Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2014 • EIN 38-1987607

Jan 01, 2014 to Dec 31, 2014 • Filed on Mar 07, 2015

Organization ProfileWWW.DDCCU.COM
34857 S Townline RdDrummond Island, MI 49726

(906) 493-5263

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

60th percentile

0.89x

Higher debt load relative to assets than 60% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Liabilities / Revenue

73rd percentile

23.76x

Higher debt load relative to revenue than 73% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Net Margin

76th percentile

14%

Higher net margin than 76% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Top Officer Pay

11th percentile

$53,538

Higher top officer pay than 11% of similar nonprofits.

Top officer pay equals 4.3% of source-year revenue.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Asset Growth

74th percentile

4.6%

Faster asset growth than 74% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Revenue Growth

86th percentile

6.7%

Faster revenue growth than 86% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets60th percentile

Assets

Up

$32,863,775

Up $1,446,715 (+4.6%) from 2013

Net Assets

Up

$3,587,691

Up $173,748 (+5.1%) from 2013

Liabilities

Up

$29,276,084

Up $1,272,967 (+4.5%) from 2013

Revenue And Expenses
Liabilities / Revenue73rd percentileNet Margin76th percentile

Revenue

Up

$1,232,082

Up $77,809 (+6.7%) from 2013

Expenses

Down

$1,058,334

Down $28,974 (-2.7%) from 2013

Net Income

Up

$173,748

Up $106,783 (+159%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth74th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $32,230,947Liabilities 2010: $29,241,927Net Assets 2010: $2,989,0202010Assets 2011: $30,228,107Liabilities 2011: $27,004,243Net Assets 2011: $3,223,8642011Assets 2012: $29,771,218Liabilities 2012: $26,424,240Net Assets 2012: $3,346,9782012Assets 2013: $31,417,060Liabilities 2013: $28,003,117Net Assets 2013: $3,413,9432013Assets 2014: $32,863,775Liabilities 2014: $29,276,084Net Assets 2014: $3,587,6912014Assets 2015: $31,594,611Liabilities 2015: $28,070,036Net Assets 2015: $3,524,5752015Assets 2016: $31,878,331Liabilities 2016: $28,000,555Net Assets 2016: $3,877,7762016Assets 2017: $32,789,446Liabilities 2017: $28,929,506Net Assets 2017: $3,859,9402017Assets 2018: $32,785,455Liabilities 2018: $28,474,515Net Assets 2018: $4,310,9402018Assets 2019: $33,526,133Liabilities 2019: $28,471,142Net Assets 2019: $5,054,9912019Assets 2020: $39,219,890Liabilities 2020: $33,714,046Net Assets 2020: $5,505,8442020Assets 2021: $44,208,077Liabilities 2021: $38,889,061Net Assets 2021: $5,319,0162021Assets 2022: $43,137,692Liabilities 2022: $38,464,656Net Assets 2022: $4,673,0362022Assets 2023: $38,561,038Liabilities 2023: $32,965,886Net Assets 2023: $5,595,1522023Assets 2024: $36,684,119Liabilities 2024: $30,483,236Net Assets 2024: $6,200,8832024

Highlighted filing

2014

Assets$32,863,775
Liabilities$29,276,084
Net Assets$3,587,691
Open 2014 Filing

Operations Trend

Revenue Growth86th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,214,3432010Expenses 2011: $1,101,2372011Expenses 2012: $1,219,8742012Revenue 2013: $1,154,273Expenses 2013: $1,087,308Net Income 2013: $66,9652013Revenue 2014: $1,232,082Expenses 2014: $1,058,334Net Income 2014: $173,7482014Revenue 2015: $1,241,775Expenses 2015: $1,281,633Net Income 2015: -$39,8582015Revenue 2016: $1,318,855Expenses 2016: $995,524Net Income 2016: $323,3312016Revenue 2017: $1,291,741Expenses 2017: $1,234,471Net Income 2017: $57,2702017Revenue 2018: $1,363,698Expenses 2018: $841,591Net Income 2018: $522,1072018Revenue 2019: $1,413,744Expenses 2019: $1,038,323Net Income 2019: $375,4212019Revenue 2020: $1,347,100Expenses 2020: $1,087,626Net Income 2020: $259,4742020Revenue 2021: $1,224,914Expenses 2021: $1,103,464Net Income 2021: $121,4502021Revenue 2022: $1,424,838Expenses 2022: $1,145,514Net Income 2022: $279,3242022Revenue 2023: $1,936,310Expenses 2023: $1,237,635Net Income 2023: $698,6752023Revenue 2024: $1,633,579Expenses 2024: $1,287,027Net Income 2024: $346,5522024

Highlighted filing

2014

Revenue$1,232,082
Expenses$1,058,334
Net Income$173,748
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Mar 7, 2015
Return Version
2014v5.0
Gross Receipts
$1,232,082
Mission and Program Overview

Mission

Promotion of thrift and providing low cost credit for its members through mutual and nonprofit operations.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$14,535,092$15,647,229▲ $1,112,137
Other Notes and Loans Receivable, Net$14,892,490$15,577,298▲ $684,808
Rtn Earn Endowment Incm Other Fnds$3,413,943$3,587,691▲ $173,748
Cash and Non-Interest-Bearing Accounts$641,020$488,430▼ $152,590
Land, Buildings, and Equipment, Net$446,722$413,563▼ $33,159
Receivables From Officers Etc$241,829$171,879▼ $69,950
Prepaid Expenses and Deferred Charges$57,115$50,640▼ $6,475
Total Assets$31,417,060$32,863,775▲ $1,446,715
Other Assets Total$602,792$514,736▼ $88,056
Liabilities
Other Liabilities$27,498,740$29,182,829▲ $1,684,089
Accounts Payable and Accrued Expenses$504,377$93,255▼ $411,122
Total Liabilities$28,003,117$29,276,084▲ $1,272,967
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,413,943$3,587,691▲ $173,748
Total Liabilities and Net Assets / Fund Balance$31,417,060$32,863,775▲ $1,446,715

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$315,230$277,079-
Land$27,719--
Equipment$70,614$355,195-
Compensation and Service Providers
Top Officer Pay11th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Hilary NelsonManager / CeFT$47,350$6,188$53,538

Board Members and Trustees

NameTitle
Eldon SeamanChairperson
Craig MillerVice Chairpe
Blaine TischerBoard Member
Hubert HolmbergBoard Member
Michael MacdonaldBoard Member
Michael SkinnerBoard Member
Murray FountainSecretary/tr
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$978,899
Investment Income
$185,492
Other Revenue
$67,691
Change in Net Assets
$173,748
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$697,660
Salaries, Compensation, and Employee Benefits$360,674
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$219,001--$219,001
Interest$218,458--$218,458
All Other Expenses$154,329--$154,329
Depreciation Depletion$60,905--$60,905
Other Employee Benefits$48,825--$48,825
Current Officers, Directors, Trustees, and Key Employees$47,350--$47,350
Other Expenses$30,567--$30,567
Payroll Taxes$26,569--$26,569
Occupancy$23,535--$23,535
Pension Plan Contributions$18,929--$18,929
Office Expenses$18,638--$18,638
Conferences and Meetings$18,187--$18,187
Fees for Services Accounting$10,417--$10,417
Total Functional Expenses$1,058,334$0$0$1,058,334
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$241,829$171,879▼ $69,950
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES AND SAVINGS$29,182,829
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Form 990 is reviewed by management and a copy is provided to public upon request.”

Form 990, Page 6, Part VI, Line 15A

“Form 990 part vi section b line 15a) reviewed quarterly by the board of directors.”

Form 990, Page 6, Part VI, Line 19

“Financials are posted on the bulletin board and available upon request.”

Filing and Contact Details

Filer

Filer Name
Detour Drummond Community Credit Un
EIN
38-1987607
Address
34857 S TOWNLINE RD, DRUMMOND ISLAND, MI 49726

Signing Officer

Name
Susan Viilo
Title
Accounting Manager
Signed
2015-03-07

Organization Details

Formed
1960
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
1
Employees
9

Preparer

Firm
Andersontackman & Company Plc
Address
16978 S RILEY AVE, KINCHELOE, MI 49788
Preparer
Sheena Andrzejak
Phone
9064955952
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Loss on asset sale 30,099 0 0 insurances 24,304 0 0 provision for loan loss 20,466 0 0 consultant fees 17,414 0 0 educational and promotion 15,240 0 0 member insurance 14,663 0 0 communications 11,164 0 0 examination fees 10,342 0 0 cash over/short 5,611 0 0 association dues 4,002 0 0 other 1,024 0 0”

Raw XML AppendixShowing 400 of 414 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0592309
IRS990ScheduleD/EquipmentGrp/BookValueAmt070614
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0355195
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0425809
IRS990ScheduleD/LandGrp/BookValueAmt027719
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt027719
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt029182829
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES AND SAVINGS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0413563
IRS990ScheduleD/TotalLiabilityAmt029182829
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt054085
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt139848
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt222364
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt321767
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt412062
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt57617
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt66454
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt75557
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt82125
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5TRACTOR LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6BOAT LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7PERSONAL LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8PERSONAL LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0143300
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt193000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt240280
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt330000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt417000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt520000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt614000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt76000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt83000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0CRAIG MILLER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1ELDON SEAMAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2MURRAY FOUNTAIN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3MICHAEL SKINNER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4MICHAEL MACDONALD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5BLAINE TISCHER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6BLAINE TISCHER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7CRAIG MILLER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8MURRAY FOUNTAIN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0VICE CHAIR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1CHAIRPERSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2TREASURER/SECRETARY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt6DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt7VICE CHAIRPERSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt8SECRETARY/TREASURER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd8true
IRS990ScheduleL/TotalBalanceDueAmt0171879
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FORM 990 IS REVIEWED BY MANAGEMENT AND A COPY IS PROVIDED TO PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 990 PART VI SECTION B LINE 15A) REVIEWED QUARTERLY BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FINANCIALS ARE POSTED ON THE BULLETIN BOARD AND AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3LOSS ON ASSET SALE 30,099 0 0 INSURANCES 24,304 0 0 PROVISION FOR LOAN LOSS 20,466 0 0 CONSULTANT FEES 17,414 0 0 EDUCATIONAL AND PROMOTION 15,240 0 0 MEMBER INSURANCE 14,663 0 0 COMMUNICATIONS 11,164 0 0 EXAMINATION FEES 10,342 0 0 CASH OVER/SHORT 5,611 0 0 ASSOCIATION DUES 4,002 0 0 OTHER 1,024 0 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART IX, LINE 24E
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt031417060
IRS990/TotalAssetsEOYAmt032863775
IRS990/TotalAssetsGrp/BOYAmt031417060
IRS990/TotalAssetsGrp/EOYAmt032863775
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt09
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01058334
IRS990/TotalFunctionalExpensesGrp/TotalAmt01058334
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt028003117
IRS990/TotalLiabilitiesEOYAmt029276084
IRS990/TotalLiabilitiesGrp/BOYAmt028003117
IRS990/TotalLiabilitiesGrp/EOYAmt029276084
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03413943
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03587691
IRS990/TotalOtherCompensationAmt06188
IRS990/TotalProgramServiceExpensesAmt01058334
IRS990/TotalProgramServiceRevenueAmt0978899
IRS990/TotalReportableCompFromOrgAmt047350
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01232082
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01232082
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt031417060
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt032863775
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt01
IRS990/WebsiteAddressTxt0WWW.DDCCU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/PersonNm0SUSAN VIILO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0ACCOUNTING MANAGER
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-03-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0DETOUR DRUMMOND COMMUNITY CREDIT UN
ReturnHeader/Filer/BusinessNameControlTxt0DETO
ReturnHeader/Filer/EIN0381987607
ReturnHeader/Filer/USAddress/AddressLine1Txt034857 S TOWNLINE RD
ReturnHeader/Filer/USAddress/CityNm0DRUMMOND ISLAND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049726

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$32,863,775
Liabilities
$29,276,084
Net assets
$3,587,691
Revenue
$1,232,082
Expenses
$1,058,334
Net income
$173,748
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.7$30.5$6.20$1.63$1.29$0.35
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$38.6$33.0$5.60$1.94$1.24$0.70
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$43.1$38.5$4.67$1.42$1.15$0.28
2021Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$44.2$38.9$5.32$1.22$1.10$0.12
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$39.2$33.7$5.51$1.35$1.09$0.26
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.5$28.5$5.05$1.41$1.04$0.38
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.8$28.5$4.31$1.36$0.84$0.52
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.8$28.9$3.86$1.29$1.23$0.06
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.9$28.0$3.88$1.32$1.00$0.32
2015Detailed filing. Detailed filing data is available for this year.$31.6$28.1$3.52$1.24$1.28$0.04
2014Detailed filing. Detailed filing data is available for this year.$32.9$29.3$3.59$1.23$1.06$0.17
2013Detailed filing. Detailed filing data is available for this year.$31.4$28.0$3.41$1.15$1.09$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.8$26.4$3.35$1.22
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.2$27.0$3.22$1.10
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.2$29.2$2.99$1.21