Civic Intelligence

Southwest Michigan Regional

EIN 38-1443478 • 501(c)6 • St Joseph, MI

Profile

Member driven organization working to achieve economy prosperity throughout the region. It's mission is to leverage every available resource within out network for the advancement of our members and the betterment of all who live in our community.

811 Ship St 303St Joseph, MI 49085

www.cornerstonechamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

66th percentile

0.03x

Higher debt load relative to assets than 66% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

59th percentile

0.01x

Higher debt load relative to revenue than 59% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

25th percentile

-16%

Higher net margin than 25% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

17th percentile

-34%

Faster asset growth than 17% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

77th percentile

21%

Faster revenue growth than 77% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets66th percentile

Assets

Down

$140,174

Down $135,666 (-49%) from 2023

Liabilities

Down

$4,640

Down $64,822 (-93%) from 2023

Net Assets

Down

$135,534

Down $70,844 (-34%) from 2023

Operations
Liabilities / Revenue59th percentileNet Margin25th percentile

Revenue

Up

$440,942

Up $90,432 (+26%) from 2023

Expenses

Up

$511,786

Up $74,115 (+17%) from 2023

Net Income

Up

-$70,844

Up $16,317 (+19%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth17th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2010: $547,546Liabilities 2010: $52,191Net Assets 2010: $495,3552010Assets 2011: $583,975Liabilities 2011: $64,565Net Assets 2011: $519,4102011Assets 2012: $565,646Liabilities 2012: $53,506Net Assets 2012: $512,1402012Assets 2013: $624,496Liabilities 2013: $72,931Net Assets 2013: $551,5652013Assets 2014: $642,829Liabilities 2014: $95,104Net Assets 2014: $547,7252014Assets 2015: $592,122Liabilities 2015: $49,781Net Assets 2015: $542,3412015Assets 2016: $689,545Liabilities 2016: $75,976Net Assets 2016: $613,5692016Assets 2017: $646,289Liabilities 2017: $59,874Net Assets 2017: $586,4152017Assets 2018: $605,348Liabilities 2018: $46,523Net Assets 2018: $558,8252018Assets 2019: $506,489Liabilities 2019: $10,923Net Assets 2019: $495,5662019Assets 2020: $469,689Liabilities 2020: $16,630Net Assets 2020: $453,0592020Assets 2021: $420,758Liabilities 2021: $15,951Net Assets 2021: $404,8072021Assets 2022: $321,424Liabilities 2022: $27,885Net Assets 2022: $293,5392022Assets 2023: $275,840Liabilities 2023: $69,462Net Assets 2023: $206,3782023Assets 2024: $140,174Liabilities 2024: $4,640Net Assets 2024: $135,5342024

Highlighted filing

2024

Assets$140,174
Liabilities$4,640
Net Assets$135,534
Open 2024 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $248,0212010Expenses 2011: $264,8252011Expenses 2012: $290,5742012Revenue 2013: $274,294Expenses 2013: $234,869Net Income 2013: $39,4252013Revenue 2014: $314,803Expenses 2014: $318,643Net Income 2014: -$3,8402014Revenue 2015: $280,017Expenses 2015: $285,401Net Income 2015: -$5,3842015Revenue 2016: $456,578Expenses 2016: $385,350Net Income 2016: $71,2282016Revenue 2017: $381,159Expenses 2017: $408,313Net Income 2017: -$27,1542017Revenue 2018: $362,742Expenses 2018: $390,332Net Income 2018: -$27,5902018Revenue 2019: $306,486Expenses 2019: $369,745Net Income 2019: -$63,2592019Revenue 2020: $248,774Expenses 2020: $291,281Net Income 2020: -$42,5072020Revenue 2021: $317,150Expenses 2021: $365,406Net Income 2021: -$48,2562021Revenue 2022: $303,627Expenses 2022: $414,894Net Income 2022: -$111,2672022Revenue 2023: $350,510Expenses 2023: $437,671Net Income 2023: -$87,1612023Revenue 2024: $440,942Expenses 2024: $511,786Net Income 2024: -$70,8442024

Highlighted filing

2024

Revenue$440,942
Expenses$511,786
Net Income-$70,844
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$140,174
Liabilities
$4,640
Net assets
$135,534
Revenue
$440,942
Expenses
$511,786
Net income
-$70,844
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.40$0.05$1.36$4.41$5.12$0.71
2023Detailed filing. Detailed filing data is available for this year.$2.76$0.69$2.06$3.51$4.38$0.87
2022Detailed filing. Detailed filing data is available for this year.$3.21$0.28$2.94$3.04$4.15$1.11
2021Detailed filing. Detailed filing data is available for this year.$4.21$0.16$4.05$3.17$3.65$0.48
2020Detailed filing. Detailed filing data is available for this year.$4.70$0.17$4.53$2.49$2.91$0.43
2019Detailed filing. Detailed filing data is available for this year.$5.06$0.11$4.96$3.06$3.70$0.63
2018Summary only. Only limited summary data is available for this year.$6.05$0.47$5.59$3.63$3.90$0.28
2017Detailed filing. Detailed filing data is available for this year.$6.46$0.60$5.86$3.81$4.08$0.27
2016Detailed filing. Detailed filing data is available for this year.$6.90$0.76$6.14$4.57$3.85$0.71
2015Detailed filing. Detailed filing data is available for this year.$5.92$0.50$5.42$2.80$2.85$0.05
2014Detailed filing. Detailed filing data is available for this year.$6.43$0.95$5.48$3.15$3.19$0.04
2013Detailed filing. Detailed filing data is available for this year.$6.24$0.73$5.52$2.74$2.35$0.39
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.66$0.54$5.12$2.91
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.84$0.65$5.19$2.65
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.48$0.52$4.95$2.48
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 30, 2025
Return Version
2024v5.2
Gross Receipts
$459,978
Mission and Program Overview

Mission

A member-driven organization fostering a favorable business climate, dedicated to providing services to members, who, in turn provide services to the community.

Member driven organization working to achieve economy prosperity throughout the region. It's mission is to leverage every available resource within out network for the advancement of our members and the betterment of all who live in our community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$74,365$71,035▼ $3,330
Cash and Non-Interest-Bearing Accounts$176,204$62,388▼ $113,816
Accounts Receivable$25,271$6,751▼ $18,520
Total Assets$275,840$140,174▼ $135,666
Liabilities
Accounts Payable and Accrued Expenses$69,462$4,640▼ $64,822
Total Liabilities$69,462$4,640▼ $64,822
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$206,378$135,534▼ $70,844
Total Net Assets Fund Balance$206,378$135,534▼ $70,844
Total Liabilities and Net Assets / Fund Balance$275,840$140,174▼ $135,666

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$71,035$16,913$87,948
Equipment$0$46,082$46,082
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Arthur HavlicekPresident & CEOFT$99,871$4,838$104,709

Board Members and Trustees

NameTitle
Mark LemoineChair
Olivia StarksVice-chair
Dr Jim Gendernalik DoMember
Eleanor ReeceMember
Greta Pearson-barronsMember
Matt DerbyMember
Mona LivingstonMember
Robert ClarkMember
Ron SorceMember
Soroya Pierre-vanartsenMember
Thomas Norbey IiMember
Zack EastMember
David CostasSecretary
Bruce PiekarskiTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$19,150
Program Service Revenue
$293,989
Investment Income
$0
Other Revenue
$127,803
All Other Contributions
$19,150
Change in Net Assets
$-70,844
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$346,154
Other Expenses$165,632
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$193,827
Current Officers, Directors, Trustees, and Key Employees---$99,871
Other Employee Benefits---$38,193
Occupancy---$29,473
Advertising---$23,043
Fees for Services Accounting---$21,908
Office Expenses---$19,782
Information Technology---$10,160
Payroll Taxes---$8,236
Pension Plan Contributions---$6,027
Insurance---$4,807
Conferences and Meetings---$3,653
Depreciation Depletion---$3,329
Other Expenses---$1,037
Fees for Services Legal---$159
Total Functional Expenses$0$0$0$511,786
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$42,905
Fundraising Direct Expenses$19,036
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Annual Golf Outing$27,874$27,874$15,797$12,077
Wine and Nine Golf$15,031$15,031$3,239$11,792
Total Events$42,905$42,905$19,036$23,869
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Management of the chamber emailed a draft copy of the form 990 to all board members for their review after filling the return with the irs.”

Form 990, Part VI, Section B, Line 12C

“Compliance with the conflict of interest policy is monitored through the completion of annual questionnaires by staff members and the annual review of the form 990 by board members. If a person has a conflict, they are not included in the vote.”

Form 990, Part VI, Section C, Line 19

“Governing documents, the conflict of interest policy, and financial statements are available to the public upon request from the chamber office.”

Filing and Contact Details

Filer

Filer Name
Southwest Michigan Regional
EIN
38-1443478
Phone
2699324042
Address
811 SHIP ST 303, ST JOSEPH, MI 49085

Signing Officer

Name
Arthur Havlicek
Title
President
Phone
2699324042
Signed
2025-10-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Arthur Havlicek
Formed
1954
Legal Domicile
Mi
Voting Board Members
14
Independent Board Members
14
Employees
5
Volunteers
14

Preparer

Firm
Kruggel Lawton & Company LLC
Address
526 UPTON DRIVE, ST JOSEPH, MI 49085
Preparer
Robert Alex Schaeffer
Phone
2699830131
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IRS990/Form990PartVIISectionAGrp/TitleTxt14PRESIDENT & CEO
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IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt062995
IRS990/LandBldgEquipBasisNetGrp/BOYAmt074365
IRS990/LandBldgEquipBasisNetGrp/EOYAmt071035
IRS990/LandBldgEquipCostOrOtherBssAmt0134030
IRS990/LegalDomicileStateCd0MI
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0MEMBER DRIVEN ORGANIZATION WORKING TO ACHIEVE ECONOMY PROSPERITY THROUGHOUT THE REGION. IT'S MISSION IS TO LEVERAGE EVERY AVAILABLE RESOURCE WITHIN OUT NETWORK FOR THE ADVANCEMENT OF OUR MEMBERS AND THE BETTERMENT OF ALL WHO LIVE IN OUR COMMUNITY.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0206378
IRS990/NetAssetsOrFundBalancesEOYAmt0135534
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt023869
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt023869
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0206378
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0135534
IRS990/NondeductibleContributionsInd01
IRS990/NondeductibleContriDisclInd01
IRS990/OccupancyGrp/TotalAmt029473
IRS990/OfficeExpensesGrp/TotalAmt019782
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt038193
IRS990/OtherExpensesGrp/Desc0EVENT EXPENSES
IRS990/OtherExpensesGrp/Desc1OTHER PROFESSIONAL SERV
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/TotalAmt030414
IRS990/OtherExpensesGrp/TotalAmt117867
IRS990/OtherExpensesGrp/TotalAmt21037
IRS990/OtherRevenueMiscGrp/BusinessCd0561000
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/BusinessCd2900099
IRS990/OtherRevenueMiscGrp/Desc0AFFILIATE INCOME
IRS990/OtherRevenueMiscGrp/Desc1OTHER INCOME
IRS990/OtherRevenueMiscGrp/Desc2SERVICES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt099286
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt14208
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2440
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt099286
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt14208
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2440
IRS990/OtherRevenueTotalAmt0103934
IRS990/OtherSalariesAndWagesGrp/TotalAmt0193827
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt08236
IRS990/PensionPlanContributionsGrp/TotalAmt06027
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0ARTHUR HAVLICEK
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1611430
IRS990/ProgramServiceRevenueGrp/Desc0MEMBERSHIPS DUES
IRS990/ProgramServiceRevenueGrp/Desc1MEMBERSHIP ACTIVITIES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0245398
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt148591
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0245398
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt148591
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt0193949
IRS990/PYOtherRevenueAmt044815
IRS990/PYProgramServiceRevenueAmt0305695
IRS990/PYRevenuesLessExpensesAmt0-87161
IRS990/PYSalariesCompEmpBnftPaidAmt0243722
IRS990/PYTotalExpensesAmt0437671
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0350510
IRS990/ReconcilationRevenueExpnssAmt0-70844
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0397923
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/AgreeCarryoverPriorYearInd00
IRS990ScheduleC/OnlyInHouseLobbyingInd01
IRS990ScheduleC/SubstantiallyAllDuesNondedInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt071035
IRS990ScheduleD/BuildingsGrp/DepreciationAmt016913
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt087948
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt046082
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt046082
IRS990ScheduleD/TotalBookValueLandBuildingsAmt071035
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt019036
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0WINE AND NINE GOLF
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0ANNUAL GOLF OUTING
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt015031
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt027874
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt042905
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt015031
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt027874
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt042905
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt023869
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt019036
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt03239
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt015797
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MANAGEMENT OF THE CHAMBER EMAILED A DRAFT COPY OF THE FORM 990 TO ALL BOARD MEMBERS FOR THEIR REVIEW AFTER FILLING THE RETURN WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY IS MONITORED THROUGH THE COMPLETION OF ANNUAL QUESTIONNAIRES BY STAFF MEMBERS AND THE ANNUAL REVIEW OF THE FORM 990 BY BOARD MEMBERS. IF A PERSON HAS A CONFLICT, THEY ARE NOT INCLUDED IN THE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2GOVERNING DOCUMENTS, THE CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST FROM THE CHAMBER OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MI
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd01
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0275840
IRS990/TotalAssetsEOYAmt0140174
IRS990/TotalAssetsGrp/BOYAmt0275840
IRS990/TotalAssetsGrp/EOYAmt0140174
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt019150
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/TotalAmt0511786
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt069462
IRS990/TotalLiabilitiesEOYAmt04640
IRS990/TotalLiabilitiesGrp/BOYAmt069462
IRS990/TotalLiabilitiesGrp/EOYAmt04640
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0206378
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0135534
IRS990/TotalOtherCompensationAmt04838
IRS990/TotalProgramServiceExpensesAmt0379091
IRS990/TotalProgramServiceRevenueAmt0293989
IRS990/TotalReportableCompFromOrgAmt099871
IRS990/TotalRevenueGrp/ExclusionAmt023869
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0397923
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0440942
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt014
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0275840
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0140174
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0811 SHIP ST 303
IRS990/USAddress/CityNm0ST JOSEPH
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd049085
IRS990/VotingMembersGoverningBodyCnt014
IRS990/VotingMembersIndependentCnt014
IRS990/WebsiteAddressTxt0WWW.SMRCHAMBER.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ARTHUR HAVLICEK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02699324042
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SOUTHWEST MICHIGAN REGIONAL
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0SOUT
ReturnHeader/Filer/EIN0381443478
ReturnHeader/Filer/PhoneNum02699324042
ReturnHeader/Filer/USAddress/AddressLine1Txt0811 SHIP ST 303
ReturnHeader/Filer/USAddress/CityNm0ST JOSEPH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049085
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0351307701
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KRUGGEL LAWTON & COMPANY LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0526 UPTON DRIVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ST JOSEPH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049085
ReturnHeader/PreparerPersonGrp/PhoneNum02699830131
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-30
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT ALEX SCHAEFFER
ReturnHeader/ReturnTs02025-10-31T08:40:32-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01

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