Civic Intelligence

American Postal Workers Union

990EZ • Fiscal year 2021 • EIN 38-1978192

Jan 01, 2021 to Dec 31, 2021 • Filed on Mar 28, 2022

PO Box 21154Lansing, MI 48909-1154

(517) 337-8753

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

53rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2021 filings • 501(c)5 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

53rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2021 filings • 501(c)5 • <$500k nonprofits • Source year 2021

Net Margin

51st percentile

10%

Higher net margin than 51% of similar nonprofits.

2021 filings • 501(c)5 • <$500k nonprofits • Source year 2021

Top Officer Pay

75th percentile

$8,522

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 7.8% of source-year revenue.

2021 filings • 501(c)5 • <$500k nonprofits • Source year 2021

Asset Growth

9th percentile

-20%

Faster asset growth than 9% of similar nonprofits.

2021 filings • 501(c)5 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

71st percentile

8.2%

Faster revenue growth than 71% of similar nonprofits.

2021 filings • 501(c)5 • <$500k nonprofits • Annualized from 2020 to 2021

Assets

Down

$41,192

Down $10,572 (-20%) from 2020

Net Assets

$41,192

No earlier filing loaded for comparison.

Liabilities

Down

$0

Down $14,656 (-100%) from 2020

Revenue

Up

$108,831

Up $8,258 (+8.2%) from 2020

Expenses

Up

$97,421

Up $22,618 (+30%) from 2020

Net Income

Down

$11,410

Down $14,360 (-56%) from 2020

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80K$60K$40K$20K$0-$20KAssets 2011: $51,093Liabilities 2011: $3,345Net Assets 2011: $47,7482011Assets 2012: $72,486Net Assets 2012: $72,4862012Assets 2013: $31,835Liabilities 2013: $9,995Net Assets 2013: $21,8402013Assets 2014: $2,501Liabilities 2014: $5,361Net Assets 2014: -$2,8602014Assets 2015: $21,150Liabilities 2015: $0Net Assets 2015: $21,1502015Assets 2016: $9,875Liabilities 2016: $0Net Assets 2016: $9,8752016Assets 2017: $16,926Liabilities 2017: $0Net Assets 2017: $16,9262017Assets 2018: $11,075Liabilities 2018: $02018Assets 2019: $6,007Liabilities 2019: $0Net Assets 2019: $6,0072019Assets 2020: $51,764Liabilities 2020: $14,6562020Assets 2021: $41,192Liabilities 2021: $0Net Assets 2021: $41,1922021Assets 2022: $35,189Liabilities 2022: $3,8782022Assets 2023: $24,203Liabilities 2023: $2,6412023

Highlighted filing

2021

Assets$41,192
Liabilities$0
Net Assets$41,192

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2011: $154,240Expenses 2011: $165,682Net Income 2011: -$11,4422011Revenue 2012: $179,623Expenses 2012: $154,886Net Income 2012: $24,7372012Revenue 2013: $110,170Expenses 2013: $133,757Net Income 2013: -$23,5872013Revenue 2014: $107,215Expenses 2014: $132,176Net Income 2014: -$24,9612014Revenue 2015: $103,095Expenses 2015: $79,085Net Income 2015: $24,0102015Revenue 2016: $87,826Expenses 2016: $99,101Net Income 2016: -$11,2752016Revenue 2017: $107,790Expenses 2017: $100,739Net Income 2017: $7,0512017Revenue 2018: $103,077Expenses 2018: $108,928Net Income 2018: -$5,8512018Revenue 2019: $101,070Expenses 2019: $106,138Net Income 2019: -$5,0682019Revenue 2020: $100,573Expenses 2020: $74,803Net Income 2020: $25,7702020Revenue 2021: $108,831Expenses 2021: $97,421Net Income 2021: $11,4102021Revenue 2022: $112,831Expenses 2022: $122,712Net Income 2022: -$9,8812022Revenue 2023: $119,563Expenses 2023: $129,312Net Income 2023: -$9,7492023

Highlighted filing

2021

Revenue$108,831
Expenses$97,421
Net Income$11,410
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Mar 28, 2022
Return Version
2021v4.0
Gross Receipts
$108,831
Mission and Program Overview

Mission

Local Labor Union

Labor Union

Program Services

DescriptionGrantsExpenses
Union Activities Working For Membership$0$94,525
Scholarships & Mystic Lake Camp for our Members & their families-$2,596
Charity Program - Adopt a Family-$300
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Janel RamboTreasurerPT$8,522-$8,522
John GreathouseEditor-$6,605-$6,605
Lisa HauserSecretary-$6,518-$6,518
Maceo CosperPresident-$6,096-$6,096
Dionne DavisVice President-$3,639-$3,639
Dustin HumeHuman Resources Director-$3,224-$3,224
Denise FullerTrustee-$2,778-$2,778
Jessica KimbleMaintenance Craft Director-$2,629-$2,629
Asha BrownTrustee-$1,362-$1,362
Shayann BerningVmf Craft Director-$1,343-$1,343
Tammy CorkwellClerk Craft Director-$750-$750
Filing and Contact Details

Filer

Filer Name
American Postal Workers Union
EIN
38-1978192
Phone
5173378753
Address
PO BOX 21154, Lansing, MI 48909-1154

Signing Officer

Name
Janel Rambo
Title
Treasurer
Phone
5173378753
Signed
2022-03-28
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8

Refunds from Health Program, Taxes, and Insurance

Form 990-EZ, Part I, Line 10

Mead Scholarship, Mystic Lake Camp, & Adopt a Family Charity

Form 990-EZ, Part I, Line 16

Insurance, Office Supplies, Mileage, Taxes, Previous Years Liabilities

Form 990-EZ, Part I, Line 20

Bookkeeping Errors found during multi-year internal audit - multiple failed reconciliations

Form 990-EZ, Part II, Line 24

Description;EOY Amount^Computer Equipment;2867|Office Equipment;488^Total;3355^

Raw XML Appendix181 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt07650
IRS990EZ/BooksInCareOfDetail/PersonNm0Janel E Rambo
IRS990EZ/BooksInCareOfDetail/PhoneNum05173378753
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 21154
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Lansing
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0489091154
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt050518
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt037837
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt011410
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt00
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt051764
IRS990EZ/Form990TotalAssetsGrp/EOYAmt041192
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt02896
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0108831
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/GroupExemptionNum02474
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt05
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt0108400
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt037108
IRS990EZ/NetAssetsOrFundBalancesEOYAmt041192
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt037108
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt041192
IRS990EZ/OccupancyRentUtltsAndMaintAmt07978
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt04
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt26
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt34
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt42
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt52
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt84
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt92
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt101
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt06096
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt13639
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt28522
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt36518
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt43224
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt52629
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt6750
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt71343
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt86605
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt92778
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt101362
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Maceo Cosper
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Dionne Davis
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Janel Rambo
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Lisa Hauser
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Dustin Hume
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Jessica Kimble
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Tammy Corkwell
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Shayann Berning
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8John Greathouse
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9Denise Fuller
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10Asha Brown
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Human Resources Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Maintenance Craft Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Clerk Craft Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7VMF Craft Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Editor
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10Trustee
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt01246
IRS990EZ/OtherAssetsTotalDetail/EOYAmt03355
IRS990EZ/OtherChangesInNetAssetsAmt0-7326
IRS990EZ/OtherExpensesTotalAmt032191
IRS990EZ/OtherRevenueTotalAmt0426
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Labor Union
IRS990EZ/PrintingPublicationsPostageAmt04598
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Union Activities Working For Membership
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Scholarships & Mystic Lake Camp for our Members & their families
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2Charity Program - Adopt a Family
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt094525
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt12596
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt2300
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt042108
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MI
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt014656
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt097421
IRS990EZ/TotalProgramServiceExpensesAmt097421
IRS990EZ/TotalRevenueAmt0108831
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationOtherDesc0Non-Profit
IRS990EZ/TypeOfOrganizationOtherInd0X
IRS990EZ/WebsiteAddressTxt0www.CMAL300.org
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Refunds from Health Program, Taxes, and Insurance
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Mead Scholarship, Mystic Lake Camp, & Adopt a Family Charity
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Insurance, Office Supplies, Mileage, Taxes, Previous Years Liabilities
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Bookkeeping Errors found during multi-year internal audit - multiple failed reconciliations
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Description;EOY Amount^Computer Equipment;2867|Office Equipment;488^Total;3355^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part II, Line 24
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/LastSubmissionRqrOOBCd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd011
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Janel Rambo
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum05173378753
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-03-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0AMERICAN POSTAL WORKERS UNION
ReturnHeader/Filer/BusinessNameControlTxt0AMER
ReturnHeader/Filer/EIN0381978192
ReturnHeader/Filer/PhoneNum05173378753
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 21154
ReturnHeader/Filer/USAddress/CityNm0Lansing
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd0489091154
ReturnHeader/ReturnTs02022-03-28T20:53:02-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.24$0.03$1.20$1.29$0.10
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.35$0.04$1.13$1.23$0.10
2021Detailed filing. Detailed filing data is available for this year.$0.41$0.00$0.41$1.09$0.97$0.11
2020Summary only. Only limited summary data is available for this year.$0.52$0.15$1.01$0.75$0.26
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.06$0.00$0.06$1.01$1.06$0.05
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.11$0.00$1.03$1.09$0.06
2017Detailed filing. Detailed filing data is available for this year.$0.17$0.00$0.17$1.08$1.01$0.07
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.10$0.00$0.10$0.88$0.99$0.11
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.21$0.00$0.21$1.03$0.79$0.24
2014Detailed filing. Detailed filing data is available for this year.$0.03$0.05$0.03$1.07$1.32$0.25
2013Detailed filing. Detailed filing data is available for this year.$0.32$0.10$0.22$1.10$1.34$0.24
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.72$0.72$1.80$1.55$0.25
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.51$0.03$0.48$1.54$1.66$0.11