Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2013 • EIN 38-1446160

Jan 01, 2013 to Dec 31, 2013 • Filed on Mar 30, 2014

Organization Profilewww.conprocu.org
525 West Willow StreetLansing, MI 48906

(517) 372-2400

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

24th percentile

0.86x

Higher debt load relative to assets than 24% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Liabilities / Revenue

46th percentile

18.07x

Higher debt load relative to revenue than 46% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Net Margin

23rd percentile

2.7%

Higher net margin than 23% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Top Officer Pay

32nd percentile

$113,545

Higher top officer pay than 32% of similar nonprofits.

Top officer pay equals 3.2% of source-year revenue.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Asset Growth

24th percentile

-0.6%

Faster asset growth than 24% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets24th percentile

Assets

Down

$73,390,626

Down $461,100 (-0.6%) from 2012

Net Assets

Up

$9,967,019

Up $14,361 (+0.1%) from 2012

Liabilities

Down

$63,423,607

Down $475,461 (-0.7%) from 2012

Revenue And Expenses
Liabilities / Revenue46th percentileNet Margin23rd percentile

Revenue

$3,510,221

No earlier filing loaded for comparison.

Expenses

Up

$3,416,558

Up $18,309 (+0.5%) from 2012

Net Income

$93,663

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth24th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $71,656,743Liabilities 2010: $62,000,948Net Assets 2010: $9,655,7952010Assets 2011: $73,999,869Liabilities 2011: $64,282,333Net Assets 2011: $9,717,5362011Assets 2012: $73,851,726Liabilities 2012: $63,899,068Net Assets 2012: $9,952,6582012Assets 2013: $73,390,626Liabilities 2013: $63,423,607Net Assets 2013: $9,967,0192013Assets 2014: $71,217,861Liabilities 2014: $60,721,220Net Assets 2014: $10,496,6412014Assets 2015: $72,900,323Liabilities 2015: $61,828,037Net Assets 2015: $11,072,2862015Assets 2016: $73,296,550Liabilities 2016: $61,803,598Net Assets 2016: $11,492,9522016Assets 2017: $74,011,378Liabilities 2017: $62,054,441Net Assets 2017: $11,956,9372017Assets 2018: $73,397,365Liabilities 2018: $60,821,829Net Assets 2018: $12,575,5362018Assets 2019: $76,087,235Liabilities 2019: $62,974,658Net Assets 2019: $13,112,5772019Assets 2020: $84,575,412Liabilities 2020: $71,110,857Net Assets 2020: $13,464,5552020Assets 2021: $89,634,619Liabilities 2021: $75,667,957Net Assets 2021: $13,966,6622021Assets 2022: $91,878,083Liabilities 2022: $77,232,946Net Assets 2022: $14,645,1372022Assets 2023: $134,080,796Liabilities 2023: $113,112,438Net Assets 2023: $20,968,3582023Assets 2024: $134,612,428Liabilities 2024: $111,829,607Net Assets 2024: $22,782,8212024

Highlighted filing

2013

Assets$73,390,626
Liabilities$63,423,607
Net Assets$9,967,019
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $4,047,9822010Expenses 2011: $3,877,4612011Expenses 2012: $3,398,2492012Revenue 2013: $3,510,221Expenses 2013: $3,416,558Net Income 2013: $93,6632013Revenue 2014: $3,512,141Expenses 2014: $3,047,404Net Income 2014: $464,7372014Revenue 2015: $3,437,923Expenses 2015: $2,864,793Net Income 2015: $573,1302015Revenue 2016: $3,418,106Expenses 2016: $3,008,095Net Income 2016: $410,0112016Revenue 2017: $3,396,859Expenses 2017: $2,932,874Net Income 2017: $463,9852017Revenue 2018: $3,575,134Expenses 2018: $2,956,535Net Income 2018: $618,5992018Revenue 2019: $3,712,243Expenses 2019: $3,175,202Net Income 2019: $537,0412019Revenue 2020: $3,470,682Expenses 2020: $3,118,704Net Income 2020: $351,9782020Revenue 2021: $3,274,883Expenses 2021: $2,767,350Net Income 2021: $507,5332021Revenue 2022: $3,563,157Expenses 2022: $2,861,376Net Income 2022: $701,7812022Revenue 2023: $7,314,423Expenses 2023: $5,573,176Net Income 2023: $1,741,2472023Revenue 2024: $7,511,235Expenses 2024: $5,704,638Net Income 2024: $1,806,5972024

Highlighted filing

2013

Revenue$3,510,221
Expenses$3,416,558
Net Income$93,663
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Mar 30, 2014
Return Version
2013v3.1
Gross Receipts
$3,510,221
Mission and Program Overview

Mission

Will commit ourselves to building lifelong partnerships and giving the greatest service experience and to be the member's primary financial institution for life.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$47,172,341$49,454,430▲ $2,282,089
Savings and Temporary Cash Investments$13,987,880$11,181,167▼ $2,806,713
Rtn Earn Endowment Incm Other Fnds$9,952,658$9,967,019▲ $14,361
Investments Other Securities$9,749,612$9,591,985▼ $157,627
Land, Buildings, and Equipment, Net$1,832,390$1,673,380▼ $159,010
Cash and Non-Interest-Bearing Accounts$234,040$581,802▲ $347,762
Prepaid Expenses and Deferred Charges$108,298$147,350▲ $39,052
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$73,851,726$73,390,626▼ $461,100
Other Assets Total$767,165$760,512▼ $6,653
Liabilities
Other Liabilities$63,779,706$63,794,346▲ $14,640
Accounts Payable and Accrued Expenses$119,362$-370,739▼ $490,101
Total Liabilities$63,899,068$63,423,607▼ $475,461
Net Assets / Fund Balance
Total Net Assets Fund Balance$9,952,658$9,967,019▲ $14,361
Total Liabilities and Net Assets / Fund Balance$73,851,726$73,390,626▼ $461,100

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$844,078$1,324,256$2,168,334
Equipment$404,246$242,857$647,103
Land$382,173-$382,173
Other Land Buildings$23,017$52,697$75,714
Leasehold Improvements$19,866$29,756$49,622
Compensation and Service Providers
Top Officer Pay32nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
David KindyCEOFT$113,545$113,545

Board Members and Trustees

NameTitle
William BurkeChairman
Rodney ElridgeVice Chairman
Michael RiskDirector
Robert MooreDirector
Ronald JuckettDirector
Daniel RubleSecretary
Charles MoyesTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,253,854
Investment Income
$198,602
Other Revenue
$57,765
Change in Net Assets
$93,663
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,088,021
Salaries, Compensation, and Employee Benefits$1,328,537
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$873,504
Interest---$479,862
Office Expenses---$258,612
Information Technology---$200,797
Other Employee Benefits---$188,975
Occupancy---$135,106
Current Officers, Directors, Trustees, and Key Employees---$113,545
Depreciation Depletion---$88,940
Payroll Taxes---$85,577
All Other Expenses---$70,759
Pension Plan Contributions---$66,936
Other Expenses---$57,151
Insurance---$44,997
Advertising---$43,894
Fees for Services Accounting---$30,423
Travel---$24,362
Total Functional Expenses$0$0$0$3,416,558
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$43,508,112
Member Deposit Accounts$20,286,234
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Section 501c(14) Credit Union is composed of members.”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“Mergers are voted on by entire membership.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.”

Filing and Contact Details

Filer

EIN
38-1446160
Phone
5173722400

Signing Officer

Name
David Kindy
Title
CEO
Signed
2014-03-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
David Kindy
Formed
1953
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
48
Volunteers
7

Preparer

Preparer
Robin Rivers
Phone
8005225820
Raw XML AppendixShowing 400 of 412 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt123060
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt28030
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt026675
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt123060
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt28030
IRS990/OtherRevenueTotalAmt057765
IRS990/OtherSalariesAndWagesGrp/TotalAmt0873504
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt047172341
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt049454430
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt085577
IRS990/PensionPlanContributionsGrp/TotalAmt066936
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0108298
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0147350
IRS990/PrincipalOfficerNm0David Kindy
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0Fees & Charges
IRS990/ProgramServiceRevenueGrp/Desc1Interchange Fee Income
IRS990/ProgramServiceRevenueGrp/Desc2Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc3Other Program Revenue
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0157476
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1242090
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt22562382
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3291906
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0157476
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1242090
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt22562382
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3291906
IRS990/ProgSrvcAccomActy2Grp/Desc0The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2013 was 3,690.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0320061
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt02093298
IRS990/PYOtherRevenueAmt042011
IRS990/PYProgramServiceRevenueAmt03358701
IRS990/PYRevenuesLessExpensesAmt0322524
IRS990/PYSalariesCompEmpBnftPaidAmt01304951
IRS990/PYTotalExpensesAmt03398249
IRS990/PYTotalRevenueAmt03720773
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt093663
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt09952658
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt09967019
IRS990/SavingsAndTempCashInvstGrp/BOYAmt013987880
IRS990/SavingsAndTempCashInvstGrp/EOYAmt011181167
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0844078
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01324256
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02168334
IRS990ScheduleD/EquipmentGrp/BookValueAmt0404246
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0242857
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0647103
IRS990ScheduleD/LandGrp/BookValueAmt0382173
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0382173
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt019866
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt029756
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt049622
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt023017
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt052697
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt075714
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt020286234
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt143508112
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Deposit Accounts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Member Share Accounts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01673380
IRS990ScheduleD/TotalBookValueSecuritiesAmt09591985
IRS990ScheduleD/TotalLiabilityAmt063794346
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Section 501c(14) Credit Union is composed of members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Mergers are voted on by entire membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt073851726
IRS990/TotalAssetsEOYAmt073390626
IRS990/TotalAssetsGrp/BOYAmt073851726
IRS990/TotalAssetsGrp/EOYAmt073390626
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt048
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03416558
IRS990/TotalGrossUBIAmt057765
IRS990/TotalLiabilitiesBOYAmt063899068
IRS990/TotalLiabilitiesEOYAmt063423607
IRS990/TotalLiabilitiesGrp/BOYAmt063899068
IRS990/TotalLiabilitiesGrp/EOYAmt063423607
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt09952658
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt09967019
IRS990/TotalProgramServiceRevenueAmt03253854
IRS990/TotalReportableCompFromOrgAmt0113545
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03452456
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03510221
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt057765
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt073851726
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt073390626
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt024362
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10525 West Willow Street
IRS990/USAddress/City0Lansing
IRS990/USAddress/State0MI
IRS990/USAddress/ZIPCode048906
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0www.conprocu.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0David Kindy
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-03-30
ReturnHeader/Filer/BusinessName/BusinessNameLine10Consumers Professional Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0CONS
ReturnHeader/Filer/EIN0381446160
ReturnHeader/Filer/PhoneNum05173722400
ReturnHeader/Filer/USAddress/AddressLine10525 West Willow Street
ReturnHeader/Filer/USAddress/City0Lansing
ReturnHeader/Filer/USAddress/State0MI
ReturnHeader/Filer/USAddress/ZIPCode048906

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$73,390,626
Liabilities
$63,423,607
Net assets
$9,967,019
Revenue
$3,510,221
Expenses
$3,416,558
Net income
$93,663
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$135$112$22.8$7.51$5.70$1.81
2023Detailed filing. Detailed filing data is available for this year.$134$113$21.0$7.31$5.57$1.74
2022Detailed filing. Detailed filing data is available for this year.$91.9$77.2$14.6$3.56$2.86$0.70
2021Detailed filing. Detailed filing data is available for this year.$89.6$75.7$14.0$3.27$2.77$0.51
2020Detailed filing. Detailed filing data is available for this year.$84.6$71.1$13.5$3.47$3.12$0.35
2019Detailed filing. Detailed filing data is available for this year.$76.1$63.0$13.1$3.71$3.18$0.54
2018Detailed filing. Detailed filing data is available for this year.$73.4$60.8$12.6$3.58$2.96$0.62
2017Detailed filing. Detailed filing data is available for this year.$74.0$62.1$12.0$3.40$2.93$0.46
2016Detailed filing. Detailed filing data is available for this year.$73.3$61.8$11.5$3.42$3.01$0.41
2015Detailed filing. Detailed filing data is available for this year.$72.9$61.8$11.1$3.44$2.86$0.57
2014Detailed filing. Detailed filing data is available for this year.$71.2$60.7$10.5$3.51$3.05$0.46
2013Detailed filing. Detailed filing data is available for this year.$73.4$63.4$9.97$3.51$3.42$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$73.9$63.9$9.95$3.40
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$74.0$64.3$9.72$3.88
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$71.7$62.0$9.66$4.05