Civic Intelligence

Lowell Area Housing Inc

EIN 38-1945437 • Lowell, MI

725 Bowes RoadLowell, MI 49331
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.02x

Higher debt load relative to assets than 49% of similar nonprofits.

$1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

55th percentile

0.06x

Higher debt load relative to revenue than 55% of similar nonprofits.

$1M-$5M nonprofits • Source year 2025

Net Margin

67th percentile

16%

Higher net margin than 67% of similar nonprofits.

$1M-$5M nonprofits • Source year 2025

Top Officer Pay

90th percentile

$34,343

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 4.7% of source-year revenue.

$1M-$5M nonprofits • Source year 2025

Asset Growth

58th percentile

5.3%

Faster asset growth than 58% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2025

Revenue Growth

53rd percentile

9.2%

Faster revenue growth than 53% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2025

Balance Sheet
Liabilities / Assets49th percentile

Assets

Up

$2,347,804

Up $119,103 (+5.3%) from 2024

Liabilities

Up

$41,312

Up $2,654 (+6.9%) from 2024

Net Assets

Up

$2,306,492

Up $116,449 (+5.3%) from 2024

Operations
Liabilities / Revenue55th percentileNet Margin67th percentile

Revenue

Up

$727,261

Up $83,867 (+13%) from 2024

Expenses

Up

$610,812

Up $72,255 (+13%) from 2024

Net Income

Up

$116,449

Up $11,612 (+11%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth58th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2011: $1,996,628Liabilities 2011: $20,7352011Assets 2012: $2,009,430Liabilities 2012: $20,721Net Assets 2012: $1,988,7092012Assets 2013: $2,046,548Liabilities 2013: $21,949Net Assets 2013: $2,024,5992013Assets 2014: $2,078,739Liabilities 2014: $22,303Net Assets 2014: $2,056,4362014Assets 2015: $2,085,856Liabilities 2015: $22,403Net Assets 2015: $2,063,4532015Assets 2016: $2,100,849Liabilities 2016: $23,835Net Assets 2016: $2,077,0142016Assets 2017: $2,246,976Liabilities 2017: $27,134Net Assets 2017: $2,219,8422017Assets 2018: $2,165,174Liabilities 2018: $23,340Net Assets 2018: $2,141,8342018Assets 2019: $2,134,317Liabilities 2019: $24,280Net Assets 2019: $2,110,0372019Assets 2020: $2,029,446Liabilities 2020: $29,123Net Assets 2020: $2,000,3232020Assets 2021: $1,957,758Liabilities 2021: $28,608Net Assets 2021: $1,929,1502021Assets 2022: $2,009,331Liabilities 2022: $34,453Net Assets 2022: $1,974,8782022Assets 2023: $2,115,793Liabilities 2023: $30,587Net Assets 2023: $2,085,2062023Assets 2024: $2,228,701Liabilities 2024: $38,658Net Assets 2024: $2,190,0432024Assets 2025: $2,347,804Liabilities 2025: $41,312Net Assets 2025: $2,306,4922025

Highlighted filing

2025

Assets$2,347,804
Liabilities$41,312
Net Assets$2,306,492
Open 2025 Filing

Operations Trend

Revenue Growth53rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $396,274Expenses 2011: $425,929Net Income 2011: -$29,6552011Expenses 2012: $391,8942012Revenue 2013: $421,741Expenses 2013: $385,851Net Income 2013: $35,8902013Revenue 2014: $432,788Expenses 2014: $400,951Net Income 2014: $31,8372014Revenue 2015: $432,591Expenses 2015: $425,574Net Income 2015: $7,0172015Revenue 2016: $420,531Expenses 2016: $406,970Net Income 2016: $13,5612016Revenue 2017: $627,951Expenses 2017: $485,096Net Income 2017: $142,8552017Revenue 2018: $420,809Expenses 2018: $498,817Net Income 2018: -$78,0082018Revenue 2019: $467,068Expenses 2019: $498,865Net Income 2019: -$31,7972019Revenue 2020: $453,222Expenses 2020: $562,936Net Income 2020: -$109,7142020Revenue 2021: $479,683Expenses 2021: $550,856Net Income 2021: -$71,1732021Revenue 2022: $537,150Expenses 2022: $491,422Net Income 2022: $45,7282022Revenue 2023: $609,554Expenses 2023: $499,226Net Income 2023: $110,3282023Revenue 2024: $643,394Expenses 2024: $538,557Net Income 2024: $104,8372024Revenue 2025: $727,261Expenses 2025: $610,812Net Income 2025: $116,4492025

Highlighted filing

2025

Revenue$727,261
Expenses$610,812
Net Income$116,449
Open 2025 Filing

Filings

Most recent year

2025 • Form 990PFDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,347,804
Liabilities
$41,312
Net assets
$2,306,492
Revenue
$727,261
Expenses
$610,812
Net income
$116,449
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.35$0.04$2.31$0.73$0.61$0.12
2024Detailed filing. Detailed filing data is available for this year.$2.23$0.04$2.19$0.64$0.54$0.10
2023Detailed filing. Detailed filing data is available for this year.$2.12$0.03$2.09$0.61$0.50$0.11
2022Detailed filing. Detailed filing data is available for this year.$2.01$0.03$1.97$0.54$0.49$0.05
2021Detailed filing. Detailed filing data is available for this year.$1.96$0.03$1.93$0.48$0.55$0.07
2020Detailed filing. Detailed filing data is available for this year.$2.03$0.03$2.00$0.45$0.56$0.11
2019Detailed filing. Detailed filing data is available for this year.$2.13$0.02$2.11$0.47$0.50$0.03
2018Detailed filing. Detailed filing data is available for this year.$2.17$0.02$2.14$0.42$0.50$0.08
2017Detailed filing. Detailed filing data is available for this year.$2.25$0.03$2.22$0.63$0.49$0.14
2016Detailed filing. Detailed filing data is available for this year.$2.10$0.02$2.08$0.42$0.41$0.01
2015Detailed filing. Detailed filing data is available for this year.$2.09$0.02$2.06$0.43$0.43$0.01
2014Detailed filing. Detailed filing data is available for this year.$2.08$0.02$2.06$0.43$0.40$0.03
2013Detailed filing. Detailed filing data is available for this year.$2.05$0.02$2.02$0.42$0.39$0.04
2012Detailed filing. Detailed filing data is available for this year.$2.01$0.02$1.99$0.39
2011Summary only. Only limited summary data is available for this year.$2.00$0.02$0.40$0.43$0.03
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 7, 2026
Return Version
2025v4.0
Compensation and Service Providers
Top Officer Pay90th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
TERRA BIENEMANSecretary/TrPT$34,343-$34,343
BOB PFALLERPresident-$0--
JENNIFER DOUGHERTYVice Preside-$0--
DON DUBBINKTrustee-$0--
ERNI BUNDYTrustee-$0--
BRAD BRILLHARTTrustee-$0--
MARYALENE LAPONSIETrustee-$0--
RICK SEESETrustee-$0--
JIM HODGESTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Lowell Area Housing Inc
EIN
38-1945437
Phone
6168978908
Address
725 BOWES ROAD, LOWELL, MI 49331

Signing Officer

Name
Bob Pfaller
Title
President
Phone
6168978908
Signed
2026-02-07

Preparer

Firm
Dehoek & Company Pllc
Address
2025 E BELTLINE SE 204, GRAND RAPIDS, MI 49546
Preparer
Daniel R Dehoek
Phone
6164565530
Raw XML AppendixShowing 400 of 2,333 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2192022-12-01
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2202023-08-15
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2212023-11-06
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2222023-01-12
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2232023-01-26
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2242023-02-16
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2252023-03-30
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2262023-09-06
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2272023-09-26
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2282023-10-19
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2292023-11-08
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2302023-11-30
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2312023-12-11
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2322023-01-26
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2332023-08-15
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2342023-11-08
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2352023-11-30
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2362023-01-10
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2372023-01-26
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2382023-07-17
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2392023-08-22
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2402023-11-30
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2412023-01-26
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2422023-08-16
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2432023-10-19
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2442024-01-29
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2452024-04-12
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2462024-02-09
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2472024-04-26
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2482024-05-15
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2492024-05-31
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2502024-08-09
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2512024-11-27
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2522024-07-19
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2532024-09-05
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2542024-10-14
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2552024-11-13
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2562024-11-20
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2572024-12-10
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2582024-08-16
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2592024-09-05
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2602024-06-27
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2612024-01-29
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2622024-06-25
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2632024-07-03
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2642024-07-19
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2652024-12-19
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2662024-08-21
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2672024-10-25
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2682024-10-25
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2692025-09-15
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2702025-11-20
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2712025-01-08
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2722025-02-14
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2732025-03-07
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2742025-03-18
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2752025-04-21
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2762025-05-14
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2772025-06-03
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2782025-09-18
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2792025-12-02
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2802025-12-11
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2812025-01-08
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2822025-02-10
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2832025-02-14
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2842025-02-20
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2852025-03-18
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2862025-06-02
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2872025-12-18
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2882025-01-23
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2892025-05-12
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2902025-12-11
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2912025-04-18
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2922025-07-30
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2932025-02-10
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2942025-02-20
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2952025-05-14
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2962025-05-21
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2972025-07-11
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2982025-07-24
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt2992025-08-08
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt3002025-08-15
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt3012025-12-09
DepreciationSchedule/DepreciationPropertyGrp/AcquiredDt3022025-03-11
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