Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2019 • EIN 38-1644983

Jan 01, 2019 to Dec 31, 2019 • Filed on May 08, 2020

25155 Goddard RdTaylor, MI 48180

(313) 291-3300

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

68th percentile

0.90x

Higher debt load relative to assets than 68% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Liabilities / Revenue

43rd percentile

16.24x

Higher debt load relative to revenue than 43% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Net Margin

95th percentile

26%

Higher net margin than 95% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Top Officer Pay

80th percentile

$197,285

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 5.0% of source-year revenue.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Asset Growth

77th percentile

6.7%

Faster asset growth than 77% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Revenue Growth

65th percentile

8.9%

Faster revenue growth than 65% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Assets

Up

$71,206,658

Up $4,444,858 (+6.7%) from 2018

Net Assets

Up

$7,443,777

Up $1,512,351 (+25%) from 2018

Liabilities

Up

$63,762,881

Up $2,932,507 (+4.8%) from 2018

Revenue

Up

$3,927,374

Up $322,042 (+8.9%) from 2018

Expenses

Up

$2,887,066

Up $253,708 (+9.6%) from 2018

Net Income

Up

$1,040,308

Up $68,334 (+7.0%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $46,337,035Liabilities 2010: $41,935,160Net Assets 2010: $4,401,8752010Assets 2011: $49,209,946Liabilities 2011: $44,912,672Net Assets 2011: $4,297,2742011Assets 2012: $52,814,159Liabilities 2012: $47,983,989Net Assets 2012: $4,830,1702012Assets 2013: $54,937,055Liabilities 2013: $50,516,338Net Assets 2013: $4,420,7172013Assets 2014: $57,571,509Liabilities 2014: $53,047,848Net Assets 2014: $4,523,6612014Assets 2015: $59,384,250Liabilities 2015: $54,940,169Net Assets 2015: $4,444,0812015Assets 2016: $62,384,588Liabilities 2016: $57,583,148Net Assets 2016: $4,801,4402016Assets 2017: $64,822,938Liabilities 2017: $59,616,167Net Assets 2017: $5,206,7712017Assets 2018: $66,761,800Liabilities 2018: $60,830,374Net Assets 2018: $5,931,4262018Assets 2019: $71,206,658Liabilities 2019: $63,762,881Net Assets 2019: $7,443,7772019Assets 2020: $88,488,211Liabilities 2020: $79,912,276Net Assets 2020: $8,575,9352020Assets 2021: $99,005,378Liabilities 2021: $89,871,178Net Assets 2021: $9,134,2002021Assets 2022: $98,918,041Liabilities 2022: $91,959,054Net Assets 2022: $6,958,9872022Assets 2023: $98,616,930Liabilities 2023: $88,996,503Net Assets 2023: $9,620,4272023Assets 2024: $100,755,781Liabilities 2024: $88,726,804Net Assets 2024: $12,028,9772024

Highlighted filing

2019

Assets$71,206,658
Liabilities$63,762,881
Net Assets$7,443,777

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $3,158,3712010Expenses 2011: $2,822,9522011Expenses 2012: $2,681,9332012Revenue 2013: $2,672,705Expenses 2013: $2,599,784Net Income 2013: $72,9212013Revenue 2014: $2,585,195Expenses 2014: $2,555,405Net Income 2014: $29,7902014Revenue 2015: $2,770,690Expenses 2015: $2,645,468Net Income 2015: $125,2222015Revenue 2016: $2,985,759Expenses 2016: $2,781,376Net Income 2016: $204,3832016Revenue 2017: $3,118,645Expenses 2017: $2,670,210Net Income 2017: $448,4352017Revenue 2018: $3,605,332Expenses 2018: $2,633,358Net Income 2018: $971,9742018Revenue 2019: $3,927,374Expenses 2019: $2,887,066Net Income 2019: $1,040,3082019Revenue 2020: $3,883,019Expenses 2020: $2,881,889Net Income 2020: $1,001,1302020Revenue 2021: $4,019,004Expenses 2021: $2,917,659Net Income 2021: $1,101,3452021Revenue 2022: $4,439,149Expenses 2022: $3,233,987Net Income 2022: $1,205,1622022Revenue 2023: $5,537,345Expenses 2023: $3,755,114Net Income 2023: $1,782,2312023Revenue 2024: $6,386,205Expenses 2024: $4,516,842Net Income 2024: $1,869,3632024

Highlighted filing

2019

Revenue$3,927,374
Expenses$2,887,066
Net Income$1,040,308
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
May 8, 2020
Return Version
2019v5.0
Gross Receipts
$3,927,374
Mission and Program Overview

Mission

Provide financial services and products to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$27,572,548$31,897,490▲ $4,324,942
Investments Other Securities$23,820,367$19,437,481▼ $4,382,886
Savings and Temporary Cash Investments$10,978,194$15,434,972▲ $4,456,778
Rtn Earn Endowment Incm Other Fnds$5,931,426$7,443,777▲ $1,512,351
Land, Buildings, and Equipment, Net$1,622,089$1,756,367▲ $134,278
Cash and Non-Interest-Bearing Accounts$1,166,402$1,029,453▼ $136,949
Prepaid Expenses and Deferred Charges$95,596$100,241▲ $4,645
Accounts Receivable$10,894$1,226▼ $9,668
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$66,761,800$71,206,658▲ $4,444,858
Other Assets Total$1,495,710$1,549,428▲ $53,718
Liabilities
Other Liabilities$60,026,282$62,940,294▲ $2,914,012
Accounts Payable and Accrued Expenses$804,092$822,587▲ $18,495
Total Liabilities$60,830,374$63,762,881▲ $2,932,507
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,931,426$7,443,777▲ $1,512,351
Total Liabilities and Net Assets / Fund Balance$66,761,800$71,206,658▲ $4,444,858

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,296,444-$1,296,444
Other Land Buildings$326,982-$326,982
Land$132,941-$132,941
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Susette SchirmPresident & CEOFT$137,815$59,470$197,285

Board Members and Trustees

NameTitle
Robert MerrimanChairperson
Ronald BrittVice Chair
Dennis DanvilleDirector
Donald MyersDirector
Gail CastleDirector
Sandra TannerDirector
Gerald ThomasSecretary
Kenneth NelsonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,151,836
Investment Income
$775,538
Other Revenue
$0
Change in Net Assets
$1,040,308
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,556,178
Salaries, Compensation, and Employee Benefits$1,330,888
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$852,296
Office Expenses---$197,769
Current Officers, Directors, Trustees, and Key Employees---$197,285
Information Technology---$191,852
Other Employee Benefits---$167,180
All Other Expenses---$101,598
Other Expenses---$88,843
Payroll Taxes---$84,868
Occupancy---$69,951
Depreciation Depletion---$68,299
Fees for Services Accounting---$59,669
Interest---$53,993
Travel---$41,551
Advertising---$41,532
Pension Plan Contributions---$29,259
Total Functional Expenses$0$0$0$2,887,066
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$62,940,293
Rounding$1
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

The Credit Union has a single class of members with equal rights of ownership, governance, and voting.

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

Credit Union members elect members of the governing body each year at the Annual Meeting.

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

Mergers are voted on by entire membership.

Form 990, Part VI, Line 11B: Form 990 Review Process

Management reviews tax returns and forwards US Form 8879-EO to tax preparer. A copy is made available to the Board of Directors for review.

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

The Board of Directors completes a performance appraisal of the CEO. Compensation Committee reviews salaries and presents to the Board of Directors. Management compensation is determined by the Board of Directors. All other employees are union members and salary is negotiated in the union contract.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

Financial Statements are posted monthly at our primary office. Quarterly call reports are available at the ncua.gov website. All other documents are made available for review upon request.

Filing and Contact Details

Filer

Filer Name
Total Community Credit Union
EIN
38-1644983
Phone
3132913300
Address
25155 Goddard Rd, Taylor, MI 48180

Signing Officer

Name
Susette Schirm
Title
President & CEO
Signed
2020-05-08
Discuss with paid preparer
Yes

Organization Details

Formed
1960
Legal Domicile
Mi
Voting Board Members
8
Independent Board Members
8
Employees
29
Volunteers
11

Preparer

Firm
Financial Standards Group Inc
Address
6447 W HIGHWAY 146, CRESTWOOD, KY 40014
Preparer
Robert Draeger
Phone
8005225820
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IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt084868
IRS990/PensionPlanContributionsGrp/TotalAmt029259
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt095596
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0100241
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522220
IRS990/ProgramServiceRevenueGrp/Desc0ATM Surcharge Fees
IRS990/ProgramServiceRevenueGrp/Desc1Fees and Charges
IRS990/ProgramServiceRevenueGrp/Desc2ID Protect
IRS990/ProgramServiceRevenueGrp/Desc3Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc4Other Operating Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0542361
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11927726
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2646411
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05369
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1542361
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt229969
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31927726
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4646411
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt05369
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt129969
IRS990/ProgSrvcAccomActy2Grp/Desc0the Credit Union provides a variety of loan types to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12-31-2019 was 5,944.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0716817
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01472461
IRS990/PYOtherRevenueAmt035702
IRS990/PYProgramServiceRevenueAmt02852813
IRS990/PYRevenuesLessExpensesAmt0971974
IRS990/PYSalariesCompEmpBnftPaidAmt01160897
IRS990/PYTotalExpensesAmt02633358
IRS990/PYTotalRevenueAmt03605332
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt01040308
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05931426
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07443777
IRS990/SavingsAndTempCashInvstGrp/BOYAmt010978194
IRS990/SavingsAndTempCashInvstGrp/EOYAmt015434972
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01296444
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01296444
IRS990ScheduleD/LandGrp/BookValueAmt0132941
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0132941
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0326982
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0326982
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt062940293
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares & Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Rounding
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01756367
IRS990ScheduleD/TotalBookValueSecuritiesAmt019437481
IRS990ScheduleD/TotalLiabilityAmt062940294
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0137815
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount015840
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt014360
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt023285
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt05985
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Susette Schirm
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0President & CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0197285
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Credit Union has a single class of members with equal rights of ownership, governance, and voting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Credit Union members elect members of the governing body each year at the Annual Meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Mergers are voted on by entire membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management reviews tax returns and forwards US Form 8879-EO to tax preparer. A copy is made available to the Board of Directors for review.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Board of Directors completes a performance appraisal of the CEO. Compensation Committee reviews salaries and presents to the Board of Directors. Management compensation is determined by the Board of Directors. All other employees are union members and salary is negotiated in the union contract.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Financial Statements are posted monthly at our primary office. Quarterly call reports are available at the ncua.gov website. All other documents are made available for review upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt066761800
IRS990/TotalAssetsEOYAmt071206658
IRS990/TotalAssetsGrp/BOYAmt066761800
IRS990/TotalAssetsGrp/EOYAmt071206658
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt029
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt02887066
IRS990/TotalGrossUBIAmt035338
IRS990/TotalLiabilitiesBOYAmt060830374
IRS990/TotalLiabilitiesEOYAmt063762881
IRS990/TotalLiabilitiesGrp/BOYAmt060830374
IRS990/TotalLiabilitiesGrp/EOYAmt063762881
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05931426
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt07443777
IRS990/TotalOtherCompensationAmt037645
IRS990/TotalProgramServiceRevenueAmt03151836
IRS990/TotalReportableCompFromOrgAmt0159640
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03892036
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03927374
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt035338
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt066761800
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt071206658
IRS990/TravelGrp/TotalAmt041551
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt025155 Goddard Rd
IRS990/USAddress/CityNm0Taylor
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd048180
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0www.tccu.us
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02020-09-23 17:36:50Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Susette Schirm
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President & CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-05-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Total Community Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0TOTA
ReturnHeader/Filer/EIN0381644983
ReturnHeader/Filer/PhoneNum03132913300
ReturnHeader/Filer/USAddress/AddressLine1Txt025155 Goddard Rd
ReturnHeader/Filer/USAddress/CityNm0Taylor
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048180
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0650152722
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FINANCIAL STANDARDS GROUP INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt06447 W HIGHWAY 146
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CRESTWOOD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd040014

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$101$88.7$12.0$6.39$4.52$1.87
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$98.6$89.0$9.62$5.54$3.76$1.78
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$98.9$92.0$6.96$4.44$3.23$1.21
2021Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$99.0$89.9$9.13$4.02$2.92$1.10
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$88.5$79.9$8.58$3.88$2.88$1.00
2019Detailed filing. Detailed filing data is available for this year.$71.2$63.8$7.44$3.93$2.89$1.04
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$66.8$60.8$5.93$3.61$2.63$0.97
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$64.8$59.6$5.21$3.12$2.67$0.45
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$62.4$57.6$4.80$2.99$2.78$0.20
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$59.4$54.9$4.44$2.77$2.65$0.13
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$57.6$53.0$4.52$2.59$2.56$0.03
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$54.9$50.5$4.42$2.67$2.60$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.8$48.0$4.83$2.68
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$49.2$44.9$4.30$2.82
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.3$41.9$4.40$3.16