Liabilities / Assets
81st percentile
Higher debt load relative to assets than 81% of similar nonprofits.
EIN 38-1490360 • 501(c)14 • Livonia, MI
Profile
Provide financial services and products to members.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
81st percentile
Higher debt load relative to assets than 81% of similar nonprofits.
Liabilities / Revenue
78th percentile
Higher debt load relative to revenue than 78% of similar nonprofits.
Net Margin
35th percentile
Higher net margin than 35% of similar nonprofits.
Top Officer Pay
61st percentile
Higher top officer pay than 61% of similar nonprofits.
Top officer pay equals 4.2% of source-year revenue.
Asset Growth
13th percentile
Faster asset growth than 13% of similar nonprofits.
Revenue Growth
27th percentile
Faster revenue growth than 27% of similar nonprofits.
Assets
Down$119,070,137
Down $3,321,759 (-2.7%) from 2023
Liabilities
Down$109,021,548
Down $4,351,894 (-3.8%) from 2023
Net Assets
Up$10,048,589
Up $1,030,135 (+11%) from 2023
Revenue
Up$6,157,393
Up $469,168 (+8.2%) from 2023
Expenses
Up$5,636,887
Up $711,396 (+14%) from 2023
Net Income
Down$520,506
Down $242,228 (-32%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Making life better by simplifying financial services through technology and exceptional service.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $81,291,020 | $73,970,093 | ▼ $7,320,927 |
| Savings and Temporary Cash Investments | $15,831,002 | $18,384,066 | ▲ $2,553,064 |
| Investments in Publicly Traded Securities | $17,683,439 | $16,208,154 | ▼ $1,475,285 |
| Rtn Earn Endowment Incm Other Fnds | $9,018,454 | $10,048,589 | ▲ $1,030,135 |
| Land, Buildings, and Equipment, Net | $3,307,613 | $4,038,305 | ▲ $730,692 |
| Investments Other Securities | $839,066 | $2,916,515 | ▲ $2,077,449 |
| Cash and Non-Interest-Bearing Accounts | $967,853 | $924,226 | ▼ $43,627 |
| Accounts Receivable | $556,061 | $766,784 | ▲ $210,723 |
| Prepaid Expenses and Deferred Charges | $238,630 | $328,422 | ▲ $89,792 |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $122,391,896 | $119,070,137 | ▼ $3,321,759 |
| Other Assets Total | $1,677,212 | $1,533,572 | ▼ $143,640 |
| Liabilities | |||
| Other Liabilities | $112,593,367 | $108,516,341 | ▼ $4,077,026 |
| Accounts Payable and Accrued Expenses | $780,075 | $256,987 | ▼ $523,088 |
| Deferred Revenue | - | $248,220 | - |
| Total Liabilities | $113,373,442 | $109,021,548 | ▼ $4,351,894 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $9,018,454 | $10,048,589 | ▲ $1,030,135 |
| Total Liabilities and Net Assets / Fund Balance | $122,391,896 | $119,070,137 | ▼ $3,321,759 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,369,535 | $1,150,472 | $2,520,007 |
| Other Land Buildings | $1,502,242 | $467,996 | $1,970,238 |
| Land | $1,166,528 | - | $1,166,528 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Peter Bagazinski | CEO | FT | $201,119 | $54,913 | $256,032 |
| Michael Scurto | Vice President | FT | $123,320 | $30,494 | $153,814 |
| Emma Teller | Vice President | FT | $107,454 | $26,656 | $134,110 |
| Robert Marciniak | CFO | FT | $120,607 | $3,434 | $124,041 |
| Joann Peurach | Vice President | FT | $99,797 | $22,070 | $121,867 |
| Eric Rothert | Vice President | FT | $104,398 | $2,823 | $107,221 |
| Name | Title |
|---|---|
| Kevin Prost | Chairman |
| Denise Van Der Ster | Director |
| Robert Stocker Sr | Director |
| Cleamon Moorer Jr | Secretary |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Fis | Debit/atm Hosting | 347 RIVERSIDE AVE, Jacksonville, FL 32202 | $326,589 |
| Member Driven Technologies | Core Platform | 30230 ORCHARD LAKE RD, Farmington Hills, MI 48334 | $186,575 |
| Blue Care Network | Medical Insurance | 20500 CIVIC CENTER DRIVE, Southfield, MI 48076 | $184,422 |
| Alkami Technology | Online Banking | 5601 GRANITE PKWY STE 120, Plano, TX 75024 | $173,974 |
| Line Item | Amount |
|---|---|
| Other Expenses | $3,284,704 |
| Salaries, Compensation, and Employee Benefits | $2,352,183 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,136,918 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $897,085 |
| Office Expenses | - | - | - | $686,358 |
| Interest | - | - | - | $581,616 |
| Information Technology | - | - | - | $454,030 |
| Advertising | - | - | - | $231,416 |
| Occupancy | - | - | - | $198,820 |
| Depreciation Depletion | - | - | - | $153,624 |
| Other Employee Benefits | - | - | - | $151,799 |
| Payroll Taxes | - | - | - | $148,375 |
| Insurance | - | - | - | $67,487 |
| Other Expenses | - | - | - | $57,344 |
| Travel | - | - | - | $37,595 |
| All Other Expenses | - | - | - | $18,942 |
| Pension Plan Contributions | - | - | - | $18,006 |
| Payments to Affiliates | - | - | - | $12,811 |
| Fees for Services Legal | - | - | - | $9,347 |
| Total Functional Expenses | $0 | $0 | $0 | $5,636,887 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Member Shares | $108,300,805 |
| Other Liabilities | $215,536 |
“Form will be uploaded to board portal and board will be notified the form is available.”
“Annual volunteer/employee profile questionnaire”
“Compease and performance pro. The board has a personnel committee to formulate ceo compensation”
“Compease and performance pro. Ceo determines management pay and dept. Supervisors determine their staff pay with guidance from ceo.”
“Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial performance call reports are available at www.ncua.gov for all federally insured credit unions.”
“No other documents available to the public.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 780075 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 256987 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 556061 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 766784 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | Making life better by simplifying financial services through technology and exceptional service. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 231416 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 18942 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | false |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | ROBERT MARCINIAK |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7344320212 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3611 5 MILE RD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | LIVONIA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 481541963 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 967853 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 924226 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 4 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 897085 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 173974 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 184422 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 326589 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 186575 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 5601 GRANITE PKWY STE 120 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 20500 CIVIC CENTER DRIVE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | 347 RIVERSIDE AVE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | 30230 ORCHARD LAKE RD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | PLANO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | SOUTHFIELD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | JACKSONVILLE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | FARMINGTON HILLS |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | MI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | FL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | MI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 75024 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 48076 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 32202 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 48334 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | ALKAMI TECHNOLOGY |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | BLUE CARE NETWORK |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | FIS |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | MEMBER DRIVEN TECHNOLOGIES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | ONLINE BANKING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | MEDICAL INSURANCE |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | DEBIT/ATM HOSTING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | CORE PLATFORM |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1157339 |
| IRS990/CYOtherExpensesAmt | 0 | 3284704 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 5000054 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 520506 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2352183 |
| IRS990/CYTotalExpensesAmt | 0 | 5636887 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 6157393 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 248220 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 153624 |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDES SEVERAL DEPOSIT ACCOUNT TYPES TO MEMBERS INCLUDING SAVINGS, CHECKING, CERTIFICATES AND OTHER. THE TOTAL NUMBER OF MEMBERS AT 12/31/2024 WAS 6,974. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | true |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 37 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 9347 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.50 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 29929 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 22556 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 26656 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 3434 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 22070 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 2823 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | PETER BAGAZINSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MICHAEL SCURTO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | EMMA TELLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ROBERT MARCINIAK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JOANN PEURACH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ERIC ROTHERT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | KEVIN PROST |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DENISE VAN DER STER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | CLEAMON MOORER JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | ROBERT STOCKER SR |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 226103 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 131258 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 107454 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 120607 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 99797 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 104398 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Vice President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Vice President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Vice President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Director |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1953 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 6157393 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 4 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 454030 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 67487 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 581616 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1157339 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1157339 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 839066 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 2916515 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 17683439 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 16208154 |
| IRS990/IRPDocumentCnt | 0 | 1658 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1618468 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 3307613 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 4038305 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 5656773 |
| IRS990/LegalDomicileStateCd | 0 | MI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | Making life better by simplifying financial services through technology and exceptional service. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 9018454 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 10048589 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 509629 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 198820 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 686358 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1677212 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1533572 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 151799 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 1 | PROF & OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | ALL OTHER |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 519755 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 162397 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 93162 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 57344 |
| IRS990/OtherInd | 0 | X |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 112593367 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 108516341 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1136918 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 81291020 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 73970093 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 12811 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 148375 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 18006 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 238630 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 328422 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | INSURANCE REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | INTERCHANGE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | OTHER OPERATING REVENUE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 426184 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 27157 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 354438 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 3952644 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 207378 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 434344 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 51250 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 354438 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 3952644 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 207378 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 8160 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 24093 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS INCLUDING REAL ESTATE, CREDIT CARD, VEHICLE AND OTHER. THE TOTAL NUMBER OF LOANS OUTSTANDING AT 12/31/2024 WAS 3,265. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 761965 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 2858304 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 4926260 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 762734 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2067187 |
| IRS990/PYTotalExpensesAmt | 0 | 4925491 |
| IRS990/PYTotalRevenueAmt | 0 | 5688225 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 520506 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 9018454 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 10048589 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 15831002 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 18384066 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1369535 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1150472 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2520007 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1166528 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1166528 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 1502242 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 467996 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1970238 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 108300805 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 215536 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | OTHER LIABILITIES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 4038305 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 108516341 |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 123320 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 201119 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 4000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 21600 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 3914 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 6185 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 18642 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 23744 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 3938 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 1 | 3384 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | MICHAEL SCURTO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | PETER BAGAZINSKI |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | Vice President |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 153814 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 256032 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | FORM WILL BE UPLOADED TO BOARD PORTAL AND BOARD WILL BE NOTIFIED THE FORM IS AVAILABLE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ANNUAL VOLUNTEER/EMPLOYEE PROFILE QUESTIONNAIRE |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | COMPEASE AND PERFORMANCE PRO. THE BOARD HAS A PERSONNEL COMMITTEE TO FORMULATE CEO COMPENSATION |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | COMPEASE AND PERFORMANCE PRO. CEO DETERMINES MANAGEMENT PAY AND DEPT. SUPERVISORS DETERMINE THEIR STAFF PAY WITH GUIDANCE FROM CEO. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | CREDIT UNION BYLAWS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST AT THE CREDIT UNION'S MAIN OFFICE. QUARTERLY FINANCIAL PERFORMANCE CALL REPORTS ARE AVAILABLE AT WWW.NCUA.GOV FOR ALL FEDERALLY INSURED CREDIT UNIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | NO OTHER DOCUMENTS AVAILABLE TO THE PUBLIC. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, Line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section C, Line 18 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleR/AssetExchangeInd | 0 | false |
| IRS990ScheduleR/AssetPurchaseFromOtherOrgInd | 0 | false |
| IRS990ScheduleR/AssetSaleToOtherOrgInd | 0 | false |
| IRS990ScheduleR/DivRelatedOrganizationInd | 0 | false |
| IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd | 0 | false |
| IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd | 0 | false |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/DirectControllingEntityName/BusinessNameLine1Txt | 0 | CATHOLIC VANTAGE FINANCIAL |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/DisregardedEntityName/BusinessNameLine1Txt | 0 | CATHOLIC VANTAGE INSURANCE AGENCY LLC |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/EIN | 0 | 822291603 |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/EndOfYearAssetsAmt | 0 | 50857 |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/LegalDomicileStateCd | 0 | MI |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/PrimaryActivitiesTxt | 0 | INSURANCE |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/TotalIncomeAmt | 0 | 12121 |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/AddressLine1Txt | 0 | 36111 FIVE MILE RD |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/CityNm | 0 | LIVONIA |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/ZIPCd | 0 | 48154 |
| IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd | 0 | false |
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