Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2015 • EIN 38-1624824

Jan 01, 2015 to Dec 31, 2015 • Filed on May 06, 2016

Organization Profilewww.M1ccu.org
510 S Dexter StIonia, MI 48846

(616) 527-3900

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.91x

Higher debt load relative to assets than 80% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Liabilities / Revenue

39th percentile

17.64x

Higher debt load relative to revenue than 39% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Net Margin

73rd percentile

14%

Higher net margin than 73% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Top Officer Pay

66th percentile

$151,942

Higher top officer pay than 66% of similar nonprofits.

Top officer pay equals 3.0% of source-year revenue.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Asset Growth

64th percentile

5.9%

Faster asset growth than 64% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Revenue Growth

92nd percentile

13%

Faster revenue growth than 92% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets80th percentile

Assets

Up

$97,287,868

Up $5,435,218 (+5.9%) from 2014

Net Assets

Up

$8,866,046

Up $700,246 (+8.6%) from 2014

Liabilities

Up

$88,421,822

Up $4,734,972 (+5.7%) from 2014

Revenue And Expenses
Liabilities / Revenue39th percentileNet Margin73rd percentile

Revenue

Up

$5,013,219

Up $558,530 (+13%) from 2014

Expenses

Down

$4,288,039

Down $19,205 (-0.4%) from 2014

Net Income

Up

$725,180

Up $577,735 (+392%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth64th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $73,458,529Liabilities 2010: $67,191,526Net Assets 2010: $6,267,0032010Assets 2011: $77,744,922Liabilities 2011: $70,887,699Net Assets 2011: $6,857,2232011Assets 2012: $83,604,160Liabilities 2012: $76,187,125Net Assets 2012: $7,417,0352012Assets 2013: $86,188,712Liabilities 2013: $78,424,439Net Assets 2013: $7,764,2732013Assets 2014: $91,852,650Liabilities 2014: $83,686,850Net Assets 2014: $8,165,8002014Assets 2015: $97,287,868Liabilities 2015: $88,421,822Net Assets 2015: $8,866,0462015Assets 2016: $104,701,146Liabilities 2016: $95,231,162Net Assets 2016: $9,469,9842016Assets 2017: $111,749,494Liabilities 2017: $101,958,488Net Assets 2017: $9,791,0062017Assets 2018: $118,756,456Liabilities 2018: $107,608,847Net Assets 2018: $11,147,6092018Assets 2019: $134,226,165Liabilities 2019: $121,896,078Net Assets 2019: $12,330,0872019Assets 2020: $162,274,250Liabilities 2020: $148,272,280Net Assets 2020: $14,001,9702020Assets 2021: $185,078,724Liabilities 2021: $169,272,420Net Assets 2021: $15,806,3042021Assets 2022: $200,006,546Liabilities 2022: $181,934,724Net Assets 2022: $18,071,8222022Assets 2023: $211,875,574Liabilities 2023: $192,701,884Net Assets 2023: $19,173,6902023Assets 2024: $223,956,482Liabilities 2024: $202,500,442Net Assets 2024: $21,456,0402024

Highlighted filing

2015

Assets$97,287,868
Liabilities$88,421,822
Net Assets$8,866,046
Open 2015 Filing

Operations Trend

Revenue Growth92nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $3,990,5022010Expenses 2011: $3,981,2022011Revenue 2012: $4,317,027Expenses 2012: $3,743,100Net Income 2012: $573,9272012Revenue 2013: $4,163,485Expenses 2013: $3,860,570Net Income 2013: $302,9152013Revenue 2014: $4,454,689Expenses 2014: $4,307,244Net Income 2014: $147,4452014Revenue 2015: $5,013,219Expenses 2015: $4,288,039Net Income 2015: $725,1802015Revenue 2016: $5,940,052Expenses 2016: $5,056,825Net Income 2016: $883,2272016Revenue 2017: $6,310,596Expenses 2017: $5,778,821Net Income 2017: $531,7752017Revenue 2018: $7,540,525Expenses 2018: $6,224,061Net Income 2018: $1,316,4642018Revenue 2019: $8,336,794Expenses 2019: $7,159,629Net Income 2019: $1,177,1652019Revenue 2020: $8,171,302Expenses 2020: $6,800,618Net Income 2020: $1,370,6842020Revenue 2021: $8,784,579Expenses 2021: $6,624,709Net Income 2021: $2,159,8702021Revenue 2022: $9,672,809Expenses 2022: $7,454,860Net Income 2022: $2,217,9492022Revenue 2023: $11,245,265Expenses 2023: $9,967,232Net Income 2023: $1,278,0332023Revenue 2024: $13,898,983Expenses 2024: $11,858,312Net Income 2024: $2,040,6712024

Highlighted filing

2015

Revenue$5,013,219
Expenses$4,288,039
Net Income$725,180
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 6, 2016
Return Version
2015v2.0
Gross Receipts
$5,013,219
Mission and Program Overview

Mission

Provide financial services and products to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$76,229,783$84,473,157▲ $8,243,374
Rtn Earn Endowment Incm Other Fnds$8,165,800$8,866,046▲ $700,246
Investments Other Securities$7,341,086$3,058,635▼ $4,282,451
Investments in Publicly Traded Securities-$2,974,469-
Land, Buildings, and Equipment, Net$3,061,055$2,936,603▼ $124,452
Cash and Non-Interest-Bearing Accounts$1,358,622$2,469,067▲ $1,110,445
Savings and Temporary Cash Investments$2,184,314$0▼ $2,184,314
Prepaid Expenses and Deferred Charges$339,054$320,943▼ $18,111
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$91,852,650$97,287,868▲ $5,435,218
Other Assets Total$1,338,736$1,054,994▼ $283,742
Liabilities
Other Liabilities$82,647,332$86,008,153▲ $3,360,821
Accounts Payable and Accrued Expenses$1,039,518$2,413,669▲ $1,374,151
Total Liabilities$83,686,850$88,421,822▲ $4,734,972
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,165,800$8,866,046▲ $700,246
Total Liabilities and Net Assets / Fund Balance$91,852,650$97,287,868▲ $5,435,218

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,578,140$991,337$2,569,477
Land$1,060,835-$1,060,835
Equipment$136,037$423,502$559,539
Other Land Buildings$156,283$352,810$509,093
Leasehold Improvements$5,308$88,683$93,991
Compensation and Service Providers
Top Officer Pay66th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Timothy HemenwayCEOFT$151,942$151,942

Board Members and Trustees

NameTitle
Lon MacLachlanChairperson
Rosemary ReamsV. Chairperson
David O CookDirector
Michael KeastDirector
Roger VanderMolenDirector
Susan LehmanSecretary
Raymond R GeigerTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv Galaxy PlusData Processing5600 Crooks Road, Troy, MI 48098$219,258
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,937,752
Investment Income
$54,655
Other Revenue
$20,812
Change in Net Assets
$725,180
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,474,670
Salaries, Compensation, and Employee Benefits$1,813,369
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,322,281
Interest---$408,702
Other Employee Benefits---$212,330
Advertising---$199,979
Depreciation Depletion---$195,878
Office Expenses---$186,804
Occupancy---$160,107
Current Officers, Directors, Trustees, and Key Employees---$151,942
Information Technology---$146,859
Payroll Taxes---$126,816
Other Expenses---$101,500
Travel---$82,853
Insurance---$47,591
Fees for Services Accounting---$31,374
All Other Expenses---$-58,072
Total Functional Expenses$0$0$0$4,288,039
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Shares$86,008,153
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Section 501c(14) Credit Union is composed of members.”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“Members vote on bylaw and charter changes. Members vote and elect Board at annual meeting.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“Mergers are voted on by entire membership.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“Management reviews tax return and forwards form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“Executive and employee salaries are Board reviewed and approved. Board of Directors are not compensated.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.”

Filing and Contact Details

Filer

Filer Name
Michigan One Community Credit Union
EIN
38-1624824
Phone
6165273900
Address
510 S Dexter St, Ionia, MI 48846

Signing Officer

Name
Timothy Hemenway
Title
CEO
Signed
2016-05-06
Discuss with paid preparer
Yes

Organization Details

Formed
1954
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
53
Volunteers
17

Preparer

Firm
Financial Standards Group Inc
Address
3615 NEWBURG RD, LOUISVILLE, KY 40218
Preparer
William Arvo CPA
Phone
8005225820
Supplemental Narrative

Additional Explanations

Other Changes In Net Assets Or Fund Balances - Other Decreases

“Difference between 2015 and 2014 OCI (9450201) = -$46004”

Raw XML AppendixShowing 400 of 423 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherAssetsTotalGrp/BOYAmt01338736
IRS990/OtherAssetsTotalGrp/EOYAmt01054994
IRS990/OtherChangesInNetAssetsAmt0-46004
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0212330
IRS990/OtherExpensesGrp/Desc0Loan Servicing Expenses
IRS990/OtherExpensesGrp/Desc1ATM\Debit Card Expense
IRS990/OtherExpensesGrp/Desc2Other Operating Expenses
IRS990/OtherExpensesGrp/Desc3Provision for Loan Losses
IRS990/OtherExpensesGrp/TotalAmt0418740
IRS990/OtherExpensesGrp/TotalAmt1289889
IRS990/OtherExpensesGrp/TotalAmt2262466
IRS990/OtherExpensesGrp/TotalAmt3101500
IRS990/OtherLiabilitiesGrp/BOYAmt082647332
IRS990/OtherLiabilitiesGrp/EOYAmt086008153
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/Desc0ATM Surcharge Fees
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt020812
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt020812
IRS990/OtherRevenueTotalAmt020812
IRS990/OtherSalariesAndWagesGrp/TotalAmt01322281
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt076229783
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt084473157
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0126816
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0339054
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0320943
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522220
IRS990/ProgramServiceRevenueGrp/Desc0Debit Card Income
IRS990/ProgramServiceRevenueGrp/Desc1Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc2Loan Servicing Income
IRS990/ProgramServiceRevenueGrp/Desc3NSF & Overdraft Fees
IRS990/ProgramServiceRevenueGrp/Desc4Other Operating Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0412260
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13110352
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2152708
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3875149
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4338562
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0412260
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13110352
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2152708
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3875149
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4338562
IRS990/ProgSrvcAccomActy2Grp/Desc0the Credit Union provides a variety of loan types to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12-31-2015 was 9,147.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt077314
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt02599550
IRS990/PYOtherRevenueAmt025854
IRS990/PYProgramServiceRevenueAmt04351521
IRS990/PYRevenuesLessExpensesAmt0147445
IRS990/PYSalariesCompEmpBnftPaidAmt01707694
IRS990/PYTotalExpensesAmt04307244
IRS990/PYTotalRevenueAmt04454689
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0725180
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08165800
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08866046
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02184314
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01578140
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0991337
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02569477
IRS990ScheduleD/EquipmentGrp/BookValueAmt0136037
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0423502
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0559539
IRS990ScheduleD/LandGrp/BookValueAmt01060835
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01060835
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt05308
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt088683
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt093991
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0156283
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0352810
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0509093
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt086008153
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Total Shares
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02936603
IRS990ScheduleD/TotalLiabilityAmt086008153
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0151942
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Timothy Hemenway
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0151942
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Section 501c(14) Credit Union is composed of members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members vote on bylaw and charter changes. Members vote and elect Board at annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Mergers are voted on by entire membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management reviews tax return and forwards form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Executive and employee salaries are Board reviewed and approved. Board of Directors are not compensated.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Difference between 2015 and 2014 OCI (9450201) = -$46004
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Changes In Net Assets Or Fund Balances - Other Decreases
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt091852650
IRS990/TotalAssetsEOYAmt097287868
IRS990/TotalAssetsGrp/BOYAmt091852650
IRS990/TotalAssetsGrp/EOYAmt097287868
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt053
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt04288039
IRS990/TotalGrossUBIAmt020812
IRS990/TotalLiabilitiesBOYAmt083686850
IRS990/TotalLiabilitiesEOYAmt088421822
IRS990/TotalLiabilitiesGrp/BOYAmt083686850
IRS990/TotalLiabilitiesGrp/EOYAmt088421822
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt08165800
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt08866046
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt048721
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt048721
IRS990/TotalProgramServiceRevenueAmt04937752
IRS990/TotalReportableCompFromOrgAmt0151942
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04992407
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt05013219
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt020812
IRS990/TotalVolunteersCnt017
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt091852650
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt097287868
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt082853
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0www.M1ccu.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$97,287,868
Liabilities
$88,421,822
Net assets
$8,866,046
Revenue
$5,013,219
Expenses
$4,288,039
Net income
$725,180
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$224$203$21.5$13.9$11.9$2.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$212$193$19.2$11.2$9.97$1.28
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$200$182$18.1$9.67$7.45$2.22
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$185$169$15.8$8.78$6.62$2.16
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$162$148$14.0$8.17$6.80$1.37
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$134$122$12.3$8.34$7.16$1.18
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$119$108$11.1$7.54$6.22$1.32
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$112$102$9.79$6.31$5.78$0.53
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$105$95.2$9.47$5.94$5.06$0.88
2015Detailed filing. Detailed filing data is available for this year.$97.3$88.4$8.87$5.01$4.29$0.73
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$91.9$83.7$8.17$4.45$4.31$0.15
2013Detailed filing. Detailed filing data is available for this year.$86.2$78.4$7.76$4.16$3.86$0.30
2012Summary only. Only limited summary data is available for this year.$83.6$76.2$7.42$4.32$3.74$0.57
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$77.7$70.9$6.86$3.98
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$73.5$67.2$6.27$3.99