Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2018 • EIN 38-1514946

Jan 01, 2018 to Dec 31, 2018 • Filed on Apr 19, 2019

Organization ProfileWWW.SECURITYCU.ORG

View Organization Page

5255 Security Park BlvdHolly, MI 48442

(810) 235-2322

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

86th percentile

0.91x

Higher debt load relative to assets than 86% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Liabilities / Revenue

42nd percentile

16.24x

Higher debt load relative to revenue than 42% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Net Margin

8th percentile

5.2%

Higher net margin than 8% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Top Officer Pay

68th percentile

$481,571

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 2.0% of source-year revenue.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Asset Growth

21st percentile

1.2%

Faster asset growth than 21% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Revenue Growth

16th percentile

4.4%

Faster revenue growth than 16% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets86th percentile

Assets

Up

$420,236,602

Up $4,854,709 (+1.2%) from 2017

Net Assets

Down

$37,065,627

Down $18,072 (-0.0%) from 2017

Liabilities

Up

$383,170,975

Up $4,872,781 (+1.3%) from 2017

Revenue And Expenses
Liabilities / Revenue42nd percentileNet Margin8th percentile

Revenue

Up

$23,588,396

Up $1,001,972 (+4.4%) from 2017

Expenses

Up

$22,352,754

Up $570,816 (+2.6%) from 2017

Net Income

Up

$1,235,642

Up $431,156 (+54%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth21st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $356,887,242Liabilities 2010: $327,683,982Net Assets 2010: $29,203,2602010Assets 2011: $355,801,669Liabilities 2011: $327,695,726Net Assets 2011: $28,105,9432011Assets 2012: $357,433,050Liabilities 2012: $328,500,108Net Assets 2012: $28,932,9422012Assets 2013: $380,950,718Liabilities 2013: $350,275,460Net Assets 2013: $30,675,2582013Assets 2014: $382,709,524Liabilities 2014: $349,432,077Net Assets 2014: $33,277,4472014Assets 2015: $406,245,681Liabilities 2015: $370,909,335Net Assets 2015: $35,336,3462015Assets 2016: $411,269,952Liabilities 2016: $375,210,547Net Assets 2016: $36,059,4052016Assets 2017: $415,381,893Liabilities 2017: $378,298,194Net Assets 2017: $37,083,6992017Assets 2018: $420,236,602Liabilities 2018: $383,170,975Net Assets 2018: $37,065,6272018Assets 2019: $445,821,034Liabilities 2019: $405,565,254Net Assets 2019: $40,255,7802019Assets 2020: $541,296,388Liabilities 2020: $497,746,620Net Assets 2020: $43,549,7682020Assets 2021: $601,751,923Liabilities 2021: $555,915,107Net Assets 2021: $45,836,8162021Assets 2022: $624,480,675Liabilities 2022: $583,476,701Net Assets 2022: $41,003,9742022Assets 2023: $638,584,325Liabilities 2023: $593,869,029Net Assets 2023: $44,715,2962023Assets 2024: $637,849,652Liabilities 2024: $587,356,323Net Assets 2024: $50,493,3292024

Highlighted filing

2018

Assets$420,236,602
Liabilities$383,170,975
Net Assets$37,065,627
Open 2018 Filing

Operations Trend

Revenue Growth16th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0-$20MExpenses 2010: $24,204,0052010Revenue 2011: $19,296,389Expenses 2011: $20,393,706Net Income 2011: -$1,097,3172011Expenses 2012: $17,757,9442012Revenue 2013: $18,920,270Expenses 2013: $17,180,195Net Income 2013: $1,740,0752013Revenue 2014: $18,384,437Expenses 2014: $16,830,092Net Income 2014: $1,554,3452014Revenue 2015: $19,285,252Expenses 2015: $17,223,970Net Income 2015: $2,061,2822015Revenue 2016: $21,196,644Expenses 2016: $19,724,989Net Income 2016: $1,471,6552016Revenue 2017: $22,586,424Expenses 2017: $21,781,938Net Income 2017: $804,4862017Revenue 2018: $23,588,396Expenses 2018: $22,352,754Net Income 2018: $1,235,6422018Revenue 2019: $26,163,596Expenses 2019: $24,229,303Net Income 2019: $1,934,2932019Revenue 2020: $27,011,920Expenses 2020: $25,008,443Net Income 2020: $2,003,4772020Revenue 2021: $27,633,370Expenses 2021: $23,514,257Net Income 2021: $4,119,1132021Revenue 2022: $29,269,007Expenses 2022: $25,015,361Net Income 2022: $4,253,6462022Revenue 2023: $35,342,586Expenses 2023: $32,208,152Net Income 2023: $3,134,4342023Revenue 2024: $40,160,457Expenses 2024: $36,856,950Net Income 2024: $3,303,5072024

Highlighted filing

2018

Revenue$23,588,396
Expenses$22,352,754
Net Income$1,235,642
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Apr 19, 2019
Return Version
2018v3.1
Gross Receipts
$29,582,461
Mission and Program Overview

Mission

We are our members' trusted, secure financial cooperative dedicated to providing exceptional value, personalized service, and convenience.

We are our members' trusted, secured financial cooperative dedicated to providing exceptional value, personalized service, and convenience.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$302,785,183$330,544,533▲ $27,759,350
Rtn Earn Endowment Incm Other Fnds$37,083,699$37,065,627▼ $18,072
Land, Buildings, and Equipment, Net$27,648,322$26,871,254▼ $777,068
Investments Other Securities$37,438,319$18,620,304▼ $18,818,015
Cash and Non-Interest-Bearing Accounts$8,402,264$13,450,101▲ $5,047,837
Investments in Publicly Traded Securities$9,398,791$7,996,859▼ $1,401,932
Savings and Temporary Cash Investments$17,648,044$4,982,385▼ $12,665,659
Investments Program Related$4,360,394$4,568,588▲ $208,194
Prepaid Expenses and Deferred Charges$678,490$834,367▲ $155,877
Accounts Receivable$640,967$294,376▼ $346,591
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$415,381,893$420,236,602▲ $4,854,709
Other Assets Total$6,381,119$12,073,835▲ $5,692,716
Liabilities
Other Liabilities$371,257,118$375,685,336▲ $4,428,218
Accounts Payable and Accrued Expenses$7,041,076$7,485,639▲ $444,563
Total Liabilities$378,298,194$383,170,975▲ $4,872,781
Net Assets / Fund Balance
Total Net Assets Fund Balance$37,083,699$37,065,627▼ $18,072
Total Liabilities and Net Assets / Fund Balance$415,381,893$420,236,602▲ $4,854,709

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$14,184,543$3,917,468$18,102,011
Equipment$2,688,560$6,367,266$9,055,826
Land$8,394,195-$8,394,195
Leasehold Improvements$1,357,136$852,240$2,209,376
Other Land Buildings$246,820-$246,820
Compensation and Service Providers
Top Officer Pay68th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christopher EstesPresident and CEOFT$307,236$174,335$481,571
Chad MerrihewCOOFT$133,687$53,503$187,190
Jay YaxVP of Hr & ComplianceFT$109,253$55,305$164,558
Chris BowmanVP of AccountingFT$114,827$33,007$147,834
Joseph ReganVP of ItFT$114,363$33,453$147,816

Board Members and Trustees

NameTitle
Kennith ScottChairperson
John TruchanVice Chairperson
Donald HenryDirector
Joseph NiedzwieckiDirector
Richard HazelSecretary
Phil ThickTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservElectronic Processing Services75 REMITTANCE DRIVE STE 1649, Chicago, IL 60675$1,243,844
Jack HenryElectronic Processing ServicesPO BOX 609, Monett, MO 65708$428,718
DieboldAtm Processing And Maintenance ServicesPO BOX 643543, Pittsburgh, PA 15264$318,857
US Signal Co LLCTelecommunication Services201 IONIA AVE SW, Grand Rapids, MI 49503$284,647
IdscomStatement Production747 E WHITCOMB AVE, Madison Heights, MI 48071$271,917
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$22,052,952
Investment Income
$1,535,444
Other Revenue
$0
Change in Net Assets
$1,235,642
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$14,174,278
Salaries, Compensation, and Employee Benefits$8,178,476
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$5,201,593
Office Expenses---$3,909,329
Depreciation Depletion---$1,612,357
Occupancy---$1,233,155
Current Officers, Directors, Trustees, and Key Employees---$1,128,969
Other Employee Benefits---$1,116,816
Information Technology---$552,048
Advertising---$543,239
Interest---$525,094
Payroll Taxes---$487,798
Insurance---$287,731
Pension Plan Contributions---$243,300
Travel---$116,249
Other Expenses---$91,004
Fees for Services Other---$74,760
Fees for Services Accounting---$59,066
Conferences and Meetings---$42,539
Fees for Services Legal---$37,747
Total Functional Expenses$0$0$0$22,352,754
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares and Deposits$375,685,336
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has a single class of members, with equal rights of ownership, governance, and voting.”

Form 990, Part VI, Section A, Line 7A

“Members elect members of the governing body each year at the annual meeting. Board of directors members are elected for three year terms.”

Form 990, Part VI, Section A, Line 7B

“Decisions of the governing body that are subject to membership approval are mergers into another institution and charter changes.”

Form 990, Part VI, Section A, Line 8B

“The organization has no committees.”

Form 990, Part VI, Section B, Line 11B

“A review is completed by the vp of accounting prior to submission to the irs.”

Form 990, Part VI, Section B, Line 12C

“Upon election or appointment, the board of directors sign an oath of office that includes a conlict of interest statement. Management signs a conflict of interest policy annually and is reviewed by the president/ceo.”

Form 990, Part VI, Section B, Line 15

“The board of directors reviews the president/ceo performance and approves compensation. This is documented in the minutes and credit union executive society (cues), as well as the national association of credit union chairmen ceo salary survey. The president/ceo reviews all executive compensation using the credit union executive society (cues) guide and documentation is retained in their personnel files.”

Form 990, Part VI, Section C, Line 19

“The financial statements are posted in the lobby of each office. Other documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Security Credit Union
EIN
38-1514946
Phone
8102352322
Address
5255 SECURITY PARK BLVD, HOLLY, MI 48442

Signing Officer

Name
Christopher L Bowman
Title
VP of Accounting
Phone
8102352322
Signed
2019-04-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Christopher Estes
Formed
1955
Legal Domicile
Mi
Voting Board Members
6
Independent Board Members
6
Employees
226
Volunteers
6

Preparer

Firm
Rehmann Robson LLC
Address
224 E LARKIN ST STE 100, MIDLAND, MI 48640
Preparer
Jeffrey E Hert CPA
Phone
9896313131
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in unrecognized retirement costs 69,256.”

FORM 990, PART XII, LINE 2C:

“The process for oversight of the audit has not changed from prior years.”

Financial Statement Notes

PART X, LINE 2:

“The credit union is exempt, by statute (irc section 501(c)(14)), from federal and state income taxes.”

Raw XML AppendixShowing 400 of 518 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt6PRESIDENT AND CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt7COO
IRS990/Form990PartVIISectionAGrp/TitleTxt8VP OF ACCOUNTING
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP OF IT
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP OF HR & COMPLIANCE
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01955
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt018181
IRS990/GainOrLossGrp/SecuritiesAmt039973
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt06
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0131873
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt05920346
IRS990/GrossReceiptsAmt029582461
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt05
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0552048
IRS990/InsuranceGrp/TotalAmt0287731
IRS990/InterestGrp/TotalAmt0525094
IRS990/InvestmentIncomeGrp/ExclusionAmt01477290
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01477290
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt037438319
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt018620304
IRS990/InvestmentsProgramRelatedGrp/BOYAmt04360394
IRS990/InvestmentsProgramRelatedGrp/EOYAmt04568588
IRS990/InvestmentsPubTradedSecGrp/BOYAmt09398791
IRS990/InvestmentsPubTradedSecGrp/EOYAmt07996859
IRS990/IRPDocumentCnt03744
IRS990/IRPDocumentW2GCnt00
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IRS990/LandBldgEquipBasisNetGrp/EOYAmt026871254
IRS990/LandBldgEquipCostOrOtherBssAmt038008228
IRS990/LegalDomicileStateCd0MI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0113692
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt05880373
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0WE ARE OUR MEMBERS' TRUSTED, SECURED FINANCIAL COOPERATIVE DEDICATED TO PROVIDING EXCEPTIONAL VALUE, PERSONALIZED SERVICE, AND CONVENIENCE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt037083699
IRS990/NetAssetsOrFundBalancesEOYAmt037065627
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt058154
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt058154
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-1322970
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01233155
IRS990/OfficeExpensesGrp/TotalAmt03909329
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt06381119
IRS990/OtherAssetsTotalGrp/EOYAmt012073835
IRS990/OtherChangesInNetAssetsAmt069256
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01116816
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2OTHER OPERATING EXPENSE
IRS990/OtherExpensesGrp/Desc3OPERATING FEE
IRS990/OtherExpensesGrp/TotalAmt02932954
IRS990/OtherExpensesGrp/TotalAmt11422428
IRS990/OtherExpensesGrp/TotalAmt2734578
IRS990/OtherExpensesGrp/TotalAmt391004
IRS990/OtherLiabilitiesGrp/BOYAmt0371257118
IRS990/OtherLiabilitiesGrp/EOYAmt0375685336
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherSalariesAndWagesGrp/TotalAmt05201593
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0302785183
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0330544533
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/TotalAmt0487798
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0243300
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0678490
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0834367
IRS990/PrincipalOfficerNm0CHRISTOPHER ESTES
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1FEE AND OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2NON-MEMBER INSURANCE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3NON-MEMBER ATM INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt014310786
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt17540340
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt014310786
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt17540340
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2124654
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt377172
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0124654
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt177172
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE 29,922 LOANS INCLUDING VEHICLE, BUSINESS, FIRST MORTGAGE, HOME EQUITY, LINE OF CREDIT, AND UNSECURED LOANS.
IRS990/ProgSrvcAccomActy3Grp/Desc0OFFER AUTOMATED TELLER MACHINES, WIRE TRANSFERS, MONEY ORDERS, HOME BANKING, MOBILE BANKING, AND VARIOUS INSURANCE PROGRAMS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01870291
IRS990/PYOtherExpensesAmt013475138
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt020716133
IRS990/PYRevenuesLessExpensesAmt0804486
IRS990/PYSalariesCompEmpBnftPaidAmt08306800
IRS990/PYTotalExpensesAmt021781938
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt022586424
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt01235642
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt037083699
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt037065627
IRS990/SavingsAndTempCashInvstGrp/BOYAmt017648044
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04982385
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt014184543
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03917468
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt018102011
IRS990ScheduleD/EquipmentGrp/BookValueAmt02688560
IRS990ScheduleD/EquipmentGrp/DepreciationAmt06367266
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt09055826
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt08394195
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt08394195
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt01357136
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0852240
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt02209376
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0246820
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0246820
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0375685336
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES AND DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS EXEMPT, BY STATUTE (IRC SECTION 501(C)(14)), FROM FEDERAL AND STATE INCOME TAXES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt026871254
IRS990ScheduleD/TotalLiabilityAmt0375685336
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0307236
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1133687
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2109253
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount056875
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount12000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount22500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt098260
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt136675
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt233605
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt019200
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt114828
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt219200
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0CHRISTOPHER ESTES
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1CHAD MERRIHEW
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2JAY YAX
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT AND CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1COO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2VP OF HR & COMPLIANCE

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$420,236,602
Liabilities
$383,170,975
Net assets
$37,065,627
Revenue
$23,588,396
Expenses
$22,352,754
Net income
$1,235,642
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$638$587$50.5$40.2$36.9$3.30
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$639$594$44.7$35.3$32.2$3.13
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$624$583$41.0$29.3$25.0$4.25
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$602$556$45.8$27.6$23.5$4.12
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$541$498$43.5$27.0$25.0$2.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$446$406$40.3$26.2$24.2$1.93
2018Detailed filing. Detailed filing data is available for this year.$420$383$37.1$23.6$22.4$1.24
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$415$378$37.1$22.6$21.8$0.80
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$411$375$36.1$21.2$19.7$1.47
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$406$371$35.3$19.3$17.2$2.06
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$383$349$33.3$18.4$16.8$1.55
2013Detailed filing. Detailed filing data is available for this year.$381$350$30.7$18.9$17.2$1.74
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$357$329$28.9$17.8
2011Summary only. Only limited summary data is available for this year.$356$328$28.1$19.3$20.4$1.10
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$357$328$29.2$24.2