Civic Intelligence

Great Lakes Bay Health Centers

990 • Fiscal year 2018 • EIN 38-1908328

Apr 01, 2017 to Mar 31, 2018 • Filed on Dec 11, 2018

501 Lapeer AveSaginaw, MI 48607

(989) 759-6400

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

64th percentile

0.41x

Higher debt load relative to assets than 64% of similar nonprofits.

2018 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2018

Liabilities / Revenue

48th percentile

0.27x

Higher debt load relative to revenue than 48% of similar nonprofits.

2018 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2018

Net Margin

52nd percentile

4.1%

Higher net margin than 52% of similar nonprofits.

2018 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2018

Top Officer Pay

77th percentile

$404,157

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.8% of source-year revenue.

2018 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2018

Asset Growth

81st percentile

14%

Faster asset growth than 81% of similar nonprofits.

2018 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Revenue Growth

65th percentile

10%

Faster revenue growth than 65% of similar nonprofits.

2018 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Assets

Up

$32,922,506

Up $4,167,946 (+14%) from 2017

Net Assets

Down

$19,381,810

Down $1,206,567 (-5.9%) from 2017

Liabilities

Up

$13,540,696

Up $5,374,513 (+66%) from 2017

Revenue

Up

$49,465,129

Up $4,661,383 (+10%) from 2017

Expenses

Up

$47,417,141

Up $4,242,983 (+9.8%) from 2017

Net Income

Up

$2,047,988

Up $418,400 (+26%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $22,033,126Liabilities 2010: $4,877,106Net Assets 2010: $17,156,0202010Assets 2011: $23,409,292Liabilities 2011: $4,768,537Net Assets 2011: $18,640,7552011Assets 2012: $20,591,898Liabilities 2012: $3,068,338Net Assets 2012: $17,523,5602012Assets 2013: $19,053,575Liabilities 2013: $3,591,427Net Assets 2013: $15,462,1482013Assets 2014: $18,199,002Liabilities 2014: $3,190,693Net Assets 2014: $15,008,3092014Assets 2015: $21,005,851Liabilities 2015: $3,041,579Net Assets 2015: $17,964,2722015Assets 2016: $26,546,341Liabilities 2016: $7,587,552Net Assets 2016: $18,958,7892016Assets 2017: $28,754,560Liabilities 2017: $8,166,183Net Assets 2017: $20,588,3772017Assets 2018: $32,922,506Liabilities 2018: $13,540,696Net Assets 2018: $19,381,8102018Assets 2019: $36,172,408Liabilities 2019: $11,363,438Net Assets 2019: $24,808,9702019Assets 2020: $33,227,173Liabilities 2020: $8,408,348Net Assets 2020: $24,818,8252020Assets 2021: $40,582,063Liabilities 2021: $9,247,657Net Assets 2021: $31,334,4062021Assets 2022: $43,109,994Liabilities 2022: $10,171,940Net Assets 2022: $32,938,0542022Assets 2023: $63,047,797Liabilities 2023: $23,999,560Net Assets 2023: $39,048,2372023Assets 2024: $67,625,538Liabilities 2024: $25,640,041Net Assets 2024: $41,985,4972024Assets 2025: $72,869,574Liabilities 2025: $24,320,841Net Assets 2025: $48,548,7332025

Highlighted filing

2018

Assets$32,922,506
Liabilities$13,540,696
Net Assets$19,381,810

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0-$50MExpenses 2010: $29,054,5922010Expenses 2011: $29,016,1782011Expenses 2012: $30,568,2292012Revenue 2013: $27,642,981Expenses 2013: $29,704,393Net Income 2013: -$2,061,4122013Revenue 2014: $30,366,829Expenses 2014: $30,820,668Net Income 2014: -$453,8392014Revenue 2015: $35,873,946Expenses 2015: $32,917,983Net Income 2015: $2,955,9632015Revenue 2016: $41,691,181Expenses 2016: $37,233,518Net Income 2016: $4,457,6632016Revenue 2017: $44,803,746Expenses 2017: $43,174,158Net Income 2017: $1,629,5882017Revenue 2018: $49,465,129Expenses 2018: $47,417,141Net Income 2018: $2,047,9882018Revenue 2019: $58,134,232Expenses 2019: $52,707,072Net Income 2019: $5,427,1602019Revenue 2020: $58,466,879Expenses 2020: $58,457,024Net Income 2020: $9,8552020Revenue 2021: $66,830,188Expenses 2021: $60,314,607Net Income 2021: $6,515,5812021Revenue 2022: $68,616,758Expenses 2022: $67,013,110Net Income 2022: $1,603,6482022Revenue 2023: $80,685,632Expenses 2023: $74,575,449Net Income 2023: $6,110,1832023Revenue 2024: $89,385,319Expenses 2024: $86,455,817Net Income 2024: $2,929,5022024Revenue 2025: $109,497,075Expenses 2025: $102,849,745Net Income 2025: $6,647,3302025

Highlighted filing

2018

Revenue$49,465,129
Expenses$47,417,141
Net Income$2,047,988
Jump To
Filing Snapshot
Filing Period
Apr 1, 2017 to Mar 31, 2018
Signed
Dec 11, 2018
Return Version
2017v2.3
Gross Receipts
$49,465,129
Mission and Program Overview

Mission

To provide excellent health care to individuals and groups in saginaw, bay, and other nearby counties, especially those who are underserved, uninsured, or underinsured. The services provided are sensitive to the needs of the community, are not based on ability to pay, and are offered without regard to criteria such as race, religion, national origin, sexual orientation, or gender identity.

To provide high quality health care to individuals and community groups in saginaw, bay, and other nearby counties. Services are provided without regard to race, beliefs or ability to pay.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$8,704,714$10,987,969▲ $2,283,255
Accounts Receivable$5,828,349$9,427,085▲ $3,598,736
Savings and Temporary Cash Investments$7,385,804$7,353,545▼ $32,259
Cash and Non-Interest-Bearing Accounts$5,127,416$3,911,933▼ $1,215,483
Pledges and Grants Receivable$952,645$495,628▼ $457,017
Prepaid Expenses and Deferred Charges$478,489$454,856▼ $23,633
Inventories for Sale or Use$277,143$291,490▲ $14,347
Total Assets$28,754,560$32,922,506▲ $4,167,946
Liabilities
Other Liabilities$4,259,230$8,001,783▲ $3,742,553
Accounts Payable and Accrued Expenses$3,691,855$3,761,139▲ $69,284
Mortgage Notes Payable Secured by Investment Property$215,098$1,777,774▲ $1,562,676
Total Liabilities$8,166,183$13,540,696▲ $5,374,513
Net Assets / Fund Balance
Unrestricted Net Assets$20,577,120$19,372,170▼ $1,204,950
Temporarily Rstr Net Assets$11,257$9,640▼ $1,617
Total Net Assets Fund Balance$20,588,377$19,381,810▼ $1,206,567
Total Liabilities and Net Assets / Fund Balance$28,754,560$32,922,506▲ $4,167,946

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$9,071,238$6,635,753$15,706,991
Equipment$1,499,578$6,616,505$8,116,083
Land$417,153-$417,153
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Brenda CoughlinCEOFT$358,393$45,764$404,157
Douglas Saylor MdChief MedicaFT$323,238$27,057$350,295
Douglas Saylor MdChief Medical Office-$323,238$30,057$350,295
Bradley Merrills MdPhysicianFT$283,848$28,521$312,369
Lisa GalonskaDeputy DirecFT$258,171$28,111$286,282
Lisa GalonskaDeputy Director-$258,171$30,611$286,282
Aliaa Makkiya MdPhysicianFT$250,413$20,742$271,155
Marvin Najjar MdPhysicianFT$238,615$26,938$268,053
E Bernardino MdPhysicianFT$238,168$19,188$257,356
Audrey Stryker MdPhysicianFT$220,000$25,821$245,821
Paul CrowleyChief DentalFT$176,880$22,449$199,329
Paul CrowleyChief Dental Officer-$173,880$22,449$199,329
Amy EvansCFOFT$135,765$9,631$145,396

Board Members and Trustees

Highest Paid Contractors

ContractorServicesLocationCompensation
Pumford Construction INCConstruction1674 CHAMPAGNE DRIVE, Saginaw, MI 48604$1,306,459
Santino Enterprises INCCleaning5360 DIXIE HWY, Saginaw, MI 48601$117,662
Revenue and Support

Revenue Composition

Contributions and Grants
$10,764,476
Program Service Revenue
$38,659,572
Investment Income
$11,699
Other Revenue
$29,382
All Other Contributions
$1,427,671
Change in Net Assets
$2,047,988

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported Amount
Drugs and Medical Supplies1$624,959
Total Noncash Contributions1$624,959

Audited Revenue Reconciliation

Revenue per Audited Statements
$49,465,129
Revenue Not Reported on Form 990
$40,000
Total Revenue per Audited Statements
$49,505,129
Total Revenue per Form 990
$49,465,129
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$33,705,898
Other Expenses$13,711,243
Total Fundraising Expense$140,027
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$22,152,450$3,975,399$79,584$26,207,433
Office Expenses$6,093,115$133,583$896$6,227,594
Other Employee Benefits$2,425,319$412,585-$2,837,904
Payroll Taxes$1,748,603$345,806$6,478$2,100,887
Fees for Services Other$1,320,543$375,443$70$1,696,056
Occupancy$1,189,577$259,650-$1,449,227
Current Officers, Directors, Trustees, and Key Employees$415,359$985,148-$1,400,507
Pension Plan Contributions$997,646$161,521-$1,159,167
Depreciation Depletion$891,701$88,800-$980,501
Information Technology$44,549$649,908$1,968$696,425
Travel$228,141$136,647$9,653$374,441
All Other Expenses$244,137$20,454$660$265,251
Advertising$63,284$80,119$34,579$177,982
Insurance$106,028$45,839-$151,867
Other Expenses$109,804$20,827$18$130,631
Fees for Services Legal-$102,243-$102,243
Fees for Services Accounting-$59,932-$59,932
Conferences and Meetings$8,719$22,773$6,121$37,613
Interest$5,537$20,939-$26,476
Total Functional Expenses$39,071,668$8,205,446$140,027$47,417,141

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$47,457,141
Expenses per Audited Statements$47,417,141
Total Expenses per Form 990$47,417,141
Expenses Not Reported on Form 990$40,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Third Party Cost Settlements$8,001,783
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Board reviews and approves 990 prior to filing.

Form 990, Page 6, Part VI, Line 12C

Annual disclosure required and monitored.

Form 990, Page 6, Part VI, Line 15A

Board committee reviews and approves ceo compensation on an annual basis. Compensation study is performed.

Form 990, Page 6, Part VI, Line 15B

Management procures a compensation structure study that produces a company wide scale. The scale is used along with performance reviews, and in the case of the ceo, a sub-committee of the board of directors, to set and approve compensation levels on an annual basis.

Form 990, Page 6, Part VI, Line 19

Governing documents, conflict of interest policy, and financial statements are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Great Lakes Bay Health Centers
EIN
38-1908328
Phone
9897596400
Address
501 LAPEER AVE, SAGINAW, MI 48607

Signing Officer

Name
Brenda Coughlin
Title
CEO
Signed
2018-12-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Brenda Coughlin
Formed
1970
Legal Domicile
Mi
Voting Board Members
11
Independent Board Members
11
Employees
572
Volunteers
36

Preparer

Firm
Yeo & Yeo Pc
Address
PO BOX 3275, SAGINAW, MI 48605
Preparer
Brian R Dixon
Phone
9897939830
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IRS990/Desc0MEDICAL, DENTAL, AND BEHAVIORAL HEALTH SERVICES WERE PROVIDED TO 51,367 PERSONS IN 2017/2018. TARGET POPULATIONS INCLUDE MIGRANT AND SEASONAL FARM WORKERS, LOW INCOME INDIVIDUALS, UNINSURED/UNDERINSURED INDIVIDUALS, AND OTHER POPULATIONS WITH LIMITED ACCESS TO HEALTH CARE SERVICES. SERVICE ACCOMPLISHMENTS INCLUDE THE EXPANSION OF BEHAVIORAL HEALTH SERVICES, EXPANSION OF EYE CARE SERVICES, OPENING OF EXPANDED DENTAL FACILITY IN SAGINAW, AND THE EXPANSION OF SUBSTANCE USE DISORDER SERVICES. GLBHC PROGRAMS CONTINUE TO GROW AND DEVELOP WITH THE GOAL OF IMPROVING POPULATION HEALTH AND THE WELL-BEING OF THE RESIDENTS OF COMMUNITIES SERVED BY IMPROVING HEALTH OUTCOMES SUCH AS INFANT MORTALITY, DIABETES, CHRONIC DISEASES, BEHAVIORAL HEALTH ISSUES, AND OTHER HEALTH CONDITIONS.
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IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt11CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHIEF MEDICA
IRS990/Form990PartVIISectionAGrp/TitleTxt13DEPUTY DIREC
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IRS990/InformationTechnologyGrp/ProgramServicesAmt044549
IRS990/InformationTechnologyGrp/TotalAmt0696425
IRS990/InsuranceGrp/ManagementAndGeneralAmt045839
IRS990/InsuranceGrp/ProgramServicesAmt0106028
IRS990/InsuranceGrp/TotalAmt0151867
IRS990/InterestGrp/ManagementAndGeneralAmt020939
IRS990/InterestGrp/ProgramServicesAmt05537
IRS990/InterestGrp/TotalAmt026476
IRS990/InventoriesForSaleOrUseGrp/BOYAmt0277143
IRS990/InventoriesForSaleOrUseGrp/EOYAmt0291490
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IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
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IRS990/OtherExpensesGrp/TotalAmt2243680
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IRS990/ProgramServiceRevenueGrp/Desc0FEES FOR SERVICES
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IRS990/PYProgramServiceRevenueAmt035305099
IRS990/PYRevenuesLessExpensesAmt01629588
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Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$72.9$24.3$48.5$109$103$6.65
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$67.6$25.6$42.0$89.4$86.5$2.93
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$63.0$24.0$39.0$80.7$74.6$6.11
2022Detailed filing. Detailed filing data is available for this year.$43.1$10.2$32.9$68.6$67.0$1.60
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$40.6$9.25$31.3$66.8$60.3$6.52
2020Detailed filing. Detailed filing data is available for this year.$33.2$8.41$24.8$58.5$58.5$0.01
2019Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$36.2$11.4$24.8$58.1$52.7$5.43
2018Detailed filing. Detailed filing data is available for this year.$32.9$13.5$19.4$49.5$47.4$2.05
2017Detailed filing. Detailed filing data is available for this year.$28.8$8.17$20.6$44.8$43.2$1.63
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.5$7.59$19.0$41.7$37.2$4.46
2015Detailed filing. Detailed filing data is available for this year.$21.0$3.04$18.0$35.9$32.9$2.96
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$18.2$3.19$15.0$30.4$30.8$0.45
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.1$3.59$15.5$27.6$29.7$2.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.6$3.07$17.5$30.6
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.4$4.77$18.6$29.0
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.0$4.88$17.2$29.1