Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2013 • EIN 38-1559604

Jan 01, 2013 to Dec 31, 2013 • Filed on Mar 04, 2014

905 PennoyerGrand Haven, MI 49417

(616) 842-6320

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

77th percentile

0.91x

Higher debt load relative to assets than 77% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Liabilities / Revenue

78th percentile

24.54x

Higher debt load relative to revenue than 78% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Net Margin

81st percentile

15%

Higher net margin than 81% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Top Officer Pay

30th percentile

$78,959

Higher top officer pay than 30% of similar nonprofits.

Top officer pay equals 7.5% of source-year revenue.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Asset Growth

93rd percentile

9.2%

Faster asset growth than 93% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Up

$28,524,641

Up $2,407,747 (+9.2%) from 2012

Net Assets

Up

$2,614,621

Up $154,613 (+6.3%) from 2012

Liabilities

Up

$25,910,020

Up $2,253,134 (+9.5%) from 2012

Revenue

$1,055,971

No earlier filing loaded for comparison.

Expenses

Down

$901,358

Down $39,722 (-4.2%) from 2012

Net Income

$154,613

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2011: $25,028,947Liabilities 2011: $22,699,352Net Assets 2011: $2,329,5952011Assets 2012: $26,116,894Liabilities 2012: $23,656,886Net Assets 2012: $2,460,0082012Assets 2013: $28,524,641Liabilities 2013: $25,910,020Net Assets 2013: $2,614,6212013Assets 2014: $28,300,914Liabilities 2014: $25,564,542Net Assets 2014: $2,736,3722014Assets 2015: $30,439,791Liabilities 2015: $27,579,651Net Assets 2015: $2,860,1402015Assets 2016: $33,251,246Liabilities 2016: $30,161,008Net Assets 2016: $3,090,2382016Assets 2017: $31,920,668Liabilities 2017: $28,629,840Net Assets 2017: $3,290,8282017Assets 2018: $31,946,942Liabilities 2018: $28,225,037Net Assets 2018: $3,721,9052018Assets 2019: $33,861,433Liabilities 2019: $29,717,766Net Assets 2019: $4,143,6672019Assets 2020: $41,171,681Liabilities 2020: $36,774,013Net Assets 2020: $4,397,6682020Assets 2021: $48,237,871Liabilities 2021: $43,508,399Net Assets 2021: $4,729,4722021Assets 2022: $47,836,843Liabilities 2022: $42,192,217Net Assets 2022: $5,644,6262022Assets 2023: $48,034,282Liabilities 2023: $42,120,076Net Assets 2023: $5,914,2062023

Highlighted filing

2013

Assets$28,524,641
Liabilities$25,910,020
Net Assets$2,614,621

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2011: $1,023,9462011Expenses 2012: $941,0802012Revenue 2013: $1,055,971Expenses 2013: $901,358Net Income 2013: $154,6132013Revenue 2014: $1,077,517Expenses 2014: $955,766Net Income 2014: $121,7512014Revenue 2015: $1,080,114Expenses 2015: $956,346Net Income 2015: $123,7682015Revenue 2016: $1,117,011Expenses 2016: $886,913Net Income 2016: $230,0982016Revenue 2017: $1,204,953Expenses 2017: $1,004,363Net Income 2017: $200,5902017Revenue 2018: $1,419,949Expenses 2018: $988,872Net Income 2018: $431,0772018Revenue 2019: $1,621,090Expenses 2019: $1,199,328Net Income 2019: $421,7622019Revenue 2020: $1,590,033Expenses 2020: $1,336,032Net Income 2020: $254,0012020Revenue 2021: $1,601,833Expenses 2021: $1,270,029Net Income 2021: $331,8042021Revenue 2022: $2,311,299Expenses 2022: $1,396,145Net Income 2022: $915,1542022Revenue 2023: $2,204,309Expenses 2023: $1,745,982Net Income 2023: $458,3272023

Highlighted filing

2013

Revenue$1,055,971
Expenses$901,358
Net Income$154,613
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Mar 4, 2014
Return Version
2013v3.1
Gross Receipts
$1,072,368
Mission and Program Overview

Mission

Provide financial services and products to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$9,598,982$10,169,363▲ $570,381
Investments Other Securities$7,099,500$9,061,681▲ $1,962,181
Savings and Temporary Cash Investments$8,217,880$7,925,003▼ $292,877
Rtn Earn Endowment Incm Other Fnds$2,460,008$2,614,621▲ $154,613
Cash and Non-Interest-Bearing Accounts$276,408$294,551▲ $18,143
Land, Buildings, and Equipment, Net$274,130$260,036▼ $14,094
Prepaid Expenses and Deferred Charges$23,825$44,410▲ $20,585
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$26,116,894$28,524,641▲ $2,407,747
Other Assets Total$626,169$769,597▲ $143,428
Liabilities
Other Liabilities$23,498,962$25,727,639▲ $2,228,677
Accounts Payable and Accrued Expenses$157,924$182,381▲ $24,457
Total Liabilities$23,656,886$25,910,020▲ $2,253,134
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,460,008$2,614,621▲ $154,613
Total Liabilities and Net Assets / Fund Balance$26,116,894$28,524,641▲ $2,407,747

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$94,474$486,640$581,114
Land$131,203-$131,203
Other Land Buildings$8,245$107,841$116,086
Equipment$26,114$36,046$62,160
Leasehold Improvements-$42,464$42,464
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Sara RedekerPresident & CEOFT$78,959$78,959

Board Members and Trustees

NameTitle
Robert SabineChairman
Archie WarhurstVice Chairman
Adele ZelenkaDirector
Elizabeth BrodeDirector
John SteinbachDirector
Sindee MaxwellSecretary
Seth LongcoreTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
CU AnswersData Processing-$111,874
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$901,305
Investment Income
$134,061
Other Revenue
$20,605
Change in Net Assets
$154,613
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$551,698
Salaries, Compensation, and Employee Benefits$349,660
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$230,036
Current Officers, Directors, Trustees, and Key Employees---$78,959
Information Technology---$64,727
All Other Expenses---$60,009
Interest---$52,942
Occupancy---$44,782
Payroll Taxes---$24,726
Other Expenses---$21,666
Fees for Services Accounting---$21,227
Depreciation Depletion---$17,036
Other Employee Benefits---$15,939
Insurance---$15,686
Advertising---$12,544
Office Expenses---$11,922
Total Functional Expenses$0$0$0$901,358
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposit Accounts$19,747,416
Member Share Accounts$5,980,223
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

Section 501c(14) Credit Union is composed of members.

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

Mergers are voted on by entire membership.

Form 990, Part VI, Line 11B: Form 990 Review Process

Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.

Filing and Contact Details

Filer

EIN
38-1559604
Phone
6168426320

Signing Officer

Name
Sara Redeker
Title
President & CEO
Signed
2014-03-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sara Redeker
Formed
1955
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
16
Volunteers
8

Preparer

Preparer
Robin Rivers
Phone
8005225820
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IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt22516
IRS990/OtherRevenueTotalAmt026937
IRS990/OtherSalariesAndWagesGrp/TotalAmt0230036
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt09598982
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt010169363
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt024726
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt023825
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt044410
IRS990/PrincipalOfficerNm0Sara Redeker
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0ATM Income
IRS990/ProgramServiceRevenueGrp/Desc1Fees & Charges
IRS990/ProgramServiceRevenueGrp/Desc2Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc3Non Return Fee Income
IRS990/ProgramServiceRevenueGrp/Desc4Other Program Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0135820
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt180504
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2538438
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt371253
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt452628
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0135820
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt180504
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2538438
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt371253
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt452628
IRS990/ProgSrvcAccomActy2Grp/Desc0The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2013 was 1,450.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0142604
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0597656
IRS990/PYOtherRevenueAmt026511
IRS990/PYProgramServiceRevenueAmt0902378
IRS990/PYRevenuesLessExpensesAmt0130413
IRS990/PYSalariesCompEmpBnftPaidAmt0343424
IRS990/PYTotalExpensesAmt0941080
IRS990/PYTotalRevenueAmt01071493
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0154613
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt0-6332
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02460008
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02614621
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08217880
IRS990/SavingsAndTempCashInvstGrp/EOYAmt07925003
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt094474
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0486640
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0581114
IRS990ScheduleD/EquipmentGrp/BookValueAmt026114
IRS990ScheduleD/EquipmentGrp/DepreciationAmt036046
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt062160
IRS990ScheduleD/LandGrp/BookValueAmt0131203
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0131203
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt042464
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt042464
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt08245
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0107841
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0116086
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt019747416
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt15980223
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Deposit Accounts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Member Share Accounts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0260036
IRS990ScheduleD/TotalBookValueSecuritiesAmt09061681
IRS990ScheduleD/TotalLiabilityAmt025727639
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Section 501c(14) Credit Union is composed of members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Mergers are voted on by entire membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt026116894
IRS990/TotalAssetsEOYAmt028524641
IRS990/TotalAssetsGrp/BOYAmt026116894
IRS990/TotalAssetsGrp/EOYAmt028524641
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt016
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0901358
IRS990/TotalGrossUBIAmt020605
IRS990/TotalLiabilitiesBOYAmt023656886
IRS990/TotalLiabilitiesEOYAmt025910020
IRS990/TotalLiabilitiesGrp/BOYAmt023656886
IRS990/TotalLiabilitiesGrp/EOYAmt025910020
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02460008
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02614621
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt022662
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt022662
IRS990/TotalProgramServiceRevenueAmt0901305
IRS990/TotalReportableCompFromOrgAmt078959
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01035366
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01055971
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt020605
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt026116894
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt028524641
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10905 Pennoyer
IRS990/USAddress/City0Grand Haven
IRS990/USAddress/State0MI
IRS990/USAddress/ZIPCode049417
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$48.0$42.1$5.91$2.20$1.75$0.46
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$47.8$42.2$5.64$2.31$1.40$0.92
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$48.2$43.5$4.73$1.60$1.27$0.33
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$41.2$36.8$4.40$1.59$1.34$0.25
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.9$29.7$4.14$1.62$1.20$0.42
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.9$28.2$3.72$1.42$0.99$0.43
2017Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$31.9$28.6$3.29$1.20$1.00$0.20
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.3$30.2$3.09$1.12$0.89$0.23
2015Detailed filing. Detailed filing data is available for this year.$30.4$27.6$2.86$1.08$0.96$0.12
2014Detailed filing. Detailed filing data is available for this year.$28.3$25.6$2.74$1.08$0.96$0.12
2013Detailed filing. Detailed filing data is available for this year.$28.5$25.9$2.61$1.06$0.90$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.1$23.7$2.46$0.94
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.0$22.7$2.33$1.02