Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2014 • EIN 38-1514946

Jan 01, 2014 to Dec 31, 2014 • Filed on Nov 11, 2015

Organization Profilewww.securitycu.org

View Organization Page

3801 West Boulevard DriveFlint, MI 48505

(810) 235-2322

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

84th percentile

0.91x

Higher debt load relative to assets than 84% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Liabilities / Revenue

60th percentile

19.01x

Higher debt load relative to revenue than 60% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Net Margin

19th percentile

8.5%

Higher net margin than 19% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Top Officer Pay

72nd percentile

$474,592

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 2.6% of source-year revenue.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Asset Growth

10th percentile

0.5%

Faster asset growth than 10% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2013 to 2014

Revenue Growth

18th percentile

-2.8%

Faster revenue growth than 18% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets84th percentile

Assets

Up

$382,709,524

Up $1,758,806 (+0.5%) from 2013

Net Assets

Up

$33,277,447

Up $2,602,189 (+8.5%) from 2013

Liabilities

Down

$349,432,077

Down $843,383 (-0.2%) from 2013

Revenue And Expenses
Liabilities / Revenue60th percentileNet Margin19th percentile

Revenue

Down

$18,384,437

Down $535,833 (-2.8%) from 2013

Expenses

Down

$16,830,092

Down $350,103 (-2.0%) from 2013

Net Income

Down

$1,554,345

Down $185,730 (-11%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth10th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $356,887,242Liabilities 2010: $327,683,982Net Assets 2010: $29,203,2602010Assets 2011: $355,801,669Liabilities 2011: $327,695,726Net Assets 2011: $28,105,9432011Assets 2012: $357,433,050Liabilities 2012: $328,500,108Net Assets 2012: $28,932,9422012Assets 2013: $380,950,718Liabilities 2013: $350,275,460Net Assets 2013: $30,675,2582013Assets 2014: $382,709,524Liabilities 2014: $349,432,077Net Assets 2014: $33,277,4472014Assets 2015: $406,245,681Liabilities 2015: $370,909,335Net Assets 2015: $35,336,3462015Assets 2016: $411,269,952Liabilities 2016: $375,210,547Net Assets 2016: $36,059,4052016Assets 2017: $415,381,893Liabilities 2017: $378,298,194Net Assets 2017: $37,083,6992017Assets 2018: $420,236,602Liabilities 2018: $383,170,975Net Assets 2018: $37,065,6272018Assets 2019: $445,821,034Liabilities 2019: $405,565,254Net Assets 2019: $40,255,7802019Assets 2020: $541,296,388Liabilities 2020: $497,746,620Net Assets 2020: $43,549,7682020Assets 2021: $601,751,923Liabilities 2021: $555,915,107Net Assets 2021: $45,836,8162021Assets 2022: $624,480,675Liabilities 2022: $583,476,701Net Assets 2022: $41,003,9742022Assets 2023: $638,584,325Liabilities 2023: $593,869,029Net Assets 2023: $44,715,2962023Assets 2024: $637,849,652Liabilities 2024: $587,356,323Net Assets 2024: $50,493,3292024

Highlighted filing

2014

Assets$382,709,524
Liabilities$349,432,077
Net Assets$33,277,447
Open 2014 Filing

Operations Trend

Revenue Growth18th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0-$20MExpenses 2010: $24,204,0052010Revenue 2011: $19,296,389Expenses 2011: $20,393,706Net Income 2011: -$1,097,3172011Expenses 2012: $17,757,9442012Revenue 2013: $18,920,270Expenses 2013: $17,180,195Net Income 2013: $1,740,0752013Revenue 2014: $18,384,437Expenses 2014: $16,830,092Net Income 2014: $1,554,3452014Revenue 2015: $19,285,252Expenses 2015: $17,223,970Net Income 2015: $2,061,2822015Revenue 2016: $21,196,644Expenses 2016: $19,724,989Net Income 2016: $1,471,6552016Revenue 2017: $22,586,424Expenses 2017: $21,781,938Net Income 2017: $804,4862017Revenue 2018: $23,588,396Expenses 2018: $22,352,754Net Income 2018: $1,235,6422018Revenue 2019: $26,163,596Expenses 2019: $24,229,303Net Income 2019: $1,934,2932019Revenue 2020: $27,011,920Expenses 2020: $25,008,443Net Income 2020: $2,003,4772020Revenue 2021: $27,633,370Expenses 2021: $23,514,257Net Income 2021: $4,119,1132021Revenue 2022: $29,269,007Expenses 2022: $25,015,361Net Income 2022: $4,253,6462022Revenue 2023: $35,342,586Expenses 2023: $32,208,152Net Income 2023: $3,134,4342023Revenue 2024: $40,160,457Expenses 2024: $36,856,950Net Income 2024: $3,303,5072024

Highlighted filing

2014

Revenue$18,384,437
Expenses$16,830,092
Net Income$1,554,345
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 11, 2015
Return Version
2014v5.0
Gross Receipts
$22,530,922
Mission and Program Overview

Mission

We are our members' trusted, secure financial cooperative dedicated to providing exceptional value, personalized service, and convenience.

To provide financial services to member owners with a common bond.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$164,721,000$182,343,602▲ $17,622,602
Investments in Publicly Traded Securities$150,044,547$150,968,966▲ $924,419
Rtn Earn Endowment Incm Other Fnds$30,675,258$33,277,447▲ $2,602,189
Cash and Non-Interest-Bearing Accounts$25,140,370$21,052,277▼ $4,088,093
Land, Buildings, and Equipment, Net$14,984,049$14,896,357▼ $87,692
Savings and Temporary Cash Investments$12,653,703$6,837,200▼ $5,816,503
Prepaid Expenses and Deferred Charges$863,128$773,316▼ $89,812
Investments Other Securities$600,000$600,000→ $0
Accounts Receivable$66,817$140,704▲ $73,887
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$380,950,718$382,709,524▲ $1,758,806
Other Assets Total$11,877,104$5,097,102▼ $6,780,002
Liabilities
Other Liabilities$345,854,731$345,810,187▼ $44,544
Accounts Payable and Accrued Expenses$4,420,729$3,621,890▼ $798,839
Total Liabilities$350,275,460$349,432,077▼ $843,383
Net Assets / Fund Balance
Total Net Assets Fund Balance$30,675,258$33,277,447▲ $2,602,189
Total Liabilities and Net Assets / Fund Balance$380,950,718$382,709,524▲ $1,758,806

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$8,761,611$3,809,871$12,571,482
Equipment$1,112,679$10,047,760$11,160,439
Land$4,789,288-$4,789,288
Leasehold Improvements$232,779$894,912$1,127,691
Other Land Buildings$0$0$0
Compensation and Service Providers
Top Officer Pay72nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christopher EstesPresident/CEOFT$257,119$217,473$474,592
Chad MerrihewSVP/COOFT$117,030$31,806$148,836
Chris BowmanVP AccountingFT$76,555$23,142$99,697

Board Members and Trustees

NameTitle
Kennith ScottChairperson
John TruchanVice Chairperson
Donald HenryDirector
Donald SorensenDirector
Jessie CollinsDirector
Joseph NiedzwieckiDirector
Lauren EmmonsDirector
Phil ThickDirector
Ron DodgeDirector
Tom CrooksDirector
Vic CarpenterDirector
Wilda FoyDirector
Richard HazelSecretary
Gerald DeMariaTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservComputer Software/Card Processing75 Remittance Dr Suite 6956, Chicago, IL 60675$1,409,612
HealthPlusEmployee Health Insurance6643 Solutions Center, Chicago, IL 60677$714,963
DieboldBanking Equipment Service/RepairPO Box 644399, Pittsburgh, PA 15264$331,297
DataMailStatement Processing747 E Whitcomb, Madison Heights, MI 48071$304,188
Gila GroupCollections8325 Tuscany Way Blvd, Austin, TX 78754$275,090
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$13,603,388
Investment Income
$2,229,386
Other Revenue
$2,551,663
Change in Net Assets
$1,554,345
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$10,042,714
Salaries, Compensation, and Employee Benefits$6,787,378
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,512,965
Office Expenses---$1,507,815
Occupancy---$1,026,289
Information Technology---$939,974
Other Employee Benefits---$921,111
Current Officers, Directors, Trustees, and Key Employees---$723,125
Depreciation Depletion---$618,632
Advertising---$543,989
Other Expenses---$511,641
Payroll Taxes---$484,267
Interest---$444,805
Insurance---$204,519
Pension Plan Contributions---$145,910
Fees for Services Other---$45,613
Conferences and Meetings---$43,754
Fees for Services Legal---$42,485
Fees for Services Accounting---$31,840
All Other Expenses---$26,297
Total Functional Expenses$0$0$0$16,830,092
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$345,810,187
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Every client that has an account with our Credit Union is also a member.”

Form 990, Part VI, Section A, Line 7A

“Members elect members of the governing body each year at the annual meeting.”

Form 990, Part VI, Section A, Line 7B

“Yes, some of the decisions of the governing body are subject to the approval of the regulatory agencies.”

Form 990, Part VI, Section A, Line 8B

“The organization has no committees.”

Form 990, Part VI, Section B, Line 11B

“A review is completed by the VP Accounting before filing.”

Form 990, Part VI, Section B, Line 12C

“Upon election or appointment, the Board of Directors sign an oath of office that includes a conflict of interest statement. Management signs a conflict of interest policy annually and is reviewed by the CEO.”

Form 990, Part VI, Section B, Line 15

“The Board of Directors reviews the CEO performance and approves CEO compensation. This is documented in the minutes and Credit Union Executive Society (CUES), as well as the National Association of Credit Union Chairmen CEO salary survey. The CEO reviews all executive compensation using the Credit Union Executive Society (CUES) Guide and documentation is retained in their personnel files.”

Form 990, Part VI, Section C, Line 19

“The financial statements are posted in the lobby of each office. Other documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Security Credit Union
EIN
38-1514946
Phone
8102352322
Address
3801 West Boulevard Drive, Flint, MI 48505

Signing Officer

Name
Christopher L Bowman
Title
VP Accounting
Phone
8102352322
Signed
2015-11-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Christopher Estes
Formed
1955
Legal Domicile
Mi
Voting Board Members
14
Independent Board Members
14
Employees
156
Volunteers
14

Preparer

Firm
Cindrich Mahalak & Co
Address
31215 Jefferson Ave, St Clair Shores, MI 48082
Preparer
Roy Griffor Jr
Phone
5862961155
Raw XML AppendixShowing 400 of 554 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0To provide financial services to member owners with a common bond.
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IRS990/CreditCounselingInd00
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IRS990/Desc0Provide 48,743 members with Regular Shares, Share Drafts, Money Market, and Certificate accounts totaling 87,509.
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IRS990/Form990PartVIISectionAGrp/PersonNm0Kennith Scott
IRS990/Form990PartVIISectionAGrp/PersonNm1John Truchan
IRS990/Form990PartVIISectionAGrp/PersonNm2Richard Hazel
IRS990/Form990PartVIISectionAGrp/PersonNm3Gerald DeMaria
IRS990/Form990PartVIISectionAGrp/PersonNm4Vic Carpenter
IRS990/Form990PartVIISectionAGrp/PersonNm5Tom Crooks
IRS990/Form990PartVIISectionAGrp/PersonNm6Ron Dodge
IRS990/Form990PartVIISectionAGrp/PersonNm7Lauren Emmons
IRS990/Form990PartVIISectionAGrp/PersonNm8Wilda Foy
IRS990/Form990PartVIISectionAGrp/PersonNm9Donald Henry
IRS990/Form990PartVIISectionAGrp/PersonNm10Joseph Niedzwiecki
IRS990/Form990PartVIISectionAGrp/PersonNm11Donald Sorensen
IRS990/Form990PartVIISectionAGrp/PersonNm12Phil Thick
IRS990/Form990PartVIISectionAGrp/PersonNm13Jessie Collins
IRS990/Form990PartVIISectionAGrp/PersonNm14Christopher Estes
IRS990/Form990PartVIISectionAGrp/PersonNm15Chris Bowman
IRS990/Form990PartVIISectionAGrp/PersonNm16Chad Merrihew
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP Accounting
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP/COO
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01955
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-71889
IRS990/GainOrLossGrp/SecuritiesAmt053862
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt014
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0946794
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt03181664
IRS990/GrossReceiptsAmt022530922
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt014
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0939974
IRS990/InsuranceGrp/TotalAmt0204519
IRS990/InterestGrp/TotalAmt0444805
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt02247413
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02247413
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0600000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0600000
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0150044547
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0150968966
IRS990/IRPDocumentCnt06641
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt014752543
IRS990/LandBldgEquipBasisNetGrp/BOYAmt014984049
IRS990/LandBldgEquipBasisNetGrp/EOYAmt014896357
IRS990/LandBldgEquipCostOrOtherBssAmt029648900
IRS990/LegalDomicileStateCd0MI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt01018683
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt03127802
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0We are Members' trusted, secure financial cooperative dedicated to providing exceptional value, personalized service, and convenience.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt030675258
IRS990/NetAssetsOrFundBalancesEOYAmt033277447
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-18027
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-18027
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt0-552525
IRS990/NetUnrlzdGainsLossesInvstAmt01047844
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01026289
IRS990/OfficeExpensesGrp/TotalAmt01507815
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt011877104
IRS990/OtherAssetsTotalGrp/EOYAmt05097102
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0921111
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1ATM Costs
IRS990/OtherExpensesGrp/Desc2Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc3Other Operating Expense
IRS990/OtherExpensesGrp/TotalAmt02123323
IRS990/OtherExpensesGrp/TotalAmt11025513
IRS990/OtherExpensesGrp/TotalAmt2906225
IRS990/OtherExpensesGrp/TotalAmt3511641
IRS990/OtherLiabilitiesGrp/BOYAmt0345854731
IRS990/OtherLiabilitiesGrp/EOYAmt0345810187
IRS990/OtherOrganizationDsc0Credit Union
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1524298
IRS990/OtherRevenueMiscGrp/Desc0Interchange
IRS990/OtherRevenueMiscGrp/Desc1Insurance Products
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02248227
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1303436
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02248227
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1303436
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueTotalAmt02551663
IRS990/OtherSalariesAndWagesGrp/TotalAmt04512965
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0164721000
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0182343602
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0484267
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0145910
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0863128
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0773316
IRS990/PrincipalOfficerNm0Christopher Estes
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest
IRS990/ProgramServiceRevenueGrp/Desc1Other Income
IRS990/ProgramServiceRevenueGrp/Desc2Sale of Mortgages
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt09321761
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt14020187
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt237372
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt09321761
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt14244255
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt237372
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1224068
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0Provide 23,103 loans, including Vehicle, Business, First Mortgage, Home Equity, Line of Credit, and Unsecured loans.
IRS990/ProgSrvcAccomActy3Grp/Desc0Offer Automated Teller Machines, Wire Transfers, Money Orders and various insurance programs.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02093981
IRS990/PYOtherExpensesAmt010184922
IRS990/PYOtherRevenueAmt03103195
IRS990/PYProgramServiceRevenueAmt013723094
IRS990/PYRevenuesLessExpensesAmt01740075
IRS990/PYSalariesCompEmpBnftPaidAmt06995273
IRS990/PYTotalExpensesAmt017180195
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt018920270
IRS990/ReconcilationRevenueExpnssAmt01554345
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt030675258
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt033277447
IRS990/SavingsAndTempCashInvstGrp/BOYAmt012653703
IRS990/SavingsAndTempCashInvstGrp/EOYAmt06837200
IRS990/ScheduleBRequiredInd00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$382,709,524
Liabilities
$349,432,077
Net assets
$33,277,447
Revenue
$18,384,437
Expenses
$16,830,092
Net income
$1,554,345
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$638$587$50.5$40.2$36.9$3.30
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$639$594$44.7$35.3$32.2$3.13
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$624$583$41.0$29.3$25.0$4.25
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$602$556$45.8$27.6$23.5$4.12
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$541$498$43.5$27.0$25.0$2.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$446$406$40.3$26.2$24.2$1.93
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$420$383$37.1$23.6$22.4$1.24
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$415$378$37.1$22.6$21.8$0.80
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$411$375$36.1$21.2$19.7$1.47
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$406$371$35.3$19.3$17.2$2.06
2014Detailed filing. Detailed filing data is available for this year.$383$349$33.3$18.4$16.8$1.55
2013Detailed filing. Detailed filing data is available for this year.$381$350$30.7$18.9$17.2$1.74
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$357$329$28.9$17.8
2011Summary only. Only limited summary data is available for this year.$356$328$28.1$19.3$20.4$1.10
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$357$328$29.2$24.2