Civic Intelligence

Credit Unions Chartered in the State of Michigan

EIN 38-1652510 • 501(c)14 • Sault Ste Marie, MI

Profile

Promote thrift among its members and to create a source of credit for them at legitimate rates of interest for provident purposes.

119 Water StreetSault Ste Marie, MI 49783

www.fecccu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2023

Liabilities / Revenue

44th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$500k-$1M nonprofits • Source year 2023

Net Margin

86th percentile

43%

Higher net margin than 86% of similar nonprofits.

$500k-$1M nonprofits • Source year 2023

Top Officer Pay

92nd percentile

$120,889

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 15.5% of source-year revenue.

$500k-$1M nonprofits • Source year 2023

Asset Growth

2nd percentile

-100%

Faster asset growth than 2% of similar nonprofits.

$500k-$1M nonprofits • Annualized from 2022 to 2023

Revenue Growth

77th percentile

44%

Faster revenue growth than 77% of similar nonprofits.

$500k-$1M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / AssetsScore unavailable

Using 2022 Form 990 data because the latest 2023 filing does not report standard financial totals.

Assets

Up

$16,629,347

Up $1,742,271 (+12%) from 2021

Liabilities

Up

$15,217,843

Up $1,588,058 (+12%) from 2021

Net Assets

Up

$1,411,504

Up $154,213 (+12%) from 2021

Operations
Liabilities / Revenue44th percentileNet Margin86th percentile

Revenue

Up

$541,573

Up $82,202 (+18%) from 2021

Expenses

Down

$387,360

Down $19,529 (-4.8%) from 2021

Net Income

Up

$154,213

Up $101,731 (+194%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth2nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2010: $7,566,143Liabilities 2010: $6,868,722Net Assets 2010: $697,4212010Assets 2011: $8,111,595Liabilities 2011: $7,390,907Net Assets 2011: $720,6882011Assets 2012: $9,502,537Liabilities 2012: $8,754,812Net Assets 2012: $747,7252012Assets 2013: $9,823,758Liabilities 2013: $9,046,399Net Assets 2013: $777,3592013Assets 2014: $9,864,351Liabilities 2014: $9,046,751Net Assets 2014: $817,6002014Assets 2015: $10,557,705Liabilities 2015: $9,705,475Net Assets 2015: $852,2302015Assets 2016: $10,743,858Liabilities 2016: $9,832,830Net Assets 2016: $911,0282016Assets 2017: $10,779,389Liabilities 2017: $9,806,673Net Assets 2017: $972,7162017Assets 2018: $11,374,502Liabilities 2018: $10,356,026Net Assets 2018: $1,018,4762018Assets 2019: $12,019,947Liabilities 2019: $10,900,063Net Assets 2019: $1,119,8842019Assets 2020: $14,872,119Liabilities 2020: $13,667,309Net Assets 2020: $1,204,8102020Assets 2021: $14,887,076Liabilities 2021: $13,629,785Net Assets 2021: $1,257,2912021Assets 2022: $16,629,347Liabilities 2022: $15,217,843Net Assets 2022: $1,411,5042022

Latest loaded filing

2022

Assets$16,629,347
Liabilities$15,217,843
Net Assets$1,411,504
Open 2022 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0Expenses 2010: $411,0682010Revenue 2011: $445,938Expenses 2011: $422,671Net Income 2011: $23,2672011Expenses 2012: $404,1952012Revenue 2013: $426,713Expenses 2013: $397,079Net Income 2013: $29,6342013Revenue 2014: $418,185Expenses 2014: $377,944Net Income 2014: $40,2412014Revenue 2015: $418,983Expenses 2015: $384,350Net Income 2015: $34,6332015Revenue 2016: $445,417Expenses 2016: $386,619Net Income 2016: $58,7982016Revenue 2017: $461,729Expenses 2017: $400,041Net Income 2017: $61,6882017Revenue 2018: $480,666Expenses 2018: $434,906Net Income 2018: $45,7602018Revenue 2019: $502,661Expenses 2019: $401,253Net Income 2019: $101,4082019Revenue 2020: $476,793Expenses 2020: $391,867Net Income 2020: $84,9262020Revenue 2021: $459,371Expenses 2021: $406,889Net Income 2021: $52,4822021Revenue 2022: $541,573Expenses 2022: $387,360Net Income 2022: $154,2132022

Latest loaded filing

2022

Revenue$541,573
Expenses$387,360
Net Income$154,213
Open 2022 Filing

Filings

Most recent year

2023 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
-
Liabilities
-
Net assets
-
Revenue
-
Expenses
-
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.6$15.2$1.41$0.54$0.39$0.15
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.9$13.6$1.26$0.46$0.41$0.05
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.9$13.7$1.20$0.48$0.39$0.08
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.0$10.9$1.12$0.50$0.40$0.10
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.4$10.4$1.02$0.48$0.43$0.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.8$9.81$0.97$0.46$0.40$0.06
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.7$9.83$0.91$0.45$0.39$0.06
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.6$9.71$0.85$0.42$0.38$0.03
2014Detailed filing. Detailed filing data is available for this year.$9.86$9.05$0.82$0.42$0.38$0.04
2013Summary only. Only limited summary data is available for this year.$9.82$9.05$0.78$0.43$0.40$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.50$8.75$0.75$0.40
2011Summary only. Only limited summary data is available for this year.$8.11$7.39$0.72$0.45$0.42$0.02
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.57$6.87$0.70$0.41
Latest Detailed Filing

The latest 2023 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Nov 8, 2023
Return Version
2022v5.0
Gross Receipts
$541,573
Mission and Program Overview

Mission

Promote thrift among its members and to create a source of credit for them at legitimate rates of interest for provident purposes.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$10,270,229$10,533,725▲ $263,496
Savings and Temporary Cash Investments$4,099,797$5,434,390▲ $1,334,593
Rtn Earn Endowment Incm Other Fnds$1,257,291$1,411,504▲ $154,213
Cash and Non-Interest-Bearing Accounts$159,050$297,543▲ $138,493
Receivables From Officers Etc$145,129$139,950▼ $5,179
Prepaid Expenses and Deferred Charges$53,915$64,792▲ $10,877
Land, Buildings, and Equipment, Net$7,732$6,103▼ $1,629
Total Assets$14,887,076$16,629,347▲ $1,742,271
Other Assets Total$151,224$152,844▲ $1,620
Liabilities
Other Liabilities$13,569,406$15,063,894▲ $1,494,488
Accounts Payable and Accrued Expenses$60,379$153,949▲ $93,570
Total Liabilities$13,629,785$15,217,843▲ $1,588,058
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,257,291$1,411,504▲ $154,213
Total Liabilities and Net Assets / Fund Balance$14,887,076$16,629,347▲ $1,742,271

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$6,103$66,349$72,452
Leasehold Improvements-$29,959$29,959
Compensation and Service Providers
Top Officer Pay92nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Sabrina OshelskiManager/CEOFT$89,300$89,300

Board Members and Trustees

NameTitle
Kali PerronChairperson
Bobbie LivermoreVice-chairpe
Desiree MccurleyDirector
Susan WilliamsSecretary
Jolene DeplontyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$459,317
Investment Income
$79,526
Other Revenue
$2,730
Change in Net Assets
$154,213
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$208,788
Other Expenses$178,572
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$97,427
Current Officers, Directors, Trustees, and Key Employees---$89,300
Information Technology---$41,855
Fees for Services Other---$27,901
Fees for Services Accounting---$18,000
Payroll Taxes---$13,952
Insurance---$13,577
Office Expenses---$13,151
Interest---$11,964
Conferences and Meetings---$8,819
Pension Plan Contributions---$6,490
Travel---$6,402
Other Expenses---$5,075
All Other Expenses---$4,905
Advertising---$4,563
Occupancy---$3,340
Depreciation Depletion---$2,111
Other Employee Benefits---$1,619
Fees for Services Legal---$356
Total Functional Expenses$0$0$0$387,360
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$145,129$139,950▼ $5,179
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$15,059,562
Payroll Liabilities$4,237
Dividends Payable$95
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Management reviews the 990 prior to filing.”

Form 990, Page 6, Part VI, Line 12C

“Each board member and staff sign acknowledgement and agree to the terms of the conflict of interest policy upon hire/election.”

Form 990, Page 6, Part VI, Line 15A

“Wages are determined annually by review of the board.”

Form 990, Page 6, Part VI, Line 15B

“Wages are determined annually by review of the board.”

Form 990, Page 6, Part VI, Line 19

“All governing documents are available to the public by request.”

Filing and Contact Details

Filer

Filer Name
Federal Employees of Chippewa
EIN
38-1652510
Phone
9066324210
Address
119 WATER STREET, SAULT STE MARIE, MI 49783

Signing Officer

Name
Sabrina Oshelski
Title
Manager/CEO
Phone
9066324210
Signed
2023-11-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sabrina Oshelski
Formed
1957
Legal Domicile
Mi
Voting Board Members
5
Independent Board Members
1
Employees
8

Preparer

Firm
Andersontackman & Company Plc
Address
16978 S RILEY AVE, KINCHELOE, MI 49788
Preparer
Amber Mack
Phone
9064955952
Raw XML AppendixShowing 400 of 445 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0153949
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IRS990/AdvertisingGrp/TotalAmt04563
IRS990/AllOtherExpensesGrp/TotalAmt04905
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/BooksInCareOfDetail/PersonNm0SABRINA OSHELSKI
IRS990/BooksInCareOfDetail/PhoneNum09066324210
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0119 WATER STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0SAULT STE MARIE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd049783
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0159050
IRS990/CashNonInterestBearingGrp/EOYAmt0297543
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt089300
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt08819
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt079526
IRS990/CYOtherExpensesAmt0178572
IRS990/CYOtherRevenueAmt02730
IRS990/CYProgramServiceRevenueAmt0459317
IRS990/CYRevenuesLessExpensesAmt0154213
IRS990/CYSalariesCompEmpBnftPaidAmt0208788
IRS990/CYTotalExpensesAmt0387360
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0541573
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt02111
IRS990/Desc0THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO QUALIFIED MEMBERS. PROVIDE A WIDE RANGE OF MEMBER SERVICES INCLUDING, BUT NOT LIMITED TO: MEMBER TRANSACTIONS, PROMOTION AND EDUCATION ON PRODUCTS AND SERVICES, OPENING AND CLOSING OF ACCOUNTS, PROCESSING LOANS AND OFFERING CREDIT CARDS. ACCOUNTS OFFERED ARE SHARE SAVINGS, SHARE DRAFT CHECKING, SHARE CERTIFICATES, MONEY MARKET, CLUB ACCOUNTS AND VARIOUS IRA ACCOUNTS. CLUB ACCOUNTS ASSIST MEMBERS TO SAVE FOR EXPENSES SUCH AS VACATIONS, EDUCATION AND CHRISTMAS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt08
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt018000
IRS990/FeesForServicesLegalGrp/TotalAmt0356
IRS990/FeesForServicesOtherGrp/TotalAmt027901
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0SABRINA OSHELSKI
IRS990/Form990PartVIISectionAGrp/PersonNm1JOLENE DEPLONTY
IRS990/Form990PartVIISectionAGrp/PersonNm2BOBBIE LIVERMORE
IRS990/Form990PartVIISectionAGrp/PersonNm3DESIREE MCCURLEY
IRS990/Form990PartVIISectionAGrp/PersonNm4KALI PERRON
IRS990/Form990PartVIISectionAGrp/PersonNm5SUSAN WILLIAMS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt089300
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0MANAGER/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE-CHAIRPE
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormationYr01957
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0541573
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt041855
IRS990/InsuranceGrp/TotalAmt013577
IRS990/InterestGrp/TotalAmt011964
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IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt0103
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IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0PROMOTE THRIFT AMONG ITS MEMBERS AND TO CREATE A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST FOR PROVIDENT PURPOSES.
IRS990/MoreThan5000KToIndividualsInd0false
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IRS990/NetAssetsOrFundBalancesEOYAmt01411504
IRS990/NetUnrelatedBusTxblIncmAmt01326
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt03340
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IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0151224
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IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1TELEPHONE
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc3BANK SERVICE CHARGES
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IRS990/OtherRevenueMiscGrp/Desc0TRUSTAGE
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1404
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt02326
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IRS990/OthNotesLoansReceivableNetGrp/BOYAmt010270229
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IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt013952
IRS990/PensionPlanContributionsGrp/TotalAmt06490
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt053915
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IRS990/PrincipalOfficerNm0SABRINA OSHELSKI
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IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2INSURANCE SALES TO MEMBERS
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21123
IRS990/ProhibitedTaxShelterTransInd0false
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IRS990/PYTotalExpensesAmt0406889
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IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0139950
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IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt029959
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt029959
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt14237
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt295
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1PAYROLL LIABILITIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2DIVIDENDS PAYABLE
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IRS990ScheduleD/TotalLiabilityAmt015063894
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt314971
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt413756
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0RV
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4RECREATIONAL VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6RECREATIONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8NEW VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9RECREATIONAL VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11NEW RV
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt12VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt028235
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt129600
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt245626
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt323978
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt416020
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt511535
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt68600
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt731203
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt81209
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt910920
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1010000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0BOBBIE LIVERMORE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1SUE WILLIAMS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2SUE WILLIAMS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3BOBBIE LIVERMORE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4DESIREE MCCURLEY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5SUE WILLIAMS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6JOLENE DEPLONTY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7SUE WILLIAMS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8JOLENE DEPLONTY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm9DESIREE MCCURLEY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm10JOLENE DEPLONTY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm11SUE WILLIAMS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm12SABRINA OSHELSKI
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0VICE-CHAIR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1SECRETARY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2SECRETARY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3VICE CHAIR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5SECRETARY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt6TREASURER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt7SECRETARY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt8TREASURER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt9DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt10TREASURER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt11SECRETARY
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IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt0JOLENE DEPLONTY FROM 1,209 1,676 VISA ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT SUE WILLIAMS FROM 10,920 316 NEW RV ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT SABRINA OSHELSKI FROM 10,000 268 VISA ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT
IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE L, PART II
IRS990ScheduleL/TotalBalanceDueAmt0139950
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MANAGEMENT REVIEWS THE 990 PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EACH BOARD MEMBER AND STAFF SIGN ACKNOWLEDGEMENT AND AGREE TO THE TERMS OF THE CONFLICT OF INTEREST POLICY UPON HIRE/ELECTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2WAGES ARE DETERMINED ANNUALLY BY REVIEW OF THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3WAGES ARE DETERMINED ANNUALLY BY REVIEW OF THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC BY REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt014887076
IRS990/TotalAssetsEOYAmt016629347
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IRS990/TotalAssetsGrp/EOYAmt016629347
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IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0387360
IRS990/TotalGrossUBIAmt02326
IRS990/TotalLiabilitiesBOYAmt013629785
IRS990/TotalLiabilitiesEOYAmt015217843
IRS990/TotalLiabilitiesGrp/BOYAmt013629785
IRS990/TotalLiabilitiesGrp/EOYAmt015217843
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01257291
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01411504
IRS990/TotalProgramServiceRevenueAmt0459317
IRS990/TotalReportableCompFromOrgAmt089300

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