Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2016 • EIN 38-1686050

Jan 01, 2016 to Dec 31, 2016 • Filed on Nov 10, 2017

Organization ProfileWWW.ADVIACU.ORG

View Organization Page

550 S Riverview DriveParchment, MI 49004

(269) 382-9845

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

37th percentile

0.89x

Higher debt load relative to assets than 37% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Liabilities / Revenue

15th percentile

16.23x

Higher debt load relative to revenue than 15% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Net Margin

38th percentile

16%

Higher net margin than 38% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Top Officer Pay

64th percentile

$999,535

Higher top officer pay than 64% of similar nonprofits.

Top officer pay equals 1.4% of source-year revenue.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Asset Growth

86th percentile

14%

Faster asset growth than 86% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2015 to 2016

Revenue Growth

71st percentile

13%

Faster revenue growth than 71% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets37th percentile

Assets

Up

$1,347,691,760

Up $163,616,706 (+14%) from 2015

Net Assets

Up

$150,427,167

Up $11,183,390 (+8.0%) from 2015

Liabilities

Up

$1,197,264,593

Up $152,433,316 (+15%) from 2015

Revenue And Expenses
Liabilities / Revenue15th percentileNet Margin38th percentile

Revenue

Up

$73,790,081

Up $8,611,855 (+13%) from 2015

Expenses

Up

$62,247,562

Up $8,052,187 (+15%) from 2015

Net Income

Up

$11,542,519

Up $559,668 (+5.1%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth86th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0B$3.0B$2.0B$1.0B$0Assets 2010: $221,263,524Liabilities 2010: $202,319,102Net Assets 2010: $18,944,4222010Assets 2011: $244,582,475Liabilities 2011: $222,793,566Net Assets 2011: $21,788,9092011Assets 2012: $264,059,441Liabilities 2012: $236,618,164Net Assets 2012: $27,441,2772012Assets 2013: $275,995,408Liabilities 2013: $248,749,321Net Assets 2013: $27,246,0872013Assets 2014: $1,086,987,705Liabilities 2014: $957,257,844Net Assets 2014: $129,729,8612014Assets 2015: $1,184,075,054Liabilities 2015: $1,044,831,277Net Assets 2015: $139,243,7772015Assets 2016: $1,347,691,760Liabilities 2016: $1,197,264,593Net Assets 2016: $150,427,1672016Assets 2017: $1,683,958,871Liabilities 2017: $1,515,981,099Net Assets 2017: $167,977,7722017Assets 2018: $1,749,022,744Liabilities 2018: $1,572,754,678Net Assets 2018: $176,268,0662018Assets 2019: $2,084,525,233Liabilities 2019: $1,891,291,454Net Assets 2019: $193,233,7792019Assets 2020: $2,425,158,521Liabilities 2020: $2,206,779,831Net Assets 2020: $218,378,6902020Assets 2021: $2,694,606,066Liabilities 2021: $2,452,064,821Net Assets 2021: $242,541,2452021Assets 2022: $2,892,338,087Liabilities 2022: $2,650,318,240Net Assets 2022: $242,019,8472022Assets 2023: $2,987,053,945Liabilities 2023: $2,713,958,533Net Assets 2023: $273,095,4122023Assets 2024: $3,443,898,869Liabilities 2024: $3,146,646,222Net Assets 2024: $297,252,6472024

Highlighted filing

2016

Assets$1,347,691,760
Liabilities$1,197,264,593
Net Assets$150,427,167
Open 2016 Filing

Operations Trend

Revenue Growth71st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300M$200M$100M$0Expenses 2010: $18,867,4432010Expenses 2011: $13,742,8562011Expenses 2012: $12,366,2322012Revenue 2013: $16,624,567Expenses 2013: $15,113,719Net Income 2013: $1,510,8482013Revenue 2014: $56,812,837Expenses 2014: $52,779,984Net Income 2014: $4,032,8532014Revenue 2015: $65,178,226Expenses 2015: $54,195,375Net Income 2015: $10,982,8512015Revenue 2016: $73,790,081Expenses 2016: $62,247,562Net Income 2016: $11,542,5192016Revenue 2017: $93,303,094Expenses 2017: $80,594,038Net Income 2017: $12,709,0562017Revenue 2018: $103,296,533Expenses 2018: $94,062,565Net Income 2018: $9,233,9682018Revenue 2019: $113,766,194Expenses 2019: $99,620,913Net Income 2019: $14,145,2812019Revenue 2020: $119,439,670Expenses 2020: $101,627,456Net Income 2020: $17,812,2142020Revenue 2021: $117,215,527Expenses 2021: $85,384,828Net Income 2021: $31,830,6992021Revenue 2022: $137,191,450Expenses 2022: $105,425,178Net Income 2022: $31,766,2722022Revenue 2023: $183,144,775Expenses 2023: $148,159,132Net Income 2023: $34,985,6432023Revenue 2024: $216,111,117Expenses 2024: $194,591,712Net Income 2024: $21,519,4052024

Highlighted filing

2016

Revenue$73,790,081
Expenses$62,247,562
Net Income$11,542,519
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Nov 10, 2017
Return Version
2016v3.0
Gross Receipts
$126,827,185
Mission and Program Overview

Mission

Provide competitive deposit and loan products to our membership base.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$794,793,173$1,063,240,775▲ $268,447,602
Rtn Earn Endowment Incm Other Fnds$139,243,777$150,427,167▲ $11,183,390
Investments in Publicly Traded Securities$230,665,167$145,000,317▼ $85,664,850
Investments Other Securities$45,336,468$39,406,453▼ $5,930,015
Land, Buildings, and Equipment, Net$21,385,994$22,727,037▲ $1,341,043
Savings and Temporary Cash Investments$41,750,601$20,489,704▼ $21,260,897
Cash and Non-Interest-Bearing Accounts$15,087,284$14,580,570▼ $506,714
Intangible Assets$8,723,463$10,396,585▲ $1,673,122
Receivables From Officers Etc$8,050,000$6,850,000▼ $1,200,000
Prepaid Expenses and Deferred Charges$1,700,577$2,267,322▲ $566,745
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,184,075,054$1,347,691,760▲ $163,616,706
Other Assets Total$16,582,327$22,732,997▲ $6,150,670
Liabilities
Other Liabilities$989,597,286$1,123,398,499▲ $133,801,213
Mortgage Notes Payable Secured by Investment Property$42,000,000$60,300,000▲ $18,300,000
Accounts Payable and Accrued Expenses$13,233,991$13,566,094▲ $332,103
Total Liabilities$1,044,831,277$1,197,264,593▲ $152,433,316
Net Assets / Fund Balance
Total Net Assets Fund Balance$139,243,777$150,427,167▲ $11,183,390
Total Liabilities and Net Assets / Fund Balance$1,184,075,054$1,347,691,760▲ $163,616,706

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$11,200,983$4,568,036$15,769,019
Equipment$4,714,115$6,842,503$11,556,618
Land$6,806,428-$6,806,428
Leasehold Improvements$5,511$165,327$170,838
Compensation and Service Providers
Top Officer Pay64th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Cheryl KoncsolCEOFT$517,114$482,421$999,535
Linden BuckIndirect Relationship ManagerFT$57,278$319,980$377,258
Jeffrey FielderEvp of FinanceFT$195,584$77,770$273,354
Kristin MarschnerEvp of RiskFT$171,141$56,995$228,136
Raymond BlackEvp of Sales & MarketingFT$169,645$56,353$225,998

Board Members and Trustees

NameTitle
Marty DoornChairman/bod
Julie BirmanVice Chair/bod
Donna KalmetaDirector
Mike SegalDirector
Rich SeimnDorector
Nicole KalmbachSecretary/bod
Danielle StreedTreasurer/bod

Highest Paid Contractors

ContractorServicesLocationCompensation
James And Matthew CompanyMarketing & Printing Exp2 SHAKER RD STE D220, Shirley, MA 01464$2,189,074
Jack Henry & Associates INCSoftware ProviderPO BOX 609, Monett, MO 65708$1,788,345
ArcaEuip & Service Contracts1151 HOLMES RD, Mebane, NC 27302$1,372,028
Lending Solutions ConsultingLending Services2200 POINT BLVD, Elgin, IL 60123$1,085,035
River Run PressPrinting Services600 SHOPPERS LN, Parchment, MI 49004$920,137
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$66,262,384
Investment Income
$4,690,438
Other Revenue
$2,837,259
Change in Net Assets
$11,542,519

Audited Revenue Reconciliation

Revenue per Audited Statements
$73,790,081
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$73,790,081
Total Revenue per Form 990
$73,790,081
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$37,611,201
Salaries, Compensation, and Employee Benefits$24,636,361
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$17,578,003
Office Expenses---$11,710,578
Interest---$6,478,770
Occupancy---$2,814,967
Other Employee Benefits---$2,488,294
Advertising---$1,872,824
Current Officers, Directors, Trustees, and Key Employees---$1,727,023
Pension Plan Contributions---$1,575,468
Payroll Taxes---$1,267,573
Other Expenses---$858,144
Depreciation Depletion---$679,952
Fees for Services Management---$649,095
Fees for Services Legal---$585,279
Conferences and Meetings---$386,478
Insurance---$241,373
Travel---$228,269
Fees for Services Accounting---$105,825
Fees for Service Investment Mgmnt Fees---$39,220
Total Functional Expenses$0$0$0$62,247,562

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$62,247,562
Total Expenses per Audited Statements$62,247,562
Total Expenses per Form 990$62,247,562
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$8,050,000$6,850,000▼ $1,200,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Money Market$351,925,676
Savings and Club$323,350,265
Share Draft$223,479,597
Certificates$193,506,700
Ira Certificates$31,136,261
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has members.”

Form 990, Part VI, Section A, Line 7A

“The members are allowed to elect directors of the governing body.”

Form 990, Part VI, Section A, Line 7B

“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is provided to the supervisory committee for review before filing.”

Form 990, Part VI, Section B, Line 12C

“Directors abstain from any voting where a conflict exists.”

Form 990, Part VI, Section B, Line 15

“A committee of the board prepares a written evaluation of the ceo and obtains comparable surveys.”

Form 990, Part VI, Section C, Line 19

“Records are made available in accordance with the michigan credit union act and ncua rules and regulations.”

Filing and Contact Details

Filer

Filer Name
Credit Unions Chartered in the
EIN
38-1686050
Phone
2693829845
Address
550 S RIVERVIEW DRIVE, PARCHMENT, MI 49004
Doing Business As
Advia Credit Union

Signing Officer

Name
Jeff Fielder
Title
Evp of Finance
Phone
8442384228
Signed
2017-11-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cheryl Deboer
Formed
1935
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
590
Volunteers
10

Preparer

Firm
Doeren Mayhew
Address
12060 S W 129TH COURT STE 201, MIAMI, FL 33186-4582
Preparer
Douglas J Orth
Phone
3052328272
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Unrealized gains on post-retirement benefit plan 132,999.”

Form 990, Part XII, Line 2C

“There were no changes in the process of the committe that assumes responsibility of the oversight of the audit and selection of the independent auditor.”

Financial Statement Notes

PART X, LINE 2:

“The credit union is exempt from most federal, state, and local taxes under the provisions of the internal revenue code and state tax laws. The income taxes topic of the fasb asc clarifies accounting for uncertainty in income taxes reported in the financial statements. The interpretation provides criteria for assessment of individual tax positions and a process for recognition and measurement of uncertain tax positions. Tax positions are evaluated on whether they meet the "more likely than not" standard for sustainability upon examination by tax authorities. The credit union is a state-chartered credit union as defined in internal revenue code (irc) section 501(c)(14). As such, the credit union is exempt from federal taxation of income derived from the performance of activities directly related to its exempt purposes. However, irc section 511 imposes a tax on the unrelated business income (ubi) derived by state-chartered credit unions. Beginning in march 2008, the internal revenue service (irs) released technical advice memorandums (tams) to specific state-chartered credit unions specifying the revenue sources subject to unrelated business income tax (ubit). Ubi may also be subject to tax in certain states. Management has assessed the credit union's activities and any potential federal or state income tax liability and determined that the credit union has no uncertain tax positions that qualify for either recognition or disclosure in the financial statements. Additionally, no interest and penalties have been recorded in the accompanying financial statements related to uncertain tax positions. Currently, the 2015, 2014, and 2013 federal income tax returns are open for examination by the irs. The filing years open for examination by the state, if applicable, may be equal to, greater than or less than the years open for examination by the irs.”

Raw XML AppendixShowing 400 of 591 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt013233991
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt013566094
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDE COMPETITIVE DEPOSIT AND LOAN PRODUCTS TO OUR MEMBERSHIP BASE.
IRS990/AdvertisingGrp/TotalAmt01872824
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0JEFF FIELDER
IRS990/BooksInCareOfDetail/PhoneNum02693829845
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0550 S RIVERVIEW DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0PARCHMENT
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd049004
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt015087284
IRS990/CashNonInterestBearingGrp/EOYAmt014580570
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt052
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt01727023
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt0386478
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt02189074
IRS990/ContractorCompensationGrp/CompensationAmt11788345
IRS990/ContractorCompensationGrp/CompensationAmt21372028
IRS990/ContractorCompensationGrp/CompensationAmt31085035
IRS990/ContractorCompensationGrp/CompensationAmt4920137
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt02 SHAKER RD STE D220
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1PO BOX 609
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt21151 HOLMES RD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt32200 POINT BLVD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt4600 SHOPPERS LN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0SHIRLEY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1MONETT
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2MEBANE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3ELGIN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4PARCHMENT
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0MA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1MO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2NC
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4MI
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd001464
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd165708
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd227302
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd360123
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd449004
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0JAMES AND MATTHEW COMPANY
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1JACK HENRY & ASSOCIATES INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2ARCA
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3LENDING SOLUTIONS CONSULTING
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4RIVER RUN PRESS
IRS990/ContractorCompensationGrp/ServicesDesc0MARKETING & PRINTING EXP
IRS990/ContractorCompensationGrp/ServicesDesc1SOFTWARE PROVIDER
IRS990/ContractorCompensationGrp/ServicesDesc2EUIP & SERVICE CONTRACTS
IRS990/ContractorCompensationGrp/ServicesDesc3LENDING SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc4PRINTING SERVICES
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt04690438
IRS990/CYOtherExpensesAmt037611201
IRS990/CYOtherRevenueAmt02837259
IRS990/CYProgramServiceRevenueAmt066262384
IRS990/CYRevenuesLessExpensesAmt011542519
IRS990/CYSalariesCompEmpBnftPaidAmt024636361
IRS990/CYTotalExpensesAmt062247562
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt073790081
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0679952
IRS990/Desc0TO PROVIDE FINANCIAL ADVANTAGES TO OUR MEMBERS THROUGH THE OFFERING OF A FULL RANGE OF FINANCIAL PRODUCTS AND SERVICES.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DoingBusinessAsName/BusinessNameLine1Txt0ADVIA CREDIT UNION
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0590
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0105825
IRS990/FeesForServicesLegalGrp/TotalAmt0585279
IRS990/FeesForServicesManagementGrp/TotalAmt0649095
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt039220
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt738189
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt827672
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt917813
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1017353
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1113582
IRS990/Form990PartVIISectionAGrp/PersonNm0MARTY DOORN
IRS990/Form990PartVIISectionAGrp/PersonNm1JULIE BIRMAN
IRS990/Form990PartVIISectionAGrp/PersonNm2DANIELLE STREED
IRS990/Form990PartVIISectionAGrp/PersonNm3NICOLE KALMBACH
IRS990/Form990PartVIISectionAGrp/PersonNm4MIKE SEGAL
IRS990/Form990PartVIISectionAGrp/PersonNm5DONNA KALMETA
IRS990/Form990PartVIISectionAGrp/PersonNm6RICH SEIMN
IRS990/Form990PartVIISectionAGrp/PersonNm7CHERYL KONCSOL
IRS990/Form990PartVIISectionAGrp/PersonNm8JEFFREY FIELDER
IRS990/Form990PartVIISectionAGrp/PersonNm9KRISTIN MARSCHNER
IRS990/Form990PartVIISectionAGrp/PersonNm10RAYMOND BLACK
IRS990/Form990PartVIISectionAGrp/PersonNm11LINDEN BUCK
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7961346
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8245682
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9210323
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10208645
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11363676
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN/BOD
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR/BOD
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER/BOD
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY/BOD
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DORECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8EVP OF FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt9EVP OF RISK
IRS990/Form990PartVIISectionAGrp/TitleTxt10EVP OF SALES & MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt11INDIRECT RELATIONSHIP MANAGER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01935
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-97518
IRS990/GainOrLossGrp/SecuritiesAmt0465246
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0328482
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt053076350
IRS990/GrossReceiptsAmt0126827185
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt015
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt0241373
IRS990/IntangibleAssetsGrp/BOYAmt08723463
IRS990/IntangibleAssetsGrp/EOYAmt010396585
IRS990/InterestGrp/TotalAmt06478770
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt04322710
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt04322710
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt045336468
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt039406453
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0230665167
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0145000317
IRS990/IRPDocumentCnt040794
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt011575866
IRS990/LandBldgEquipBasisNetGrp/BOYAmt021385994
IRS990/LandBldgEquipBasisNetGrp/EOYAmt022727037
IRS990/LandBldgEquipCostOrOtherBssAmt034302903
IRS990/LegalDomicileStateCd0MI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0426000
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt052611104
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDE COMPETITIVE DEPOSIT AND LOAN PRODUCTS TO OUR MEMBERSHIP BASE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt042000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt060300000
IRS990/NetAssetsOrFundBalancesBOYAmt0139243777
IRS990/NetAssetsOrFundBalancesEOYAmt0150427167
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0367728
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0367728
IRS990/NetUnrelatedBusTxblIncmAmt017563
IRS990/NetUnrlzdGainsLossesInvstAmt0-492128
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt02814967
IRS990/OfficeExpensesGrp/TotalAmt011710578
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt016582327
IRS990/OtherAssetsTotalGrp/EOYAmt022732997
IRS990/OtherChangesInNetAssetsAmt0132999
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02488294
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1ATM/DEBIT EXPENSE
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3OTHER OPERATING EXPENSE
IRS990/OtherExpensesGrp/TotalAmt06675734
IRS990/OtherExpensesGrp/TotalAmt12247124
IRS990/OtherExpensesGrp/TotalAmt22037569
IRS990/OtherExpensesGrp/TotalAmt3858144
IRS990/OtherLiabilitiesGrp/BOYAmt0989597286
IRS990/OtherLiabilitiesGrp/EOYAmt01123398499
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/Desc1CUSO INVESTMENT
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02224756
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1612503
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02224756
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1612503
IRS990/OtherRevenueTotalAmt02837259
IRS990/OtherSalariesAndWagesGrp/TotalAmt017578003
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0794793173
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01063240775
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01267573
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt01575468
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01700577
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02267322
IRS990/PrincipalOfficerNm0CHERYL DEBOER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/Desc0INCOME FROM LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3UNRELATED BUSINESS INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt045189626
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt113376983
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt27388752
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt045189626
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt113376983
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt27388752
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3307023
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0307023
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt05369448
IRS990/PYOtherExpensesAmt032538348
IRS990/PYOtherRevenueAmt03191684
IRS990/PYProgramServiceRevenueAmt056617094
IRS990/PYRevenuesLessExpensesAmt010982851
IRS990/PYSalariesCompEmpBnftPaidAmt021657027
IRS990/PYTotalExpensesAmt054195375
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt065178226
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt08050000
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt06850000
IRS990/ReconcilationRevenueExpnssAmt011542519
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0139243777
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0150427167
IRS990/SavingsAndTempCashInvstGrp/BOYAmt041750601
IRS990/SavingsAndTempCashInvstGrp/EOYAmt020489704
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt011200983
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04568036
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt015769019
IRS990ScheduleD/EquipmentGrp/BookValueAmt04714115
IRS990ScheduleD/EquipmentGrp/DepreciationAmt06842503
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt011556618
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt062247562
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt06806428
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt06806428
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt05511
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0165327
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0170838
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0323350265
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1351925676
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2223479597
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3193506700
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt431136261
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SAVINGS AND CLUB
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SHARE DRAFT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4IRA CERTIFICATES
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt073790081
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL, STATE, AND LOCAL TAXES UNDER THE PROVISIONS OF THE INTERNAL REVENUE CODE AND STATE TAX LAWS. THE INCOME TAXES TOPIC OF THE FASB ASC CLARIFIES ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES REPORTED IN THE FINANCIAL STATEMENTS. THE INTERPRETATION PROVIDES CRITERIA FOR ASSESSMENT OF INDIVIDUAL TAX POSITIONS AND A PROCESS FOR RECOGNITION AND MEASUREMENT OF UNCERTAIN TAX POSITIONS. TAX POSITIONS ARE EVALUATED ON WHETHER THEY MEET THE "MORE LIKELY THAN NOT" STANDARD FOR SUSTAINABILITY UPON EXAMINATION BY TAX AUTHORITIES. THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION AS DEFINED IN INTERNAL REVENUE CODE (IRC) SECTION 501(C)(14). AS SUCH, THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES DIRECTLY RELATED TO ITS EXEMPT PURPOSES. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME (UBI) DERIVED BY STATE-CHARTERED CREDIT UNIONS. BEGINNING IN MARCH 2008, THE INTERNAL REVENUE SERVICE (IRS) RELEASED TECHNICAL ADVICE MEMORANDUMS (TAMS) TO SPECIFIC STATE-CHARTERED CREDIT UNIONS SPECIFYING THE REVENUE SOURCES SUBJECT TO UNRELATED BUSINESS INCOME TAX (UBIT). UBI MAY ALSO BE SUBJECT TO TAX IN CERTAIN STATES. MANAGEMENT HAS ASSESSED THE CREDIT UNION'S ACTIVITIES AND ANY POTENTIAL FEDERAL OR STATE INCOME TAX LIABILITY AND DETERMINED THAT THE CREDIT UNION HAS NO UNCERTAIN TAX POSITIONS THAT QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE FINANCIAL STATEMENTS. ADDITIONALLY, NO INTEREST AND PENALTIES HAVE BEEN RECORDED IN THE ACCOMPANYING FINANCIAL STATEMENTS RELATED TO UNCERTAIN TAX POSITIONS. CURRENTLY, THE 2015, 2014, AND 2013 FEDERAL INCOME TAX RETURNS ARE OPEN FOR EXAMINATION BY THE IRS. THE FILING YEARS OPEN FOR EXAMINATION BY THE STATE, IF APPLICABLE, MAY BE EQUAL TO, GREATER THAN OR LESS THAN THE YEARS OPEN FOR EXAMINATION BY THE IRS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt022727037
IRS990ScheduleD/TotalExpensesPerForm990Amt062247562
IRS990ScheduleD/TotalLiabilityAmt01123398499
IRS990ScheduleD/TotalRevenuePerForm990Amt073790081
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt073790081
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt062247562
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0517114
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1195584
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2171141
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3169645
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt457278
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount0170775
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount146638
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount238222
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount338040
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount4305438
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,347,691,760
Liabilities
$1,197,264,593
Net assets
$150,427,167
Revenue
$73,790,081
Expenses
$62,247,562
Net income
$11,542,519
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,444$3,147$297$216$195$21.5
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,987$2,714$273$183$148$35.0
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2,892$2,650$242$137$105$31.8
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$2,695$2,452$243$117$85.4$31.8
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,425$2,207$218$119$102$17.8
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,085$1,891$193$114$99.6$14.1
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,749$1,573$176$103$94.1$9.23
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,684$1,516$168$93.3$80.6$12.7
2016Detailed filing. Detailed filing data is available for this year.$1,348$1,197$150$73.8$62.2$11.5
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,184$1,045$139$65.2$54.2$11.0
2014Summary only. Only limited summary data is available for this year.$1,087$957$130$56.8$52.8$4.03
2013Detailed filing. Detailed filing data is available for this year.$276$249$27.2$16.6$15.1$1.51
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$264$237$27.4$12.4
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$245$223$21.8$13.7
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$221$202$18.9$18.9