Civic Intelligence

Gateway Community Services

EIN 38-1919380 • 501(c)3

Profile

Provide shelter, counseling, vocational life skills and training for runaway and homeless youth in the greater lansing area.

4287 Five Oaks Drive48911

www.gatewayservices.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

71st percentile

0.14x

Higher debt load relative to assets than 71% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2014

Liabilities / Revenue

67th percentile

0.08x

Higher debt load relative to revenue than 67% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2014

Net Margin

43rd percentile

1.4%

Higher net margin than 43% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2014

Top Officer Pay

89th percentile

$49,189

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 5.4% of source-year revenue.

501(c)3 • $500k-$1M nonprofits • Source year 2014

Asset Growth

31st percentile

-3.4%

Faster asset growth than 31% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2013 to 2014

Revenue Growth

25th percentile

-9.1%

Faster revenue growth than 25% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2011 to 2014

Assets

Down

$520,110

Down $18,491 (-3.4%) from 2013

Liabilities

Down

$74,731

Down $30,926 (-29%) from 2013

Net Assets

Up

$445,379

Up $12,435 (+2.9%) from 2013

Revenue

Up

$913,216

Up $31,849 (+3.6%) from 2013

Expenses

Down

$900,781

Down $1,136 (-0.1%) from 2013

Net Income

Up

$12,435

Up $32,985 (+161%) from 2013

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2010: $457,324Liabilities 2010: $95,266Net Assets 2010: $362,0582010Assets 2011: $534,983Liabilities 2011: $70,808Net Assets 2011: $464,1752011Assets 2012: $542,444Liabilities 2012: $88,950Net Assets 2012: $453,4942012Assets 2013: $538,601Liabilities 2013: $105,657Net Assets 2013: $432,9442013Assets 2014: $520,110Liabilities 2014: $74,731Net Assets 2014: $445,3792014

Highlighted filing

2014

Assets$520,110
Liabilities$74,731
Net Assets$445,379

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,137,2832010Revenue 2011: $1,217,481Expenses 2011: $1,115,364Net Income 2011: $102,1172011Expenses 2012: $988,8692012Revenue 2013: $881,367Expenses 2013: $901,917Net Income 2013: -$20,5502013Revenue 2014: $913,216Expenses 2014: $900,781Net Income 2014: $12,4352014

Highlighted filing

2014

Revenue$913,216
Expenses$900,781
Net Income$12,435

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2013 to Sep 30, 2014
Signed
Mar 11, 2015
Return Version
2013v4.0
Gross Receipts
$913,216
Mission and Program Overview

Mission

Provide shelter, counseling, vocational life skills and training for runaway and homeless youth in the greater lansing area.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$217,111$228,710▲ $11,599
Cash and Non-Interest-Bearing Accounts$46,034$223,512▲ $177,478
Savings and Temporary Cash Investments$175,266--
Pledges and Grants Receivable$99,274$60,600▼ $38,674
Prepaid Expenses and Deferred Charges$916$7,288▲ $6,372
Total Assets$538,601$520,110▼ $18,491
Liabilities
Accounts Payable and Accrued Expenses$71,410$66,283▼ $5,127
Deferred Revenue$34,247$7,030▼ $27,217
Escrow Account Liability-$1,418-
Total Liabilities$105,657$74,731▼ $30,926
Net Assets / Fund Balance
Unrestricted Net Assets$432,944$445,379▲ $12,435
Total Net Assets Fund Balance$432,944$445,379▲ $12,435
Total Liabilities and Net Assets / Fund Balance$538,601$520,110▼ $18,491

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$228,710$145,487$374,197
Equipment-$31,060$31,060
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mark MortonExecutive DiFT$42,222$6,967$49,189

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$912,200
Program Service Revenue
$0
Investment Income
$40
Other Revenue
$976
All Other Contributions
$70,615
Change in Net Assets
$12,435

Audited Revenue Reconciliation

Revenue per Audited Statements
$913,216
Total Revenue per Audited Statements
$913,216
Total Revenue per Form 990
$913,216
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$734,100
Other Expenses$166,681
Total Fundraising Expense$5,295
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$523,334$20,629-$543,963
Other Employee Benefits$82,263$829$3,104$86,196
Occupancy$70,910$9-$70,919
Payroll Taxes$58,177-$2,102$60,279
Office Expenses$39,882$4,630$89$44,601
Current Officers, Directors, Trustees, and Key Employees$41,916$1,746-$43,662
Depreciation Depletion-$8,953-$8,953
Fees for Services Accounting$8,400--$8,400
Travel$7,586$64-$7,650
Fees for Services Other$6,637--$6,637
Insurance$5,458--$5,458
Other Expenses$1,509$1,720-$1,509
Total Functional Expenses$852,635$42,851$5,295$900,781

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$900,781
Total Expenses per Audited Statements$900,781
Total Expenses per Form 990$900,781
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The form 990 is submitted to the board of directors for review and comment before it is filed.

Form 990, Page 6, Part VI, Line 12C

If a director has a conflict of interest with respect to a matter being considered for action, that director must disclose the nature of the conflct of interest to the other board members prior to the vote. Any board member may raise a question as to another board member's possible conflict of interest. Any conflict of interest matter that is not satisfactorily resolved at the board meeting must be referred to the executive committee for final determination in consultation with the corporation's legal counsel. Any board member who has a conflict of interest on a matter shall be disqualified from voting on the matter. If a board member is disqualified from voting because of a conflict of interest, the quorum previously present is not voided and the action taken on that matter must be approved by a majority of the directors who are present and who are disqualified from voting on the matter.

Form 990, Page 6, Part VI, Line 15A

The executive director and financial director are evaluated annually by the board. The board approves compensation as part of the budget approval process based on the annual evaluation. Comparative compensation in other organizations, when available, is utilized by the board.

Form 990, Page 6, Part VI, Line 19

The organization's articles of incorporation are a matter of public record. The organization's financial statements and conflict of interest policy are available to the public upon request. The financial statements are also available online.

Filing and Contact Details

Filer

EIN
38-1919380

Signing Officer

Name
Mark Morton
Title
Executive Director
Signed
2015-03-11

Organization Details

Principal Officer
Mark Morton
Formed
1969
Legal Domicile
Mi
Voting Board Members
8
Independent Board Members
8
Employees
41
Volunteers
112

Preparer

Preparer
Vickie L Crouch
Phone
5173321900
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

Violence prevention program - provides assistance to youth by promoting peaceful non-aggressive forms of communication to prevent all forms of interpersonal violence, including family violence, sexual assault, youth violence and hate crimes. Street outreach program - provides help for homeless youth to move off the street into safe and appropriate alternate living arrangements, thus giving them a chance to become independent, self-sufficient, contributing members of society.

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

The organization collects "rent" from youth program participants who have jobs. It keeps these amounts received in a separate bank account and returns the funds to the youth when they graduate from or leave the program.

Schedule D, Page 3, Part X

Professional standards prescribe a more-likely-than-not recognition threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken. The organization has analyzed tax positions taken for filing with the intneral revenue service. The organization believes that income tax filing positions will be sustained upon examination and does not anticipate any adjustments that would result in a material adverse effect on the organization's financial condition, results of operations or cash flows. Accordingly, the organization has not recorded any reserves, or related accruals for interest and penalties for uncertain income tax positions at september 30, 2014.

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IRS990/ReportProgramRelatedInvstInd0false
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IRS990ScheduleA/Form990ScheduleAPartIVGrp/ExplanationTxt01,357
IRS990ScheduleA/Form990ScheduleAPartIVGrp/FormAndLineReferenceDesc0PART II, LINE 10
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0881116
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0977907
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt01217464
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01171286
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt05159973
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt040
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt054
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt097
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt017
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0208
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt0976
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt0197
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt0184
IRS990ScheduleA/OtherIncome170Grp/TotalAmt01357
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99970
IRS990ScheduleA/PublicSupportPY170Pct00.99990
IRS990ScheduleA/PublicSupportTotal170Amt05159973
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0912200
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0881116
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0977907
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt01217464
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt01171286
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt05159973
IRS990ScheduleA/TotalSupportAmt05161538
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0228710
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0145487
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0374197
IRS990ScheduleD/EquipmentGrp/DepreciationAmt031060
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt031060
IRS990ScheduleD/ExpensesSubtotalAmt0900781
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/RevenueSubtotalAmt0913216
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION COLLECTS "RENT" FROM YOUTH PROGRAM PARTICIPANTS WHO HAVE JOBS. IT KEEPS THESE AMOUNTS RECEIVED IN A SEPARATE BANK ACCOUNT AND RETURNS THE FUNDS TO THE YOUTH WHEN THEY GRADUATE FROM OR LEAVE THE PROGRAM.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1PROFESSIONAL STANDARDS PRESCRIBE A MORE-LIKELY-THAN-NOT RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN. THE ORGANIZATION HAS ANALYZED TAX POSITIONS TAKEN FOR FILING WITH THE INTNERAL REVENUE SERVICE. THE ORGANIZATION BELIEVES THAT INCOME TAX FILING POSITIONS WILL BE SUSTAINED UPON EXAMINATION AND DOES NOT ANTICIPATE ANY ADJUSTMENTS THAT WOULD RESULT IN A MATERIAL ADVERSE EFFECT ON THE ORGANIZATION'S FINANCIAL CONDITION, RESULTS OF OPERATIONS OR CASH FLOWS. ACCORDINGLY, THE ORGANIZATION HAS NOT RECORDED ANY RESERVES, OR RELATED ACCRUALS FOR INTEREST AND PENALTIES FOR UNCERTAIN INCOME TAX POSITIONS AT SEPTEMBER 30, 2014.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE D, PAGE 3, PART X
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0228710
IRS990ScheduleD/TotalExpensesPerForm990Amt0900781
IRS990ScheduleD/TotalRevenuePerForm990Amt0913216
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0913216
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0900781
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0VIOLENCE PREVENTION PROGRAM - PROVIDES ASSISTANCE TO YOUTH BY PROMOTING PEACEFUL NON-AGGRESSIVE FORMS OF COMMUNICATION TO PREVENT ALL FORMS OF INTERPERSONAL VIOLENCE, INCLUDING FAMILY VIOLENCE, SEXUAL ASSAULT, YOUTH VIOLENCE AND HATE CRIMES. STREET OUTREACH PROGRAM - PROVIDES HELP FOR HOMELESS YOUTH TO MOVE OFF THE STREET INTO SAFE AND APPROPRIATE ALTERNATE LIVING ARRANGEMENTS, THUS GIVING THEM A CHANCE TO BECOME INDEPENDENT, SELF-SUFFICIENT, CONTRIBUTING MEMBERS OF SOCIETY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE FORM 990 IS SUBMITTED TO THE BOARD OF DIRECTORS FOR REVIEW AND COMMENT BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2IF A DIRECTOR HAS A CONFLICT OF INTEREST WITH RESPECT TO A MATTER BEING CONSIDERED FOR ACTION, THAT DIRECTOR MUST DISCLOSE THE NATURE OF THE CONFLCT OF INTEREST TO THE OTHER BOARD MEMBERS PRIOR TO THE VOTE. ANY BOARD MEMBER MAY RAISE A QUESTION AS TO ANOTHER BOARD MEMBER'S POSSIBLE CONFLICT OF INTEREST. ANY CONFLICT OF INTEREST MATTER THAT IS NOT SATISFACTORILY RESOLVED AT THE BOARD MEETING MUST BE REFERRED TO THE EXECUTIVE COMMITTEE FOR FINAL DETERMINATION IN CONSULTATION WITH THE CORPORATION'S LEGAL COUNSEL. ANY BOARD MEMBER WHO HAS A CONFLICT OF INTEREST ON A MATTER SHALL BE DISQUALIFIED FROM VOTING ON THE MATTER. IF A BOARD MEMBER IS DISQUALIFIED FROM VOTING BECAUSE OF A CONFLICT OF INTEREST, THE QUORUM PREVIOUSLY PRESENT IS NOT VOIDED AND THE ACTION TAKEN ON THAT MATTER MUST BE APPROVED BY A MAJORITY OF THE DIRECTORS WHO ARE PRESENT AND WHO ARE DISQUALIFIED FROM VOTING ON THE MATTER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE EXECUTIVE DIRECTOR AND FINANCIAL DIRECTOR ARE EVALUATED ANNUALLY BY THE BOARD. THE BOARD APPROVES COMPENSATION AS PART OF THE BUDGET APPROVAL PROCESS BASED ON THE ANNUAL EVALUATION. COMPARATIVE COMPENSATION IN OTHER ORGANIZATIONS, WHEN AVAILABLE, IS UTILIZED BY THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION'S ARTICLES OF INCORPORATION ARE A MATTER OF PUBLIC RECORD. THE ORGANIZATION'S FINANCIAL STATEMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE TO THE PUBLIC UPON REQUEST. THE FINANCIAL STATEMENTS ARE ALSO AVAILABLE ONLINE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/StatesWhereCopyOfReturnIsFldCd0MI
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalAssetsEOYAmt0520110
IRS990/TotalAssetsGrp/BOYAmt0538601
IRS990/TotalAssetsGrp/EOYAmt0520110
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0912200
IRS990/TotalEmployeeCnt041
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt05295
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt042851
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0852635
IRS990/TotalFunctionalExpensesGrp/TotalAmt0900781
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0105657
IRS990/TotalLiabilitiesEOYAmt074731
IRS990/TotalLiabilitiesGrp/BOYAmt0105657
IRS990/TotalLiabilitiesGrp/EOYAmt074731
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0432944
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0445379
IRS990/TotalOtherCompensationAmt06967
IRS990/TotalProgramServiceExpensesAmt0852635
IRS990/TotalReportableCompFromOrgAmt042222
IRS990/TotalRevenueGrp/ExclusionAmt01016
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0913216
IRS990/TotalVolunteersCnt0112
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0538601
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0520110
IRS990/TravelGrp/ManagementAndGeneralAmt064
IRS990/TravelGrp/ProgramServicesAmt07586
IRS990/TravelGrp/TotalAmt07650
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
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IRS990/UnrestrictedNetAssetsGrp/BOYAmt0432944
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IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine104287 FIVE OAKS DRIVE
IRS990/USAddress/City0LANSING
IRS990/USAddress/State0MI
IRS990/USAddress/ZIPCode048911
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IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.GATEWAYSERVICES.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/PersonNm0MARK MORTON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-03-11
ReturnHeader/Filer/BusinessName/BusinessNameLine10GATEWAY COMMUNITY SERVICES
ReturnHeader/Filer/BusinessNameControlTxt0GATE
ReturnHeader/Filer/EIN0381919380
ReturnHeader/Filer/USAddress/AddressLine104287 FIVE OAKS DRIVE
ReturnHeader/Filer/USAddress/City0LANSING
ReturnHeader/Filer/USAddress/State0MI
ReturnHeader/Filer/USAddress/ZIPCode048911

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