Liabilities / Assets
19th percentile
Higher debt load relative to assets than 19% of similar nonprofits.
990 • Fiscal year 2014 • EIN 38-1485730
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
19th percentile
Higher debt load relative to assets than 19% of similar nonprofits.
Liabilities / Revenue
15th percentile
Higher debt load relative to revenue than 15% of similar nonprofits.
Net Margin
78th percentile
Higher net margin than 78% of similar nonprofits.
Top Officer Pay
35th percentile
Higher top officer pay than 35% of similar nonprofits.
Top officer pay equals 2.3% of source-year revenue.
Asset Growth
75th percentile
Faster asset growth than 75% of similar nonprofits.
Revenue Growth
74th percentile
Faster revenue growth than 74% of similar nonprofits.
Assets
Up$80,766,068
Up $3,987,571 (+5.2%) from 2013
Net Assets
Up$12,314,413
Up $1,191,449 (+11%) from 2013
Liabilities
Up$68,451,655
Up $2,796,122 (+4.3%) from 2013
Revenue
Up$5,065,714
Up $188,516 (+3.9%) from 2013
Expenses
Up$4,175,955
Up $164,305 (+4.1%) from 2013
Net Income
Up$889,759
Up $24,211 (+2.8%) from 2013
Provide financial services to member owners with a common bond.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $27,690,330 | $32,143,660 | ▲ $4,453,330 |
| Other Notes and Loans Receivable, Net | $31,590,998 | $32,132,799 | ▲ $541,801 |
| Rtn Earn Endowment Incm Other Fnds | $11,122,964 | $12,314,413 | ▲ $1,191,449 |
| Savings and Temporary Cash Investments | $11,423,335 | $11,176,733 | ▼ $246,602 |
| Cash and Non-Interest-Bearing Accounts | $2,887,630 | $2,208,116 | ▼ $679,514 |
| Land, Buildings, and Equipment, Net | $1,581,843 | $1,642,622 | ▲ $60,779 |
| Prepaid Expenses and Deferred Charges | $132,140 | $305,022 | ▲ $172,882 |
| Accounts Receivable | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $76,778,497 | $80,766,068 | ▲ $3,987,571 |
| Other Assets Total | $1,472,221 | $1,157,116 | ▼ $315,105 |
| Liabilities | |||
| Other Liabilities | $65,035,621 | $68,005,989 | ▲ $2,970,368 |
| Accounts Payable and Accrued Expenses | $619,912 | $445,666 | ▼ $174,246 |
| Total Liabilities | $65,655,533 | $68,451,655 | ▲ $2,796,122 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $11,122,964 | $12,314,413 | ▲ $1,191,449 |
| Total Liabilities and Net Assets / Fund Balance | $76,778,497 | $80,766,068 | ▲ $3,987,571 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $972,422 | $1,341,254 | $2,313,676 |
| Other Land Buildings | $336,271 | $737,867 | $1,074,138 |
| Equipment | $120,150 | $134,954 | $255,104 |
| Leasehold Improvements | $22,820 | $182,547 | $205,367 |
| Land | $190,959 | - | $190,959 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Martin Carter | CEO | FT | $104,529 | $10,400 | $114,929 |
| Connie Gladki | Acctg Mgr (CFO) | FT | $63,333 | $1,956 | $65,289 |
| Name | Title |
|---|---|
| Edward Leshinsky | Chairman |
| William Sackett | Vice Chairman |
| Clyde Ghee | Director |
| Richard Savale | Director |
| Richard Pokerwinski | Secretary |
| Michael Rawson | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $2,809,997 |
| Salaries, Compensation, and Employee Benefits | $1,365,958 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $878,575 |
| Office Expenses | - | - | - | $318,392 |
| All Other Expenses | - | - | - | $209,688 |
| Depreciation Depletion | - | - | - | $195,055 |
| Other Employee Benefits | - | - | - | $183,304 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $180,218 |
| Advertising | - | - | - | $170,021 |
| Interest | - | - | - | $157,291 |
| Occupancy | - | - | - | $154,749 |
| Travel | - | - | - | $130,299 |
| Information Technology | - | - | - | $116,146 |
| Payroll Taxes | - | - | - | $102,246 |
| Other Expenses | - | - | - | $70,000 |
| Insurance | - | - | - | $47,245 |
| Fees for Services Accounting | - | - | - | $27,178 |
| Pension Plan Contributions | - | - | - | $21,615 |
| Fees for Services Legal | - | - | - | $8,467 |
| Total Functional Expenses | $0 | $0 | $0 | $4,175,955 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Member Shares | $38,740,338 |
| Member Deposit Accounts | $29,265,651 |
“Credit Union is composed of members.”
“Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.”
“Mergers are voted on by entire membership.”
“Management reviews the tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.”
“No employee, director or any other volunteer, agent or attorney may solicit or receive anything of value or any benefit or business oppotunity in connection with Credit Union business. Affected persons are required annually to list any relationships which may become a conflict of interest.Also, employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.”
“Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.”
“Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 619912 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 445666 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | Provide financial services to member owners with a common bond. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 170021 |
| IRS990/AllAffiliatesIncludedInd | 0 | false |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 209688 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | false |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Connie Gladki |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7345250700 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 36525 Plymouth Rd |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Livonia |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 48150 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2887630 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2208116 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 180218 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 515017 |
| IRS990/CYOtherExpensesAmt | 0 | 2809997 |
| IRS990/CYOtherRevenueAmt | 0 | 214589 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 4336108 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 889759 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1365958 |
| IRS990/CYTotalExpensesAmt | 0 | 4175955 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 5065714 |
| IRS990/DAFExcessBusinessHoldingsInd | 0 | false |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 195055 |
| IRS990/Desc | 0 | The Credit Union provides several deposit account types to members including savings, checking, certificates and other. The total number of members at 12/31/2014 was 13,096. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DistributionToDonorInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 38 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | false |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/EscrowAccountInd | 0 | false |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 27178 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 8467 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 10400 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 1956 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Edward Leshinsky |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | William Sackett |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Michael Rawson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Richard Pokerwinski |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Clyde Ghee |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Richard Savale |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Martin Carter |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Connie Gladki |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 104529 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 63333 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Acctg Mgr (CFO) |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1953 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 5065714 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 116146 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 47245 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 157291 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 515017 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 515017 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 27690330 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 32143660 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/InvestTaxExemptBondsInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 28523 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 2396622 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1581843 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1642622 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 4039244 |
| IRS990/LegalDomicileStateCd | 0 | MI |
| IRS990/LicensedMoreThanOneStateInd | 0 | false |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | Provide financial services to member owners with a common bond. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 11122964 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 12314413 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -64275 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 301690 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 154749 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 318392 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OnBehalfOfIssuerInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OrgFiledInLieuOfForm1041Ind | 0 | false |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1472221 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1157116 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 183304 |
| IRS990/OtherExpensesGrp/Desc | 0 | ATM/Debit Card Exp |
| IRS990/OtherExpensesGrp/Desc | 1 | Loan Servicing Expense |
| IRS990/OtherExpensesGrp/Desc | 2 | Kasasa Exp |
| IRS990/OtherExpensesGrp/Desc | 3 | Provision for Loan Losses |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 849444 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 182785 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 173237 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 70000 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 65035621 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 68005989 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 524298 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 525990 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Insurance Reimbursements |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | Non-Member ATM Fees |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | Sprint Reimbursement |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 13440 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 57797 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 154176 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 2616 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 44357 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 1 | 154176 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 2 | 2616 |
| IRS990/OtherRevenueTotalAmt | 0 | 214589 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 878575 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 31590998 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 32132799 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 102246 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 21615 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 132140 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 305022 |
| IRS990/PrincipalOfficerNm | 0 | Martin Carter |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Fees & Charges |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Interchange Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Loan Interest Income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1670369 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 661710 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 2004029 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1670369 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 661710 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 2004029 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2014 was 6,857. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 417145 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 2678866 |
| IRS990/PYOtherRevenueAmt | 0 | 192749 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 4267304 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 865548 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1332784 |
| IRS990/PYTotalExpensesAmt | 0 | 4011650 |
| IRS990/PYTotalRevenueAmt | 0 | 4877198 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 889759 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 11122964 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 12314413 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 11423335 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 11176733 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 972422 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1341254 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2313676 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 120150 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 134954 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 255104 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 190959 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 190959 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 22820 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 182547 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 205367 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 336271 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 737867 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1074138 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 29265651 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 38740338 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Deposit Accounts |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Member Shares |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1642622 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 32143660 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 68005989 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Credit Union is composed of members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Mergers are voted on by entire membership. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Management reviews the tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | No employee, director or any other volunteer, agent or attorney may solicit or receive anything of value or any benefit or business oppotunity in connection with Credit Union business. Affected persons are required annually to list any relationships which may become a conflict of interest.Also, employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Line 11b: Form 990 Review Process |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Line 19: Other Organization Documents Publicly Available |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxableDistributionsInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 76778497 |
| IRS990/TotalAssetsEOYAmt | 0 | 80766068 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 76778497 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 80766068 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 38 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 4175955 |
| IRS990/TotalGrossUBIAmt | 0 | 201149 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 65655533 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 68451655 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 65655533 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 68451655 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 11122964 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 12314413 |
| IRS990/TotalOtherCompensationAmt | 0 | 12356 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 4336108 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 167862 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4864565 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 5065714 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 201149 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 76778497 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 80766068 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/TotalAmt | 0 | 130299 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 36525 Plymouth Rd |
| IRS990/USAddress/CityNm | 0 | Livonia |
| IRS990/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/USAddress/ZIPCd | 0 | 48150 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 6 |
| IRS990/VotingMembersIndependentCnt | 0 | 6 |
| IRS990/WebsiteAddressTxt | 0 | www.parksidecu.org |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2016-03-07 17:11:31Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Martin Carter |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-03-27 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Parkside Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | PARK |
| ReturnHeader/Filer/EIN | 0 | 381485730 |
| ReturnHeader/Filer/PhoneNum | 0 | 7345250700 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 36525 Plymouth Rd |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Livonia |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48150 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | FINANCIAL STANDARDS GROUP INC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 3615 NEWBURG ROAD |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.