Civic Intelligence

Charlotte Chamber of Commerce

EIN 38-1714343 • 501(c)6 • Charlotte, MI

Profile

Promte the Charlotte Area

PO Box 356Charlotte, MI 48813
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

82nd percentile

0.22x

Higher debt load relative to assets than 82% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

81st percentile

0.15x

Higher debt load relative to revenue than 81% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

85th percentile

25%

Higher net margin than 85% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

89th percentile

38%

Faster asset growth than 89% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

61st percentile

5.7%

Faster revenue growth than 61% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Up

$49,204

Up $13,550 (+38%) from 2023

Liabilities

Down

$10,835

Down $4,966 (-31%) from 2023

Net Assets

Up

$38,369

Up $18,516 (+93%) from 2023

Operations
Liabilities / Revenue81st percentileNet Margin85th percentile

Revenue

Up

$73,020

Up $3,916 (+5.7%) from 2023

Expenses

Down

$54,504

Down $1,775 (-3.2%) from 2023

Net Income

Up

$18,516

Up $5,691 (+44%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth89th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2013: $128,576Liabilities 2013: $61,9242013Assets 2014: $21,936Liabilities 2014: $0Net Assets 2014: $21,9362014Assets 2015: $36,420Net Assets 2015: $36,4202015Assets 2016: $51,735Liabilities 2016: $18,4142016Assets 2017: $58,352Liabilities 2017: $20,821Net Assets 2017: $37,5312017Assets 2018: $43,713Liabilities 2018: $22,373Net Assets 2018: $21,3402018Assets 2019: $44,483Liabilities 2019: $19,890Net Assets 2019: $24,5932019Assets 2020: $33,049Liabilities 2020: $8,426Net Assets 2020: $24,6232020Assets 2021: $41,605Liabilities 2021: $19,244Net Assets 2021: $22,3612021Assets 2022: $19,583Liabilities 2022: $12,555Net Assets 2022: $7,0282022Assets 2023: $35,654Liabilities 2023: $15,801Net Assets 2023: $19,8532023Assets 2024: $49,204Liabilities 2024: $10,835Net Assets 2024: $38,3692024

Highlighted filing

2024

Assets$49,204
Liabilities$10,835
Net Assets$38,369
Open 2024 Filing

Operations Trend

Revenue Growth61st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2013: $53,340Expenses 2013: $51,689Net Income 2013: $1,6512013Revenue 2014: $3,377Expenses 2014: $48,093Net Income 2014: -$44,7162014Revenue 2015: $56,812Expenses 2015: $42,328Net Income 2015: $14,4842015Revenue 2016: $53,175Expenses 2016: $44,776Net Income 2016: $8,3992016Revenue 2017: $44,901Expenses 2017: $40,691Net Income 2017: $4,2102017Revenue 2018: $32,081Expenses 2018: $52,533Net Income 2018: -$20,4522018Revenue 2019: $50,012Expenses 2019: $46,759Net Income 2019: $3,2532019Revenue 2020: $50,174Expenses 2020: $50,144Net Income 2020: $302020Revenue 2021: $46,829Expenses 2021: $58,008Net Income 2021: -$11,1792021Revenue 2022: $47,786Expenses 2022: $63,119Net Income 2022: -$15,3332022Revenue 2023: $69,104Expenses 2023: $56,279Net Income 2023: $12,8252023Revenue 2024: $73,020Expenses 2024: $54,504Net Income 2024: $18,5162024

Highlighted filing

2024

Revenue$73,020
Expenses$54,504
Net Income$18,516
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$49,204
Liabilities
$10,835
Net assets
$38,369
Revenue
$73,020
Expenses
$54,504
Net income
$18,516
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.49$0.11$0.38$0.73$0.55$0.19
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.36$0.16$0.20$0.69$0.56$0.13
2022Detailed filing. Detailed filing data is available for this year.$0.20$0.13$0.07$0.48$0.63$0.15
2021Detailed filing. Detailed filing data is available for this year.$0.42$0.19$0.22$0.47$0.58$0.11
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.33$0.08$0.25$0.50$0.50$0.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.44$0.20$0.25$0.50$0.47$0.03
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.44$0.22$0.21$0.32$0.53$0.20
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.58$0.21$0.38$0.45$0.41$0.04
2016Summary only. Only limited summary data is available for this year.$0.52$0.18$0.53$0.45$0.08
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.36$0.36$0.57$0.42$0.14
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.22$0.00$0.22$0.03$0.48$0.45
2013Summary only. Only limited summary data is available for this year.$1.29$0.62$0.53$0.52$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.2
Gross Receipts
$102,537
Mission and Program Overview

Mission

Promte the Charlotte Area

Program Services

DescriptionGrantsExpenses
Sale of gift certificates redeemable at member businesses, advertising through golf outing, annual dinner, Charlotte Celebrates and other misc events to promote the Charlotte Area-$0
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dillon BondPrevious PresidentPT$0--
Dawn NowlanPresidentPT$0--
Tammey WineTreasurerPT$0--
Christina CampbellBoard MemberPT$0--
Elena ReedBoard MemberPT$0--
Keisha HoweBoard MemberPT$0--
Matt StokenVice PresidentPT$0--
Brad StarkBoard MemberPT$0--
Eric McKinneyBoard MemberPT$0--
Don GarchowBoard MemberPT$0--
Mark HancockBoard MemberPT$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Annual Dinne----
Celebrate Ch----
Filing and Contact Details

Filer

Filer Name
Charlotte Chamber of Commerce
EIN
38-1714343
In Care Of
% Tammey Wine
Phone
5175432960
Address
PO Box 356, Charlotte, MI 48813

Signing Officer

Name
Tammey Wine
Title
Treasurer
Phone
5175432960
Signed
2025-11-14
Discuss with paid preparer
Yes

Preparer

Firm
Latchaw & Kilgore CPA PC
Address
118 S Cochran Ave, Charlotte, MI 48813
Preparer
Len Kilgore CPA Cma
Phone
5175432960
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountBank & CC Fees 453Dues & Fees 1,488General Advertising 1,483Office Supplies 106Insurance - General 4,129Misc Expenses 1,165Travel Expenses 43”

Description of other assets Part II line 24

“Category Beginning of Year End of YearAccounts Rec 27,010 42,800”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearFederal & FICA 660 652State WH 392 469Accounts Payable 4,245 2,665Gift Certificate Liability 10,504 7,049”

Raw XML Appendix163 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Tammey Wine
IRS990EZ/BooksInCareOfDetail/PhoneNum05175432960
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 356
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Charlotte
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd048813
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt08644
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt06404
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt018516
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02802
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt035654
IRS990EZ/Form990TotalAssetsGrp/EOYAmt049204
IRS990EZ/FundraisingGrossIncomeAmt036747
IRS990EZ/GrossReceiptsAmt0102537
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt08
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt065782
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt019853
IRS990EZ/NetAssetsOrFundBalancesEOYAmt038369
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt019853
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt038369
IRS990EZ/OccupancyRentUtltsAndMaintAmt0848
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt08.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt18.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt28.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt38.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt48.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt59.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt68.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt78.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt88.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt98.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt108.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Dillon Bond
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Dawn Nowlan
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Tammey Wine
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Christina Campbell
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Elena Reed
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Keisha Howe
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Matt Stoken
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Brad Stark
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Eric McKinney
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9Don Garchow
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10Mark Hancock
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Previous President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10Board Member
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt027010
IRS990EZ/OtherAssetsTotalDetail/EOYAmt042800
IRS990EZ/OtherExpensesTotalAmt08867
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Promte the Charlotte Area
IRS990EZ/PrintingPublicationsPostageAmt0500
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Sale of gift certificates redeemable at member businesses, advertising through golf outing, annual dinner, Charlotte Celebrates and other misc events to promote the Charlotte Area
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt041487
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt029517
IRS990EZ/SpecialEventsNetIncomeLossAmt07230
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt015801
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt010835
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt054504
IRS990EZ/TotalRevenueAmt073020
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Celebrate Ch
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0Annual Dinne
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountBank & CC Fees 453Dues & Fees 1,488General Advertising 1,483Office Supplies 106Insurance - General 4,129Misc Expenses 1,165Travel Expenses 43
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Category Beginning of Year End of YearAccounts Rec 27,010 42,800
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Category Beginning of Year End of YearFederal & FICA 660 652State WH 392 469Accounts Payable 4,245 2,665Gift Certificate Liability 10,504 7,049
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of total liabilities Part II line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TAMMEY WINE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum05175432960
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Charlotte Chamber of Commerce
ReturnHeader/Filer/BusinessNameControlTxt0CHAR
ReturnHeader/Filer/EIN0381714343
ReturnHeader/Filer/InCareOfNm0% Tammey Wine
ReturnHeader/Filer/PhoneNum05175432960
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 356
ReturnHeader/Filer/USAddress/CityNm0Charlotte
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048813
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0464220743
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Latchaw & Kilgore CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0118 S Cochran Ave
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Charlotte
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd048813
ReturnHeader/PreparerPersonGrp/PhoneNum05175432960
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LEN KILGORE CPA CMA
ReturnHeader/ReturnTs02025-11-17T15:33:40-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits