Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
Otsego Chamber of Commerce
EIN 38-1811957 • 501(c)6 • Otsego, MI
Profile
Our mission is to support businesses and encourage strong leadership in the otsego and plainwell communities. Through networking, training, and community events, we are committted to working together for the success and economic growth of our cities.
Refreshing map…
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.24x
Liabilities / Revenue
69th percentile
Higher debt load relative to revenue than 69% of similar nonprofits.
Net Margin
35th percentile
Higher net margin than 35% of similar nonprofits.
Top Officer Pay
77th percentile
Higher top officer pay than 77% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
22nd percentile
Faster asset growth than 22% of similar nonprofits.
Revenue Growth
45th percentile
Faster revenue growth than 45% of similar nonprofits.
Balance Sheet
Assets
Down$14,738
Down $5,788 (-28%) from 2023
Liabilities
Up$3,539
Up $1,293 (+58%) from 2023
Net Assets
Down$11,199
Down $7,081 (-39%) from 2023
Revenue
Down$93,843
Down $2,317 (-2.4%) from 2023
Expenses
Up$100,924
Up $3,240 (+3.3%) from 2023
Net Income
Down-$7,081
Down $5,557 (-365%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $14,738
- Liabilities
- $3,539
- Net assets
- $11,199
- Revenue
- $93,843
- Expenses
- $100,924
- Net income
- -$7,081
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Oct 6, 2025
- Return Version
- 2024v5.0
- Gross Receipts
- $93,843
Mission and Program Overview
Mission
Our mission is to support businesses and encourage strong leadership in the otsego and plainwell communities. Through networking, training, and community events, we are committted to working together for the success and economic growth of our cities.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| SUPPORT BUSINESSES AND ENCOURAGE STRONG LEADERSHIP IN THE OTSEGO AND PLAINWELL BUSINESS COMMUNITIES. | - | - |
| OTHER ORGANIZATIONS SUPPORT OF THE LOCAL SMALL BUSINESSES COMMUNITY. | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| SUSAN CHRISTOPHER | President | PT | $0 | - | - |
| JIM SZILAGYI | Vice Preside | PT | $0 | - | - |
| MICHELLE KRCATOVICH | Secretary | PT | $0 | - | - |
| MICHAEL J KIMBLE | Treasurer | PT | $0 | - | - |
| GINGER TITUS | Director | PT | $0 | - | - |
| CLARISSA MCDONALD | Director | PT | $0 | - | - |
| TOM HOLMES | Director | PT | $0 | - | - |
| PATTI HERM | Director | PT | $0 | - | - |
| DARCY ENNIS | Director | PT | $0 | - | - |
| DANIELLE JONES | Director | PT | $0 | - | - |
| CHRISTINA SAUCEDO | Director | PT | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Otsego Chamber of Commerce
- EIN
- 38-1811957
- Phone
- 2696946880
- Address
- 135 E ALLEGAN STREET, OTSEGO, MI 49078
Signing Officer
- Name
- Michael J Kimble
- Title
- Treasurer
- Phone
- 2696946880
- Signed
- 2025-10-06
Preparer
- Firm
- Michael Kimble Pc
- Address
- PO BOX 379, PLAINWELL, MI 49080
- Preparer
- Michael J Kimble CPA
- Phone
- 2696851256
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 8
“Contributions 100 total 100”
Form 990-ez, Part I, Line 16
“Expenses advertizing 342 office expenses 422 auto mileage reimbursment 1,950 parking 4 board meeting expenses 42 seminars 791 meals 225 insurance 1,288 membership dues 1,027 bank fees 983 dues & subscriptions 221 annual web hosting fees 220 chamber software 3,683 supplies & repairs 150 scholorships given 2,000 fund raising expense 28,458 total 41,806”
Form 990-ez, Part II, Line 26
“Accounts payable and accrued expenses 2,246 3,539”
Form 990-ez, Part III
“Our mission is to support businesses and encourage strong leadership in the otsego and plainwell communities. Through networking, training, and community events, we are committted to working together for the success and economic growth of our cities.”
Form 990-ez, Part III, Line 31
“Other organizations support of the local small businesses community.”
Raw XML Appendix138 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | MICHAEL J KIMBLE |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 2696946880 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 135 E ALLEGAN ST |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | OTSEGO |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 49078 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 20526 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 14738 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -7081 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 400 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 20526 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 14738 |
| IRS990EZ/GrossReceiptsAmt | 0 | 93843 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 128 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 34860 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 18280 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 11199 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 18280 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 11199 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 5414 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | SUSAN CHRISTOPHER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JIM SZILAGYI |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | MICHELLE KRCATOVICH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | MICHAEL J KIMBLE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | GINGER TITUS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | CLARISSA MCDONALD |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | TOM HOLMES |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | PATTI HERM |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | DARCY ENNIS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | DANIELLE JONES |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | CHRISTINA SAUCEDO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | VICE PRESIDE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 41806 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 100 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | OUR MISSION IS TO SUPPORT BUSINESSES AND ENCOURAGE STRONG LEADERSHIP IN THE OTSEGO AND PLAINWELL COMMUNITIES. THROUGH NETWORKING, TRAINING, AND COMMUNITY EVENTS, WE ARE COMMITTTED TO WORKING TOGETHER FOR THE SUCCESS AND ECONOMIC GROWTH OF OUR CITIES. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 406 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 58755 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | SUPPORT BUSINESSES AND ENCOURAGE STRONG LEADERSHIP IN THE OTSEGO AND PLAINWELL BUSINESS COMMUNITIES. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | OTHER ORGANIZATIONS SUPPORT OF THE LOCAL SMALL BUSINESSES COMMUNITY. |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 52898 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 2246 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 3539 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 100924 |
| IRS990EZ/TotalRevenueAmt | 0 | 93843 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | OTSEGOPLAINWELLNOW.ORG |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | CONTRIBUTIONS 100 TOTAL 100 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EXPENSES ADVERTIZING 342 OFFICE EXPENSES 422 AUTO MILEAGE REIMBURSMENT 1,950 PARKING 4 BOARD MEETING EXPENSES 42 SEMINARS 791 MEALS 225 INSURANCE 1,288 MEMBERSHIP DUES 1,027 BANK FEES 983 DUES & SUBSCRIPTIONS 221 ANNUAL WEB HOSTING FEES 220 CHAMBER SOFTWARE 3,683 SUPPLIES & REPAIRS 150 SCHOLORSHIPS GIVEN 2,000 FUND RAISING EXPENSE 28,458 TOTAL 41,806 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 2,246 3,539 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | OUR MISSION IS TO SUPPORT BUSINESSES AND ENCOURAGE STRONG LEADERSHIP IN THE OTSEGO AND PLAINWELL COMMUNITIES. THROUGH NETWORKING, TRAINING, AND COMMUNITY EVENTS, WE ARE COMMITTTED TO WORKING TOGETHER FOR THE SUCCESS AND ECONOMIC GROWTH OF OUR CITIES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | OTHER ORGANIZATIONS SUPPORT OF THE LOCAL SMALL BUSINESSES COMMUNITY. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART III, LINE 31 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MICHAEL J KIMBLE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2696946880 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-06 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | OTSEGO CHAMBER OF COMMERCE |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | OTSE |
| ReturnHeader/Filer/EIN | 0 | 381811957 |
| ReturnHeader/Filer/PhoneNum | 0 | 2696946880 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 135 E ALLEGAN STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | OTSEGO |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 49078 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 383014528 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | MICHAEL KIMBLE PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 379 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | PLAINWELL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 49080 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2696851256 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-11-06 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | MICHAEL J KIMBLE CPA |
| ReturnHeader/ReturnTs | 0 | 2025-11-06T10:46:41-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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