Civic Intelligence

Credit Unions Chartered in the State of 408 Bestsource Credit Union

990 • Fiscal year 2012 • EIN 38-1461222

Jan 01, 2012 to Dec 31, 2012

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.90x

Higher debt load relative to assets than 89% of similar nonprofits.

2012 filings • $50M-$100M nonprofits • Source year 2012

Liabilities / Revenue

95th percentile

12.80x

Higher debt load relative to revenue than 95% of similar nonprofits.

2012 filings • $50M-$100M nonprofits • Source year 2012

Net Margin

62nd percentile

11%

Higher net margin than 62% of similar nonprofits.

2012 filings • $50M-$100M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

18th percentile

-2.9%

Faster asset growth than 18% of similar nonprofits.

2012 filings • $50M-$100M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Assets

Down

$95,923,658

Down $2,835,467 (-2.9%) from 2011

Net Assets

Up

$9,146,010

Up $738,636 (+8.8%) from 2011

Liabilities

Down

$86,777,648

Down $3,574,103 (-4.0%) from 2011

Revenue

$6,782,007

No earlier filing loaded for comparison.

Expenses

Down

$6,046,473

Down $1,310,867 (-18%) from 2011

Net Income

$735,534

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $104,062,711Liabilities 2010: $94,582,188Net Assets 2010: $9,480,5232010Assets 2011: $98,759,125Liabilities 2011: $90,351,751Net Assets 2011: $8,407,3742011Assets 2012: $95,923,658Liabilities 2012: $86,777,648Net Assets 2012: $9,146,0102012Assets 2013: $94,064,343Liabilities 2013: $83,338,081Net Assets 2013: $10,726,2622013

Highlighted filing

2012

Assets$95,923,658
Liabilities$86,777,648
Net Assets$9,146,010

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Expenses 2010: $8,214,2102010Expenses 2011: $7,357,3402011Revenue 2012: $6,782,007Expenses 2012: $6,046,473Net Income 2012: $735,5342012Revenue 2013: $5,293,072Expenses 2013: $3,946,829Net Income 2013: $1,346,2432013

Highlighted filing

2012

Revenue$6,782,007
Expenses$6,046,473
Net Income$735,534
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

financial institution committed to improve members' financial lives through savings plans to help build wealth and prepare for the future, products and services designed to fit their needs at any stage of life and educational seminars and resources.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings