Civic Intelligence

Young Mens Christian Association Tri Cities

EIN 38-1717502 • 501(c)3 • Grand Haven, MI

Profile

To put Christian principles into practice through programs that build a healthy spirit, mind and body for all.

1 Y DriveGrand Haven, MI 49417

www.tcfymca.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

31st percentile

0.03x

Higher debt load relative to assets than 31% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

28th percentile

0.05x

Higher debt load relative to revenue than 28% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Net Margin

88th percentile

48%

Higher net margin than 88% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

63rd percentile

$163,842

Higher top officer pay than 63% of similar nonprofits.

Top officer pay equals 2.6% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Asset Growth

91st percentile

45%

Faster asset growth than 91% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

78th percentile

34%

Faster revenue growth than 78% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Assets

Up

$9,858,289

Up $3,049,402 (+45%) from 2023

Liabilities

Up

$316,512

Up $14,398 (+4.8%) from 2023

Net Assets

Up

$9,541,777

Up $3,035,004 (+47%) from 2023

Revenue

Up

$6,254,741

Up $1,583,611 (+34%) from 2023

Expenses

Up

$3,281,217

Up $124,669 (+3.9%) from 2023

Net Income

Up

$2,973,524

Up $1,458,942 (+96%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2011: $3,264,752Liabilities 2011: $471,281Net Assets 2011: $2,793,4712011Assets 2012: $3,281,593Liabilities 2012: $363,282Net Assets 2012: $2,918,3112012Assets 2013: $3,349,088Liabilities 2013: $323,057Net Assets 2013: $3,026,0312013Assets 2014: $3,148,894Liabilities 2014: $236,093Net Assets 2014: $2,912,8012014Assets 2015: $3,066,908Liabilities 2015: $276,142Net Assets 2015: $2,790,7662015Assets 2016: $3,156,001Liabilities 2016: $415,195Net Assets 2016: $2,740,8062016Assets 2017: $3,153,316Liabilities 2017: $334,075Net Assets 2017: $2,819,2412017Assets 2018: $2,965,477Liabilities 2018: $291,533Net Assets 2018: $2,673,9442018Assets 2019: $3,250,125Liabilities 2019: $387,362Net Assets 2019: $2,862,7632019Assets 2020: $3,870,653Liabilities 2020: $428,184Net Assets 2020: $3,442,4692020Assets 2021: $4,939,551Liabilities 2021: $472,597Net Assets 2021: $4,466,9542021Assets 2022: $5,276,645Liabilities 2022: $408,450Net Assets 2022: $4,868,1952022Assets 2023: $6,808,887Liabilities 2023: $302,114Net Assets 2023: $6,506,7732023Assets 2024: $9,858,289Liabilities 2024: $316,512Net Assets 2024: $9,541,7772024

Highlighted filing

2024

Assets$9,858,289
Liabilities$316,512
Net Assets$9,541,777

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $1,693,245Expenses 2011: $1,592,357Net Income 2011: $100,8882011Revenue 2012: $1,794,262Expenses 2012: $1,669,422Net Income 2012: $124,8402012Revenue 2013: $1,954,788Expenses 2013: $1,847,068Net Income 2013: $107,7202013Revenue 2014: $1,811,537Expenses 2014: $1,924,767Net Income 2014: -$113,2302014Revenue 2015: $1,815,533Expenses 2015: $1,937,568Net Income 2015: -$122,0352015Revenue 2016: $2,174,641Expenses 2016: $2,224,601Net Income 2016: -$49,9602016Revenue 2017: $2,264,924Expenses 2017: $2,325,486Net Income 2017: -$60,5622017Revenue 2018: $2,418,526Expenses 2018: $2,444,592Net Income 2018: -$26,0662018Revenue 2019: $2,579,646Expenses 2019: $2,551,608Net Income 2019: $28,0382019Revenue 2020: $2,156,610Expenses 2020: $1,680,160Net Income 2020: $476,4502020Revenue 2021: $3,033,375Expenses 2021: $2,144,075Net Income 2021: $889,3002021Revenue 2022: $3,347,504Expenses 2022: $2,733,147Net Income 2022: $614,3572022Revenue 2023: $4,671,130Expenses 2023: $3,156,548Net Income 2023: $1,514,5822023Revenue 2024: $6,254,741Expenses 2024: $3,281,217Net Income 2024: $2,973,5242024

Highlighted filing

2024

Revenue$6,254,741
Expenses$3,281,217
Net Income$2,973,524

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.86$0.32$9.54$6.25$3.28$2.97
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.81$0.30$6.51$4.67$3.16$1.51
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.28$0.41$4.87$3.35$2.73$0.61
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.94$0.47$4.47$3.03$2.14$0.89
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.87$0.43$3.44$2.16$1.68$0.48
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.25$0.39$2.86$2.58$2.55$0.03
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.97$0.29$2.67$2.42$2.44$0.03
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.15$0.33$2.82$2.26$2.33$0.06
2016Summary only. Only limited summary data is available for this year.$3.16$0.42$2.74$2.17$2.22$0.05
2015Summary only. Only limited summary data is available for this year.$3.07$0.28$2.79$1.82$1.94$0.12
2014Summary only. Only limited summary data is available for this year.$3.15$0.24$2.91$1.81$1.92$0.11
2013Summary only. Only limited summary data is available for this year.$3.35$0.32$3.03$1.95$1.85$0.11
2012Summary only. Only limited summary data is available for this year.$3.28$0.36$2.92$1.79$1.67$0.12
2011Summary only. Only limited summary data is available for this year.$3.26$0.47$2.79$1.69$1.59$0.10
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 29, 2025
Return Version
2024v5.1
Gross Receipts
$6,324,159
Mission and Program Overview

Mission

To put Christian principles into practice through programs that builds a healthy spirit, mind and body for all.

To put Christian principles into practice through programs that build a healthy spirit, mind and body for all.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$1,206,637$2,997,231▲ $1,790,594
Savings and Temporary Cash Investments$2,453,489$2,609,593▲ $156,104
Land, Buildings, and Equipment, Net$1,701,944$1,907,830▲ $205,886
Pledges and Grants Receivable$351,290$1,118,123▲ $766,833
Prepaid Expenses and Deferred Charges$16,086$15,179▼ $907
Accounts Receivable$11,657$13,433▲ $1,776
Cash and Non-Interest-Bearing Accounts$510$510→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0--
Investments Program Related$0--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$6,808,887$9,858,289▲ $3,049,402
Other Assets Total$1,067,274$1,196,390▲ $129,116
Liabilities
Accounts Payable and Accrued Expenses$109,773$141,784▲ $32,011
Deferred Revenue$130,123$122,829▼ $7,294
Other Liabilities$62,218$51,899▼ $10,319
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$302,114$316,512▲ $14,398
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,199,468$6,066,694▲ $867,226
Net Assets With Donor Restrictions$1,307,305$3,475,083▲ $2,167,778
Total Net Assets Fund Balance$6,506,773$9,541,777▲ $3,035,004
Total Liabilities and Net Assets / Fund Balance$6,808,887$9,858,289▲ $3,049,402

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,430,584$3,962,680$5,393,264
Equipment$157,033$509,748$666,781
Other Land Buildings$319,213$53,086$372,299
Land$1,000-$1,000
Other Assets Org$46,242--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$1,009,934$0▲ $152,365$0$1,150,148
2023$854,317$0▲ $164,681$0$1,009,934
2022$1,042,825$0▼ $179,323$0$854,317
2021$933,756$0▲ $152,715$34,018$1,042,825
2020$859,297$0▲ $118,217$35,932$933,756
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Gregory CoilChief Executive OfficerFT$141,527$22,315$163,842

Board Members and Trustees

NameTitle
Brooke KarlDirector
Daniel MartinDirector
George KruggelDirector
Gerald Witherell JrDirector
Kathryn AlguireDirector
Kathy HumphreyDirector
Kirsten RunschkeDirector
Kyle SnellDirector
Mary MiddletonDirector
Michael WheelerDirector
Michelle VinkDirector
Peter OleszczukDirector
Scott GrimesDirector
Susan PetrusDirector
Chris StrengChief Volunteer Officer
David RedekerSecretary
William Van LopikTreasurer
Jeffrey BeswickVice Chief Volunteer Officer
Revenue and Support

Revenue Composition

Contributions and Grants
$3,100,428
Program Service Revenue
$2,850,724
Investment Income
$275,852
Other Revenue
$27,737
All Other Contributions
$2,361,127
Change in Net Assets
$2,973,524

Audited Revenue Reconciliation

Revenue per Audited Statements
$6,242,590
Revenue Not Reported on Financial Statements
$12,151
Revenue Not Reported on Form 990
$130,898
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$6,373,488
Total Revenue per Form 990
$6,254,741
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,080,581
Other Expenses$1,200,636
Total Fundraising Expense$104,785
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,518,031$100,441$49,679$1,668,151
Fees for Services Management$325,713$45,913$37,536$409,162
Occupancy$184,791$19,686-$204,477
Depreciation Depletion$167,766$12,908-$180,674
Office Expenses$170,933$5,464$392$176,789
Current Officers, Directors, Trustees, and Key Employees$22,316$141,527-$163,843
Payroll Taxes$127,146$18,552$3,811$149,509
Other Employee Benefits$80,340$16,595$2,143$99,078
Payments to Affiliates$63,023$7,003$0$70,026
Insurance$80$34,821-$34,901
Advertising$4,880$7,330$9,667$21,877
All Other Expenses$19,989$1,627$0$21,616
Fees for Services Accounting$16,290$1,810-$18,100
Travel$5,176$12,806-$17,982
Fees for Service Investment Mgmnt Fees$0$12,151$0$12,151
Other Expenses$3,076$1,265$1,557$4,341
Total Functional Expenses$2,733,404$443,028$104,785$3,281,217

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$3,338,484
Total Expenses per Form 990$3,281,217
Expenses per Audited Statements$3,269,066
Expenses Not Reported on Form 990$69,418
Expenses Not Reported on Financial Statements$12,151
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$85,172
Fundraising Direct Expenses$69,418
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Coast Guard$98,821$67,821$45,682$22,139
Kick-off to Summer$34,601$17,351$23,736$-6,385
Total Events$133,422$85,172$69,418$15,754
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Current Portion of Financing Lease Obligations$36,414
Due To Outside Organization$10,687
Federal Income Taxes$4,798
Financing Lease Obligations, Net of Current Portion-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B Review of form 990 by governing body

Reviewed by CEO and finance director and sent to the board of directors.

Form 990, Part VI, Line 12C Conflict of interest policy

Annual questionnaire completed by officers, directors, and key employees. In addition, after completion of questionnaire, disclosure shall be made promptly of anything that could give rise to potential conflict of interest to the board of directors or chief executive officer.

Form 990, Part VI, Line 15A Process to establish compensation of top management official

The board does an annual assessment of the CEO, salary is reviewed and compared against benchmarks with YMCAs throughout the United States based on region and budget size.

Form 990, Part VI, Line 19 Required documents available to the public

The organization does not disclose its governing documents or conflict of interest. Financial statements are available to the public.

Form 990, Part VIII, Line 2F Other Program Service Revenue

- Total Revenue: , Related or Exempt Function Revenue: , Unrelated Business Revenue: , Revenue Excluded from Tax Under Sections 512, 513, or 514: ; - Total Revenue: , Related or Exempt Function Revenue: , Unrelated Business Revenue: , Revenue Excluded from Tax Under Sections 512, 513, or 514: ;

Part VI, LINE 11A REVIEW OF FORM 990 BY GOVERNING BODY

Reviewed by ceo and finance director

Part VI, Line 12C Conflict of Interest Policy

Annual questionnaire completed by officers, directors, and key employees. In addition, after completion of questionnaire, disclosure shall be made promptly of anything that could give rise to potential conflict of interest to the board of directors or chief executive officer

Filing and Contact Details

Filer

Filer Name
YOUNG MEN'S CHRISTIAN ASSN - TRI-CITIES MICHIGAN
EIN
38-1717502
Phone
6168427051
Address
1 Y Drive, Grand Haven, MI 49417

Signing Officer

Name
Gregory Coil
Title
Chief Executive Officer
Phone
6168427051
Signed
2025-05-29
Discuss with paid preparer
Yes

Organization Details

Formed
1963
Legal Domicile
Mi
Voting Board Members
18
Independent Board Members
18
Employees
281
Volunteers
409

Preparer

Firm
Hungerford CPAs Advisors
Address
675 East 16th Street Suite 100, Holland, MI 49423
Preparer
Jill R Schutte CPA
Phone
6163928534
Supplemental Narrative

Additional Explanations

Part III, Line 1 Organization'S Mission

Organization's mission to put christian principles into practice through programs that build a healthy spirit, mind and body for all. We do this through: *youth development: our ymca is committed to nurturing the potential of every child and teen. We believe all kids have great potential and deserve the opportunity to discover who they are and what they can achieve. That's why we help young people cultivate the values, skills and relationships that lead to positive behaviors, better health and educational achievement. Our ymca programs, such as preschool, licensed child care, youth sports and summer and holiday day camps offer a range of experiences that enrich social, emotional, cognitive and physical growth of the children we serve. *healthy living: the y is committed to improving america's health and well-being, community by community. We bring families closer together, encourage good health and foster connections through wellness, chronic disease prevention, sports, recreation and shared interests. As a result, over 4,000 people in our community are receiving the support, guidance and resources they need to achieve greater health in spirit, mind and body. This is particularly important as our nation struggles with chronic disease and obesity, families wrestle with work/life balance and individuals search for personal fulfillment. Our programs are accessible, affordable and open to all faiths, backgrounds, abilities and income levels. We provided over $500,000 in financial assistance and contributed support to ensure access to our programs and services. *social responsibility: our ymca believes in giving back and supporting our neighbors. We have been listening and responding to our community's most critical social needs for more than 62 years. Y programs, such as chronic disease prevention program, peddling for parkinson's, quality affordable child care through our learning tree preschool and day camp programs, and safety around water swim instruction, are examples of how we deliver training, resources and support that empower our neighbors to effect change, bridge gaps and overcome obstacles. We continued our feeding and food distribution programs for kids and families in our community hardest hit by food insecurity.

Part III, Line 4A Program Service Accomplishment

Program service accomplishment statement of program service accomplishment: the tri-cities family ymca believes in providing membership and program services to all who desire to participate, regardless of ability to pay. We are proud to have served over 4,000 members, nearly 1,000 of which would not have been able to participate without the financial support of our community pricing program. The ymca's community pricing program is supported in part through contributions to the annual fundraising campaign, grants and special events. This community benefit provides access to membership and programs for those in need in our community. Those receiving financial support participated in programs and services including: * membership for adults and children to maintain a healthy lifestyle, positive attitude, and improve wellness in their daily lives. *water safety and swim instruction through our comprehensive aquatics programs. *youth sports and recreation focused on providing skills instruction to improve the confidence and competence of young people while focusing on values such as sportsmanship, fair play and team work. *quality affordable child care through our licensed and/or accredited preschool, child care and summer camp programs where children receive early childhood education and leadership development to best prepare them to become healthy teens and adults. We continued our programs to include feeding and food distribution.

Financial Statement Notes

Schedule D, Part V, Line 4 Intended uses of endowment funds

The funds are used for operations and to reinvest back into the facility.

Schedule D, Part XI, Line 2(D) Other revenues in audited financial statements not in form 990

Special event expenses - 69418

Schedule D, Part XII, Line 2(D) Other expenses in audited financial statements not in form 990

Special event expenses - 69418

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IRS990/Desc0PROGRAM SERVICE ACCOMPLISHMENT: THE TRI-CITIES FAMILY YMCA BELIEVES IN PROVIDING MEMBERSHIP AND PROGRAM SERVICES TO ALL WHO DESIRE TO PARTICIPATE, REGARDLESS OF ABILITY TO PAY. WE ARE PROUD TO HAVE SERVED OVER 10,000 PEOPLE, 30% OF WHICH WOULD NOT HAVE BEEN ABLE TO PARTICIPATE WITHOUT THE FINANCIAL SUPPORT OF OUR COMMUNITY PRICING PROGRAM. THE YMCA'S COMMUNITY PRICING PROGRAM IS SUPPORTED IN PART THROUGH CONTRIBUTIONS TO THE ANNUAL FUNDRAISING CAMPAIGN, GRANTS AND SPECIAL EVENTS. THIS COMMUNITY BENEFIT PROVIDES ACCESS TO MEMBERSHIP AND PROGRAMS FOR THOSE IN NEED IN OUR COMMUNITY. THOSE RECEIVING FINANCIAL SUPPORT PARTICIPATED IN PROGRAMS AND SERVICES INCLUDING: * MEMBERSHIP FOR ADULTS AND CHILDREN TO MAINTAIN A HEALTHY LIFESTYLE, POSITIVE ATTITUDE, AND IMPROVE WELLNESS IN THEIR DAILY LIVES. *WATER SAFETY AND SWIM INSTRUCTION THROUGH OUR COMPREHENSIVE AQUATICS PROGRAMS. *YOUTH SPORTS AND RECREATION FOCUSED ON PROVIDING SKILLS INSTRUCTION TO IMPROVE THE CONFIDENCE AND COMPETENCE OF YOUNG PEOPLE WHILE FOCUSING ON VALUES SUCH AS SPORTSMANSHIP, FAIR PLAY AND TEAM WORK. *QUALITY AFFORDABLE CHILD CARE THROUGH OUR LICENSED PRESCHOOL, CHILD CARE AND ACCREDITED SUMMER CAMP PROGRAMS WHERE CHILDREN RECEIVE EARLY CHILDHOOD EDUCATION AND LEADERSHIP DEVELOPMENT TO BEST PREPARE THEM TO BECOME HEALTHY TEENS AND ADULTS. WE CONTINUE TO OFFER OUR FEEDING AND FOOD DISTRIBUTION. YOUTH DEVELOPMENT: OUR YMCA IS COMMITTED TO NURTURING THE POTENTIAL OF EVERY CHILD AND TEEN. WE BELIEVE ALL KIDS HAVE GREAT POTENTIAL AND DESERVE THE OPPORTUNITY TO DISCOVER WHO THEY ARE AND WHAT THEY CAN ACHIEVE. THAT'S WHY WE HELP YOUNG PEOPLE CULTIVATE THE VALUES, SKILLS AND RELATIONSHIPS THAT LEAD TO POSITIVE BEHAVIORS, BETTER HEALTH AND EDUCATIONAL ACHIEVEMENT. OUR YMCA PROGRAMS, SUCH AS PRESCHOOL, LICENSED CHILD CARE, YOUTH SPORTS, TEEN NIGHTS, YOUTH-IN-GOVERNMENT AND SUMMER AND HOLIDAY DAY CAMPS OFFER A RANGE OF EXPERIENCES THAT ENRICH SOCIAL, EMOTIONAL, COGNITIVE AND PHYSICAL GROWTH OF THE CHILDREN WE SERVE.
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