Civic Intelligence

Piatt Lake Bible Conference Assoc

EIN 38-1547025 • 501(c)3 • Eckerman, MI

Profile

To provide a location where its members, their families and guests can be encouraged and renewed in the christian commitment through a summer bible conference program, recreation, worship and fellowship. This is accomplished through the support of various adult, youth and family camps, programs and activities.

6986 South Piatt Lake RdEckerman, MI 49728

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

66th percentile

0.18x

Higher debt load relative to assets than 66% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

93rd percentile

2.12x

Higher debt load relative to revenue than 93% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

32nd percentile

-2.8%

Higher net margin than 32% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

40th percentile

$0

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

37th percentile

-0.4%

Faster asset growth than 37% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

80th percentile

42%

Faster revenue growth than 80% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Down

$3,815,678

Down $15,632 (-0.4%) from 2024

Liabilities

Down

$693,219

Down $4,457 (-0.6%) from 2024

Net Assets

Down

$3,122,459

Down $11,175 (-0.4%) from 2024

Revenue

Up

$327,347

Up $96,037 (+42%) from 2024

Expenses

Down

$336,575

Down $41,464 (-11%) from 2024

Net Income

Up

-$9,228

Up $137,501 (+94%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $270,644Net Assets 2010: $270,6442010Assets 2011: $315,513Liabilities 2011: $02011Assets 2012: $339,459Net Assets 2012: $339,4592012Assets 2013: $445,811Liabilities 2013: $0Net Assets 2013: $445,8112013Assets 2014: $590,948Liabilities 2014: $0Net Assets 2014: $590,9482014Assets 2015: $593,773Liabilities 2015: $0Net Assets 2015: $593,7732015Assets 2016: $552,341Liabilities 2016: $0Net Assets 2016: $552,3412016Assets 2017: $510,127Liabilities 2017: $0Net Assets 2017: $510,1272017Assets 2018: $468,110Liabilities 2018: $0Net Assets 2018: $468,1102018Assets 2019: $427,096Liabilities 2019: $0Net Assets 2019: $427,0962019Assets 2020: $1,402,288Liabilities 2020: $1,605Net Assets 2020: $1,400,6832020Assets 2021: $1,529,923Liabilities 2021: $950Net Assets 2021: $1,528,9732021Assets 2022: $1,517,495Liabilities 2022: $0Net Assets 2022: $1,517,4952022Assets 2023: $3,792,472Liabilities 2023: $510,162Net Assets 2023: $3,282,3102023Assets 2024: $3,831,310Liabilities 2024: $697,676Net Assets 2024: $3,133,6342024Assets 2025: $3,815,678Liabilities 2025: $693,219Net Assets 2025: $3,122,4592025

Highlighted filing

2025

Assets$3,815,678
Liabilities$693,219
Net Assets$3,122,459

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2010: $224,772Expenses 2010: $134,595Net Income 2010: $90,1772010Revenue 2011: $180,184Expenses 2011: $154,908Net Income 2011: $25,2762011Revenue 2012: $150,151Expenses 2012: $137,259Net Income 2012: $12,8922012Revenue 2013: $105,797Expenses 2013: $144,364Net Income 2013: -$38,5672013Revenue 2014: $170,205Expenses 2014: $150,133Net Income 2014: $20,0722014Revenue 2015: $162,917Expenses 2015: $163,844Net Income 2015: -$9272015Revenue 2016: $141,289Expenses 2016: $176,473Net Income 2016: -$35,1842016Revenue 2017: $120,152Expenses 2017: $157,403Net Income 2017: -$37,2512017Revenue 2018: $125,500Expenses 2018: $163,481Net Income 2018: -$37,9812018Revenue 2019: $125,560Expenses 2019: $163,072Net Income 2019: -$37,5122019Revenue 2020: $150,046Expenses 2020: $171,826Net Income 2020: -$21,7802020Revenue 2021: $117,909Expenses 2021: $147,436Net Income 2021: -$29,5272021Revenue 2022: $134,375Expenses 2022: $143,236Net Income 2022: -$8,8612022Revenue 2023: $496,568Expenses 2023: $166,331Net Income 2023: $330,2372023Revenue 2024: $231,310Expenses 2024: $378,039Net Income 2024: -$146,7292024Revenue 2025: $327,347Expenses 2025: $336,575Net Income 2025: -$9,2282025

Highlighted filing

2025

Revenue$327,347
Expenses$336,575
Net Income-$9,228

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.82$0.69$3.12$0.33$0.34$0.01
2024Detailed filing. Detailed filing data is available for this year.$3.83$0.70$3.13$0.23$0.38$0.15
2023Detailed filing. Detailed filing data is available for this year.$3.79$0.51$3.28$0.50$0.17$0.33
2022Detailed filing. Detailed filing data is available for this year.$1.52$0.00$1.52$0.13$0.14$0.01
2021Detailed filing. Detailed filing data is available for this year.$1.53$0.00$1.53$0.12$0.15$0.03
2020Detailed filing. Detailed filing data is available for this year.$1.40$0.00$1.40$0.15$0.17$0.02
2019Detailed filing. Detailed filing data is available for this year.$0.43$0.00$0.43$0.13$0.16$0.04
2018Detailed filing. Detailed filing data is available for this year.$0.47$0.00$0.47$0.13$0.16$0.04
2017Detailed filing. Detailed filing data is available for this year.$0.51$0.00$0.51$0.12$0.16$0.04
2016Detailed filing. Detailed filing data is available for this year.$0.55$0.00$0.55$0.14$0.18$0.04
2015Detailed filing. Detailed filing data is available for this year.$0.59$0.00$0.59$0.16$0.16$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.59$0.00$0.59$0.17$0.15$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.45$0.00$0.45$0.11$0.14$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.34$0.34$0.15$0.14$0.01
2011Summary only. Only limited summary data is available for this year.$0.32$0.00$0.18$0.15$0.03
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.27$0.27$0.22$0.13$0.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 4, 2025
Return Version
2024v5.0
Gross Receipts
$327,347
Mission and Program Overview

Mission

Support of youth camp activities and programs

To provide a location where its members, their families and guests can be encouraged and renewed in the christian commitment through a summer bible conference program, recreation, worship and fellowship. This is accomplished through the support of various adult, youth and family camps, programs and activities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$3,633,102$3,526,068▼ $107,034
Savings and Temporary Cash Investments$107,362$243,519▲ $136,157
Cash and Non-Interest-Bearing Accounts$90,846$46,091▼ $44,755
Total Assets$3,831,310$3,815,678▼ $15,632
Liabilities
Unsecured Notes Loans Payable$696,826$683,670▼ $13,156
Other Liabilities$850$9,549▲ $8,699
Total Liabilities$697,676$693,219▼ $4,457
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,672,469$2,620,559▼ $51,910
Net Assets With Donor Restrictions$461,165$501,900▲ $40,735
Total Net Assets Fund Balance$3,133,634$3,122,459▼ $11,175
Total Liabilities and Net Assets / Fund Balance$3,831,310$3,815,678▼ $15,632

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$3,519,048$494,944$4,013,992
Land$7,020-$7,020
Compensation and Service Providers

Board Members and Trustees

NameTitle
Tim ParksPresident
Jeff SmithSecretary
Joe BargerTreasurer
Ron JordanVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$47,367
Program Service Revenue
$146,779
Investment Income
$0
Other Revenue
$133,201
All Other Contributions
$47,367
Change in Net Assets
$-9,228
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$281,646
Salaries, Compensation, and Employee Benefits$54,929
Total Fundraising Expense$25,499
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Depreciation Depletion$105,048-$40$105,088
Occupancy$57,955--$57,955
Interest$51,844--$51,844
Other Salaries and Wages$50,100--$50,100
Insurance$1,723$19,573-$21,296
All Other Expenses$7,445-$303$7,748
Payroll Taxes$3,538--$3,538
Other Expenses$2,572-$24,903$2,572
Other Employee Benefits$1,291--$1,291
Fees for Services Accounting-$758$253$1,011
Office Expenses$31$936-$967
Total Functional Expenses$289,809$21,267$25,499$336,575
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Rental Deposits$8,645
Pre-paid Assessments$900
Other$4
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Piatt Lake Bible Conference Assoc
EIN
38-1547025
Phone
2482251372
Address
6986 SOUTH PIATT LAKE RD, ECKERMAN, MI 49728

Signing Officer

Name
Joe Barger
Title
Treasurer
Phone
6163557771
Signed
2025-11-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Joe Barger
Voting Board Members
4
Independent Board Members
4
Employees
1
Volunteers
25

Preparer

Firm
Bardolph & Associates
Address
4489 BYRON CENTER AVE SW STE B, WYOMING, MI 49519
Preparer
Brian Bardolph
Phone
6162573510
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

To provide a location where its members, their families and guests can be encouraged and renewed in the christian commitment through a summer bible conference program, recreation, worship and fellowship. This is accomplished through the support of various adult, youth and family camps, programs and activities.

Form 990, Page 2, Part III, Line 4D

Support of youth camp activities and programs

Form 990, Part XI, Line 9

Book / tax depreciation difference -1,947

Raw XML Appendix365 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt03045
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0510855
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearAmt0146779
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus1YearAmt0131568
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus2YearsAmt0126452
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus3YearsAmt0113320
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus4YearsAmt0114419
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt0632538
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearAmt0106888
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt0106888
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.74590
IRS990ScheduleA/PublicSupportPY509Pct00.80400
IRS990ScheduleA/PublicSupportTotal509Amt0932618
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt0210775
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt0210775
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IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0231158
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0478705
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0121920
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0117464
IRS990ScheduleA/Total509Grp/TotalAmt01143393
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IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0117464
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01250281
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
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IRS990ScheduleD/LandGrp/BookValueAmt07020
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt07020
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt03519048
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0494944
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt04013992
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt08645
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1900
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt24
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0RENTAL DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1PRE-PAID ASSESSMENTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2OTHER
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IRS990ScheduleD/TotalLiabilityAmt09549
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IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO PROVIDE A LOCATION WHERE ITS MEMBERS, THEIR FAMILIES AND GUESTS CAN BE ENCOURAGED AND RENEWED IN THE CHRISTIAN COMMITMENT THROUGH A SUMMER BIBLE CONFERENCE PROGRAM, RECREATION, WORSHIP AND FELLOWSHIP. THIS IS ACCOMPLISHED THROUGH THE SUPPORT OF VARIOUS ADULT, YOUTH AND FAMILY CAMPS, PROGRAMS AND ACTIVITIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1SUPPORT OF YOUTH CAMP ACTIVITIES AND PROGRAMS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4BOOK / TAX DEPRECIATION DIFFERENCE -1,947
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART XI, LINE 9
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IRS990/TerminateOperationsInd0false
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IRS990/TotalAssetsGrp/BOYAmt03831310
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IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt021267
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0289809
IRS990/TotalFunctionalExpensesGrp/TotalAmt0336575
IRS990/TotalGrossUBIAmt0133201
IRS990/TotalLiabilitiesBOYAmt0697676
IRS990/TotalLiabilitiesEOYAmt0693219
IRS990/TotalLiabilitiesGrp/BOYAmt0697676
IRS990/TotalLiabilitiesGrp/EOYAmt0693219
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03133634
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03122459
IRS990/TotalOtherProgSrvcExpenseAmt095675
IRS990/TotalProgramServiceExpensesAmt0289809
IRS990/TotalProgramServiceRevenueAmt0146779
IRS990/TotalRevenueGrp/ExclusionAmt0146779
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0327347
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0133201
IRS990/TotalVolunteersCnt025
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IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt03815678
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IRS990/TypeOfOrganizationCorpInd0X
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IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt0683670
IRS990/VotingMembersGoverningBodyCnt04
IRS990/VotingMembersIndependentCnt04
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JOE BARGER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06163557771
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PIATT LAKE BIBLE CONFERENCE ASSOC
ReturnHeader/Filer/BusinessNameControlTxt0PIAT
ReturnHeader/Filer/EIN0381547025
ReturnHeader/Filer/PhoneNum02482251372
ReturnHeader/Filer/USAddress/AddressLine1Txt06986 SOUTH PIATT LAKE RD
ReturnHeader/Filer/USAddress/CityNm0ECKERMAN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049728
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0383411870
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BARDOLPH & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04489 BYRON CENTER AVE SW STE B
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WYOMING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049519
ReturnHeader/PreparerPersonGrp/PhoneNum06162573510
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRIAN BARDOLPH
ReturnHeader/ReturnTs02025-11-04T14:59:01-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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