Liabilities / Assets
62nd percentile
Higher debt load relative to assets than 62% of similar nonprofits.
EIN 38-1446508 • 501(c)14 • Orchard Lake, MI
Profile
The westacres credit union's purpose is to provide competitive share deposits and loan products to our membership base according to the michigan credit union act.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
62nd percentile
Higher debt load relative to assets than 62% of similar nonprofits.
Liabilities / Revenue
92nd percentile
Higher debt load relative to revenue than 92% of similar nonprofits.
Net Margin
51st percentile
Higher net margin than 51% of similar nonprofits.
Top Officer Pay
20th percentile
Higher top officer pay than 20% of similar nonprofits.
Top officer pay equals 10.3% of source-year revenue.
Asset Growth
30th percentile
Faster asset growth than 30% of similar nonprofits.
Revenue Growth
50th percentile
Faster revenue growth than 50% of similar nonprofits.
Assets
Down$7,000,036
Down $352,824 (-4.8%) from 2023
Liabilities
Down$6,067,287
Down $360,242 (-5.6%) from 2023
Net Assets
Up$932,749
Up $7,418 (+0.8%) from 2023
Revenue
Up$213,738
Up $11,621 (+5.7%) from 2023
Expenses
Up$206,320
Up $10,701 (+5.5%) from 2023
Net Income
Up$7,418
Up $920 (+14%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
The westacres credit union's purpose is to provide competitive share deposits and loan products to our membership base according to the michigan credit union act.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $5,500,970 | $4,896,999 | ▼ $603,971 |
| Other Notes and Loans Receivable, Net | $1,321,622 | $1,341,972 | ▲ $20,350 |
| Rtn Earn Endowment Incm Other Fnds | $925,331 | $932,749 | ▲ $7,418 |
| Cash and Non-Interest-Bearing Accounts | $468,474 | $621,310 | ▲ $152,836 |
| Land, Buildings, and Equipment, Net | $27,750 | $26,806 | ▼ $944 |
| Prepaid Expenses and Deferred Charges | $9,558 | $9,985 | ▲ $427 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $7,352,860 | $7,000,036 | ▼ $352,824 |
| Other Assets Total | $24,486 | $102,964 | ▲ $78,478 |
| Liabilities | |||
| Other Liabilities | $6,422,974 | $6,059,320 | ▼ $363,654 |
| Accounts Payable and Accrued Expenses | $4,555 | $7,967 | ▲ $3,412 |
| Total Liabilities | $6,427,529 | $6,067,287 | ▼ $360,242 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $925,331 | $932,749 | ▲ $7,418 |
| Total Liabilities and Net Assets / Fund Balance | $7,352,860 | $7,000,036 | ▼ $352,824 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Leasehold Improvements | $26,085 | $67,498 | $93,583 |
| Equipment | $721 | $19,371 | $20,092 |
| Other Securities | $4,896,999 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Heather Milz | Manager | PT | $22,086 | $22,086 |
| Name | Title |
|---|---|
| Markell Seitzman | Chairperson/president |
| Carl Godell | Vice Chairperson/vice President |
| Bob Paulson | Director |
| Stephanie Orrico | Director |
| Teresa Jablonski | Director |
| Tr Fowler | Director |
| Michelle Patterson | Secretary |
| Elias Escobedo | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $164,342 |
| Salaries, Compensation, and Employee Benefits | $41,978 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $22,086 |
| Other Salaries and Wages | - | - | - | $16,765 |
| Fees for Services Accounting | - | - | - | $16,500 |
| Fees for Services Other | - | - | - | $12,009 |
| Office Expenses | - | - | - | $9,916 |
| Insurance | - | - | - | $8,036 |
| Payroll Taxes | - | - | - | $3,127 |
| Occupancy | - | - | - | $2,462 |
| Other Expenses | - | - | - | $1,732 |
| All Other Expenses | - | - | - | $1,153 |
| Advertising | - | - | - | $132 |
| Total Functional Expenses | $0 | $0 | $0 | $206,320 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $206,320 |
| Total Expenses per Audited Statements | $206,320 |
| Total Expenses per Form 990 | $206,320 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Members Share Accounts | $5,936,544 |
| Div/int Payable | $105,630 |
| Misc | $17,146 |
“Every individual that has an account with our credit union is considered a member.”
“Credit union members elect members of the governing body each year at the annual meeting.”
“Decisions made by the governing body are subject to the approval of members of the credit union.”
“The organization's governing body did not receive a copy of the form 990 before it was filed.”
“The board of directors use the michigan credit union league and the american society of employers salary surveys as guidelines for setting officer compensation.”
“The organization makes its financial statements and governing documents available to the public upon request.”
“Other outside services 12,009.”
“Annual meeting 1,180. Provision for loan losses -27.”
“There were no changes in the process of the committee that assumes responsibility of the oversight of the audit and selection of the independent auditor.”
“Audited financial statements are prepared on a fiscal year basis but tax reporting is required on a calendar year-end.”
“The credit union is exempt, by statute (irc section 501(c)14), from federal and state income tax.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 4555 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 7967 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE WESTACRES CREDIT UNION'S PURPOSE IS TO PROVIDE COMPETITIVE SHARE DEPOSITS AND LOAN PRODUCTS TO OUR MEMBERSHIP BASE ACCORDING TO THE MICHIGAN CREDIT UNION ACT. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 132 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1153 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | HEATHER MILZ |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2483634376 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3700 WESTACRES DR |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | ORCHARD LAKE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 48324 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 468474 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 621310 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 22086 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 160395 |
| IRS990/CYOtherExpensesAmt | 0 | 164342 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 53343 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 7418 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 41978 |
| IRS990/CYTotalExpensesAmt | 0 | 206320 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 213738 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/Desc | 0 | OUR SERVICES INCLUDE SHARES AND LOANS (MORTGAGES, AUTO, SHARE, AND UNSECURED). |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 6 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 16500 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 12009 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 8.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MARKELL SEITZMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | TR FOWLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | CARL GODELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ELIAS ESCOBEDO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MICHELLE PATTERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | BOB PAULSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | TERESA JABLONSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | STEPHANIE ORRICO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | HEATHER MILZ |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 22086 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRPERSON/PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE CHAIRPERSON/VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | MANAGER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1936 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 213738 |
| IRS990/GroupExemptionNum | 0 | 1359 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 8036 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 160395 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 160395 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 5500970 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 4896999 |
| IRS990/IRPDocumentCnt | 0 | 325 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 86869 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 27750 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 26806 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 113675 |
| IRS990/LegalDomicileStateCd | 0 | MI |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE WESTACRES CREDIT UNION'S PURPOSE IS TO PROVIDE COMPETITIVE SHARE DEPOSITS AND LOAN PRODUCTS TO OUR MEMBERSHIP BASE ACCORDING TO THE MICHIGAN CREDIT UNION ACT. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 925331 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 932749 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 2462 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 9916 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 24486 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 102964 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | FEDERAL OPERATING FEE |
| IRS990/OtherExpensesGrp/Desc | 2 | MAINTENANCE |
| IRS990/OtherExpensesGrp/Desc | 3 | MISCELLANEOUS EXPENSE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 105630 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 3711 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 3061 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 1732 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 6422974 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 6059320 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 16765 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 1321622 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 1341972 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 3127 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 9558 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 9985 |
| IRS990/PrincipalOfficerNm | 0 | CARL GODELL |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 53343 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 53343 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 153590 |
| IRS990/PYOtherExpensesAmt | 0 | 155877 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 48527 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 6498 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 39742 |
| IRS990/PYTotalExpensesAmt | 0 | 195619 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 202117 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 7418 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 925331 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 932749 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 721 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 19371 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 20092 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 206320 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 26085 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 67498 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 93583 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 105630 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 5936544 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 17146 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | DIV/INT PAYABLE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | MEMBERS SHARE ACCOUNTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | MISC |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 4896999 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | SECURITIES AND OTHER INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 213738 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS EXEMPT, BY STATUTE (IRC SECTION 501(C)14), FROM FEDERAL AND STATE INCOME TAX. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 26806 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 4896999 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 206320 |
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| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 213738 |
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| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 206320 |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EVERY INDIVIDUAL THAT HAS AN ACCOUNT WITH OUR CREDIT UNION IS CONSIDERED A MEMBER. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | CREDIT UNION MEMBERS ELECT MEMBERS OF THE GOVERNING BODY EACH YEAR AT THE ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DECISIONS MADE BY THE GOVERNING BODY ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE ORGANIZATION'S GOVERNING BODY DID NOT RECEIVE A COPY OF THE FORM 990 BEFORE IT WAS FILED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD OF DIRECTORS USE THE MICHIGAN CREDIT UNION LEAGUE AND THE AMERICAN SOCIETY OF EMPLOYERS SALARY SURVEYS AS GUIDELINES FOR SETTING OFFICER COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE ORGANIZATION MAKES ITS FINANCIAL STATEMENTS AND GOVERNING DOCUMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | OTHER OUTSIDE SERVICES 12,009. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | ANNUAL MEETING 1,180. PROVISION FOR LOAN LOSSES -27. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | THERE WERE NO CHANGES IN THE PROCESS OF THE COMMITTEE THAT ASSUMES RESPONSIBILITY OF THE OVERSIGHT OF THE AUDIT AND SELECTION OF THE INDEPENDENT AUDITOR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | AUDITED FINANCIAL STATEMENTS ARE PREPARED ON A FISCAL YEAR BASIS BUT TAX REPORTING IS REQUIRED ON A CALENDAR YEAR-END. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART IX, LINE 11G |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART IX, LINE 24E |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XII, LINE 2C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART XII, LINE 2B: |
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| IRS990/TotalAssetsGrp/EOYAmt | 0 | 7000036 |
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| IRS990/TotalLiabilitiesEOYAmt | 0 | 6067287 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 6427529 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 6067287 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 925331 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 932749 |
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| IRS990/TotalReportableCompFromOrgAmt | 0 | 22086 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 160395 |
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| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 16 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 7352860 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 7000036 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
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| IRS990/UponRequestInd | 0 | X |
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| IRS990/USAddress/CityNm | 0 | ORCHARD LAKE |
| IRS990/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/USAddress/ZIPCd | 0 | 48324 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 8 |
| IRS990/VotingMembersIndependentCnt | 0 | 8 |
| IRS990/WebsiteAddressTxt | 0 | N/A |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CARL GODELL |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CHAIRPERSON/PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2483634376 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-10 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | WESTACRES CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | WEST |
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| ReturnHeader/Filer/PhoneNum | 0 | 2483634376 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 3700 WESTACRES DR |
| ReturnHeader/Filer/USAddress/CityNm | 0 | ORCHARD LAKE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48324 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 0 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 994260840 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | DOEREN MAYHEW |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 8785 SW 165TH AVENUE SUITE 303 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | MIAMI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 33193 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 3052328272 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-11-10 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | AUBREY CLEGG |
| ReturnHeader/ReturnTs | 0 | 2025-11-10T14:20:32-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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