Civic Intelligence

Credit Unions Chartered in the State of Michigan

990 • Fiscal year 2016 • EIN 38-1445060

Jan 01, 2016 to Dec 31, 2016 • Filed on Apr 28, 2017

2100 Executive Hills BlvdAuburn Hills, MI 48326-2947

(248) 322-9800

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

4th percentile

0.85x

Higher debt load relative to assets than 4% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Liabilities / Revenue

41st percentile

18.89x

Higher debt load relative to revenue than 41% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Net Margin

96th percentile

33%

Higher net margin than 96% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Top Officer Pay

77th percentile

$1,179,566

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 1.2% of source-year revenue.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Asset Growth

64th percentile

10%

Faster asset growth than 64% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2015 to 2016

Revenue Growth

37th percentile

8.4%

Faster revenue growth than 37% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2015 to 2016

Assets

Up

$2,206,874,286

Up $202,097,444 (+10%) from 2015

Net Assets

Up

$323,575,923

Up $25,452,428 (+8.5%) from 2015

Liabilities

Up

$1,883,298,363

Up $176,645,016 (+10%) from 2015

Revenue

Up

$99,695,215

Up $7,728,081 (+8.4%) from 2015

Expenses

Up

$67,069,452

Up $8,026,741 (+14%) from 2015

Net Income

Down

$32,625,763

Down $298,660 (-0.9%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0B$4.0B$2.0B$0Assets 2010: $1,337,900,236Liabilities 2010: $1,181,887,340Net Assets 2010: $156,012,8962010Assets 2011: $1,388,158,152Liabilities 2011: $1,212,576,355Net Assets 2011: $175,581,7972011Assets 2012: $1,485,184,501Liabilities 2012: $1,286,869,101Net Assets 2012: $198,315,4002012Assets 2013: $1,545,390,243Liabilities 2013: $1,335,381,311Net Assets 2013: $210,008,9322013Assets 2014: $1,661,133,743Liabilities 2014: $1,418,474,495Net Assets 2014: $242,659,2482014Assets 2015: $2,004,776,842Liabilities 2015: $1,706,653,347Net Assets 2015: $298,123,4952015Assets 2016: $2,206,874,286Liabilities 2016: $1,883,298,363Net Assets 2016: $323,575,9232016Assets 2017: $2,351,629,474Liabilities 2017: $1,988,852,621Net Assets 2017: $362,776,8532017Assets 2018: $2,578,620,099Liabilities 2018: $2,168,159,214Net Assets 2018: $410,460,8852018Assets 2019: $2,849,302,664Liabilities 2019: $2,374,060,789Net Assets 2019: $475,241,8752019Assets 2020: $3,559,945,081Liabilities 2020: $3,019,922,753Net Assets 2020: $540,022,3282020Assets 2021: $4,033,381,478Liabilities 2021: $3,429,031,169Net Assets 2021: $604,350,3092021Assets 2022: $4,472,149,817Liabilities 2022: $3,898,910,102Net Assets 2022: $573,239,7152022Assets 2023: $4,852,563,944Liabilities 2023: $4,177,293,250Net Assets 2023: $675,270,6942023Assets 2024: $5,307,755,202Liabilities 2024: $4,533,117,896Net Assets 2024: $774,637,3062024

Highlighted filing

2016

Assets$2,206,874,286
Liabilities$1,883,298,363
Net Assets$323,575,923

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400M$300M$200M$100M$0Expenses 2010: $66,528,3442010Expenses 2011: $54,651,7042011Expenses 2012: $50,616,2602012Revenue 2013: $74,700,509Expenses 2013: $51,177,028Net Income 2013: $23,523,4812013Revenue 2014: $80,470,564Expenses 2014: $53,526,822Net Income 2014: $26,943,7422014Revenue 2015: $91,967,134Expenses 2015: $59,042,711Net Income 2015: $32,924,4232015Revenue 2016: $99,695,215Expenses 2016: $67,069,452Net Income 2016: $32,625,7632016Revenue 2017: $108,985,423Expenses 2017: $68,730,351Net Income 2017: $40,255,0722017Revenue 2018: $129,267,326Expenses 2018: $82,130,686Net Income 2018: $47,136,6402018Revenue 2019: $152,232,387Expenses 2019: $96,299,551Net Income 2019: $55,932,8362019Revenue 2020: $166,438,700Expenses 2020: $111,605,322Net Income 2020: $54,833,3782020Revenue 2021: $172,897,608Expenses 2021: $90,163,505Net Income 2021: $82,734,1032021Revenue 2022: $200,960,128Expenses 2022: $114,302,483Net Income 2022: $86,657,6452022Revenue 2023: $255,140,144Expenses 2023: $173,568,778Net Income 2023: $81,571,3662023Revenue 2024: $323,477,408Expenses 2024: $237,165,517Net Income 2024: $86,311,8912024

Highlighted filing

2016

Revenue$99,695,215
Expenses$67,069,452
Net Income$32,625,763
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Apr 28, 2017
Return Version
2016v3.0
Gross Receipts
$99,249,270
Mission and Program Overview

Mission

Meeting financial needs - your way.

Served 179,957 credit union members by providing financial services including various loan products; deposit accounts such as checking, savings, IRAs and certificates of deposit; electronic services including mobile banking, online banking, e-statements, ATM and debit cards; and financial education programs and services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,140,788,252$1,243,540,052▲ $102,751,800
Investments in Publicly Traded Securities$665,891,053$745,699,024▲ $79,807,971
Rtn Earn Endowment Incm Other Fnds$298,123,495$323,575,923▲ $25,452,428
Savings and Temporary Cash Investments$62,237,008$67,750,722▲ $5,513,714
Accounts Receivable$22,883,751$38,113,621▲ $15,229,870
Land, Buildings, and Equipment, Net$34,678,596$33,258,558▼ $1,420,038
Cash and Non-Interest-Bearing Accounts$16,025,885$15,559,523▼ $466,362
Investments Other Securities$10,958,486$10,304,277▼ $654,209
Receivables From Officers Etc$7,850,000$7,850,000→ $0
Prepaid Expenses and Deferred Charges$1,439,931$1,369,908▼ $70,023
Intangible Assets$1,068,356$864,860▼ $203,496
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$2,004,776,842$2,206,874,286▲ $202,097,444
Other Assets Total$40,955,524$42,563,741▲ $1,608,217
Liabilities
Other Liabilities$1,665,880,035$1,832,210,177▲ $166,330,142
Accounts Payable and Accrued Expenses$30,773,312$41,088,186▲ $10,314,874
Mortgage Notes Payable Secured by Investment Property$10,000,000$10,000,000→ $0
Total Liabilities$1,706,653,347$1,883,298,363▲ $176,645,016
Net Assets / Fund Balance
Total Net Assets Fund Balance$298,123,495$323,575,923▲ $25,452,428
Total Liabilities and Net Assets / Fund Balance$2,004,776,842$2,206,874,286▲ $202,097,444

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$20,016,613$10,996,925$31,013,538
Equipment$2,165,601$15,073,681$17,239,282
Land$11,034,751-$11,034,751
Leasehold Improvements$41,593$1,311,289$1,352,882
Other Land Buildings$0$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jacqueline BuchananPresident CEOFT$597,948$581,618$1,179,566
Gerald StrausbaughChief Financial OfficerFT$223,583$90,282$313,865
Tom AlterSVP R&dFT$199,095$73,828$272,923
Jerry McIlrathSVP Sales and ServiceFT$180,255$78,749$259,004
Jennifer RobertVP Information TechnologyFT$156,696$89,665$246,361
Jim ReinhartChief Lending OfficerFT$168,784$61,443$230,227
Andria GeorgeVP Human ResourcesFT$162,686$56,571$219,257
Mack McConnellFormer CEO of merged TriPointe Credit Union-$192,727$210,683$210,683
Lon BoneFormer VP Employer Group DevelopmentFT$71,584$116,411$187,995
Frank KlimczakIS Security ManagerFT$133,581$44,857$178,438
Steve HeinemannMortgage ManagerFT$117,480$45,204$162,684
Joseph WatsonApplications Development ManagerFT$119,771$35,845$155,616
Robert BellFacilities ManagerFT$123,805$11,555$135,360
Michelle MattsonVP Remote Delivery ChannelsFT$112,173$21,692$133,865

Board Members and Trustees

NameTitle
Brian ZabowskiBoard Chairperson
Barbara PasciollaSupervisory Committee Chairperson
Greg MelegaBoard Vice Chairman
John SchulteBoard Member
Patrick ShafferBoard Member
Thomas HealyBoard Member
Peter DeVitaBoard Member, Supervisory Committee Member
Mark ChurayBoard Secretary
David StolkBoard Treasurer
James CampbellSupervisory Committee Member
Jennifer RogersSupervisory Committee Member
Kristie BidlakeSupervisory Committee Member

Highest Paid Contractors

ContractorServicesLocationCompensation
Elite Appraisal Management Increal estate appraisal services4061 Haggarty Rd, West Bloomfield, MI 48323$248,575
-Mortgage loan servicingPO BOX 188, Houghton, MI 49931$245,341
Midwest Loan ServicesGrounds Maintenance4631 White Lake Ct, Clarkston, MI 48346$195,953
Butler Butler PLLCAttorney28366 Franklin Rd, Southfield, MI 48034-5503$191,824
-Attorney24525 Harper Ave, St Clair Shores, MI 48080$186,844
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$69,345,448
Investment Income
$12,328,365
Other Revenue
$18,021,402
All Other Contributions
$0
Change in Net Assets
$32,625,763
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$40,495,385
Salaries, Compensation, and Employee Benefits$26,573,067
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$18,017,704
Office Expenses---$9,641,819
Interest---$7,881,147
Other Employee Benefits---$3,360,716
Current Officers, Directors, Trustees, and Key Employees---$2,721,201
Occupancy---$2,505,054
Advertising---$2,345,782
Depreciation Depletion---$1,801,506
Payroll Taxes---$1,505,169
Pension Plan Contributions---$968,277
Information Technology---$965,504
Other Expenses---$587,639
Fees for Services Other---$210,773
Fees for Services Legal---$151,042
Insurance---$100,776
Conferences and Meetings---$97,710
Travel---$77,069
All Other Expenses---$71,910
Fees for Services Accounting---$71,050
Fees for Service Investment Mgmnt Fees---$12,276
Benefits to Members---$1,000
Total Functional Expenses$0$0$0$67,069,452
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$7,850,000$7,850,000→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Liabilities$1,832,210,177
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The organization is member-owned

Form 990, Part VI, Section A, Line 7A

The Credit Union has members who have the power to obtain signatures to bring a potential candidate to the Board for consideration.

Form 990, Part VI, Section A, Line 7B

Some decisions, such as merger decisions are voted on by the membership

Form 990, Part VI, Section B, Line 11B

The Form 990 is reviewed by the CEO, CFO, and the Accounting Manager

Form 990, Part VI, Section B, Line 12C

Should a potential conflict arise, an internal auditor would oversee the case

Form 990, Part VI, Section B, Line 15

Compease compensation data is utilized, as well as compensation data from CUES and CUNA. Data is presented to the personnel policy committee which consists of board of directors. The process was completed for the CEO and for the other officers and key employees in 2016. The process will be completed again in 2017.

Form 990, Part VI, Section C, Line 19

Genisys Credit Union makes its governing documents, conflict of interest policy, and financial statements available at corporate headquarters during normal business hours, upon written request. The annual report is published on our website.

Filing and Contact Details

Filer

Filer Name
Credit Unions Chartered in the State of Michigan Genisys Cu
EIN
38-1445060
Phone
2483229800
Address
2100 Executive Hills Blvd, Auburn Hills, MI 48326-2947
Doing Business As
Genisys Credit Union

Signing Officer

Name
Jacqueline Buchanan
Title
President/CEO
Phone
2483229800
Signed
2017-04-28

Organization Details

Principal Officer
Jacqueline Buchanan
Formed
1953
Legal Domicile
Mi
Voting Board Members
8
Independent Board Members
8
Employees
439
Volunteers
12
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 2

We are now offering an EMV chip debit card. We also now offer Samsung Pay and Android Pay for our card programs.

Form 990, Part XI, Line 9

adjusted for closing entry of CUSO

Raw XML AppendixShowing 400 of 896 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt041088186
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IRS990/AccountsReceivableGrp/EOYAmt038113621
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Served 179,957 credit union members by providing financial services including various loan products; deposit accounts such as checking, savings, IRAs and certificates of deposit; electronic services including mobile banking, online banking, e-statements, ATM and debit cards; and financial education programs and services.
IRS990/AdvertisingGrp/TotalAmt02345782
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IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine2Txt0Genisys Credit Union
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt228366 Franklin Rd
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt424525 Harper Ave
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2145
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2240
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2345
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2450
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt250
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
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IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd3X
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IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1261061
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1333048
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1434691
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1531685
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1641875
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1722383
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1858405
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1927424
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2025988
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2125874
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2221692
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2311555
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2413327
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2517956
IRS990/Form990PartVIISectionAGrp/PersonNm0Patrick Shaffer
IRS990/Form990PartVIISectionAGrp/PersonNm1Brian Zabowski
IRS990/Form990PartVIISectionAGrp/PersonNm2David Stolk
IRS990/Form990PartVIISectionAGrp/PersonNm3Greg Melega
IRS990/Form990PartVIISectionAGrp/PersonNm4Mark Churay
IRS990/Form990PartVIISectionAGrp/PersonNm5John Schulte
IRS990/Form990PartVIISectionAGrp/PersonNm6Thomas Healy
IRS990/Form990PartVIISectionAGrp/PersonNm7Peter DeVita
IRS990/Form990PartVIISectionAGrp/PersonNm8Barbara Pasciolla
IRS990/Form990PartVIISectionAGrp/PersonNm9James Campbell
IRS990/Form990PartVIISectionAGrp/PersonNm10Jennifer Rogers
IRS990/Form990PartVIISectionAGrp/PersonNm11Kristie Bidlake
IRS990/Form990PartVIISectionAGrp/PersonNm12Jacqueline Buchanan
IRS990/Form990PartVIISectionAGrp/PersonNm13Gerald Strausbaugh
IRS990/Form990PartVIISectionAGrp/PersonNm14Tom Alter
IRS990/Form990PartVIISectionAGrp/PersonNm15Jim Reinhart
IRS990/Form990PartVIISectionAGrp/PersonNm16Jerry McIlrath
IRS990/Form990PartVIISectionAGrp/PersonNm17Andria George
IRS990/Form990PartVIISectionAGrp/PersonNm18Jennifer Robert
IRS990/Form990PartVIISectionAGrp/PersonNm19Frank Klimczak
IRS990/Form990PartVIISectionAGrp/PersonNm20Joseph Watson
IRS990/Form990PartVIISectionAGrp/PersonNm21Steve Heinemann
IRS990/Form990PartVIISectionAGrp/PersonNm22Michelle Mattson
IRS990/Form990PartVIISectionAGrp/PersonNm23Robert Bell
IRS990/Form990PartVIISectionAGrp/PersonNm24Lon Bone
IRS990/Form990PartVIISectionAGrp/PersonNm25Mack McConnell
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt121118505
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13280816
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14238232
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15198542
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16217128
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17196874
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18187956
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19151014
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20129628
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21136811
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22112173
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt23123805
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt24174668
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt25192727
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt250
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member, Supervisory Committee Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Supervisory Committee Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt9Supervisory Committee Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Supervisory Committee Member
IRS990/Form990PartVIISectionAGrp/TitleTxt11Supervisory Committee Member
IRS990/Form990PartVIISectionAGrp/TitleTxt12President CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt13Chief Financial Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP R&D
IRS990/Form990PartVIISectionAGrp/TitleTxt15Chief Lending Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP Sales and Service
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP Human Resources
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP Information Technology
IRS990/Form990PartVIISectionAGrp/TitleTxt19IS Security Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt20Applications Development Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt21Mortgage Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt22VP Remote Delivery Channels
IRS990/Form990PartVIISectionAGrp/TitleTxt23Facilities Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt24Former VP Employer Group Development
IRS990/Form990PartVIISectionAGrp/TitleTxt25Former CEO of merged TriPointe Credit Union
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01953
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingAmt00
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt00
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IRS990/GainOrLossGrp/SecuritiesAmt0574904
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GovernmentGrantsAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0672510
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0-571569
IRS990/GrossReceiptsAmt099249270
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt00
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IRS990/IncludeFIN48FootnoteInd00
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IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
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IRS990/IndivRcvdGreaterThan100KCnt023
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0965504
IRS990/InsuranceGrp/TotalAmt0100776
IRS990/IntangibleAssetsGrp/BOYAmt01068356
IRS990/IntangibleAssetsGrp/EOYAmt0864860
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IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
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IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt010304277
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IRS990/InvestmentsPubTradedSecGrp/EOYAmt0745699024
IRS990/IRPDocumentCnt036401
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt027381895
IRS990/LandBldgEquipBasisNetGrp/BOYAmt034678596
IRS990/LandBldgEquipBasisNetGrp/EOYAmt033258558
IRS990/LandBldgEquipCostOrOtherBssAmt060640453
IRS990/LegalDomicileStateCd0MI
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IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0-1146473
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$5,308$4,533$775$323$237$86.3
2023Detailed filing. Detailed filing data is available for this year.$4,853$4,177$675$255$174$81.6
2022Detailed filing. Detailed filing data is available for this year.$4,472$3,899$573$201$114$86.7
2021Detailed filing. Detailed filing data is available for this year.$4,033$3,429$604$173$90.2$82.7
2020Detailed filing. Detailed filing data is available for this year.$3,560$3,020$540$166$112$54.8
2019Detailed filing. Detailed filing data is available for this year.$2,849$2,374$475$152$96.3$55.9
2018Detailed filing. Detailed filing data is available for this year.$2,579$2,168$410$129$82.1$47.1
2017Detailed filing. Detailed filing data is available for this year.$2,352$1,989$363$109$68.7$40.3
2016Detailed filing. Detailed filing data is available for this year.$2,207$1,883$324$99.7$67.1$32.6
2015Detailed filing. Detailed filing data is available for this year.$2,005$1,707$298$92.0$59.0$32.9
2014Detailed filing. Detailed filing data is available for this year.$1,661$1,418$243$80.5$53.5$26.9
2013Detailed filing. Detailed filing data is available for this year.$1,545$1,335$210$74.7$51.2$23.5
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,485$1,287$198$50.6
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,388$1,213$176$54.7
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,338$1,182$156$66.5