Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2020 • EIN 38-1559604

Jan 01, 2020 to Dec 31, 2020 • Filed on May 20, 2021

Organization Profilewww.tricu.org

View Organization Page

905 PennoyerGrand Haven, MI 49417

(616) 842-6320

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

62nd percentile

0.89x

Higher debt load relative to assets than 62% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Liabilities / Revenue

60th percentile

23.13x

Higher debt load relative to revenue than 60% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Net Margin

76th percentile

16%

Higher net margin than 76% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Top Officer Pay

52nd percentile

$105,555

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 6.6% of source-year revenue.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Asset Growth

85th percentile

22%

Faster asset growth than 85% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Revenue Growth

72nd percentile

-1.9%

Faster revenue growth than 72% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets62nd percentile

Assets

Up

$41,171,681

Up $7,310,248 (+22%) from 2019

Net Assets

Up

$4,397,668

Up $254,001 (+6.1%) from 2019

Liabilities

Up

$36,774,013

Up $7,056,247 (+24%) from 2019

Revenue And Expenses
Liabilities / Revenue60th percentileNet Margin76th percentile

Revenue

Down

$1,590,033

Down $31,057 (-1.9%) from 2019

Expenses

Up

$1,336,032

Up $136,704 (+11%) from 2019

Net Income

Down

$254,001

Down $167,761 (-40%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth85th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2011: $25,028,947Liabilities 2011: $22,699,352Net Assets 2011: $2,329,5952011Assets 2012: $26,116,894Liabilities 2012: $23,656,886Net Assets 2012: $2,460,0082012Assets 2013: $28,524,641Liabilities 2013: $25,910,020Net Assets 2013: $2,614,6212013Assets 2014: $28,300,914Liabilities 2014: $25,564,542Net Assets 2014: $2,736,3722014Assets 2015: $30,439,791Liabilities 2015: $27,579,651Net Assets 2015: $2,860,1402015Assets 2016: $33,251,246Liabilities 2016: $30,161,008Net Assets 2016: $3,090,2382016Assets 2017: $31,920,668Liabilities 2017: $28,629,840Net Assets 2017: $3,290,8282017Assets 2018: $31,946,942Liabilities 2018: $28,225,037Net Assets 2018: $3,721,9052018Assets 2019: $33,861,433Liabilities 2019: $29,717,766Net Assets 2019: $4,143,6672019Assets 2020: $41,171,681Liabilities 2020: $36,774,013Net Assets 2020: $4,397,6682020Assets 2021: $48,237,871Liabilities 2021: $43,508,399Net Assets 2021: $4,729,4722021Assets 2022: $47,836,843Liabilities 2022: $42,192,217Net Assets 2022: $5,644,6262022Assets 2023: $48,034,282Liabilities 2023: $42,120,076Net Assets 2023: $5,914,2062023

Highlighted filing

2020

Assets$41,171,681
Liabilities$36,774,013
Net Assets$4,397,668
Open 2020 Filing

Operations Trend

Revenue Growth72nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2011: $1,023,9462011Expenses 2012: $941,0802012Revenue 2013: $1,055,971Expenses 2013: $901,358Net Income 2013: $154,6132013Revenue 2014: $1,077,517Expenses 2014: $955,766Net Income 2014: $121,7512014Revenue 2015: $1,080,114Expenses 2015: $956,346Net Income 2015: $123,7682015Revenue 2016: $1,117,011Expenses 2016: $886,913Net Income 2016: $230,0982016Revenue 2017: $1,204,953Expenses 2017: $1,004,363Net Income 2017: $200,5902017Revenue 2018: $1,419,949Expenses 2018: $988,872Net Income 2018: $431,0772018Revenue 2019: $1,621,090Expenses 2019: $1,199,328Net Income 2019: $421,7622019Revenue 2020: $1,590,033Expenses 2020: $1,336,032Net Income 2020: $254,0012020Revenue 2021: $1,601,833Expenses 2021: $1,270,029Net Income 2021: $331,8042021Revenue 2022: $2,311,299Expenses 2022: $1,396,145Net Income 2022: $915,1542022Revenue 2023: $2,204,309Expenses 2023: $1,745,982Net Income 2023: $458,3272023

Highlighted filing

2020

Revenue$1,590,033
Expenses$1,336,032
Net Income$254,001
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 20, 2021
Return Version
2020v4.0
Gross Receipts
$1,590,033
Mission and Program Overview

Mission

Provide financial services and products to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$20,573,067$21,949,672▲ $1,376,605
Savings and Temporary Cash Investments$4,774,666$10,892,983▲ $6,118,317
Investments Other Securities$5,772,500$5,637,390▼ $135,110
Rtn Earn Endowment Incm Other Fnds$4,143,667$4,397,668▲ $254,001
Land, Buildings, and Equipment, Net$854,481$1,133,585▲ $279,104
Cash and Non-Interest-Bearing Accounts$365,611$366,426▲ $815
Investments in Publicly Traded Securities$215,100$215,100→ $0
Prepaid Expenses and Deferred Charges$34,094$27,119▼ $6,975
Accounts Receivable$343$0▼ $343
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$33,861,433$41,171,681▲ $7,310,248
Other Assets Total$1,271,571$949,406▼ $322,165
Liabilities
Other Liabilities$29,529,979$36,607,148▲ $7,077,169
Accounts Payable and Accrued Expenses$187,787$166,865▼ $20,922
Total Liabilities$29,717,766$36,774,013▲ $7,056,247
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,143,667$4,397,668▲ $254,001
Total Liabilities and Net Assets / Fund Balance$33,861,433$41,171,681▲ $7,310,248

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$931,166$152,279$1,083,445
Land$131,203-$131,203
Other Land Buildings$50,365$25,643$76,008
Equipment$20,851$43,910$64,761
Leasehold Improvements-$42,464$42,464
Compensation and Service Providers
Top Officer Pay52nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kim HallPresident & CEOFT$101,186$4,369$105,555
Jacklyn MoinetCFOFT$77,804$6,758$84,562
Mae WildeyVice PresidentFT$59,617$4,496$64,113

Board Members and Trustees

NameTitle
Archie WarhurstChairperson
Matt PughVice Chair
John SteinbachDirector
Ronald TyczynskiDirector
Seth LongcoreDirector
Sindee MaxwellSecretary
Susan PawlakTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
CUAnswersData Processing6000 28th Street SE Suite 100, Grand Rapids, MI 49546$111,109
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,380,926
Investment Income
$209,107
Other Revenue
$0
Change in Net Assets
$254,001
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$787,854
Salaries, Compensation, and Employee Benefits$548,178
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$254,230
Other Salaries and Wages---$226,726
Information Technology---$108,973
Interest---$86,327
Occupancy---$43,700
Fees for Services Other---$38,561
Payroll Taxes---$37,117
Depreciation Depletion---$33,487
Other Employee Benefits---$30,105
Fees for Services Accounting---$25,339
Office Expenses---$20,631
Insurance---$17,898
Other Expenses---$16,706
All Other Expenses---$13,546
Advertising---$13,484
Travel---$9,876
Total Functional Expenses$0$0$0$1,336,032
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$36,607,148
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Section 501c(14) Credit Union is composed of members.”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“Mergers are voted on by entire membership.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.”

Filing and Contact Details

Filer

Filer Name
Tri-Cities Credit Union
EIN
38-1559604
Phone
6168426320
Address
905 Pennoyer, Grand Haven, MI 49417

Signing Officer

Name
Kim Hall
Title
President & CEO
Signed
2021-05-20
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kim Hall
Formed
1955
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
12
Volunteers
10

Preparer

Firm
Financial Standards Group Inc
Address
6447 W HIGHWAY 146, CRESTWOOD, KY 40014
Preparer
Patrick Haughey
Phone
8005225820
Raw XML AppendixShowing 400 of 434 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherAssetsTotalGrp/BOYAmt01271571
IRS990/OtherAssetsTotalGrp/EOYAmt0949406
IRS990/OtherEmployeeBenefitsGrp/TotalAmt030105
IRS990/OtherExpensesGrp/Desc0ATM Expense
IRS990/OtherExpensesGrp/Desc1Provision for Loan Losses
IRS990/OtherExpensesGrp/Desc2Loan Servicing
IRS990/OtherExpensesGrp/Desc3Postage and Shipping
IRS990/OtherExpensesGrp/TotalAmt0153104
IRS990/OtherExpensesGrp/TotalAmt1103902
IRS990/OtherExpensesGrp/TotalAmt2102320
IRS990/OtherExpensesGrp/TotalAmt316706
IRS990/OtherLiabilitiesGrp/BOYAmt029529979
IRS990/OtherLiabilitiesGrp/EOYAmt036607148
IRS990/OtherRevenueMiscGrp/BusinessCd0524298
IRS990/OtherRevenueMiscGrp/BusinessCd1525990
IRS990/OtherRevenueMiscGrp/Desc0Insurance Revenues
IRS990/OtherRevenueMiscGrp/Desc1Non-Member ATM Fees
IRS990/OtherRevenueMiscGrp/Desc2Sprint Income
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0226726
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt020573067
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt021949672
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt037117
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt034094
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt027119
IRS990/PrincipalOfficerNm0Kim Hall
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0ATM Income
IRS990/ProgramServiceRevenueGrp/Desc1Fees and Charges
IRS990/ProgramServiceRevenueGrp/Desc2Insurance Revenues
IRS990/ProgramServiceRevenueGrp/Desc3Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc4VISA Interchange Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0169574
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1105534
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt242774
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3981022
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt435491
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0173749
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1105534
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt254033
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3981022
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt435491
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt04175
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt111259
IRS990/ProgSrvcAccomActy2Grp/Desc0The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2020 was 1,651.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0311910
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0729874
IRS990/PYProgramServiceRevenueAmt01309180
IRS990/PYRevenuesLessExpensesAmt0421762
IRS990/PYSalariesCompEmpBnftPaidAmt0469454
IRS990/PYTotalExpensesAmt01199328
IRS990/PYTotalRevenueAmt01621090
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0254001
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04143667
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04397668
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04774666
IRS990/SavingsAndTempCashInvstGrp/EOYAmt010892983
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0931166
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0152279
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01083445
IRS990ScheduleD/EquipmentGrp/BookValueAmt020851
IRS990ScheduleD/EquipmentGrp/DepreciationAmt043910
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt064761
IRS990ScheduleD/LandGrp/BookValueAmt0131203
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0131203
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt042464
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt042464
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt050365
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt025643
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt076008
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt036607148
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares & Deposits
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01133585
IRS990ScheduleD/TotalBookValueSecuritiesAmt05637390
IRS990ScheduleD/TotalLiabilityAmt036607148
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt077804
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt06758
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Jacklyn Moinet
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt084562
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Section 501c(14) Credit Union is composed of members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Mergers are voted on by entire membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt033861433
IRS990/TotalAssetsEOYAmt041171681
IRS990/TotalAssetsGrp/BOYAmt033861433
IRS990/TotalAssetsGrp/EOYAmt041171681
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt012
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01336032
IRS990/TotalGrossUBIAmt015434
IRS990/TotalLiabilitiesBOYAmt029717766
IRS990/TotalLiabilitiesEOYAmt036774013
IRS990/TotalLiabilitiesGrp/BOYAmt029717766
IRS990/TotalLiabilitiesGrp/EOYAmt036774013
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04143667
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04397668
IRS990/TotalOtherCompensationAmt015623
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt031097
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt031097
IRS990/TotalProgramServiceRevenueAmt01380926
IRS990/TotalReportableCompFromOrgAmt0238607
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01574599
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01590033
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt015434
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt033861433
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt041171681
IRS990/TravelGrp/TotalAmt09876
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0905 Pennoyer
IRS990/USAddress/CityNm0Grand Haven
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd049417
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$41,171,681
Liabilities
$36,774,013
Net assets
$4,397,668
Revenue
$1,590,033
Expenses
$1,336,032
Net income
$254,001
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$48.0$42.1$5.91$2.20$1.75$0.46
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$47.8$42.2$5.64$2.31$1.40$0.92
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$48.2$43.5$4.73$1.60$1.27$0.33
2020Detailed filing. Detailed filing data is available for this year.$41.2$36.8$4.40$1.59$1.34$0.25
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.9$29.7$4.14$1.62$1.20$0.42
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.9$28.2$3.72$1.42$0.99$0.43
2017Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$31.9$28.6$3.29$1.20$1.00$0.20
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.3$30.2$3.09$1.12$0.89$0.23
2015Detailed filing. Detailed filing data is available for this year.$30.4$27.6$2.86$1.08$0.96$0.12
2014Detailed filing. Detailed filing data is available for this year.$28.3$25.6$2.74$1.08$0.96$0.12
2013Detailed filing. Detailed filing data is available for this year.$28.5$25.9$2.61$1.06$0.90$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.1$23.7$2.46$0.94
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.0$22.7$2.33$1.02