Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2016 • EIN 38-1627404

Jan 01, 2016 to Dec 31, 2016 • Filed on Mar 01, 2017

Organization Profilewww.ourcuonline.org

View Organization Page

3070 Normandy RoadRoyal Oak, MI 48073-2226

(248) 549-3838

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

88th percentile

0.92x

Higher debt load relative to assets than 88% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

77th percentile

21.29x

Higher debt load relative to revenue than 77% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

41st percentile

8.5%

Higher net margin than 41% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

32nd percentile

$166,595

Higher top officer pay than 32% of similar nonprofits.

Top officer pay equals 1.6% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

53rd percentile

4.7%

Faster asset growth than 53% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

39th percentile

4.3%

Faster revenue growth than 39% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets88th percentile

Assets

Up

$238,346,946

Up $10,793,500 (+4.7%) from 2015

Net Assets

Down

$19,265,980

Down $188,897 (-1.0%) from 2015

Liabilities

Up

$219,080,966

Up $10,982,397 (+5.3%) from 2015

Revenue And Expenses
Liabilities / Revenue77th percentileNet Margin41st percentile

Revenue

Up

$10,291,647

Up $424,772 (+4.3%) from 2015

Expenses

Up

$9,419,585

Up $706,384 (+8.1%) from 2015

Net Income

Down

$872,062

Down $281,612 (-24%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth53rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $188,808,915Liabilities 2010: $174,910,198Net Assets 2010: $13,898,7172010Assets 2011: $204,078,102Liabilities 2011: $187,899,511Net Assets 2011: $16,178,5912011Assets 2012: $207,484,441Liabilities 2012: $189,767,736Net Assets 2012: $17,716,7052012Assets 2013: $208,133,560Liabilities 2013: $190,473,445Net Assets 2013: $17,660,1152013Assets 2014: $216,475,165Liabilities 2014: $196,946,232Net Assets 2014: $19,528,9332014Assets 2015: $227,553,446Liabilities 2015: $208,098,569Net Assets 2015: $19,454,8772015Assets 2016: $238,346,946Liabilities 2016: $219,080,966Net Assets 2016: $19,265,9802016Assets 2017: $247,714,138Liabilities 2017: $226,727,385Net Assets 2017: $20,986,7532017Assets 2018: $254,704,891Liabilities 2018: $233,479,360Net Assets 2018: $21,225,5312018Assets 2019: $269,276,657Liabilities 2019: $243,272,384Net Assets 2019: $26,004,2732019Assets 2020: $316,214,192Liabilities 2020: $288,077,864Net Assets 2020: $28,136,3282020Assets 2021: $380,292,543Liabilities 2021: $352,768,422Net Assets 2021: $27,524,1212021Assets 2022: $386,093,946Liabilities 2022: $370,626,353Net Assets 2022: $15,467,5932022Assets 2023: $364,423,514Liabilities 2023: $347,491,430Net Assets 2023: $16,932,0842023

Highlighted filing

2016

Assets$238,346,946
Liabilities$219,080,966
Net Assets$19,265,980
Open 2016 Filing

Operations Trend

Revenue Growth39th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $11,371,0322010Revenue 2011: $11,188,425Expenses 2011: $10,106,126Net Income 2011: $1,082,2992011Expenses 2012: $8,493,2072012Revenue 2013: $9,341,396Expenses 2013: $7,678,911Net Income 2013: $1,662,4852013Revenue 2014: $9,219,928Expenses 2014: $7,690,082Net Income 2014: $1,529,8462014Revenue 2015: $9,866,875Expenses 2015: $8,713,201Net Income 2015: $1,153,6742015Revenue 2016: $10,291,647Expenses 2016: $9,419,585Net Income 2016: $872,0622016Revenue 2017: $11,841,511Expenses 2017: $10,492,098Net Income 2017: $1,349,4132017Revenue 2018: $13,086,080Expenses 2018: $11,734,055Net Income 2018: $1,352,0252018Revenue 2019: $13,945,791Expenses 2019: $11,768,196Net Income 2019: $2,177,5952019Revenue 2020: $13,696,734Expenses 2020: $12,248,320Net Income 2020: $1,448,4142020Revenue 2021: $14,786,724Expenses 2021: $13,473,542Net Income 2021: $1,313,1822021Revenue 2022: $17,406,777Expenses 2022: $15,393,378Net Income 2022: $2,013,3992022Revenue 2023: $18,978,004Expenses 2023: $17,405,556Net Income 2023: $1,572,4482023

Highlighted filing

2016

Revenue$10,291,647
Expenses$9,419,585
Net Income$872,062
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Mar 1, 2017
Return Version
2016v3.0
Gross Receipts
$80,020,471
Mission and Program Overview

Mission

As a member-owned financial cooperative, we will uphold the highest standards in our relationships with members, employees, and the community. We will maintain earnings and reserves which promote sound growth and encourage member confidence.

We are committed to the financial well-being of our members, employees, and local community

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$110,809,966$136,509,991▲ $25,700,025
Investments Other Securities$84,863,704$75,492,451▼ $9,371,253
Rtn Earn Endowment Incm Other Fnds$16,181,258$15,992,361▼ $188,897
Investments in Publicly Traded Securities$7,228,134$7,062,302▼ $165,832
Land, Buildings, and Equipment, Net$5,980,343$6,589,916▲ $609,573
Savings and Temporary Cash Investments$12,891,682$4,909,666▼ $7,982,016
Cap Stk Tr Prin Current Funds$3,273,619$3,273,619→ $0
Cash and Non-Interest-Bearing Accounts$2,263,289$2,157,585▼ $105,704
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$227,553,446$238,346,946▲ $10,793,500
Other Assets Total$3,516,328$5,625,035▲ $2,108,707
Liabilities
Other Liabilities$206,711,822$217,552,464▲ $10,840,642
Accounts Payable and Accrued Expenses$1,386,747$1,528,502▲ $141,755
Escrow Account Liability$0--
Total Liabilities$208,098,569$219,080,966▲ $10,982,397
Net Assets / Fund Balance
Total Net Assets Fund Balance$19,454,877$19,265,980▼ $188,897
Total Liabilities and Net Assets / Fund Balance$227,553,446$238,346,946▲ $10,793,500

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,118,091$1,265,639$0
Other Land Buildings$0$0$0
Land$1,384,973-$0
Equipment$1,086,852$1,920,024$0
Leasehold Improvements$0$0$0
Other Securities$10,111,258--
Closely Held Equity Interests$0--
Financial Derivatives$0--
Compensation and Service Providers
Top Officer Pay32nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christine DixPresident/CEOFT$150,660$15,935$166,595
Stacy WilsonChief Operations OfficerFT$105,501$10,861$116,362
Thomas BaranChief Lending OfficerFT$101,555$12,579$114,134
Daniel MaioranoCFOFT$98,098$11,971$110,069

Board Members and Trustees

NameTitle
James DresbachBoard Chairman
Karen MassucciVice Chairman
Kathleen DayoBoard Secretary
Joel DeshaneDirector
Susan AndersonDirector
Tom CardelliDirector
Brian CookTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$8,465,839
Investment Income
$1,825,808
Other Revenue
$0
Change in Net Assets
$872,062

Audited Revenue Reconciliation

Revenue per Audited Statements
$10,291,647
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$10,291,647
Total Revenue per Form 990
$10,291,647
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,512,224
Salaries, Compensation, and Employee Benefits$3,907,361
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$2,663,425-$2,663,425
Information Technology-$713,492-$713,492
Other Expenses$0$569,961$0$569,961
Office Expenses-$545,669-$545,669
Current Officers, Directors, Trustees, and Key Employees-$507,160-$507,160
Occupancy-$408,770-$408,770
Interest-$400,347-$400,347
Other Employee Benefits-$363,106-$363,106
Depreciation Depletion-$346,993-$346,993
Advertising-$296,525-$296,525
Payroll Taxes-$258,702-$258,702
Conferences and Meetings-$155,050-$155,050
Fees for Services Other-$120,946-$120,946
Pension Plan Contributions-$114,968-$114,968
Insurance-$84,833-$84,833
Fees for Services Accounting-$83,910-$83,910
Fees for Service Investment Mgmnt Fees-$28,014-$28,014
Fees for Services Legal-$12,709-$12,709
Travel-$10,703-$10,703
Total Functional Expenses$0$9,419,585$0$9,419,585

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$9,419,585
Total Expenses per Audited Statements$9,419,585
Total Expenses per Form 990$9,419,585
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$217,552,464
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 7A

“OUR Credit Union had one board member resign and another board member move to a Director of Ameritus Position. This allowed for the Board to add two new members: Susan Anderson and Tom Cardelli.”

Form 990, Part VI, Section B, Line 11B

“Form 990, Part VI, Section B, Line 11b - The Form 990 is reviewed by the CEO, COO, CLO and CFO before filing.”

Form 990, Part VI, Section B, Line 15

“Form 990, Part VI, Section B, Line 15 - CEO's compensation is reviewed and established by the compensation committee (3 Board Members). They utilize industry data for review and determination of compensation. For all other staff including the executive management, they are approved by the CEO. This process is done annually.”

Form 990, Part VI, Section C, Line 19

“Form 990, Part VI, Section C, Line 19 - The organization makes its Financial Statements available to the public by posting them in the lobby and upon request. The governing documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Credit Unions Chartered in the
EIN
38-1627404
Phone
2485493838
Address
3070 NORMANDY ROAD, ROYAL OAK, MI 48073-2226

Signing Officer

Name
Daniel Maiorano
Title
CFO
Phone
2485493838
Signed
2017-03-01

Organization Details

Formed
1959
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
85
Volunteers
7
Raw XML AppendixShowing 400 of 545 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
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IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt03185663
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05980343
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06589916
IRS990/LandBldgEquipCostOrOtherBssAmt09775579
IRS990/LegalDomicileStateCd0MI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt069728824
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0AS A MEMBER-OWNED FINANCIAL COOPERATIVE, WE WILL UPHOLD THE HIGHEST STANDARDS IN OUR RELATIONSHIPS WITH MEMBERS, EMPLOYEES, AND THE COMMUNITY. WE WILL MAINTAIN EARNINGS AND RESERVES WHICH PROMOTE SOUND GROWTH AND ENCOURAGE MEMBER CONFIDENCE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt019454877
IRS990/NetAssetsOrFundBalancesEOYAmt019265980
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0114539
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0114539
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-1060959
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt0408770
IRS990/OccupancyGrp/TotalAmt0408770
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0545669
IRS990/OfficeExpensesGrp/TotalAmt0545669
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03516328
IRS990/OtherAssetsTotalGrp/EOYAmt05625035
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0363106
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0363106
IRS990/OtherExpensesGrp/Desc0Credit & Debit Card & Bill Pay Expense
IRS990/OtherExpensesGrp/Desc1ATM Expense
IRS990/OtherExpensesGrp/Desc2Loan Servicing
IRS990/OtherExpensesGrp/Desc3Provision for Loan Losses
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0823335
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1258627
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2652340
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3569961
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt0823335
IRS990/OtherExpensesGrp/TotalAmt1258627
IRS990/OtherExpensesGrp/TotalAmt2652340
IRS990/OtherExpensesGrp/TotalAmt3569961
IRS990/OtherLiabilitiesGrp/BOYAmt0206711822
IRS990/OtherLiabilitiesGrp/EOYAmt0217552464
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt02663425
IRS990/OtherSalariesAndWagesGrp/TotalAmt02663425
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0110809966
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0136509991
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0258702
IRS990/PayrollTaxesGrp/TotalAmt0258702
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt0114968
IRS990/PensionPlanContributionsGrp/TotalAmt0114968
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0OUR CREDIT UNION
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05402263
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12765472
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05402263
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13063576
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1298104
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02275906
IRS990/PYOtherExpensesAmt05168256
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt07590969
IRS990/PYRevenuesLessExpensesAmt01153674
IRS990/PYSalariesCompEmpBnftPaidAmt03544945
IRS990/PYTotalExpensesAmt08713201
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt09866875
IRS990/ReconcilationRevenueExpnssAmt0872062
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt016181258
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt015992361
IRS990/SavingsAndTempCashInvstGrp/BOYAmt012891682
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04909666
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt04118091
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01265639
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt05383730
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt01086852
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01920024
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt03006876
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt09419585
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt00
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt01384973
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt01384973
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0217552464
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt036017945
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt116191827
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt213171421
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt310111258
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Mortgage backed securities
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Collateralized Mortgage Obligations
IRS990ScheduleD/OtherSecuritiesGrp/Desc2Small Business Loan Pools
IRS990ScheduleD/OtherSecuritiesGrp/Desc3Bank Certificates of Deposit
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3F
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt010291647
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06589916
IRS990ScheduleD/TotalBookValueSecuritiesAmt075492451
IRS990ScheduleD/TotalExpensesPerForm990Amt09419585
IRS990ScheduleD/TotalLiabilityAmt0217552464
IRS990ScheduleD/TotalRevenuePerForm990Amt010291647
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt010291647
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt09419585
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0150660
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1105501
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2101555

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$238,346,946
Liabilities
$219,080,966
Net assets
$19,265,980
Revenue
$10,291,647
Expenses
$9,419,585
Net income
$872,062
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$364$347$16.9$19.0$17.4$1.57
2022Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$386$371$15.5$17.4$15.4$2.01
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$380$353$27.5$14.8$13.5$1.31
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$316$288$28.1$13.7$12.2$1.45
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$269$243$26.0$13.9$11.8$2.18
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$255$233$21.2$13.1$11.7$1.35
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$248$227$21.0$11.8$10.5$1.35
2016Detailed filing. Detailed filing data is available for this year.$238$219$19.3$10.3$9.42$0.87
2015Detailed filing. Detailed filing data is available for this year.$228$208$19.5$9.87$8.71$1.15
2014Detailed filing. Detailed filing data is available for this year.$216$197$19.5$9.22$7.69$1.53
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$208$190$17.7$9.34$7.68$1.66
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$207$190$17.7$8.49
2011Summary only. Only limited summary data is available for this year.$204$188$16.2$11.2$10.1$1.08
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$189$175$13.9$11.4