Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2017 • EIN 38-1987607

Jan 01, 2017 to Dec 31, 2017 • Filed on May 04, 2018

Organization ProfileWWW.DDCCU.COM
34857 S Townline RdDrummond Island, MI 49726

(906) 493-5263

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.88x

Higher debt load relative to assets than 56% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Liabilities / Revenue

65th percentile

22.40x

Higher debt load relative to revenue than 65% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Net Margin

28th percentile

4.4%

Higher net margin than 28% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Top Officer Pay

14th percentile

$60,367

Higher top officer pay than 14% of similar nonprofits.

Top officer pay equals 4.7% of source-year revenue.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Asset Growth

57th percentile

2.9%

Faster asset growth than 57% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2016 to 2017

Revenue Growth

11th percentile

-2.1%

Faster revenue growth than 11% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets56th percentile

Assets

Up

$32,789,446

Up $911,115 (+2.9%) from 2016

Net Assets

Down

$3,859,940

Down $17,836 (-0.5%) from 2016

Liabilities

Up

$28,929,506

Up $928,951 (+3.3%) from 2016

Revenue And Expenses
Liabilities / Revenue65th percentileNet Margin28th percentile

Revenue

Down

$1,291,741

Down $27,114 (-2.1%) from 2016

Expenses

Up

$1,234,471

Up $238,947 (+24%) from 2016

Net Income

Down

$57,270

Down $266,061 (-82%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth57th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $32,230,947Liabilities 2010: $29,241,927Net Assets 2010: $2,989,0202010Assets 2011: $30,228,107Liabilities 2011: $27,004,243Net Assets 2011: $3,223,8642011Assets 2012: $29,771,218Liabilities 2012: $26,424,240Net Assets 2012: $3,346,9782012Assets 2013: $31,417,060Liabilities 2013: $28,003,117Net Assets 2013: $3,413,9432013Assets 2014: $32,863,775Liabilities 2014: $29,276,084Net Assets 2014: $3,587,6912014Assets 2015: $31,594,611Liabilities 2015: $28,070,036Net Assets 2015: $3,524,5752015Assets 2016: $31,878,331Liabilities 2016: $28,000,555Net Assets 2016: $3,877,7762016Assets 2017: $32,789,446Liabilities 2017: $28,929,506Net Assets 2017: $3,859,9402017Assets 2018: $32,785,455Liabilities 2018: $28,474,515Net Assets 2018: $4,310,9402018Assets 2019: $33,526,133Liabilities 2019: $28,471,142Net Assets 2019: $5,054,9912019Assets 2020: $39,219,890Liabilities 2020: $33,714,046Net Assets 2020: $5,505,8442020Assets 2021: $44,208,077Liabilities 2021: $38,889,061Net Assets 2021: $5,319,0162021Assets 2022: $43,137,692Liabilities 2022: $38,464,656Net Assets 2022: $4,673,0362022Assets 2023: $38,561,038Liabilities 2023: $32,965,886Net Assets 2023: $5,595,1522023Assets 2024: $36,684,119Liabilities 2024: $30,483,236Net Assets 2024: $6,200,8832024

Highlighted filing

2017

Assets$32,789,446
Liabilities$28,929,506
Net Assets$3,859,940
Open 2017 Filing

Operations Trend

Revenue Growth11th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,214,3432010Expenses 2011: $1,101,2372011Expenses 2012: $1,219,8742012Revenue 2013: $1,154,273Expenses 2013: $1,087,308Net Income 2013: $66,9652013Revenue 2014: $1,232,082Expenses 2014: $1,058,334Net Income 2014: $173,7482014Revenue 2015: $1,241,775Expenses 2015: $1,281,633Net Income 2015: -$39,8582015Revenue 2016: $1,318,855Expenses 2016: $995,524Net Income 2016: $323,3312016Revenue 2017: $1,291,741Expenses 2017: $1,234,471Net Income 2017: $57,2702017Revenue 2018: $1,363,698Expenses 2018: $841,591Net Income 2018: $522,1072018Revenue 2019: $1,413,744Expenses 2019: $1,038,323Net Income 2019: $375,4212019Revenue 2020: $1,347,100Expenses 2020: $1,087,626Net Income 2020: $259,4742020Revenue 2021: $1,224,914Expenses 2021: $1,103,464Net Income 2021: $121,4502021Revenue 2022: $1,424,838Expenses 2022: $1,145,514Net Income 2022: $279,3242022Revenue 2023: $1,936,310Expenses 2023: $1,237,635Net Income 2023: $698,6752023Revenue 2024: $1,633,579Expenses 2024: $1,287,027Net Income 2024: $346,5522024

Highlighted filing

2017

Revenue$1,291,741
Expenses$1,234,471
Net Income$57,270
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 4, 2018
Return Version
2017v2.3
Gross Receipts
$1,291,741
Mission and Program Overview

Mission

Promotion of thrift and providing low cost credit for its members through mutual and nonprofit operations.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$14,137,582$16,673,805▲ $2,536,223
Other Notes and Loans Receivable, Net$16,095,994$14,571,736▼ $1,524,258
Rtn Earn Endowment Incm Other Fnds$3,877,776$3,859,940▼ $17,836
Cash and Non-Interest-Bearing Accounts$529,890$550,063▲ $20,173
Land, Buildings, and Equipment, Net$365,813$337,596▼ $28,217
Receivables From Officers Etc$208,727$197,329▼ $11,398
Prepaid Expenses and Deferred Charges$25,354$35,977▲ $10,623
Total Assets$31,878,331$32,789,446▲ $911,115
Other Assets Total$514,971$422,940▼ $92,031
Liabilities
Other Liabilities$27,911,941$28,839,584▲ $927,643
Accounts Payable and Accrued Expenses$88,614$89,922▲ $1,308
Total Liabilities$28,000,555$28,929,506▲ $928,951
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,877,776$3,859,940▼ $17,836
Total Liabilities and Net Assets / Fund Balance$31,878,331$32,789,446▲ $911,115

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$273,864$340,938-
Land$27,719--
Equipment$36,013$405,151-
Compensation and Service Providers
Top Officer Pay14th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Hilary FountainManager / CeFT$50,735$9,632$60,367

Board Members and Trustees

NameTitle
Eldon SeamanChairperson
Craig MillerVice Chairpe
Angela ReedBoard Member
Blaine TischerBoard Member
Michael MacdonaldBoard Member
Michael SkinnerBoard Member
Murray FountainSecretary/tr
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,035,129
Investment Income
$215,212
Other Revenue
$41,400
Change in Net Assets
$57,270
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$781,458
Salaries, Compensation, and Employee Benefits$453,013
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$271,707--$271,707
All Other Expenses$212,565--$212,565
Interest$187,568--$187,568
Other Employee Benefits$64,386--$64,386
Current Officers, Directors, Trustees, and Key Employees$60,367--$60,367
Depreciation Depletion$41,607--$41,607
Payroll Taxes$30,935--$30,935
Other Expenses$29,119--$29,119
Pension Plan Contributions$25,618--$25,618
Occupancy$23,218--$23,218
Office Expenses$17,600--$17,600
Fees for Services Accounting$10,982--$10,982
Conferences and Meetings$1,486--$1,486
Total Functional Expenses$1,234,471$0$0$1,234,471
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$208,727$197,329▼ $11,398
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES AND SAVINGS$28,834,797
Shared Branching Settlement$4,787
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Form 990 is reviewed by management and a copy is provided to public upon request.”

Form 990, Page 6, Part VI, Line 15A

“Form 990 part vi section b line 15a) reviewed quarterly by the board of directors.”

Form 990, Page 6, Part VI, Line 19

“Financials are posted on the bulletin board and available upon request.”

Filing and Contact Details

Filer

Filer Name
Detour Drummond Community Credit Un
EIN
38-1987607
Phone
9064935263
Address
34857 S TOWNLINE RD, DRUMMOND ISLAND, MI 49726

Signing Officer

Name
Hilary Fountain
Title
Manager / CEO
Phone
9064935263
Signed
2018-05-04

Organization Details

Principal Officer
Hilary Fountain
Formed
1960
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
2
Employees
10

Preparer

Firm
Andersontackman & Company Plc
Address
16978 S RILEY AVE, KINCHELOE, MI 49788
Preparer
Amber Mack CPA
Phone
9064955952
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Travelers service charge 28,801 0 0 consultant fees 25,920 0 0 educational and promotion 20,961 0 0 loan processing -oreo 20,065 0 0 officials 18,905 0 0 other 17,442 0 0 surety bond 17,232 0 0 credit card fees 16,871 0 0 communications 16,298 0 0 examination fees 10,924 0 0 association dues 5,505 0 0 loan fees 4,893 0 0 collection 4,819 0 0 credit bureau fees 3,336 0 0 insurances 769 0 0 cash over/short -176 0 0 total 212,565 0 0”

Raw XML AppendixShowing 400 of 401 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/BuildingsGrp/BookValueAmt0273864
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0340938
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0614802
IRS990ScheduleD/EquipmentGrp/BookValueAmt036013
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0405151
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0441164
IRS990ScheduleD/LandGrp/BookValueAmt027719
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt027719
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt028834797
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt14787
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES AND SAVINGS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARED BRANCHING SETTLEMENT
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0337596
IRS990ScheduleD/TotalLiabilityAmt028839584
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0140448
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt130330
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt211154
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt38011
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt43771
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt53615
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4PERSONAL LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0147200
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt132500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt225500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt393000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt43000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt540280
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0HILARY NELSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1MICHAEL SKINNER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2CRAIG MILLER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3ELDON SEAMAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4MURRAY FOUNTAIN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5MURRAY FOUNTAIN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2VICE CHAIR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3CHAIRPERSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4SECRETARY/TREASURER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5TREASURER/SECRETARY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/TotalBalanceDueAmt0197329
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FORM 990 IS REVIEWED BY MANAGEMENT AND A COPY IS PROVIDED TO PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 990 PART VI SECTION B LINE 15A) REVIEWED QUARTERLY BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FINANCIALS ARE POSTED ON THE BULLETIN BOARD AND AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3TRAVELERS SERVICE CHARGE 28,801 0 0 CONSULTANT FEES 25,920 0 0 EDUCATIONAL AND PROMOTION 20,961 0 0 LOAN PROCESSING -OREO 20,065 0 0 OFFICIALS 18,905 0 0 OTHER 17,442 0 0 SURETY BOND 17,232 0 0 CREDIT CARD FEES 16,871 0 0 COMMUNICATIONS 16,298 0 0 EXAMINATION FEES 10,924 0 0 ASSOCIATION DUES 5,505 0 0 LOAN FEES 4,893 0 0 COLLECTION 4,819 0 0 CREDIT BUREAU FEES 3,336 0 0 INSURANCES 769 0 0 CASH OVER/SHORT -176 0 0 TOTAL 212,565 0 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART IX, LINE 24E
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt031878331
IRS990/TotalAssetsEOYAmt032789446
IRS990/TotalAssetsGrp/BOYAmt031878331
IRS990/TotalAssetsGrp/EOYAmt032789446
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt010
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01234471
IRS990/TotalFunctionalExpensesGrp/TotalAmt01234471
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt028000555
IRS990/TotalLiabilitiesEOYAmt028929506
IRS990/TotalLiabilitiesGrp/BOYAmt028000555
IRS990/TotalLiabilitiesGrp/EOYAmt028929506
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03877776
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03859940
IRS990/TotalOtherCompensationAmt09632
IRS990/TotalProgramServiceExpensesAmt01234471
IRS990/TotalProgramServiceRevenueAmt01035129
IRS990/TotalReportableCompFromOrgAmt050735
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01291741
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01291741
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt031878331
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt032789446
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt034857 S TOWNLINE ROAD
IRS990/USAddress/CityNm0DRUMMOND ISLAND
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd049726
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt02
IRS990/WebsiteAddressTxt0WWW.DDCCU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/PersonNm0HILARY FOUNTAIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER / CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09064935263
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-05-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0DETOUR DRUMMOND COMMUNITY CREDIT UN
ReturnHeader/Filer/BusinessNameControlTxt0DETO
ReturnHeader/Filer/EIN0381987607
ReturnHeader/Filer/PhoneNum09064935263
ReturnHeader/Filer/USAddress/AddressLine1Txt034857 S TOWNLINE RD
ReturnHeader/Filer/USAddress/CityNm0DRUMMOND ISLAND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049726
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0544B86B77FA7A8F80FF6B88BEC949154FFB7CCBD
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId00B2F3AB8C9ACD94F3983C064DD52A6BD1AB4C551
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt071.81.110.6
ReturnHeader/FilingSecurityInformation/IPDt02018-05-18
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm009:20:01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0381977929
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ANDERSONTACKMAN & COMPANY PLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt016978 S RILEY AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0KINCHELOE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049788
ReturnHeader/PreparerPersonGrp/PhoneNum09064955952
ReturnHeader/PreparerPersonGrp/PreparationDt02018-05-18
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0AMBER MACK CPA
ReturnHeader/ReturnTs02018-05-18T10:20:01-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$32,789,446
Liabilities
$28,929,506
Net assets
$3,859,940
Revenue
$1,291,741
Expenses
$1,234,471
Net income
$57,270
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.7$30.5$6.20$1.63$1.29$0.35
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$38.6$33.0$5.60$1.94$1.24$0.70
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$43.1$38.5$4.67$1.42$1.15$0.28
2021Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$44.2$38.9$5.32$1.22$1.10$0.12
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$39.2$33.7$5.51$1.35$1.09$0.26
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.5$28.5$5.05$1.41$1.04$0.38
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.8$28.5$4.31$1.36$0.84$0.52
2017Detailed filing. Detailed filing data is available for this year.$32.8$28.9$3.86$1.29$1.23$0.06
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.9$28.0$3.88$1.32$1.00$0.32
2015Detailed filing. Detailed filing data is available for this year.$31.6$28.1$3.52$1.24$1.28$0.04
2014Detailed filing. Detailed filing data is available for this year.$32.9$29.3$3.59$1.23$1.06$0.17
2013Detailed filing. Detailed filing data is available for this year.$31.4$28.0$3.41$1.15$1.09$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.8$26.4$3.35$1.22
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.2$27.0$3.22$1.10
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.2$29.2$2.99$1.21