Civic Intelligence

Credit Union Chartered in the State of Michigan Health One Credit Union

990 • Fiscal year 2011 • EIN 38-1550696

Jan 01, 2011 to Dec 31, 2011

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

46th percentile

0.86x

Higher debt load relative to assets than 46% of similar nonprofits.

2011 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2011

Liabilities / Revenue

96th percentile

8.23x

Higher debt load relative to revenue than 96% of similar nonprofits.

2011 filings • $10M-$25M nonprofits • Source year 2011

Net Margin

53rd percentile

3.6%

Higher net margin than 53% of similar nonprofits.

2011 filings • $10M-$25M nonprofits • Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

88th percentile

9.5%

Faster asset growth than 88% of similar nonprofits.

2011 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2011

Assets

Up

$17,268,057

Up $1,491,721 (+9.5%) from 2010

Net Assets

Up

$2,384,743

Up $65,933 (+2.8%) from 2010

Liabilities

Up

$14,883,314

Up $1,425,788 (+11%) from 2010

Revenue

$1,807,716

No earlier filing loaded for comparison.

Expenses

Up

$1,741,783

Up $96,712 (+5.9%) from 2010

Net Income

$65,933

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $15,776,336Liabilities 2010: $13,457,526Net Assets 2010: $2,318,8102010Assets 2011: $17,268,057Liabilities 2011: $14,883,314Net Assets 2011: $2,384,7432011Assets 2012: $20,173,763Liabilities 2012: $17,717,951Net Assets 2012: $2,455,8122012Assets 2013: $19,670,038Liabilities 2013: $17,934,396Net Assets 2013: $1,735,6422013

Highlighted filing

2011

Assets$17,268,057
Liabilities$14,883,314
Net Assets$2,384,743

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,645,0712010Revenue 2011: $1,807,716Expenses 2011: $1,741,783Net Income 2011: $65,9332011Revenue 2012: $1,693,418Expenses 2012: $1,622,349Net Income 2012: $71,0692012Revenue 2013: $1,678,156Expenses 2013: $2,398,326Net Income 2013: -$720,1702013

Highlighted filing

2011

Revenue$1,807,716
Expenses$1,741,783
Net Income$65,933
Filing Detail Status

This 2011 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Mission and Program Overview

Mission

With integrity, encourage thrift among our members, create a source of credit at legitimate rates of interest, and provide an opportunity for our members to use and control their own money on a democratic basis in order to improve their economic and social standing.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings