Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2019 • EIN 38-1514946

Jan 01, 2019 to Dec 31, 2019 • Filed on Jun 16, 2020

5255 Security Park BlvdHolly, MI 48442

(810) 235-2322

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

84th percentile

0.91x

Higher debt load relative to assets than 84% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Liabilities / Revenue

40th percentile

15.50x

Higher debt load relative to revenue than 40% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Net Margin

13th percentile

7.4%

Higher net margin than 13% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Top Officer Pay

67th percentile

$507,016

Higher top officer pay than 67% of similar nonprofits.

Top officer pay equals 1.9% of source-year revenue.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Asset Growth

47th percentile

6.1%

Faster asset growth than 47% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Revenue Growth

62nd percentile

11%

Faster revenue growth than 62% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Assets

Up

$445,821,034

Up $25,584,432 (+6.1%) from 2018

Net Assets

Up

$40,255,780

Up $3,190,153 (+8.6%) from 2018

Liabilities

Up

$405,565,254

Up $22,394,279 (+5.8%) from 2018

Revenue

Up

$26,163,596

Up $2,575,200 (+11%) from 2018

Expenses

Up

$24,229,303

Up $1,876,549 (+8.4%) from 2018

Net Income

Up

$1,934,293

Up $698,651 (+57%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $356,887,242Liabilities 2010: $327,683,982Net Assets 2010: $29,203,2602010Assets 2011: $355,801,669Liabilities 2011: $327,695,726Net Assets 2011: $28,105,9432011Assets 2012: $357,433,050Liabilities 2012: $328,500,108Net Assets 2012: $28,932,9422012Assets 2013: $380,950,718Liabilities 2013: $350,275,460Net Assets 2013: $30,675,2582013Assets 2014: $382,709,524Liabilities 2014: $349,432,077Net Assets 2014: $33,277,4472014Assets 2015: $406,245,681Liabilities 2015: $370,909,335Net Assets 2015: $35,336,3462015Assets 2016: $411,269,952Liabilities 2016: $375,210,547Net Assets 2016: $36,059,4052016Assets 2017: $415,381,893Liabilities 2017: $378,298,194Net Assets 2017: $37,083,6992017Assets 2018: $420,236,602Liabilities 2018: $383,170,975Net Assets 2018: $37,065,6272018Assets 2019: $445,821,034Liabilities 2019: $405,565,254Net Assets 2019: $40,255,7802019Assets 2020: $541,296,388Liabilities 2020: $497,746,620Net Assets 2020: $43,549,7682020Assets 2021: $601,751,923Liabilities 2021: $555,915,107Net Assets 2021: $45,836,8162021Assets 2022: $624,480,675Liabilities 2022: $583,476,701Net Assets 2022: $41,003,9742022Assets 2023: $638,584,325Liabilities 2023: $593,869,029Net Assets 2023: $44,715,2962023Assets 2024: $637,849,652Liabilities 2024: $587,356,323Net Assets 2024: $50,493,3292024

Highlighted filing

2019

Assets$445,821,034
Liabilities$405,565,254
Net Assets$40,255,780

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0-$20MExpenses 2010: $24,204,0052010Revenue 2011: $19,296,389Expenses 2011: $20,393,706Net Income 2011: -$1,097,3172011Expenses 2012: $17,757,9442012Revenue 2013: $18,920,270Expenses 2013: $17,180,195Net Income 2013: $1,740,0752013Revenue 2014: $18,384,437Expenses 2014: $16,830,092Net Income 2014: $1,554,3452014Revenue 2015: $19,285,252Expenses 2015: $17,223,970Net Income 2015: $2,061,2822015Revenue 2016: $21,196,644Expenses 2016: $19,724,989Net Income 2016: $1,471,6552016Revenue 2017: $22,586,424Expenses 2017: $21,781,938Net Income 2017: $804,4862017Revenue 2018: $23,588,396Expenses 2018: $22,352,754Net Income 2018: $1,235,6422018Revenue 2019: $26,163,596Expenses 2019: $24,229,303Net Income 2019: $1,934,2932019Revenue 2020: $27,011,920Expenses 2020: $25,008,443Net Income 2020: $2,003,4772020Revenue 2021: $27,633,370Expenses 2021: $23,514,257Net Income 2021: $4,119,1132021Revenue 2022: $29,269,007Expenses 2022: $25,015,361Net Income 2022: $4,253,6462022Revenue 2023: $35,342,586Expenses 2023: $32,208,152Net Income 2023: $3,134,4342023Revenue 2024: $40,160,457Expenses 2024: $36,856,950Net Income 2024: $3,303,5072024

Highlighted filing

2019

Revenue$26,163,596
Expenses$24,229,303
Net Income$1,934,293
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Jun 16, 2020
Return Version
2019v5.1
Gross Receipts
$34,892,149
Mission and Program Overview

Mission

We are our members' trusted, secure financial cooperative dedicated to providing exceptional value, personalized service, and convenience.

We are our members' trusted, secured financial cooperative dedicated to providing exceptional value, personalized service, and convenience.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$330,544,533$351,930,899▲ $21,386,366
Rtn Earn Endowment Incm Other Fnds$37,065,627$40,255,780▲ $3,190,153
Land, Buildings, and Equipment, Net$26,871,254$25,825,065▼ $1,046,189
Cash and Non-Interest-Bearing Accounts$13,450,101$22,229,189▲ $8,779,088
Investments Other Securities$18,620,304$17,586,324▼ $1,033,980
Investments in Publicly Traded Securities$7,996,859$5,013,357▼ $2,983,502
Investments Program Related$4,568,588$4,469,600▼ $98,988
Savings and Temporary Cash Investments$4,982,385$3,554,113▼ $1,428,272
Prepaid Expenses and Deferred Charges$834,367$898,870▲ $64,503
Accounts Receivable$294,376$839,133▲ $544,757
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$420,236,602$445,821,034▲ $25,584,432
Other Assets Total$12,073,835$13,474,484▲ $1,400,649
Liabilities
Other Liabilities$375,685,336$397,177,009▲ $21,491,673
Accounts Payable and Accrued Expenses$7,485,639$8,388,245▲ $902,606
Total Liabilities$383,170,975$405,565,254▲ $22,394,279
Net Assets / Fund Balance
Total Net Assets Fund Balance$37,065,627$40,255,780▲ $3,190,153
Total Liabilities and Net Assets / Fund Balance$420,236,602$445,821,034▲ $25,584,432

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$13,708,104$4,425,533$18,133,637
Equipment$2,462,657$7,324,995$9,787,652
Land$8,394,195-$8,394,195
Leasehold Improvements$1,213,518$1,112,274$2,325,792
Other Land Buildings$46,591-$46,591
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christopher EstesPresident and CEOFT$318,847$188,169$507,016
Jay YaxVP of Hr & ComplianceFT$126,616$54,677$181,293
Joseph ReganVP of ItFT$117,466$33,375$150,841
Chris BowmanVP of AccountingFT$113,711$32,795$146,506

Board Members and Trustees

NameTitle
Kennith ScottChairperson
John TruchanVice Chairperson
Donald HenryDirector
Joseph NiedzwieckiDirector
Richard HazelSecretary
Phil ThickTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservElectronic Processing Services75 REMITTANCE DRIVE SUITE 1649, Chicago, IL 60675-1649$864,487
Jack HenryElectronic Processing ServicesPO BOX 609, Monett, MO 65708$817,036
DieboldAtm Processing And Maintenance ServicesPO BOX 643543, Pittsburgh, PA 15264-3543$416,272
US Signal Co LLCTelecommunication Services201 IONIA AVE SW, Grand Rapids, MI 49503$284,947
IdscomStatement Production747 E WHITCOMB AVE, Madison Heights, MI 48071$241,667
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$25,042,684
Investment Income
$1,120,912
Other Revenue
$0
Change in Net Assets
$1,934,293
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$15,520,483
Salaries, Compensation, and Employee Benefits$8,708,820
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$5,644,887
Office Expenses---$3,515,396
Depreciation Depletion---$1,643,643
Occupancy---$1,290,827
Other Employee Benefits---$1,254,567
Current Officers, Directors, Trustees, and Key Employees---$985,657
Interest---$934,611
Advertising---$618,496
Information Technology---$610,024
Payroll Taxes---$511,704
Pension Plan Contributions---$312,005
Insurance---$267,309
Other Expenses---$201,232
Travel---$113,574
Fees for Services Accounting---$72,922
Fees for Services Other---$68,289
Conferences and Meetings---$54,470
Fees for Services Legal---$24,858
Total Functional Expenses$0$0$0$24,229,303
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares and Deposits$397,177,009
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The credit union has a single class of members, with equal rights of ownership, governance, and voting.

Form 990, Part VI, Section A, Line 7A

Members elect members of the governing body each year at the annual meeting. Board of directors members are elected for three year terms.

Form 990, Part VI, Section A, Line 7B

Decisions of the governing body that are subject to membership approval are mergers into another institution and charter changes.

Form 990, Part VI, Section A, Line 8B

The organization has no committees.

Form 990, Part VI, Section B, Line 11B

A review is completed by the vp of accounting prior to submission to the irs.

Form 990, Part VI, Section B, Line 12C

Upon election or appointment, the board of directors sign an oath of office that includes a conlict of interest statement. Management signs a conflict of interest policy annually and is reviewed by the president/ceo.

Form 990, Part VI, Section B, Line 15

The board of directors reviews the president/ceo performance and approves compensation. This is documented in the minutes and credit union executive society (cues), as well as the national association of credit union chairmen ceo salary survey. The president/ceo reviews all executive compensation using the credit union executive society (cues) guide and documentation is retained in their personnel files.

Form 990, Part VI, Section C, Line 19

The financial statements are posted in the lobby of each office. Other documents are available upon request.

Filing and Contact Details

Filer

Filer Name
Security Credit Union
EIN
38-1514946
Phone
8102352322
Address
5255 SECURITY PARK BLVD, HOLLY, MI 48442

Signing Officer

Name
Christopher L Bowman
Title
VP of Accounting
Phone
8102352322
Signed
2020-06-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Christopher Estes
Formed
1955
Legal Domicile
Mi
Voting Board Members
6
Independent Board Members
6
Employees
175
Volunteers
6

Preparer

Firm
Rehmann Robson LLC
Address
224 E LARKIN ST STE 100, MIDLAND, MI 48640
Preparer
Jeffrey E Hert CPA
Phone
9896313131
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Change in unrecognized retirement costs 144,695.

Form 990, Part XII, Line 2C

The process for oversight of the audit has not changed from prior years.

Financial Statement Notes

PART X, LINE 2:

The credit union is exempt, by statute (irc section 501(c)(14)), from federal and state income taxes.

Raw XML AppendixShowing 400 of 511 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-170553
IRS990/GainOrLossGrp/SecuritiesAmt021324
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt06
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0127684
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt08451640
IRS990/GrossReceiptsAmt034892149
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0610024
IRS990/InsuranceGrp/TotalAmt0267309
IRS990/InterestGrp/TotalAmt0934611
IRS990/InvestmentIncomeGrp/ExclusionAmt01270141
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01270141
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt018620304
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt017586324
IRS990/InvestmentsProgramRelatedGrp/BOYAmt04568588
IRS990/InvestmentsProgramRelatedGrp/EOYAmt04469600
IRS990/InvestmentsPubTradedSecGrp/BOYAmt07996859
IRS990/InvestmentsPubTradedSecGrp/EOYAmt05013357
IRS990/IRPDocumentCnt03605
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt012862802
IRS990/LandBldgEquipBasisNetGrp/BOYAmt026871254
IRS990/LandBldgEquipBasisNetGrp/EOYAmt025825065
IRS990/LandBldgEquipCostOrOtherBssAmt038687867
IRS990/LegalDomicileStateCd0MI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0298237
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt08430316
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0WE ARE OUR MEMBERS' TRUSTED, SECURED FINANCIAL COOPERATIVE DEDICATED TO PROVIDING EXCEPTIONAL VALUE, PERSONALIZED SERVICE, AND CONVENIENCE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt037065627
IRS990/NetAssetsOrFundBalancesEOYAmt040255780
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-149229
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-149229
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt01111165
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01290827
IRS990/OfficeExpensesGrp/TotalAmt03515396
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt012073835
IRS990/OtherAssetsTotalGrp/EOYAmt013474484
IRS990/OtherChangesInNetAssetsAmt0144695
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01254567
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2OTHER OPERATING EXPENSE
IRS990/OtherExpensesGrp/Desc3OPERATING FEE
IRS990/OtherExpensesGrp/TotalAmt02856526
IRS990/OtherExpensesGrp/TotalAmt12203066
IRS990/OtherExpensesGrp/TotalAmt21045240
IRS990/OtherExpensesGrp/TotalAmt3201232
IRS990/OtherLiabilitiesGrp/BOYAmt0375685336
IRS990/OtherLiabilitiesGrp/EOYAmt0397177009
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherSalariesAndWagesGrp/TotalAmt05644887
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0330544533
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0351930899
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/TotalAmt0511704
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0312005
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0834367
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0898870
IRS990/PrincipalOfficerNm0CHRISTOPHER ESTES
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1FEE AND OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2NON-MEMBER INSURANCE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3NON-MEMBER ATM INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt017097104
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt17746921
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt017097104
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt17746921
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2133023
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt365636
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0133023
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt165636
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE LOANS INCLUDING VEHICLE, BUSINESS, FIRST MORTGAGE, HOME EQUITY, LINE OF CREDIT, AND UNSECURED LOANS.
IRS990/ProgSrvcAccomActy3Grp/Desc0OFFER AUTOMATED TELLER MACHINES, WIRE TRANSFERS, MONEY ORDERS, HOME BANKING, MOBILE BANKING, AND VARIOUS INSURANCE PROGRAMS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01535444
IRS990/PYOtherExpensesAmt014174278
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt022052952
IRS990/PYRevenuesLessExpensesAmt01235642
IRS990/PYSalariesCompEmpBnftPaidAmt08178476
IRS990/PYTotalExpensesAmt022352754
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt023588396
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt01934293
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt037065627
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt040255780
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04982385
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03554113
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt013708104
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04425533
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt018133637
IRS990ScheduleD/EquipmentGrp/BookValueAmt02462657
IRS990ScheduleD/EquipmentGrp/DepreciationAmt07324995
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt09787652
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt08394195
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt08394195
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt01213518
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt01112274
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt02325792
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt046591
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt046591
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0397177009
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES AND DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS EXEMPT, BY STATUTE (IRC SECTION 501(C)(14)), FROM FEDERAL AND STATE INCOME TAXES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt025825065
IRS990ScheduleD/TotalLiabilityAmt0397177009
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0318847
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1117466
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2126616
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount075360
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt093600
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt114166
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt235468
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt019209
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt119209
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt219209
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0CHRISTOPHER ESTES
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1JOSEPH REGAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2JAY YAX
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT AND CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1VP OF IT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2VP OF HR & COMPLIANCE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0507016
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1150841
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2181293
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt20

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$638$587$50.5$40.2$36.9$3.30
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$639$594$44.7$35.3$32.2$3.13
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$624$583$41.0$29.3$25.0$4.25
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$602$556$45.8$27.6$23.5$4.12
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$541$498$43.5$27.0$25.0$2.00
2019Detailed filing. Detailed filing data is available for this year.$446$406$40.3$26.2$24.2$1.93
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$420$383$37.1$23.6$22.4$1.24
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$415$378$37.1$22.6$21.8$0.80
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$411$375$36.1$21.2$19.7$1.47
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$406$371$35.3$19.3$17.2$2.06
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$383$349$33.3$18.4$16.8$1.55
2013Detailed filing. Detailed filing data is available for this year.$381$350$30.7$18.9$17.2$1.74
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$357$329$28.9$17.8
2011Summary only. Only limited summary data is available for this year.$356$328$28.1$19.3$20.4$1.10
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$357$328$29.2$24.2