Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2019 • EIN 38-1559604

Jan 01, 2019 to Dec 31, 2019 • Filed on Apr 09, 2020

Organization Profilewww.tricu.org

View Organization Page

905 PennoyerGrand Haven, MI 49417

(616) 842-6320

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.88x

Higher debt load relative to assets than 58% of similar nonprofits.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2019

Liabilities / Revenue

58th percentile

18.33x

Higher debt load relative to revenue than 58% of similar nonprofits.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2019

Net Margin

89th percentile

26%

Higher net margin than 89% of similar nonprofits.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2019

Top Officer Pay

30th percentile

$89,270

Higher top officer pay than 30% of similar nonprofits.

Top officer pay equals 5.5% of source-year revenue.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2019

Asset Growth

78th percentile

6.0%

Faster asset growth than 78% of similar nonprofits.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2018 to 2019

Revenue Growth

88th percentile

14%

Faster revenue growth than 88% of similar nonprofits.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets58th percentile

Assets

Up

$33,861,433

Up $1,914,491 (+6.0%) from 2018

Net Assets

Up

$4,143,667

Up $421,762 (+11%) from 2018

Liabilities

Up

$29,717,766

Up $1,492,729 (+5.3%) from 2018

Revenue And Expenses
Liabilities / Revenue58th percentileNet Margin89th percentile

Revenue

Up

$1,621,090

Up $201,141 (+14%) from 2018

Expenses

Up

$1,199,328

Up $210,456 (+21%) from 2018

Net Income

Down

$421,762

Down $9,315 (-2.2%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth78th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2011: $25,028,947Liabilities 2011: $22,699,352Net Assets 2011: $2,329,5952011Assets 2012: $26,116,894Liabilities 2012: $23,656,886Net Assets 2012: $2,460,0082012Assets 2013: $28,524,641Liabilities 2013: $25,910,020Net Assets 2013: $2,614,6212013Assets 2014: $28,300,914Liabilities 2014: $25,564,542Net Assets 2014: $2,736,3722014Assets 2015: $30,439,791Liabilities 2015: $27,579,651Net Assets 2015: $2,860,1402015Assets 2016: $33,251,246Liabilities 2016: $30,161,008Net Assets 2016: $3,090,2382016Assets 2017: $31,920,668Liabilities 2017: $28,629,840Net Assets 2017: $3,290,8282017Assets 2018: $31,946,942Liabilities 2018: $28,225,037Net Assets 2018: $3,721,9052018Assets 2019: $33,861,433Liabilities 2019: $29,717,766Net Assets 2019: $4,143,6672019Assets 2020: $41,171,681Liabilities 2020: $36,774,013Net Assets 2020: $4,397,6682020Assets 2021: $48,237,871Liabilities 2021: $43,508,399Net Assets 2021: $4,729,4722021Assets 2022: $47,836,843Liabilities 2022: $42,192,217Net Assets 2022: $5,644,6262022Assets 2023: $48,034,282Liabilities 2023: $42,120,076Net Assets 2023: $5,914,2062023

Highlighted filing

2019

Assets$33,861,433
Liabilities$29,717,766
Net Assets$4,143,667
Open 2019 Filing

Operations Trend

Revenue Growth88th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2011: $1,023,9462011Expenses 2012: $941,0802012Revenue 2013: $1,055,971Expenses 2013: $901,358Net Income 2013: $154,6132013Revenue 2014: $1,077,517Expenses 2014: $955,766Net Income 2014: $121,7512014Revenue 2015: $1,080,114Expenses 2015: $956,346Net Income 2015: $123,7682015Revenue 2016: $1,117,011Expenses 2016: $886,913Net Income 2016: $230,0982016Revenue 2017: $1,204,953Expenses 2017: $1,004,363Net Income 2017: $200,5902017Revenue 2018: $1,419,949Expenses 2018: $988,872Net Income 2018: $431,0772018Revenue 2019: $1,621,090Expenses 2019: $1,199,328Net Income 2019: $421,7622019Revenue 2020: $1,590,033Expenses 2020: $1,336,032Net Income 2020: $254,0012020Revenue 2021: $1,601,833Expenses 2021: $1,270,029Net Income 2021: $331,8042021Revenue 2022: $2,311,299Expenses 2022: $1,396,145Net Income 2022: $915,1542022Revenue 2023: $2,204,309Expenses 2023: $1,745,982Net Income 2023: $458,3272023

Highlighted filing

2019

Revenue$1,621,090
Expenses$1,199,328
Net Income$421,762
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Apr 9, 2020
Return Version
2019v5.0
Gross Receipts
$1,621,090
Mission and Program Overview

Mission

Provide financial services and products to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$17,069,747$20,573,067▲ $3,503,320
Investments Other Securities$2,166,500$5,772,500▲ $3,606,000
Savings and Temporary Cash Investments$6,888,810$4,774,666▼ $2,114,144
Rtn Earn Endowment Incm Other Fnds$3,721,905$4,143,667▲ $421,762
Land, Buildings, and Equipment, Net$175,027$854,481▲ $679,454
Cash and Non-Interest-Bearing Accounts$398,525$365,611▼ $32,914
Investments in Publicly Traded Securities$4,814,100$215,100▼ $4,599,000
Prepaid Expenses and Deferred Charges$27,669$34,094▲ $6,425
Accounts Receivable-$343-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$31,946,942$33,861,433▲ $1,914,491
Other Assets Total$406,564$1,271,571▲ $865,007
Liabilities
Other Liabilities$27,817,979$29,529,979▲ $1,712,000
Accounts Payable and Accrued Expenses$407,058$187,787▼ $219,271
Total Liabilities$28,225,037$29,717,766▲ $1,492,729
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,721,905$4,143,667▲ $421,762
Total Liabilities and Net Assets / Fund Balance$31,946,942$33,861,433▲ $1,914,491

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$707,073$542,741$1,249,814
Land$131,203-$131,203
Other Land Buildings-$124,754$124,754
Equipment$16,205$45,464$61,669
Leasehold Improvements-$42,464$42,464
Compensation and Service Providers
Top Officer Pay30th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kim HallPresident & CEOFT$85,646$3,624$89,270
Mae WildeyVice PresidentFT$53,758$2,091$55,849
Jacklyn MoinetCFOFT$52,867-$52,867

Board Members and Trustees

NameTitle
Archie WarhurstChairman
Matt PughVice Chair
John SteinbachDirector
Ronald TyczynskiDirector
Seth LongcoreDirector
Susan PawlakSecretary
Sindee MaxwellTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
CUAnswersData Processing6000 28th Street SE Suite 100, Grand Rapids, MI 49546$108,582
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,309,180
Investment Income
$311,910
Other Revenue
$0
Change in Net Assets
$421,762
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$729,874
Salaries, Compensation, and Employee Benefits$469,454
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$231,967
Current Officers, Directors, Trustees, and Key Employees---$197,986
Information Technology---$90,131
Interest---$78,297
Fees for Services Other---$50,456
Occupancy---$45,843
Payroll Taxes---$34,946
Office Expenses---$24,076
Fees for Services Accounting---$22,545
All Other Expenses---$21,296
Depreciation Depletion---$19,260
Insurance---$18,186
Travel---$18,046
Other Expenses---$17,510
Advertising---$14,254
Other Employee Benefits---$4,555
Total Functional Expenses$0$0$0$1,199,328
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$29,529,979
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Section 501c(14) Credit Union is composed of members.”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“Mergers are voted on by entire membership.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.”

Filing and Contact Details

Filer

Filer Name
Tri-Cities Credit Union
EIN
38-1559604
Phone
6168426320
Address
905 Pennoyer, Grand Haven, MI 49417

Signing Officer

Name
Kim Hall
Title
President & CEO
Signed
2020-04-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kim Hall
Formed
1955
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
12
Volunteers
10

Preparer

Firm
Financial Standards Group Inc
Address
6447 W HIGHWAY 146, CRESTWOOD, KY 40014
Preparer
Robert Draeger
Phone
8005225820
Raw XML AppendixShowing 400 of 419 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0406564
IRS990/OtherAssetsTotalGrp/EOYAmt01271571
IRS990/OtherEmployeeBenefitsGrp/TotalAmt04555
IRS990/OtherExpensesGrp/Desc0ATM Expense
IRS990/OtherExpensesGrp/Desc1Loan Servicing
IRS990/OtherExpensesGrp/Desc2Provision for Loan Losses
IRS990/OtherExpensesGrp/Desc3Postage and Shipping
IRS990/OtherExpensesGrp/TotalAmt0142345
IRS990/OtherExpensesGrp/TotalAmt196776
IRS990/OtherExpensesGrp/TotalAmt270853
IRS990/OtherExpensesGrp/TotalAmt317510
IRS990/OtherLiabilitiesGrp/BOYAmt027817979
IRS990/OtherLiabilitiesGrp/EOYAmt029529979
IRS990/OtherRevenueMiscGrp/BusinessCd0524298
IRS990/OtherRevenueMiscGrp/BusinessCd1525990
IRS990/OtherRevenueMiscGrp/Desc0Insurance Revenues
IRS990/OtherRevenueMiscGrp/Desc1Non-Member ATM Fees
IRS990/OtherRevenueMiscGrp/Desc2Sprint Income
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0231967
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt017069747
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt020573067
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt034946
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt027669
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt034094
IRS990/PrincipalOfficerNm0Kim Hall
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0ATM Income
IRS990/ProgramServiceRevenueGrp/Desc1Fees and Charges
IRS990/ProgramServiceRevenueGrp/Desc2Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc3Other Program Income
IRS990/ProgramServiceRevenueGrp/Desc4VISA Interchange Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0158461
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1181832
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2873345
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt346949
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt433400
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0161014
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1181832
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2873345
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt346949
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt433400
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt02553
IRS990/ProgSrvcAccomActy2Grp/Desc0The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2019 was 1,682.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0292231
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0606643
IRS990/PYOtherRevenueAmt061534
IRS990/PYProgramServiceRevenueAmt01066184
IRS990/PYRevenuesLessExpensesAmt0431077
IRS990/PYSalariesCompEmpBnftPaidAmt0382229
IRS990/PYTotalExpensesAmt0988872
IRS990/PYTotalRevenueAmt01419949
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0421762
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03721905
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04143667
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06888810
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04774666
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0707073
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0542741
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01249814
IRS990ScheduleD/EquipmentGrp/BookValueAmt016205
IRS990ScheduleD/EquipmentGrp/DepreciationAmt045464
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt061669
IRS990ScheduleD/LandGrp/BookValueAmt0131203
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0131203
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt042464
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt042464
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0124754
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0124754
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt029529979
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares & Deposits
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0854481
IRS990ScheduleD/TotalBookValueSecuritiesAmt05772500
IRS990ScheduleD/TotalLiabilityAmt029529979
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Section 501c(14) Credit Union is composed of members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Mergers are voted on by entire membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt031946942
IRS990/TotalAssetsEOYAmt033861433
IRS990/TotalAssetsGrp/BOYAmt031946942
IRS990/TotalAssetsGrp/EOYAmt033861433
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt012
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01199328
IRS990/TotalGrossUBIAmt015193
IRS990/TotalLiabilitiesBOYAmt028225037
IRS990/TotalLiabilitiesEOYAmt029717766
IRS990/TotalLiabilitiesGrp/BOYAmt028225037
IRS990/TotalLiabilitiesGrp/EOYAmt029717766
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03721905
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04143667
IRS990/TotalOtherCompensationAmt05715
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt012640
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt012640
IRS990/TotalProgramServiceRevenueAmt01309180
IRS990/TotalReportableCompFromOrgAmt0192271
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01605897
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01621090
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt015193
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt031946942
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt033861433
IRS990/TravelGrp/TotalAmt018046
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0905 Pennoyer
IRS990/USAddress/CityNm0Grand Haven
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd049417
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0www.tricu.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02020-09-23 17:36:50Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Kim Hall
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President & CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-04-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Tri-Cities Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0TRI-

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$33,861,433
Liabilities
$29,717,766
Net assets
$4,143,667
Revenue
$1,621,090
Expenses
$1,199,328
Net income
$421,762
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$48.0$42.1$5.91$2.20$1.75$0.46
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$47.8$42.2$5.64$2.31$1.40$0.92
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$48.2$43.5$4.73$1.60$1.27$0.33
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$41.2$36.8$4.40$1.59$1.34$0.25
2019Detailed filing. Detailed filing data is available for this year.$33.9$29.7$4.14$1.62$1.20$0.42
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.9$28.2$3.72$1.42$0.99$0.43
2017Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$31.9$28.6$3.29$1.20$1.00$0.20
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.3$30.2$3.09$1.12$0.89$0.23
2015Detailed filing. Detailed filing data is available for this year.$30.4$27.6$2.86$1.08$0.96$0.12
2014Detailed filing. Detailed filing data is available for this year.$28.3$25.6$2.74$1.08$0.96$0.12
2013Detailed filing. Detailed filing data is available for this year.$28.5$25.9$2.61$1.06$0.90$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.1$23.7$2.46$0.94
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.0$22.7$2.33$1.02