Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2016 • EIN 38-1502320

Jan 01, 2016 to Dec 31, 2016 • Filed on Apr 24, 2017

Organization Profilewww.safeharborcu.org
1200 East Tinkham Ave PO Box 980Ludington, MI 49431

(231) 843-2323

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

74th percentile

0.90x

Higher debt load relative to assets than 74% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Liabilities / Revenue

61st percentile

21.72x

Higher debt load relative to revenue than 61% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Net Margin

97th percentile

30%

Higher net margin than 97% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Top Officer Pay

20th percentile

$70,655

Higher top officer pay than 20% of similar nonprofits.

Top officer pay equals 3.5% of source-year revenue.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Asset Growth

85th percentile

7.5%

Faster asset growth than 85% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Revenue Growth

96th percentile

16%

Faster revenue growth than 96% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets74th percentile

Assets

Up

$49,054,280

Up $3,441,474 (+7.5%) from 2015

Net Assets

Up

$4,725,007

Up $608,110 (+15%) from 2015

Liabilities

Up

$44,329,273

Up $2,833,364 (+6.8%) from 2015

Revenue And Expenses
Liabilities / Revenue61st percentileNet Margin97th percentile

Revenue

Up

$2,040,942

Up $278,980 (+16%) from 2015

Expenses

Down

$1,432,832

Down $53,951 (-3.6%) from 2015

Net Income

Up

$608,110

Up $332,931 (+121%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth85th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2011: $38,728,538Liabilities 2011: $35,447,986Net Assets 2011: $3,280,5522011Assets 2012: $40,463,311Liabilities 2012: $37,132,455Net Assets 2012: $3,330,8562012Assets 2013: $41,664,354Liabilities 2013: $38,143,217Net Assets 2013: $3,521,1372013Assets 2014: $42,976,286Liabilities 2014: $39,134,568Net Assets 2014: $3,841,7182014Assets 2015: $45,612,806Liabilities 2015: $41,495,909Net Assets 2015: $4,116,8972015Assets 2016: $49,054,280Liabilities 2016: $44,329,273Net Assets 2016: $4,725,0072016Assets 2017: $55,500,247Liabilities 2017: $50,036,942Net Assets 2017: $5,463,3052017Assets 2018: $60,570,880Liabilities 2018: $54,153,837Net Assets 2018: $6,417,0432018Assets 2019: $68,656,173Liabilities 2019: $61,197,377Net Assets 2019: $7,458,7962019Assets 2020: $90,114,212Liabilities 2020: $81,381,342Net Assets 2020: $8,732,8702020Assets 2021: $115,789,005Liabilities 2021: $105,551,764Net Assets 2021: $10,237,2412021Assets 2022: $130,837,946Liabilities 2022: $119,650,107Net Assets 2022: $11,187,8392022Assets 2023: $144,959,154Liabilities 2023: $131,917,613Net Assets 2023: $13,041,5412023

Highlighted filing

2016

Assets$49,054,280
Liabilities$44,329,273
Net Assets$4,725,007
Open 2016 Filing

Operations Trend

Revenue Growth96th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Expenses 2011: $1,635,1512011Revenue 2012: $1,708,692Expenses 2012: $1,658,388Net Income 2012: $50,3042012Revenue 2013: $1,662,746Expenses 2013: $1,472,465Net Income 2013: $190,2812013Revenue 2014: $1,716,781Expenses 2014: $1,396,200Net Income 2014: $320,5812014Revenue 2015: $1,761,962Expenses 2015: $1,486,783Net Income 2015: $275,1792015Revenue 2016: $2,040,942Expenses 2016: $1,432,832Net Income 2016: $608,1102016Revenue 2017: $2,655,993Expenses 2017: $1,867,067Net Income 2017: $788,9262017Revenue 2018: $3,463,967Expenses 2018: $2,499,611Net Income 2018: $964,3562018Revenue 2019: $4,169,000Expenses 2019: $3,194,519Net Income 2019: $974,4812019Revenue 2020: $4,822,067Expenses 2020: $3,585,695Net Income 2020: $1,236,3722020Revenue 2021: $5,498,862Expenses 2021: $3,880,835Net Income 2021: $1,618,0272021Revenue 2022: $6,315,016Expenses 2022: $4,749,542Net Income 2022: $1,565,4742022Revenue 2023: $8,484,424Expenses 2023: $6,772,288Net Income 2023: $1,712,1362023

Highlighted filing

2016

Revenue$2,040,942
Expenses$1,432,832
Net Income$608,110
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Apr 24, 2017
Return Version
2016v3.0
Gross Receipts
$2,040,942
Mission and Program Overview

Mission

Provide financial services and products to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$26,810,375$32,838,817▲ $6,028,442
Investments Other Securities$12,253,104$9,226,931▼ $3,026,173
Savings and Temporary Cash Investments$4,202,344$4,830,043▲ $627,699
Rtn Earn Endowment Incm Other Fnds$4,116,897$4,725,007▲ $608,110
Land, Buildings, and Equipment, Net$1,205,434$1,140,829▼ $64,605
Cash and Non-Interest-Bearing Accounts$560,834$425,860▼ $134,974
Prepaid Expenses and Deferred Charges$35,277$22,496▼ $12,781
Accounts Receivable-$487-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$45,612,806$49,054,280▲ $3,441,474
Other Assets Total$545,438$568,817▲ $23,379
Liabilities
Other Liabilities$41,282,115$44,270,512▲ $2,988,397
Accounts Payable and Accrued Expenses$213,794$58,761▼ $155,033
Total Liabilities$41,495,909$44,329,273▲ $2,833,364
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,116,897$4,725,007▲ $608,110
Total Liabilities and Net Assets / Fund Balance$45,612,806$49,054,280▲ $3,441,474

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$986,344$413,157$1,399,501
Other Land Buildings$70,220$279,174$349,394
Equipment$54,849$127,509$182,358
Land$28,556-$28,556
Leasehold Improvements$860$11,890$12,750
Compensation and Service Providers
Top Officer Pay20th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Adam JohnsonPresident/CEOFT$61,696$8,959$70,655
David EykePresident / CEOFT$30,092$2,413$32,505

Board Members and Trustees

NameTitle
Kevin RichardsonChairperson
Rick ChapmanVice Chair
Kelli SmithDirector
Marcia HansenDirector
Ronald LambDirector
Tangee PettisSecretary
David KasleyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,815,231
Investment Income
$212,088
Other Revenue
$13,623
Change in Net Assets
$608,110
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$766,320
Salaries, Compensation, and Employee Benefits$666,512
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$414,478
Information Technology---$108,871
Current Officers, Directors, Trustees, and Key Employees---$103,160
Interest---$102,241
Occupancy---$84,098
Depreciation Depletion---$84,019
Other Employee Benefits---$75,951
Office Expenses---$73,314
Advertising---$55,721
Payroll Taxes---$44,203
Fees for Services Other---$30,804
Pension Plan Contributions---$28,720
All Other Expenses---$21,120
Other Expenses---$15,207
Conferences and Meetings---$14,042
Fees for Services Accounting---$12,163
Insurance---$12,048
Travel---$9,457
Fees for Services Legal---$1,754
Total Functional Expenses$0$0$0$1,432,832
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Liabilities$44,270,512
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Section 501c(14) Credit Union is composed of members.”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“Mergers are voted on by entire membership.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Employee and Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.”

Filing and Contact Details

Filer

Filer Name
Safe Harbor Credit Union
EIN
38-1502320
Phone
2318432323
Address
1200 East Tinkham Ave PO Box 980, Ludington, MI 49431

Signing Officer

Name
Adam Johnson
Title
President/CEO
Signed
2017-04-24
Discuss with paid preparer
Yes

Organization Details

Formed
1952
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
20
Volunteers
7

Preparer

Firm
Financial Standards Group Inc
Address
3615 NEWBURG RD, LOUISVILLE, KY 40218
Preparer
Thomas Armantrout CPA
Phone
8005225820
Raw XML AppendixShowing 400 of 426 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherRevenueMiscGrp/BusinessCd1525990
IRS990/OtherRevenueMiscGrp/Desc0Income from Insurance
IRS990/OtherRevenueMiscGrp/Desc1Non-Member ATM Fees
IRS990/OtherRevenueMiscGrp/Desc2Sprint Reimbursement
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt010
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt06059
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt16450
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt21114
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt06059
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt16440
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt21114
IRS990/OtherRevenueTotalAmt013623
IRS990/OtherSalariesAndWagesGrp/TotalAmt0414478
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt026810375
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt032838817
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt044203
IRS990/PensionPlanContributionsGrp/TotalAmt028720
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt035277
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt022496
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0Income on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Interchange Income
IRS990/ProgramServiceRevenueGrp/Desc2Non-Return Item Fees
IRS990/ProgramServiceRevenueGrp/Desc3Other Fees & Charges
IRS990/ProgramServiceRevenueGrp/Desc4Return Item Fees
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01343585
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1178669
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt293240
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3131289
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt468448
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01343585
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1178669
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt293240
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3131289
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt468448
IRS990/ProgSrvcAccomActy2Grp/Desc0The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2016 was 2,413.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0215878
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0804178
IRS990/PYOtherRevenueAmt011293
IRS990/PYProgramServiceRevenueAmt01534791
IRS990/PYRevenuesLessExpensesAmt0275179
IRS990/PYSalariesCompEmpBnftPaidAmt0682605
IRS990/PYTotalExpensesAmt01486783
IRS990/PYTotalRevenueAmt01761962
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0608110
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04116897
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04725007
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04202344
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04830043
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0986344
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0413157
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01399501
IRS990ScheduleD/EquipmentGrp/BookValueAmt054849
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0127509
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0182358
IRS990ScheduleD/LandGrp/BookValueAmt028556
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt028556
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0860
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt011890
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt012750
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt070220
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0279174
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0349394
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt044270512
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Other Liabilities
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01140829
IRS990ScheduleD/TotalBookValueSecuritiesAmt09226931
IRS990ScheduleD/TotalLiabilityAmt044270512
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt030092
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount01815
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt0598
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0David Eyke
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0President / CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt032505
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Section 501c(14) Credit Union is composed of members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Mergers are voted on by entire membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Employee and Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt045612806
IRS990/TotalAssetsEOYAmt049054280
IRS990/TotalAssetsGrp/BOYAmt045612806
IRS990/TotalAssetsGrp/EOYAmt049054280
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt020
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01432832
IRS990/TotalGrossUBIAmt013613
IRS990/TotalLiabilitiesBOYAmt041495909
IRS990/TotalLiabilitiesEOYAmt044329273
IRS990/TotalLiabilitiesGrp/BOYAmt041495909
IRS990/TotalLiabilitiesGrp/EOYAmt044329273
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04116897
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04725007
IRS990/TotalOtherCompensationAmt09557
IRS990/TotalProgramServiceRevenueAmt01815231
IRS990/TotalReportableCompFromOrgAmt093603
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02027329
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02040942
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt013613
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt045612806
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt049054280
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt09457
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0www.safeharborcu.org

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$49,054,280
Liabilities
$44,329,273
Net assets
$4,725,007
Revenue
$2,040,942
Expenses
$1,432,832
Net income
$608,110
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$145$132$13.0$8.48$6.77$1.71
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$131$120$11.2$6.32$4.75$1.57
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$116$106$10.2$5.50$3.88$1.62
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$90.1$81.4$8.73$4.82$3.59$1.24
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$68.7$61.2$7.46$4.17$3.19$0.97
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.6$54.2$6.42$3.46$2.50$0.96
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$55.5$50.0$5.46$2.66$1.87$0.79
2016Detailed filing. Detailed filing data is available for this year.$49.1$44.3$4.73$2.04$1.43$0.61
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$45.6$41.5$4.12$1.76$1.49$0.28
2014Detailed filing. Detailed filing data is available for this year.$43.0$39.1$3.84$1.72$1.40$0.32
2013Detailed filing. Detailed filing data is available for this year.$41.7$38.1$3.52$1.66$1.47$0.19
2012Summary only. Only limited summary data is available for this year.$40.5$37.1$3.33$1.71$1.66$0.05
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$38.7$35.4$3.28$1.64