Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2015 • EIN 38-1514946

Jan 01, 2015 to Dec 31, 2015 • Filed on Oct 19, 2016

Organization Profilewww.securitycu.org

View Organization Page

3801 West Boulevard DriveFlint, MI 48505

(810) 235-2322

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

83rd percentile

0.91x

Higher debt load relative to assets than 83% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Liabilities / Revenue

60th percentile

19.23x

Higher debt load relative to revenue than 60% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Net Margin

33rd percentile

11%

Higher net margin than 33% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Top Officer Pay

69th percentile

$488,650

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 2.5% of source-year revenue.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Asset Growth

50th percentile

6.1%

Faster asset growth than 50% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2014 to 2015

Revenue Growth

45th percentile

4.9%

Faster revenue growth than 45% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Up

$406,245,681

Up $23,536,157 (+6.1%) from 2014

Net Assets

Up

$35,336,346

Up $2,058,899 (+6.2%) from 2014

Liabilities

Up

$370,909,335

Up $21,477,258 (+6.1%) from 2014

Revenue And Expenses
Liabilities / Revenue60th percentileNet Margin33rd percentile

Revenue

Up

$19,285,252

Up $900,815 (+4.9%) from 2014

Expenses

Up

$17,223,970

Up $393,878 (+2.3%) from 2014

Net Income

Up

$2,061,282

Up $506,937 (+33%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth50th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $356,887,242Liabilities 2010: $327,683,982Net Assets 2010: $29,203,2602010Assets 2011: $355,801,669Liabilities 2011: $327,695,726Net Assets 2011: $28,105,9432011Assets 2012: $357,433,050Liabilities 2012: $328,500,108Net Assets 2012: $28,932,9422012Assets 2013: $380,950,718Liabilities 2013: $350,275,460Net Assets 2013: $30,675,2582013Assets 2014: $382,709,524Liabilities 2014: $349,432,077Net Assets 2014: $33,277,4472014Assets 2015: $406,245,681Liabilities 2015: $370,909,335Net Assets 2015: $35,336,3462015Assets 2016: $411,269,952Liabilities 2016: $375,210,547Net Assets 2016: $36,059,4052016Assets 2017: $415,381,893Liabilities 2017: $378,298,194Net Assets 2017: $37,083,6992017Assets 2018: $420,236,602Liabilities 2018: $383,170,975Net Assets 2018: $37,065,6272018Assets 2019: $445,821,034Liabilities 2019: $405,565,254Net Assets 2019: $40,255,7802019Assets 2020: $541,296,388Liabilities 2020: $497,746,620Net Assets 2020: $43,549,7682020Assets 2021: $601,751,923Liabilities 2021: $555,915,107Net Assets 2021: $45,836,8162021Assets 2022: $624,480,675Liabilities 2022: $583,476,701Net Assets 2022: $41,003,9742022Assets 2023: $638,584,325Liabilities 2023: $593,869,029Net Assets 2023: $44,715,2962023Assets 2024: $637,849,652Liabilities 2024: $587,356,323Net Assets 2024: $50,493,3292024

Highlighted filing

2015

Assets$406,245,681
Liabilities$370,909,335
Net Assets$35,336,346
Open 2015 Filing

Operations Trend

Revenue Growth45th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0-$20MExpenses 2010: $24,204,0052010Revenue 2011: $19,296,389Expenses 2011: $20,393,706Net Income 2011: -$1,097,3172011Expenses 2012: $17,757,9442012Revenue 2013: $18,920,270Expenses 2013: $17,180,195Net Income 2013: $1,740,0752013Revenue 2014: $18,384,437Expenses 2014: $16,830,092Net Income 2014: $1,554,3452014Revenue 2015: $19,285,252Expenses 2015: $17,223,970Net Income 2015: $2,061,2822015Revenue 2016: $21,196,644Expenses 2016: $19,724,989Net Income 2016: $1,471,6552016Revenue 2017: $22,586,424Expenses 2017: $21,781,938Net Income 2017: $804,4862017Revenue 2018: $23,588,396Expenses 2018: $22,352,754Net Income 2018: $1,235,6422018Revenue 2019: $26,163,596Expenses 2019: $24,229,303Net Income 2019: $1,934,2932019Revenue 2020: $27,011,920Expenses 2020: $25,008,443Net Income 2020: $2,003,4772020Revenue 2021: $27,633,370Expenses 2021: $23,514,257Net Income 2021: $4,119,1132021Revenue 2022: $29,269,007Expenses 2022: $25,015,361Net Income 2022: $4,253,6462022Revenue 2023: $35,342,586Expenses 2023: $32,208,152Net Income 2023: $3,134,4342023Revenue 2024: $40,160,457Expenses 2024: $36,856,950Net Income 2024: $3,303,5072024

Highlighted filing

2015

Revenue$19,285,252
Expenses$17,223,970
Net Income$2,061,282
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Oct 19, 2016
Return Version
2015v2.1
Gross Receipts
$19,703,159
Mission and Program Overview

Mission

We are our members' trusted, secure financial cooperative dedicated to providing exceptional value, personalized service, and convenience.

To provide financial services to member owners with a common bond.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$182,343,602$215,920,407▲ $33,576,805
Investments Other Securities$600,000$129,953,816▲ $129,353,816
Rtn Earn Endowment Incm Other Fnds$33,277,447$35,336,346▲ $2,058,899
Land, Buildings, and Equipment, Net$14,896,357$16,603,196▲ $1,706,839
Savings and Temporary Cash Investments$6,837,200$14,876,900▲ $8,039,700
Cash and Non-Interest-Bearing Accounts$21,052,277$14,417,129▼ $6,635,148
Investments in Publicly Traded Securities$150,968,966$7,005,037▼ $143,963,929
Investments Program Related-$1,863,660-
Prepaid Expenses and Deferred Charges$773,316$546,580▼ $226,736
Accounts Receivable$140,704$103,763▼ $36,941
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$382,709,524$406,245,681▲ $23,536,157
Other Assets Total$5,097,102$4,955,193▼ $141,909
Liabilities
Other Liabilities$345,810,187$366,092,280▲ $20,282,093
Accounts Payable and Accrued Expenses$3,621,890$4,817,055▲ $1,195,165
Total Liabilities$349,432,077$370,909,335▲ $21,477,258
Net Assets / Fund Balance
Total Net Assets Fund Balance$33,277,447$35,336,346▲ $2,058,899
Total Liabilities and Net Assets / Fund Balance$382,709,524$406,245,681▲ $23,536,157

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$8,490,440$4,173,048$12,663,488
Equipment$1,669,681$4,609,736$6,279,417
Land$5,985,738-$5,985,738
Leasehold Improvements$457,337$749,012$1,206,349
Other Land Buildings$0$0$0
Other Securities$904,685--
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christopher EstesPresident/CEOFT$257,692$230,958$488,650
Chad MerrihewSVP/COOFT$111,549$45,876$157,425
Chris BowmanVP AccountingFT$97,079$30,843$127,922

Board Members and Trustees

NameTitle
Kennith ScottChairperson
John TruchanVice Chairperson
Donald HenryDirector
Donald SorensenDirector
Jessie CollinsDirector
Joseph NiedzwieckiDirector
Lauren EmmonsDirector
Phil ThickDirector
Ron DodgeDirector
Tom CrooksDirector
Vic CarpenterDirector
Wilda FoyDirector
Richard HazelSecretary
Gerald DeMariaTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservComputer Software/Card Processing75 Remittance Dr Suite 6956, Chicago, IL 60675$1,239,847
HealthPlusEmployee Health Insurance6643 Solutions Center, Chicago, IL 60677$958,962
Siwek ConstructionConstruction5020 Pilgrim Road, Flint, MI 48507$484,610
DieboldBanking Equipment Service/RepairPO Box 644399, Pittsburgh, PA 15264$435,889
CDW DirectComputers/Hardware/SoftwarePO Box 75723d, Chicago, IL 60675$296,894
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$16,841,947
Investment Income
$2,443,305
Other Revenue
$0
Change in Net Assets
$2,061,282
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$10,297,566
Salaries, Compensation, and Employee Benefits$6,926,404
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,445,751
Office Expenses---$3,207,422
Occupancy---$1,417,563
Other Employee Benefits---$1,103,637
Current Officers, Directors, Trustees, and Key Employees---$773,997
Depreciation Depletion---$746,086
Information Technology---$634,887
Advertising---$619,134
Payroll Taxes---$439,776
Interest---$388,411
Fees for Services Other---$388,246
Insurance---$184,901
Pension Plan Contributions---$163,243
Other Expenses---$85,465
Conferences and Meetings---$70,654
Fees for Services Accounting---$55,715
Fees for Services Legal---$54,679
Travel---$54,415
All Other Expenses---$30,964
Total Functional Expenses$0$0$0$17,223,970
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$366,092,280
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has a single class of members, with equal rights of ownership, governance, and voting.”

Form 990, Part VI, Section A, Line 7A

“Members elect members of the governing body each year at the annual meeting. Board of Directors members are elected for three year terms.”

Form 990, Part VI, Section A, Line 7B

“Decisions of the governing body that are subject to membership approval are mergers into another institution and charter changes.”

Form 990, Part VI, Section A, Line 8B

“The organization has no committees.”

Form 990, Part VI, Section B, Line 11B

“A review is completed by the VP Accounting prior to submission to the IRS.”

Form 990, Part VI, Section B, Line 12C

“Upon election or appointment, the Board of Directors sign an oath of office that includes a conflict of interest statement. Management signs a conflict of interest policy annually and is reviewed by the President/CEO.”

Form 990, Part VI, Section B, Line 15

“The Board of Directors reviews the President/CEO performance and approves compensation. This is documented in the minutes and Credit Union Executive Society (CUES), as well as the National Association of Credit Union Chairmen CEO salary survey. The President/CEO reviews all executive compensation using the Credit Union Executive Society (CUES) Guide and documentation is retained in their personnel files.”

Form 990, Part VI, Section C, Line 19

“The financial statements are posted in the lobby of each office. Other documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Security Credit Union
EIN
38-1514946
Phone
8102352322
Address
3801 West Boulevard Drive, Flint, MI 48505

Signing Officer

Name
Christopher L Bowman
Title
VP Accounting
Phone
8102352322
Signed
2016-10-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Christopher Estes
Formed
1955
Legal Domicile
Mi
Voting Board Members
14
Independent Board Members
14
Employees
149
Volunteers
14

Preparer

Firm
Cindrich Mahalak & Co
Address
31215 Jefferson Ave, St Clair Shores, MI 48082
Preparer
Denise Luckenbacher
Phone
5862961155
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Acquired Equity-459,193; Unrecognized Retirement Costs-176,354”

Raw XML AppendixShowing 400 of 571 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm0Kennith Scott
IRS990/Form990PartVIISectionAGrp/PersonNm1John Truchan
IRS990/Form990PartVIISectionAGrp/PersonNm2Richard Hazel
IRS990/Form990PartVIISectionAGrp/PersonNm3Gerald DeMaria
IRS990/Form990PartVIISectionAGrp/PersonNm4Vic Carpenter
IRS990/Form990PartVIISectionAGrp/PersonNm5Tom Crooks
IRS990/Form990PartVIISectionAGrp/PersonNm6Ron Dodge
IRS990/Form990PartVIISectionAGrp/PersonNm7Lauren Emmons
IRS990/Form990PartVIISectionAGrp/PersonNm8Wilda Foy
IRS990/Form990PartVIISectionAGrp/PersonNm9Donald Henry
IRS990/Form990PartVIISectionAGrp/PersonNm10Joseph Niedzwiecki
IRS990/Form990PartVIISectionAGrp/PersonNm11Donald Sorensen
IRS990/Form990PartVIISectionAGrp/PersonNm12Phil Thick
IRS990/Form990PartVIISectionAGrp/PersonNm13Jessie Collins
IRS990/Form990PartVIISectionAGrp/PersonNm14Christopher Estes
IRS990/Form990PartVIISectionAGrp/PersonNm15Chris Bowman
IRS990/Form990PartVIISectionAGrp/PersonNm16Chad Merrihew
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14318532
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1597079
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16124674
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP Accounting
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP/COO
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01955
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-120
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt014
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0417787
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt019703159
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt014
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0634887
IRS990/InsuranceGrp/TotalAmt0184901
IRS990/InterestGrp/TotalAmt0388411
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt02443425
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02443425
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0600000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0129953816
IRS990/InvestmentsProgramRelatedGrp/EOYAmt01863660
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0150968966
IRS990/InvestmentsPubTradedSecGrp/EOYAmt07005037
IRS990/IRPDocumentCnt06317
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt09531796
IRS990/LandBldgEquipBasisNetGrp/BOYAmt014896357
IRS990/LandBldgEquipBasisNetGrp/EOYAmt016603196
IRS990/LandBldgEquipCostOrOtherBssAmt026134992
IRS990/LegalDomicileStateCd0MI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0417907
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0We are our Members' trusted, secure financial cooperative dedicated to providing exceptional value, personalized service, and convenience.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt033277447
IRS990/NetAssetsOrFundBalancesEOYAmt035336346
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-120
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-120
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt0-234878
IRS990/NetUnrlzdGainsLossesInvstAmt0-637930
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01417563
IRS990/OfficeExpensesGrp/TotalAmt03207422
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt05097102
IRS990/OtherAssetsTotalGrp/EOYAmt04955193
IRS990/OtherChangesInNetAssetsAmt0635547
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01103637
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc2Other Operating Expense
IRS990/OtherExpensesGrp/Desc3Operating Fee
IRS990/OtherExpensesGrp/TotalAmt01268885
IRS990/OtherExpensesGrp/TotalAmt1772478
IRS990/OtherExpensesGrp/TotalAmt2317661
IRS990/OtherExpensesGrp/TotalAmt385465
IRS990/OtherLiabilitiesGrp/BOYAmt0345810187
IRS990/OtherLiabilitiesGrp/EOYAmt0366092280
IRS990/OtherOrganizationDsc0Credit Union
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt04445751
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0182343602
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0215920407
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0439776
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0163243
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0773316
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0546580
IRS990/PrincipalOfficerNm0Christopher Estes
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest
IRS990/ProgramServiceRevenueGrp/Desc1Other Income
IRS990/ProgramServiceRevenueGrp/Desc2Sale of Mortgages
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt010337464
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt16215289
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt250321
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt010337464
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt16454162
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt250321
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1238873
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0Provide 24,115 loans, including Vehicle, Business, First Mortgage, Home Equity, Line of Credit, and Unsecured loans.
IRS990/ProgSrvcAccomActy3Grp/Desc0Offer Automated Teller Machines, Wire Transfers, Money Orders and various insurance programs.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02229386
IRS990/PYOtherExpensesAmt010042714
IRS990/PYOtherRevenueAmt02551663
IRS990/PYProgramServiceRevenueAmt013603388
IRS990/PYRevenuesLessExpensesAmt01554345
IRS990/PYSalariesCompEmpBnftPaidAmt06787378
IRS990/PYTotalExpensesAmt016830092
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt018384437
IRS990/ReconcilationRevenueExpnssAmt02061282
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt033277447
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt035336346
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06837200
IRS990/SavingsAndTempCashInvstGrp/EOYAmt014876900
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt08490440
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04173048
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt012663488
IRS990ScheduleD/EquipmentGrp/BookValueAmt01669681
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04609736
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt06279417
IRS990ScheduleD/LandGrp/BookValueAmt05985738
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt05985738
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0457337
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0749012

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$406,245,681
Liabilities
$370,909,335
Net assets
$35,336,346
Revenue
$19,285,252
Expenses
$17,223,970
Net income
$2,061,282
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$638$587$50.5$40.2$36.9$3.30
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$639$594$44.7$35.3$32.2$3.13
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$624$583$41.0$29.3$25.0$4.25
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$602$556$45.8$27.6$23.5$4.12
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$541$498$43.5$27.0$25.0$2.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$446$406$40.3$26.2$24.2$1.93
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$420$383$37.1$23.6$22.4$1.24
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$415$378$37.1$22.6$21.8$0.80
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$411$375$36.1$21.2$19.7$1.47
2015Detailed filing. Detailed filing data is available for this year.$406$371$35.3$19.3$17.2$2.06
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$383$349$33.3$18.4$16.8$1.55
2013Detailed filing. Detailed filing data is available for this year.$381$350$30.7$18.9$17.2$1.74
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$357$329$28.9$17.8
2011Summary only. Only limited summary data is available for this year.$356$328$28.1$19.3$20.4$1.10
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$357$328$29.2$24.2