Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2018 • EIN 38-1627377

Jan 01, 2018 to Dec 31, 2018 • Filed on Apr 25, 2019

Organization ProfileWWW.HARBORLIGHTCU.ORG
2151 Cogswell DriveWhitehall, MI 49461

(231) 894-5608

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

68th percentile

0.90x

Higher debt load relative to assets than 68% of similar nonprofits.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2018

Liabilities / Revenue

51st percentile

17.04x

Higher debt load relative to revenue than 51% of similar nonprofits.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2018

Net Margin

5th percentile

1.2%

Higher net margin than 5% of similar nonprofits.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2018

Top Officer Pay

13th percentile

$139,535

Higher top officer pay than 13% of similar nonprofits.

Top officer pay equals 2.4% of source-year revenue.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2018

Asset Growth

58th percentile

4.0%

Faster asset growth than 58% of similar nonprofits.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2017 to 2018

Revenue Growth

76th percentile

14%

Faster revenue growth than 76% of similar nonprofits.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets68th percentile

Assets

Up

$110,064,269

Up $4,191,252 (+4.0%) from 2017

Net Assets

Up

$10,530,843

Up $58,289 (+0.6%) from 2017

Liabilities

Up

$99,533,426

Up $4,132,963 (+4.3%) from 2017

Revenue And Expenses
Liabilities / Revenue51st percentileNet Margin5th percentile

Revenue

Up

$5,840,017

Up $723,672 (+14%) from 2017

Expenses

Up

$5,768,452

Up $570,504 (+11%) from 2017

Net Income

Up

$71,565

Up $153,168 (+188%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth58th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $82,331,692Liabilities 2010: $71,973,684Net Assets 2010: $10,358,0082010Assets 2011: $83,982,723Liabilities 2011: $73,917,650Net Assets 2011: $10,065,0732011Assets 2012: $85,622,331Liabilities 2012: $75,331,130Net Assets 2012: $10,291,2012012Assets 2013: $90,138,838Liabilities 2013: $80,236,877Net Assets 2013: $9,901,9612013Assets 2014: $92,731,726Liabilities 2014: $82,716,483Net Assets 2014: $10,015,2432014Assets 2015: $93,815,006Liabilities 2015: $83,637,527Net Assets 2015: $10,177,4792015Assets 2016: $100,708,944Liabilities 2016: $90,182,366Net Assets 2016: $10,526,5782016Assets 2017: $105,873,017Liabilities 2017: $95,400,463Net Assets 2017: $10,472,5542017Assets 2018: $110,064,269Liabilities 2018: $99,533,426Net Assets 2018: $10,530,8432018Assets 2019: $117,026,310Liabilities 2019: $105,984,137Net Assets 2019: $11,042,1732019Assets 2020: $141,924,533Liabilities 2020: $130,619,096Net Assets 2020: $11,305,4372020Assets 2021: $159,134,723Liabilities 2021: $147,164,822Net Assets 2021: $11,969,9012021Assets 2022: $169,930,532Liabilities 2022: $157,714,894Net Assets 2022: $12,215,6382022Assets 2023: $154,862,707Liabilities 2023: $140,267,851Net Assets 2023: $14,594,8562023Assets 2024: $157,142,997Liabilities 2024: $140,976,459Net Assets 2024: $16,166,5382024

Highlighted filing

2018

Assets$110,064,269
Liabilities$99,533,426
Net Assets$10,530,843
Open 2018 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $4,905,1492010Expenses 2011: $4,590,7162011Expenses 2012: $4,065,9992012Revenue 2013: $4,033,429Expenses 2013: $4,103,615Net Income 2013: -$70,1862013Revenue 2014: $4,057,056Expenses 2014: $4,106,579Net Income 2014: -$49,5232014Revenue 2015: $4,386,955Expenses 2015: $4,222,976Net Income 2015: $163,9792015Revenue 2016: $4,941,122Expenses 2016: $4,549,093Net Income 2016: $392,0292016Revenue 2017: $5,116,345Expenses 2017: $5,197,948Net Income 2017: -$81,6032017Revenue 2018: $5,840,017Expenses 2018: $5,768,452Net Income 2018: $71,5652018Revenue 2019: $6,558,237Expenses 2019: $6,114,575Net Income 2019: $443,6622019Revenue 2020: $6,422,924Expenses 2020: $6,233,159Net Income 2020: $189,7652020Revenue 2021: $6,554,490Expenses 2021: $5,845,336Net Income 2021: $709,1542021Revenue 2022: $7,219,078Expenses 2022: $6,395,474Net Income 2022: $823,6042022Revenue 2023: $8,649,191Expenses 2023: $7,399,927Net Income 2023: $1,249,2642023Revenue 2024: $9,882,520Expenses 2024: $8,467,512Net Income 2024: $1,415,0082024

Highlighted filing

2018

Revenue$5,840,017
Expenses$5,768,452
Net Income$71,565
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Apr 25, 2019
Return Version
2018v3.1
Gross Receipts
$5,840,017
Mission and Program Overview

Mission

Harborlight credit union exists to improve the financial well-being of our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$54,226,133$60,527,009▲ $6,300,876
Investments Program Related$25,734,700$22,993,700▼ $2,741,000
Savings and Temporary Cash Investments$14,097,167$15,572,763▲ $1,475,596
Rtn Earn Endowment Incm Other Fnds$10,472,554$10,530,843▲ $58,289
Land, Buildings, and Equipment, Net$3,108,052$2,943,474▼ $164,578
Investments in Publicly Traded Securities$3,544,599$2,743,361▼ $801,238
Cash and Non-Interest-Bearing Accounts$1,641,109$1,626,398▼ $14,711
Prepaid Expenses and Deferred Charges$164,202$121,771▼ $42,431
Total Assets$105,873,017$110,064,269▲ $4,191,252
Other Assets Total$3,357,055$3,535,793▲ $178,738
Liabilities
Other Liabilities$95,288,563$99,072,627▲ $3,784,064
Accounts Payable and Accrued Expenses$-41,630$308,132▲ $349,762
Escrow Account Liability$153,530$152,667▼ $863
Total Liabilities$95,400,463$99,533,426▲ $4,132,963
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,472,554$10,530,843▲ $58,289
Total Liabilities and Net Assets / Fund Balance$105,873,017$110,064,269▲ $4,191,252

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,400,974$1,108,743$3,509,717
Equipment$369,148$535,636$904,784
Land$173,352-$173,352
Investment Program Related Org$404,700--
Compensation and Service Providers
Top Officer Pay13th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Linda HugheyCEO (TO DEC'FT$105,517$34,018$139,535
Heather CarrCOOFT$60,206$31,941$92,147
Donna VangeisonCLOFT$53,003$16,358$69,361
Barbara BlairCFOFT$53,384$11,590$64,974
Justin BamfordCEO (currentFT$18,492-$18,492

Board Members and Trustees

NameTitle
Allen RantChair
Steve MayberryVice Chair
Leon KayDirector
Sharon SwaningerDirector
Summer KlompDirector
Thomas GeorgeDirector
Rita KoshebaSecretary
Kevin SpencerTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservCore &card Proc75 REMITTANCE DRIVE, Chicago, IL 60675$1,199,705
John M Floyd & AssociatesCourtesy Pay125 N BURNET DR, Baytown, TX 77520$139,120
Kasasa By BancvueChking RewardsPO BOX 527, Lubbock, TX 79408$122,813
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,980,359
Investment Income
$842,642
Other Revenue
$17,016
Change in Net Assets
$71,565
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,986,918
Salaries, Compensation, and Employee Benefits$1,778,534
Grants and Similar Amounts Paid$3,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$1,610,480
Other Salaries and Wages---$1,056,891
Fees for Services Other---$542,522
Information Technology---$452,582
Other Expenses---$329,922
Current Officers, Directors, Trustees, and Key Employees---$290,602
Other Employee Benefits---$217,644
Depreciation Depletion---$189,124
Occupancy---$122,441
Payroll Taxes---$107,075
Pension Plan Contributions---$106,322
Advertising---$89,324
Insurance---$55,100
Conferences and Meetings---$38,127
Travel---$22,072
Grants to Domestic Individuals---$3,000
Total Functional Expenses$0$0$0$5,768,452
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Deposits$99,225,294
Escrow Balances to Line 21 Bal Sheet$-152,667
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The organization has members. To be a member one must have a share (savings) account at the credit union.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the credit union members. Each member has one vote.”

Form 990, Page 6, Part VI, Line 7B

“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”

Form 990, Page 6, Part VI, Line 11B

“Management provides data to independent cpa to prepare the return. Management reviews the return for accuracy, and then authorizes the cpa to e-file the approved return. Management reviews the return with the directors at the next board meeting.”

Form 990, Page 6, Part VI, Line 12C

“Policy read and acknowledged annually by signing and are returned to ceo.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors is provided cuna salary survey information for the ceo position. The board reviews the ceo compensation at the annual wage meeting and determines the ceo compensation. The board decision to approve updated compensation is noted in the board minutes.”

Form 990, Page 6, Part VI, Line 15B

“Key employee compensation is determined by the ceo and cfo using the cuna salary survey to determine wage brackets for each position. The board of directors approves the updated compensation.”

Form 990, Page 6, Part VI, Line 19

“Governing documents and policies are available upon request. Financial statements are posted in the lobby.”

Filing and Contact Details

Filer

Filer Name
Harborlight Credit Union
EIN
38-1627377
Phone
2318945608
Address
2151 COGSWELL DRIVE, WHITEHALL, MI 49461

Signing Officer

Name
Justin Bamford
Title
CEO (current)
Phone
2318945608
Signed
2019-04-25
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Justin Bamford
Formed
1954
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
43
Volunteers
10

Preparer

Firm
Brent Wookey CPA
Address
PO BOX 1512, LA CROSSE, WI 54602-1512
Preparer
Brent Wookey CPA
Phone
6087920843
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 3

“Indirect lending program was discontinued in 2018.”

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”

Raw XML AppendixShowing 400 of 439 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MissionDesc0HARBORLIGHT CREDIT UNION EXISTS TO IMPROVE THE FINANCIAL WELL-BEING OF OUR MEMBERS.
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IRS990/MoreThan5000KToOrgInd0false
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IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
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IRS990/OthNotesLoansReceivableNetGrp/EOYAmt060527009
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0107075
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IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0164202
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0121771
IRS990/PrincipalOfficerNm0JUSTIN BAMFORD
IRS990/ProfessionalFundraisingInd0false
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IRS990/ProgramServiceRevenueGrp/Desc3OTHER MEMBER RELATED INCOME
IRS990/ProgramServiceRevenueGrp/Desc4NON-MBR FEES ATM & CHK CASH
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11063442
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2723523
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3172617
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2723523
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3172617
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt49047
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt09047
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 1,513 NEW LOANS TO OUR MEMBERS DURING 2018. AS OF 12/31/18 WE HAD 6,036 LOANS TO OUR MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
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IRS990/PYRevenuesLessExpensesAmt0-81603
IRS990/PYSalariesCompEmpBnftPaidAmt01593443
IRS990/PYTotalExpensesAmt05197948
IRS990/PYTotalRevenueAmt05116345
IRS990/ReconcilationRevenueExpnssAmt071565
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IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
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IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RoyaltiesRevenueGrp/ExclusionAmt017016
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt017016
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt010472554
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IRS990/SavingsAndTempCashInvstGrp/BOYAmt014097167
IRS990/SavingsAndTempCashInvstGrp/EOYAmt015572763
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt02400974
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01108743
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03509717
IRS990ScheduleD/EquipmentGrp/BookValueAmt0369148
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0535636
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0904784
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt022589000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1404700
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0INVESTMENTS WITH MATURITY > 1 YR
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1CAPITAL ACCTS CORPORATE CU
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/LandGrp/BookValueAmt0173352
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0173352
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt099225294
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1-152667
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES AND DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ESCROW BALANCES TO LINE 21 BAL SHEET
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02943474
IRS990ScheduleD/TotalBookValueProgramRltdAmt022993700
IRS990ScheduleD/TotalLiabilityAmt099072627
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0INDIRECT LENDING PROGRAM WAS DISCONTINUED IN 2018.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4MANAGEMENT PROVIDES DATA TO INDEPENDENT CPA TO PREPARE THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES THE CPA TO E-FILE THE APPROVED RETURN. MANAGEMENT REVIEWS THE RETURN WITH THE DIRECTORS AT THE NEXT BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5POLICY READ AND ACKNOWLEDGED ANNUALLY BY SIGNING AND ARE RETURNED TO CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS IS PROVIDED CUNA SALARY SURVEY INFORMATION FOR THE CEO POSITION. THE BOARD REVIEWS THE CEO COMPENSATION AT THE ANNUAL WAGE MEETING AND DETERMINES THE CEO COMPENSATION. THE BOARD DECISION TO APPROVE UPDATED COMPENSATION IS NOTED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7KEY EMPLOYEE COMPENSATION IS DETERMINED BY THE CEO AND CFO USING THE CUNA SALARY SURVEY TO DETERMINE WAGE BRACKETS FOR EACH POSITION. THE BOARD OF DIRECTORS APPROVES THE UPDATED COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8GOVERNING DOCUMENTS AND POLICIES ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt07686
IRS990/TotalProgramServiceRevenueAmt04980359
IRS990/TotalReportableCompFromOrgAmt0290602
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$110,064,269
Liabilities
$99,533,426
Net assets
$10,530,843
Revenue
$5,840,017
Expenses
$5,768,452
Net income
$71,565
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$157$141$16.2$9.88$8.47$1.42
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$155$140$14.6$8.65$7.40$1.25
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$170$158$12.2$7.22$6.40$0.82
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$159$147$12.0$6.55$5.85$0.71
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$142$131$11.3$6.42$6.23$0.19
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$117$106$11.0$6.56$6.11$0.44
2018Detailed filing. Detailed filing data is available for this year.$110$99.5$10.5$5.84$5.77$0.07
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$106$95.4$10.5$5.12$5.20$0.08
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$101$90.2$10.5$4.94$4.55$0.39
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$93.8$83.6$10.2$4.39$4.22$0.16
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$92.7$82.7$10.0$4.06$4.11$0.05
2013Detailed filing. Detailed filing data is available for this year.$90.1$80.2$9.90$4.03$4.10$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$85.6$75.3$10.3$4.07
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$84.0$73.9$10.1$4.59
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$82.3$72.0$10.4$4.91