Civic Intelligence

Saginaw County Community Action Committee

EIN 38-1797894 • 501(c)3 • Saginaw, MI

Profile

The mission of saginaw county community action committee, inc. Is to serve as a proactive and dedicated community organization striving to mobilize all available local, state, private, and federal resources to help empower economically challenged families and individuals to become self sufficient citizens, and to substantially improve the standard and quality of community life.

2824 Perkins StreetSaginaw, MI 48601

www.saginawcac.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

86th percentile

0.61x

Higher debt load relative to assets than 86% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

58th percentile

0.12x

Higher debt load relative to revenue than 58% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

63rd percentile

12%

Higher net margin than 63% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

66th percentile

$98,698

Higher top officer pay than 66% of similar nonprofits.

Top officer pay equals 3.5% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

86th percentile

33%

Faster asset growth than 86% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

79th percentile

39%

Faster revenue growth than 79% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Up

$548,392

Up $137,394 (+33%) from 2023

Liabilities

Down

$335,254

Down $199,755 (-37%) from 2023

Net Assets

Up

$213,138

Up $337,149 (+272%) from 2023

Revenue

Up

$2,798,007

Up $792,117 (+39%) from 2023

Expenses

Up

$2,460,858

Up $393,401 (+19%) from 2023

Net Income

Up

$337,149

Up $398,716 (+648%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0-$500KAssets 2010: $1,466,885Liabilities 2010: $1,109,291Net Assets 2010: $357,5942010Assets 2011: $1,288,432Liabilities 2011: $795,865Net Assets 2011: $492,5672011Assets 2012: $786,615Liabilities 2012: $409,118Net Assets 2012: $377,4972012Assets 2013: $646,933Liabilities 2013: $280,177Net Assets 2013: $366,7562013Assets 2014: $671,148Liabilities 2014: $371,621Net Assets 2014: $299,5272014Assets 2015: $614,339Liabilities 2015: $304,106Net Assets 2015: $310,2332015Assets 2016: $523,557Liabilities 2016: $206,389Net Assets 2016: $317,1682016Assets 2017: $644,116Liabilities 2017: $328,820Net Assets 2017: $315,2962017Assets 2018: $586,250Liabilities 2018: $286,857Net Assets 2018: $299,3932018Assets 2019: $717,587Liabilities 2019: $464,216Net Assets 2019: $253,3712019Assets 2020: $486,062Liabilities 2020: $280,718Net Assets 2020: $205,3442020Assets 2021: $407,264Liabilities 2021: $351,100Net Assets 2021: $56,1642021Assets 2022: $411,274Liabilities 2022: $473,718Net Assets 2022: -$62,4442022Assets 2023: $410,998Liabilities 2023: $535,009Net Assets 2023: -$124,0112023Assets 2024: $548,392Liabilities 2024: $335,254Net Assets 2024: $213,1382024

Highlighted filing

2024

Assets$548,392
Liabilities$335,254
Net Assets$213,138

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $4,939,9422010Revenue 2011: $6,055,241Expenses 2011: $5,920,268Net Income 2011: $134,9732011Expenses 2012: $2,762,4252012Revenue 2013: $2,189,855Expenses 2013: $2,200,596Net Income 2013: -$10,7412013Revenue 2014: $2,051,176Expenses 2014: $2,118,405Net Income 2014: -$67,2292014Revenue 2015: $2,304,302Expenses 2015: $2,293,596Net Income 2015: $10,7062015Revenue 2016: $2,007,789Expenses 2016: $2,000,854Net Income 2016: $6,9352016Revenue 2017: $2,140,219Expenses 2017: $2,142,091Net Income 2017: -$1,8722017Revenue 2018: $2,296,954Expenses 2018: $2,312,857Net Income 2018: -$15,9032018Revenue 2019: $2,246,552Expenses 2019: $2,292,574Net Income 2019: -$46,0222019Revenue 2020: $1,731,878Expenses 2020: $1,779,905Net Income 2020: -$48,0272020Revenue 2021: $1,706,687Expenses 2021: $1,855,867Net Income 2021: -$149,1802021Revenue 2022: $2,218,220Expenses 2022: $2,331,310Net Income 2022: -$113,0902022Revenue 2023: $2,005,890Expenses 2023: $2,067,457Net Income 2023: -$61,5672023Revenue 2024: $2,798,007Expenses 2024: $2,460,858Net Income 2024: $337,1492024

Highlighted filing

2024

Revenue$2,798,007
Expenses$2,460,858
Net Income$337,149

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.55$0.34$0.21$2.80$2.46$0.34
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.41$0.54$0.12$2.01$2.07$0.06
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.41$0.47$0.06$2.22$2.33$0.11
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.41$0.35$0.06$1.71$1.86$0.15
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.49$0.28$0.21$1.73$1.78$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.72$0.46$0.25$2.25$2.29$0.05
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.59$0.29$0.30$2.30$2.31$0.02
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.64$0.33$0.32$2.14$2.14$0.00
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.52$0.21$0.32$2.01$2.00$0.01
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.61$0.30$0.31$2.30$2.29$0.01
2014Detailed filing. Detailed filing data is available for this year.$0.67$0.37$0.30$2.05$2.12$0.07
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.65$0.28$0.37$2.19$2.20$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.79$0.41$0.38$2.76
2011Summary only. Only limited summary data is available for this year.$1.29$0.80$0.49$6.06$5.92$0.13
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.47$1.11$0.36$4.94
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Jul 10, 2025
Return Version
2023v6.0
Gross Receipts
$2,838,702
Mission and Program Overview

Mission

The mission of saginaw county community action committee, inc. Is to fully participate in the development, planning, implementation, and evaluation of programs to serve low income communities. The organization will serve as a proactive and dedicated community organization striving to mobilize all available local, state, private, and federal resources to help empower economically challenged families and individuals to become self-sufficient citizens, and to substantially improve the standard and quality of community life.

The mission of the saginaw county community action committee, inc. Is to fully participate in the development, planning, implementation, and evaluation of programs to serve low-income communities. The organization will serve as a proactive and dedicated community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$148,776$314,079▲ $165,303
Pledges and Grants Receivable$205,804$200,932▼ $4,872
Cash and Non-Interest-Bearing Accounts$300$10,208▲ $9,908
Prepaid Expenses and Deferred Charges$14,848$9,448▼ $5,400
Inventories for Sale or Use$16,445$8,000▼ $8,445
Accounts Receivable$9,372$3,933▼ $5,439
Savings and Temporary Cash Investments$15,453$1,792▼ $13,661
Total Assets$410,998$548,392▲ $137,394
Liabilities
Accounts Payable and Accrued Expenses$142,919$233,030▲ $90,111
Other Liabilities$67,645$60,313▼ $7,332
Deferred Revenue$324,445$41,911▼ $282,534
Total Liabilities$535,009$335,254▼ $199,755
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$-216,010$108,362▲ $324,372
Net Assets With Donor Restrictions$91,999$104,776▲ $12,777
Total Net Assets Fund Balance$-124,011$213,138▲ $337,149
Total Liabilities and Net Assets / Fund Balance$410,998$548,392▲ $137,394

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$57,895$919,478$977,373
Equipment$137,565$217,948$355,513
Land$69,969-$69,969
Other Land Buildings$48,650-$48,650
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Hurley ColemanExecutive DirectorFT$85,821$12,877$98,698
Mary McmathDeputy DirectorFT$81,223$15,192$96,415
Shelly HardtFiscal ManagerFT$68,189$16,784$84,973

Board Members and Trustees

NameTitle
Brenda MooreChairperson
Barbara JonesVice Chairperson (thru Sep 2024)
AMOS O'NEALBoard Member
Gerald LittleBoard Member
Jeanette BarnettBoard Member
Kimberly SchollaertBoard Member
Marlana CorkBoard Member
Monica Hernandez-alanizBoard Member
Sabrina JacksonBoard Member
Viloshinee MuruganBoard Member
Torrie LeeBoard Member (thru Sep 2024)
Shelia Ray-danleyBoard Secretary
Exie RobinsonBoard Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$2,651,966
Program Service Revenue
$14,600
Investment Income
$131,441
Other Revenue
$0
All Other Contributions
$23,036
Change in Net Assets
$337,149

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Food Inventory1$381,065Usda Price/pound
Total Noncash Contributions1$381,065-

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,798,007
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$2,798,007
Total Revenue per Form 990
$2,798,007
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$856,615
Salaries, Compensation, and Employee Benefits$804,332
Grants and Similar Amounts Paid$799,911
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$799,911--$799,911
Fees for Services Other$422,563$12,558-$435,121
Other Salaries and Wages$310,584$102,985-$413,569
Current Officers, Directors, Trustees, and Key Employees$200,166$90,034-$290,200
Occupancy$41,603$63,962-$105,565
Office Expenses$83,600$3,176-$86,776
Payroll Taxes$47,474$21,353-$68,827
Insurance$67,254--$67,254
Fees for Services Accounting-$40,500-$40,500
Travel$30,295$5,895-$36,190
Other Employee Benefits$19,868$8,937-$28,805
Depreciation Depletion$22,818--$22,818
Information Technology$12,065--$12,065
Advertising$9,739--$9,739
Other Expenses$8,688--$8,688
All Other Expenses-$5,221-$5,221
Interest$2,976--$2,976
Pension Plan Contributions$2,022$909-$2,931
Conferences and Meetings$1,296--$1,296
Fees for Services Legal-$1,167-$1,167
Total Functional Expenses$2,104,161$356,697$0$2,460,858

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,460,858
Total Expenses per Audited Statements$2,460,858
Total Expenses per Form 990$2,460,858
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Line of Credit$60,313
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

A draft copy of the form 990 was emailed to the board of directors before being filed with the internal revenue service. The form 990 was reviewed and approved by management and the board of directors.

Form 990, Part VI, Section B, Line 12C

Board members shall not financially profit in any way in their outside employment or business interests from their association with the agency. Board members are obligated to disclose any conflict or potential conflict of interest involving any issue presented at the board meeting for a vote; members should abstain, where appropriate, from discussion or voting on these issues. Board members shall not flaunt their board membership or attempt to use their position to intimidate employees or to gain personal favors. Board members shall not abuse their board membership by using agency, staff, services, equipment, materials or property for their personal gain.

Form 990, Part VI, Section B, Line 15

Decision based on job duties, experience, and board input. Annually, the executive director's salary is reviewed and determined by the board of directors.

Form 990, Part VI, Section C, Line 19

The organization's governing documents, conflict of interest policy, and financial statements are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Saginaw County Community Action
EIN
38-1797894
Phone
9897537741
Address
2824 PERKINS STREET, SAGINAW, MI 48601
Doing Business As
Saginaw County Community Action Center Inc

Signing Officer

Name
Shelly Hardt
Title
Fiscal Manager
Phone
9897537741
Signed
2025-07-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Hurley Coleman
Formed
1965
Legal Domicile
Mi
Voting Board Members
11
Independent Board Members
11
Employees
43
Volunteers
125

Preparer

Firm
Wipfli Llp
Address
2501 W BELTLINE HWY STE 501, MADISON, WI 53713
Preparer
Quinn Dugan
Phone
6082741980
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Other professional fees: program service expenses 422,563. Management and general expenses 12,558. Fundraising expenses 0. Total expenses 435,121.

Financial Statement Notes

PART X, LINE 2:

Cac is required to assess whether it is more likely than not that a tax position will be sustained upon examination on the technical merits of the position assuming the taxing authority has full knowledge of all information. If the tax position does not meet the more likely than not recognition threshold, the benefit of that position is not recognized in the financial statements. Cac has determined there are no amounts to record as assets or liabilities related to uncertain tax positions.

Raw XML AppendixShowing 400 of 552 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm10VILOSHINEE MURUGAN
IRS990/Form990PartVIISectionAGrp/PersonNm11AMOS O'NEAL
IRS990/Form990PartVIISectionAGrp/PersonNm12KIMBERLY SCHOLLAERT
IRS990/Form990PartVIISectionAGrp/PersonNm13HURLEY COLEMAN
IRS990/Form990PartVIISectionAGrp/PersonNm14SHELLY HARDT
IRS990/Form990PartVIISectionAGrp/PersonNm15MARY MCMATH
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
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IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPERSON (THRU SEP 2024)
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER (THRU SEP 2024)
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13EXECUTIVE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14FISCAL MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt15DEPUTY DIRECTOR
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IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE MISSION OF SAGINAW COUNTY COMMUNITY ACTION COMMITTEE, INC. IS TO FULLY PARTICIPATE IN THE DEVELOPMENT, PLANNING, IMPLEMENTATION, AND EVALUATION OF PROGRAMS TO SERVE LOW-INCOME COMMUNITIES. THE ORGANIZATION WILL SERVE AS A PROACTIVE AND DEDICATED COMMUNITY ORGANIZATION STRIVING TO MOBILIZE ALL AVAILABLE LOCAL, STATE, PRIVATE, AND FEDERAL RESOURCES TO HELP EMPOWER ECONOMICALLY CHALLENGED FAMILIES AND INDIVIDUALS TO BECOME SELF-SUFFICIENT CITIZENS, AND TO SUBSTANTIALLY IMPROVE THE STANDARD AND QUALITY OF COMMUNITY LIFE.
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IRS990/OtherExpensesGrp/Desc1TAXES AND LICENSES
IRS990/OtherExpensesGrp/Desc2DUES AND MEMBERSHIPS
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IRS990/OtherExpensesGrp/ProgramServicesAmt110290
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IRS990/OtherExpensesGrp/TotalAmt110290
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IRS990/ProgSrvcAccomActy2Grp/Desc0FOOD PROGRAM -FOOD PROGRAM ACTIVITIES CONSIST OF COMMODITY FOODS THAT ARE MADE AVAILABLE BY THE U.S. DEPARTMENT OF AGRICULTURE TO LOCAL AGENCIES TO DISTRIBUTE TO LOW-INCOME HOUSEHOLDS. DURING THE YEAR 8,725 HOUSEHOLDS BENEFITED FROM THIS PROGRAM: INCLUDING 17 PANTRIES.
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IRS990/ProgSrvcAccomActy2Grp/GrantAmt0384696
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt00
IRS990/ProgSrvcAccomActy3Grp/Desc0HOUSING AND HOUSING REHABILITATION; THE AGENCY ASSISTED HOUSEHOLDS WITH REHABILITATION THROUGH OUR CDBG PROGRAMS WITH THE CITY OF SAGINAW. THIS INCLUDED FRONT PORCH, MINOR HOME REPAIR PROJECTS AS WELL AS THE ELDERLY & DISABLED MINOR HOME REPAIR PROGRAM.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0298825
IRS990/ProgSrvcAccomActy3Grp/GrantAmt090564
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt014600
IRS990/ProgSrvcAccomActyOtherGrp/Desc0OTHER AGENCY RELATED PROGRAMS AND SERVICES INCLUDED THE FATHERHOOD PROJECT OF SAGINAW COUNTY - ENROLLING 50 MEN IN AN OUTREACH PROGRAM DESIGNED TO INCREASE EMPLOYABILITY. WE HOSTED FINANCIAL LITERACY CLASSES FOR CLIENTS; WORKSHOPS FOR SENIORS THAT PROVIDED LEGAL AID AND ASSISTANCE AND FINANCIAL LITERACY; CIVIC ENGAGEMENT ENCOURAGING INDIVIDUALS TO REGISTER TO VOTE AND GET INVOLVED WITH PUBLIC POLICY ISSUES IN THEIR COMMUNITY; YOUTH WORKFORCE DEVELOPMENT WITH PARTNERSHIP WITH THE DEPARTMENT OF NATURAL RESOURCES; FOOD PROGRAM PARTNERSHIP WITH OTHER COMMUNITY ORGANIZATIONS IN THE CITY OF SAGINAW.
IRS990/ProgSrvcAccomActyOtherGrp/Desc1HOUSING AND ENERGY ASSISTANCE -THESE ACTIVITIES REDUCED HEATING AND COOLING COSTS FOR LOW-INCOME FAMILIES, PARTICULARLY FOR THE ELDERLY, PEOPLE WITH DISABILITIES, AND CHILDREN, BY IMPROVING THE ENERGY EFFICIENCY OF THEIR HOMES WHILE ENSURING THEIR HEALTH AND SAFETY. DURING THE YEAR, 33 HOUSEHOLDS WERE SERVED BY THIS PROGRAM.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt078041
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt158849
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt07093
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt153230
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt00
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt10
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IRS990/PYBenefitsPaidToMembersAmt00
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IRS990/PYTotalExpensesAmt02067457
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IRS990/PYTotalRevenueAmt02005890
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IRS990ScheduleA/TotalSupportAmt010085019
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