Civic Intelligence

Home Builders Association of Great Lakes Bay Region

990 • Fiscal year 2019 • EIN 38-1967490

Jan 01, 2019 to Dec 31, 2019 • Filed on Jun 26, 2020

3165 Cabaret Trail SouthSaginaw, MI 48603

(989) 793-1120

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

81st percentile

0.19x

Higher debt load relative to assets than 81% of similar nonprofits.

2019 filings • 501(c)6 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

83rd percentile

0.16x

Higher debt load relative to revenue than 83% of similar nonprofits.

2019 filings • 501(c)6 • <$500k nonprofits • Source year 2019

Net Margin

44th percentile

0.4%

Higher net margin than 44% of similar nonprofits.

2019 filings • 501(c)6 • <$500k nonprofits • Source year 2019

Top Officer Pay

90th percentile

$65,923

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 18.3% of source-year revenue.

2019 filings • 501(c)6 • <$500k nonprofits • Source year 2019

Asset Growth

35th percentile

-4.1%

Faster asset growth than 35% of similar nonprofits.

2019 filings • 501(c)6 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

50th percentile

0.7%

Faster revenue growth than 50% of similar nonprofits.

2019 filings • 501(c)6 • <$500k nonprofits • Annualized from 2018 to 2019

Assets

Down

$307,397

Down $12,998 (-4.1%) from 2018

Net Assets

Up

$249,308

Up $1,428 (+0.6%) from 2018

Liabilities

Down

$58,089

Down $14,426 (-20%) from 2018

Revenue

Up

$360,505

Up $2,603 (+0.7%) from 2018

Expenses

Down

$359,077

Down $10,004 (-2.7%) from 2018

Net Income

Up

$1,428

Up $12,607 (+113%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2010: $287,113Liabilities 2010: $38,067Net Assets 2010: $249,0462010Assets 2011: $260,697Liabilities 2011: $52,298Net Assets 2011: $208,3992011Assets 2012: $258,726Liabilities 2012: $38,531Net Assets 2012: $220,1952012Assets 2013: $280,733Liabilities 2013: $49,191Net Assets 2013: $231,5422013Assets 2014: $299,337Liabilities 2014: $56,235Net Assets 2014: $243,1022014Assets 2015: $303,755Liabilities 2015: $52,984Net Assets 2015: $250,7712015Assets 2016: $350,451Liabilities 2016: $78,620Net Assets 2016: $271,8312016Assets 2017: $336,214Liabilities 2017: $77,155Net Assets 2017: $259,0592017Assets 2018: $320,395Liabilities 2018: $72,515Net Assets 2018: $247,8802018Assets 2019: $307,397Liabilities 2019: $58,089Net Assets 2019: $249,3082019Assets 2020: $292,200Liabilities 2020: $58,772Net Assets 2020: $233,4282020Assets 2021: $314,169Liabilities 2021: $58,588Net Assets 2021: $255,5812021Assets 2022: $260,764Liabilities 2022: $6,996Net Assets 2022: $253,7682022Assets 2023: $261,645Liabilities 2023: $23,365Net Assets 2023: $238,2802023Assets 2024: $487,049Liabilities 2024: $63,852Net Assets 2024: $423,1972024

Highlighted filing

2019

Assets$307,397
Liabilities$58,089
Net Assets$249,308

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $460,0242010Expenses 2011: $290,0282011Expenses 2012: $263,4592012Revenue 2013: $291,985Expenses 2013: $280,638Net Income 2013: $11,3472013Revenue 2014: $301,459Expenses 2014: $289,899Net Income 2014: $11,5602014Revenue 2015: $299,363Expenses 2015: $291,694Net Income 2015: $7,6692015Revenue 2016: $313,654Expenses 2016: $292,594Net Income 2016: $21,0602016Revenue 2017: $329,602Expenses 2017: $342,374Net Income 2017: -$12,7722017Revenue 2018: $357,902Expenses 2018: $369,081Net Income 2018: -$11,1792018Revenue 2019: $360,505Expenses 2019: $359,077Net Income 2019: $1,4282019Revenue 2020: $191,307Expenses 2020: $207,187Net Income 2020: -$15,8802020Revenue 2021: $283,992Expenses 2021: $261,839Net Income 2021: $22,1532021Revenue 2022: $297,348Expenses 2022: $299,161Net Income 2022: -$1,8132022Revenue 2023: $319,871Expenses 2023: $335,359Net Income 2023: -$15,4882023Revenue 2024: $564,241Expenses 2024: $379,324Net Income 2024: $184,9172024

Highlighted filing

2019

Revenue$360,505
Expenses$359,077
Net Income$1,428
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Jun 26, 2020
Return Version
2019v5.0
Gross Receipts
$360,505
Mission and Program Overview

Mission

Serve home building industry.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$194,445$192,742▼ $1,703
Land, Buildings, and Equipment, Net$72,917$64,660▼ $8,257
Cash and Non-Interest-Bearing Accounts$30,356$41,393▲ $11,037
Accounts Receivable$21,387$4,971▼ $16,416
Prepaid Expenses and Deferred Charges$1,290$3,631▲ $2,341
Total Assets$320,395$307,397▼ $12,998
Liabilities
Deferred Revenue$66,256$53,954▼ $12,302
Accounts Payable and Accrued Expenses$6,259$4,135▼ $2,124
Total Liabilities$72,515$58,089▼ $14,426
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$247,880$249,308▲ $1,428
Total Net Assets Fund Balance$247,880$249,308▲ $1,428
Total Liabilities and Net Assets / Fund Balance$320,395$307,397▼ $12,998

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$37,252$190,817$228,069
Equipment$484$34,212$34,696
Land$20,000-$20,000
Leasehold Improvements$6,924$8,543$15,467
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Michelle RevetteExecutive DiFT$65,923$65,923

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$329,360
Investment Income
$3,058
Other Revenue
$28,087
Change in Net Assets
$1,428
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$251,634
Salaries, Compensation, and Employee Benefits$107,443
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$65,923
All Other Expenses---$39,670
Other Salaries and Wages---$31,067
Other Expenses---$21,390
Office Expenses---$16,644
Conferences and Meetings---$15,667
Occupancy---$13,358
Payroll Taxes---$9,496
Depreciation Depletion---$8,257
Fees for Services Accounting---$3,830
Insurance---$1,737
Travel---$1,261
Other Employee Benefits---$957
Fees for Services Legal---$105
Total Functional Expenses$0$0$0$359,077
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Board of directors review tax return with cpa prior to filing.

Form 990, Page 6, Part VI, Line 12C

Annual conflict of interest disclosures are signed by the board and addressed as necessary.

Form 990, Page 6, Part VI, Line 15A

Executive director salary approved annually by the board of directors.

Form 990, Page 6, Part VI, Line 19

Governing documents made available to public upon request.

Filing and Contact Details

Filer

Filer Name
Home Builders Association
EIN
38-1967490
Phone
9897931120
Address
3165 CABARET TRAIL SOUTH, SAGINAW, MI 48603

Signing Officer

Name
Michelle Revette
Title
Executive Director
Phone
9897931120
Signed
2020-06-26
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michele Bueker
Formed
1956
Legal Domicile
Mi
Voting Board Members
23
Independent Board Members
23
Employees
2
Volunteers
74

Preparer

Firm
Yeo & Yeo Pc
Address
PO BOX 3275, SAGINAW, MI 48605
Preparer
Jamie Rivette
Phone
9897939830
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

Home building membership program.

Form 990, Part IX, Line 24E

Building council 9,047 0 0 direct expenses 7,771 0 0 education 6,619 0 0 miscellaneous 4,564 0 0 golf outing 3,256 0 0 technology council 2,828 0 0 fees and licenses 2,240 0 0 services fees 1,887 0 0 plaques and flowers 602 0 0 misc board expenses 521 0 0 dues executive officers 325 0 0 apparel 10 0 0 total 39,670 0 0

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IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt6STATE LIFE D
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt11PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13STATE LIFE D
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt17SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25IMMEDIATE PA
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0true
IRS990/FormationYr01956
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt023
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0360505
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt023
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt01737
IRS990/InvestmentIncomeGrp/ExclusionAmt03058
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03058
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt01
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0233572
IRS990/LandBldgEquipBasisNetGrp/BOYAmt072917
IRS990/LandBldgEquipBasisNetGrp/EOYAmt064660
IRS990/LandBldgEquipCostOrOtherBssAmt0298232
IRS990/LegalDomicileStateCd0MI
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MiscellaneousRevenueGrp/ExclusionAmt02387
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt02387
IRS990/MissionDesc0SERVE HOME BUILDING INDUSTRY.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0247880
IRS990/NetAssetsOrFundBalancesEOYAmt0249308
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0247880
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0249308
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt013358
IRS990/OfficeExpensesGrp/TotalAmt016644
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0957
IRS990/OtherExpensesGrp/Desc0HOME AND GARDEN SHOW
IRS990/OtherExpensesGrp/Desc1PARADE OF HOMES
IRS990/OtherExpensesGrp/Desc2MEMBERSHIP DUES
IRS990/OtherExpensesGrp/Desc3REPAIRS AND MAINTENANCE
IRS990/OtherExpensesGrp/TotalAmt074123
IRS990/OtherExpensesGrp/TotalAmt132015
IRS990/OtherExpensesGrp/TotalAmt223577
IRS990/OtherExpensesGrp/TotalAmt321390
IRS990/OtherRevenueMiscGrp/BusinessCd0813910
IRS990/OtherRevenueMiscGrp/BusinessCd1813910
IRS990/OtherRevenueMiscGrp/BusinessCd2813910
IRS990/OtherRevenueMiscGrp/Desc0SEMINARS
IRS990/OtherRevenueMiscGrp/Desc1WOMENS COUNCIL
IRS990/OtherRevenueMiscGrp/Desc2MISCELLANEOUS
IRS990/OtherRevenueMiscGrp/ExclusionAmt09966
IRS990/OtherRevenueMiscGrp/ExclusionAmt18105
IRS990/OtherRevenueMiscGrp/ExclusionAmt27629
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt09966
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt18105
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt27629
IRS990/OtherRevenueTotalAmt028087
IRS990/OtherSalariesAndWagesGrp/TotalAmt031067
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/TotalAmt09496
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01290
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03631
IRS990/PrincipalOfficerNm0MICHELE BUEKER
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0813910
IRS990/ProgramServiceRevenueGrp/BusinessCd1813910
IRS990/ProgramServiceRevenueGrp/BusinessCd2813910
IRS990/ProgramServiceRevenueGrp/BusinessCd3813910
IRS990/ProgramServiceRevenueGrp/BusinessCd4813910
IRS990/ProgramServiceRevenueGrp/Desc0ENTRY FEES
IRS990/ProgramServiceRevenueGrp/Desc1SPONSORSHIP
IRS990/ProgramServiceRevenueGrp/Desc2MEMBERSHIP DUES
IRS990/ProgramServiceRevenueGrp/Desc3OTHER ADVERTISING
IRS990/ProgramServiceRevenueGrp/Desc4ADVERTISING DIRECTORY
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0153494
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt164404
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt251318
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt321635
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0153494
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt164404
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt251318
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt321635
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt417885
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt017885
IRS990/ProgSrvcAccomActy2Grp/Desc0THE ASSOCIATION'S PARADE OF HOMES ALLOWED RESIDENTS OF THE COUNTY TO VIEW RECENTLY BUILT HOMES. IT IS A VALUABLE TOOL TO THE BUILDERS IN SHOWING THEIR SKILLS TO THE PUBLIC.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt032015
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt063740
IRS990/ProgSrvcAccomActy3Grp/Desc0THE ASSOCIATION PRODUCES A DIRECTORY AND A NEWSLETTER FOR THE MEMBERS TO KEEP THEM INFORMED ON UPCOMING EVENTS AND LEGISLATION THAT AFFECT THE HOME BUILDING INDUSTRY.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt07771
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt017885
IRS990/ProgSrvcAccomActyOtherGrp/Desc0HOME BUILDING MEMBERSHIP PROGRAM.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt0245168
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt081360
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt02132
IRS990/PYOtherExpensesAmt0260804
IRS990/PYOtherRevenueAmt026182
IRS990/PYProgramServiceRevenueAmt0329588
IRS990/PYRevenuesLessExpensesAmt0-11179
IRS990/PYSalariesCompEmpBnftPaidAmt0108277
IRS990/PYTotalExpensesAmt0369081
IRS990/PYTotalRevenueAmt0357902
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt01428
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0166375
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0194445
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0192742
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt037252
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0190817
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0228069

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.87$0.64$4.23$5.64$3.79$1.85
2023Detailed filing. Detailed filing data is available for this year.$2.62$0.23$2.38$3.20$3.35$0.15
2022Detailed filing. Detailed filing data is available for this year.$2.61$0.07$2.54$2.97$2.99$0.02
2021Detailed filing. Detailed filing data is available for this year.$3.14$0.59$2.56$2.84$2.62$0.22
2020Detailed filing. Detailed filing data is available for this year.$2.92$0.59$2.33$1.91$2.07$0.16
2019Detailed filing. Detailed filing data is available for this year.$3.07$0.58$2.49$3.61$3.59$0.01
2018Detailed filing. Detailed filing data is available for this year.$3.20$0.73$2.48$3.58$3.69$0.11
2017Detailed filing. Detailed filing data is available for this year.$3.36$0.77$2.59$3.30$3.42$0.13
2016Detailed filing. Detailed filing data is available for this year.$3.50$0.79$2.72$3.14$2.93$0.21
2015Detailed filing. Detailed filing data is available for this year.$3.04$0.53$2.51$2.99$2.92$0.08
2014Detailed filing. Detailed filing data is available for this year.$2.99$0.56$2.43$3.01$2.90$0.12
2013Detailed filing. Detailed filing data is available for this year.$2.81$0.49$2.32$2.92$2.81$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.59$0.39$2.20$2.63
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.61$0.52$2.08$2.90
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.87$0.38$2.49$4.60