56,975 |
| Other Employee Benefits | $56,302 | - | - | $56,302 |
| Office Expenses | $38,014 | - | - | $38,014 |
| Occupancy | $33,314 | - | - | $33,314 |
| Payroll Taxes | $29,836 | - | - | $29,836 |
| Pension Plan Contributions | $29,174 | - | - | $29,174 |
| All Other Expenses | $21,124 | - | - | $21,124 |
| Other Expenses | $17,578 | - | - | $17,578 |
| Fees for Services Accounting | $13,958 | - | - | $13,958 |
| Conferences and Meetings | $635 | - | - | $635 |
| Total Functional Expenses | $1,087,626 | $0 | $0 | $1,087,626 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $351,877 | $141,083 | ▼ $210,794 |
| Liability | Amount |
|---|---|
| MEMBERS' SHARES AND SAVINGS | $33,308,426 |
| Shared Branching Settlement | $-8,982 |
“Form 990 is reviewed by management and a copy is provided to public upon request.”
“Form 990 part vi section b line 15a) reviewed quarterly by the board of directors.”
“Financials are posted on the bulletin board and available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 97774 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 414602 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | PROMOTION OF THRIFT AND PROVIDING LOW COST CREDIT FOR ITS MEMBERS THROUGH MUTUAL AND NONPROFIT OPERATIONS. |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 21124 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 21124 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | HILARY FOUNTAIN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9064935263 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 34857 S TOWNLINE ROAD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | DRUMMOND ISLAND |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 49726 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 580829 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 969649 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 56975 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 56975 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 635 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 635 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 309543 |
| IRS990/CYOtherExpensesAmt | 0 | 588430 |
| IRS990/CYOtherRevenueAmt | 0 | 55230 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 982327 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 259474 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 499196 |
| IRS990/CYTotalExpensesAmt | 0 | 1087626 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1347100 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 89913 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 89913 |
| IRS990/Desc | 0 | PROMOTION OF THRIFT AND PROVIDING LOW COST CREDIT FOR ITS MEMBERS THROUGH MUTUAL AND NONPROFIT OPERATION. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 12 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 1087626 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 13958 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 13958 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 11352 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | HILARY FOUNTAIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MURRAY FOUNTAIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | CRAIG MILLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ANGELA REED |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | ELDON SEAMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MICHAEL SKINNER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | BLAINE TISCHER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 55928 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | MANAGER / CE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY/TR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE CHAIRPE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1960 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1347100 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 177940 |
| IRS990/InterestGrp/TotalAmt | 0 | 177940 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 309543 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 309543 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 826 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 891476 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1522131 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1478626 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2370102 |
| IRS990/LegalDomicileStateCd | 0 | MI |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | PROMOTION OF THRIFT AND PROVIDING LOW COST CREDIT FOR ITS MEMBERS THROUGH MUTUAL AND NONPROFIT OPERATIONS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5054991 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5505844 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 191379 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 33314 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 33314 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 38014 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 38014 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 358522 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 355221 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 56302 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 56302 |
| IRS990/OtherExpensesGrp/Desc | 0 | DATA PROCESSING |
| IRS990/OtherExpensesGrp/Desc | 1 | ATM FEES |
| IRS990/OtherExpensesGrp/Desc | 2 | SURETY BOND |
| IRS990/OtherExpensesGrp/Desc | 3 | OFFICIALS |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 95291 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 75899 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 24764 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 17578 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 95291 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 75899 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 24764 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 17578 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 28373368 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 33299444 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | INTERCHANGE INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 55230 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 55230 |
| IRS990/OtherRevenueTotalAmt | 0 | 55230 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 326909 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 326909 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 15501864 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 13962728 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 29836 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 29836 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 29174 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 29174 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 28608 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 48529 |
| IRS990/PrincipalOfficerNm | 0 | HILARY FOUNTAIN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 920427 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 61900 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 920427 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 61900 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 337846 |
| IRS990/PYOtherExpensesAmt | 0 | 572078 |
| IRS990/PYOtherRevenueAmt | 0 | 49389 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1026509 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 375421 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 466245 |
| IRS990/PYTotalExpensesAmt | 0 | 1038323 |
| IRS990/PYTotalRevenueAmt | 0 | 1413744 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 351877 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 141083 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 259474 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 982327 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5054991 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5505844 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 15182302 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 22264054 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1274057 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 440104 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 1714161 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 176850 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 451372 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 628222 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 27719 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 27719 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 33308426 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | -8982 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS' SHARES AND SAVINGS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SHARED BRANCHING SETTLEMENT |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1478626 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 33299444 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 70551 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 24038 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 14520 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 13207 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 4 | 7620 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 5 | 5639 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 6 | 5508 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 4 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 5 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 6 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 4 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 5 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 6 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 3 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 4 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 5 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 6 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | MORTGAGE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | AUTO LOAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | CAMPER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 3 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 4 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 111120 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 30842 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 32500 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 3 | 14421 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 4 | 11213 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 5 | 18500 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 6 | 13300 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | ANGELA REED |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | BLAINE TISCHER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | MICHAEL SKINNER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 3 | HILARY FOUNTAIN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 4 | ELDON SEAMAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 5 | BLAINE TISCHER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 6 | ANGELA REED |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | BOARD MEMBER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | BOARD MEMBER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 2 | BOARD MEMBER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 3 | CEO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 4 | CHAIRPERSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 5 | BOARD MEMBER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 6 | BOARD MEMBER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 4 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 5 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 6 | true |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 141083 |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | FORM 990 IS REVIEWED BY MANAGEMENT AND A COPY IS PROVIDED TO PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | FORM 990 PART VI SECTION B LINE 15A) REVIEWED QUARTERLY BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | FINANCIALS ARE POSTED ON THE BULLETIN BOARD AND AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 33526133 |
| IRS990/TotalAssetsEOYAmt | 0 | 39219890 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 33526133 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 39219890 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 12 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 1087626 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1087626 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 28471142 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 33714046 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 28471142 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 33714046 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5054991 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5505844 |
| IRS990/TotalOtherCompensationAmt | 0 | 11352 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 1087626 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 982327 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 55928 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1347100 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1347100 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 33526133 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 39219890 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 34857 S TOWNLINE ROAD |
| IRS990/USAddress/CityNm | 0 | DRUMMOND ISLAND |
| IRS990/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/USAddress/ZIPCd | 0 | 49726 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 6 |
| IRS990/VotingMembersIndependentCnt | 0 | 6 |
| IRS990/WebsiteAddressTxt | 0 | WWW.DDCCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | HILARY FOUNTAIN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | MANAGER / CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9064935263 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-04-09 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | DETOUR DRUMMOND COMMUNITY CREDIT UN |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | DETO |
| ReturnHeader/Filer/EIN | 0 | 381987607 |
| ReturnHeader/Filer/PhoneNum | 0 | 9064935263 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 34857 S TOWNLINE RD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | DRUMMOND ISLAND |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 49726 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 381977929 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ANDERSONTACKMAN & COMPANY PLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 16978 S RILEY AVE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | KINCHELOE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 49788 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9064955952 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-04-23 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | AMBER MACK CPA |
| ReturnHeader/ReturnTs | 0 | 2021-04-23T11:16:23-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | HILARY |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | FOUNTAIN |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
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Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.