Civic Intelligence

Rivers Edge Community Credit Union

990 • Fiscal year 2013 • EIN 38-1420780

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 13, 2014

Organization ProfileN/A
29550 Five Mile Road48154

(734) 522-3700

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2013

Liabilities / Revenue

2nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2013

Net Margin

8th percentile

-51%

Higher net margin than 8% of similar nonprofits.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2013

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2013

Asset Growth

1st percentile

-100%

Faster asset growth than 1% of similar nonprofits.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $89,330,722 (-100%) from 2012

Net Assets

Down

$0

Down $7,234,746 (-100%) from 2012

Liabilities

Down

$0

Down $82,095,976 (-100%) from 2012

Revenue And Expenses
Liabilities / Revenue2nd percentileNet Margin8th percentile

Revenue

$3,923,262

No earlier filing loaded for comparison.

Expenses

Up

$5,907,599

Up $2,528,617 (+75%) from 2012

Net Income

-$1,984,337

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth1st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $82,122,106Liabilities 2010: $76,015,367Net Assets 2010: $6,106,7392010Assets 2011: $84,296,538Liabilities 2011: $77,768,277Net Assets 2011: $6,528,2612011Assets 2012: $89,330,722Liabilities 2012: $82,095,976Net Assets 2012: $7,234,7462012Assets 2013: $0Liabilities 2013: $0Net Assets 2013: $02013

Highlighted filing

2013

Assets$0
Liabilities$0
Net Assets$0
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $4,433,2592010Expenses 2011: $3,867,1082011Expenses 2012: $3,378,9822012Revenue 2013: $3,923,262Expenses 2013: $5,907,599Net Income 2013: -$1,984,3372013

Highlighted filing

2013

Revenue$3,923,262
Expenses$5,907,599
Net Income-$1,984,337
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 13, 2014
Return Version
2013v3.0
Gross Receipts
$3,923,313
Mission and Program Overview

Mission

Building lifelong partnerships through personalized banking solutions.

This is a financial cooperative to provide members with affordable financial services and products.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$41,206,634$0▼ $41,206,634
Investments Other Securities$36,817,684$0▼ $36,817,684
Rtn Earn Endowment Incm Other Fnds$7,234,746$0▼ $7,234,746
Investments Program Related$4,414,725$0▼ $4,414,725
Land, Buildings, and Equipment, Net$2,800,497$0▼ $2,800,497
Cash and Non-Interest-Bearing Accounts$1,803,646$0▼ $1,803,646
Accounts Receivable$495,914$0▼ $495,914
Prepaid Expenses and Deferred Charges$252,985$0▼ $252,985
Savings and Temporary Cash Investments$7,820$0▼ $7,820
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments in Publicly Traded Securities-$0-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$89,330,722$0▼ $89,330,722
Other Assets Total$1,530,817$0▼ $1,530,817
Liabilities
Other Liabilities$80,702,448$0▼ $80,702,448
Accounts Payable and Accrued Expenses$1,393,528$0▼ $1,393,528
Total Liabilities$82,095,976$0▼ $82,095,976
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,234,746$0▼ $7,234,746
Total Liabilities and Net Assets / Fund Balance$89,330,722$0▼ $89,330,722
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Thomas FisherCEOFT$105,273$101,443$206,716
Suzanne ZavicarAvp Accounting (retired 5/31/13)FT$29,834$132,016$161,850
Sandra McdonoughVP LendingFT$72,413$84,159$156,572
Cindy WilsonSenior Service AssociateFT$100,320$4,356$104,676

Board Members and Trustees

NameTitle
James KrizanBoard Chairman
Michael SimmsVice Chairman
Douglas LeonardDirector
John WeiseDirector
Thomas CreteDirector
Paul MessimerSecretary
Kip HorvathTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Jack Henry & Associates INCData Processing-$258,748
Pscu Financial ServicesCredit Cards-$170,123
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,294,210
Investment Income
$592,560
Other Revenue
$36,492
Change in Net Assets
$-1,984,337
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,340,556
Salaries, Compensation, and Employee Benefits$1,567,043
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$697,344
Current Officers, Directors, Trustees, and Key Employees---$525,138
All Other Expenses---$407,815
Other Expenses---$255,062
Occupancy---$253,737
Advertising---$163,587
Other Employee Benefits---$158,830
Depreciation Depletion---$137,839
Payroll Taxes---$121,247
Office Expenses---$80,604
Pension Plan Contributions---$64,484
Fees for Services Accounting---$22,051
Fees for Services Legal---$17,113
Fees for Services Other---$6,575
Conferences and Meetings---$2,793
Total Functional Expenses$0$0$0$5,907,599
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 4

“Rivers edge community credit union merged with zeal credit union effective 12/31/13.”

Form 990, Part VI, Section A, Line 6

“The credit union has a single class of members with equal rights of ownership, governance and voting.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected at the annual meeting. Each board member is elected for a three year term.”

Form 990, Part VI, Section A, Line 7B

“State of michigan by-laws are followed whenever a vote is required of the membership.”

Form 990, Part VI, Section B, Line 11

“The board has designated the president/ceo and the financial management team with the responsibility of reviewing and approving the return.”

Form 990, Part VI, Section B, Line 15

“Comparable market data is utilized for all key employees. A volunteer board of directors utilizes market data to set the compensation of the ceo. The ceo, within pre-established ranges, set by the board of directors, establishes the compensation of the remaining key employees.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the credit union lobby. Other documents and policies are available for public inspection during regular business hours at the primary office upon request.”

Filing and Contact Details

Filer

EIN
38-1420780
Phone
7345223700

Signing Officer

Name
Anthony Carnarvon
Title
Pres/CEO of Successor Org
Phone
7345223700
Signed
2014-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Anthony Carnarvon
Formed
1949
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
42
Volunteers
7

Preparer

Preparer
Robin D Hoag CPA
Phone
2482443000
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Merger -5,106,749. Postretirement health 116,335.”

Raw XML AppendixShowing 400 of 479 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0252985
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0ANTHONY CARNARVON
IRS990/PriorPeriodAdjustmentsAmt016616
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02186581
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11107629
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02186581
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11107629
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE LOANS INCLUDING VEHICLE, PERSONAL, MORTGAGE, HOME EQUITY, RECREATIONAL VEHICLE, SHARE SECURED AND CREDIT CARD LOANS TOTALING $38,554,080.
IRS990/ProgSrvcAccomActy3Grp/Desc0OFFER AUTOMATED TELLER MACHINES, BILL PAYMENT, WIRE TRANSFERS, MONEY ORDERS AND VARIOUS INSURANCE PROGRAMS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0583193
IRS990/PYOtherExpensesAmt01744204
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt03533754
IRS990/PYRevenuesLessExpensesAmt0737965
IRS990/PYSalariesCompEmpBnftPaidAmt01634778
IRS990/PYTotalExpensesAmt03378982
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04116947
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-1984337
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07234746
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07820
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd00
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/FirstClassOrCharterTravelInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0105273
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt172413
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt229834
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount07217
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount15655
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount22578
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt021993
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt13024
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt23889
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt021121
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt125390
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt225390
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt051112
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt150090
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt2100159
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0THOMAS FISHER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1SANDRA MCDONOUGH
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2SUZANNE ZAVICAR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1VP LENDING
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2AVP ACCOUNTING (RETIRED 5/31/13)
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0206716
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1156572
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2161850
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt20
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd01
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/TravelForCompanionsInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd01
IRS990ScheduleN/AssetsDistributedInd01
IRS990ScheduleN/AttorneyGeneralNotifiedInd01
IRS990ScheduleN/BondsOutstandingInd00
IRS990ScheduleN/DirectorOfSuccessorInd00
IRS990ScheduleN/EmployeeOfSuccessorInd00
IRS990ScheduleN/LiabilitiesPaidInd01
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0ALL ASSETS DISTRIBUTED IN A MERGER.
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine10ZEAL CREDIT UNION FKA CO-OP SERVICES CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02013-12-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0381569911
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt05106749
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt0501(C)(14)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt0THE ASSETS ARE VALUED AT FAIR VALUE.
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1029550 FIVE MILE ROAD
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/City0LIVONIA
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/State0MI
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCode048154
IRS990ScheduleN/OwnerOfSuccessorInd00
IRS990ScheduleN/ReceiveCompensationInd00
IRS990ScheduleN/RequiredToNotifyAGInd01
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0RIVERS EDGE COMMUNITY CREDIT UNION MERGED WITH ZEAL CREDIT UNION EFFECTIVE 12/31/13.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS WITH EQUAL RIGHTS OF OWNERSHIP, GOVERNANCE AND VOTING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS ARE ELECTED AT THE ANNUAL MEETING. EACH BOARD MEMBER IS ELECTED FOR A THREE YEAR TERM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3STATE OF MICHIGAN BY-LAWS ARE FOLLOWED WHENEVER A VOTE IS REQUIRED OF THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD HAS DESIGNATED THE PRESIDENT/CEO AND THE FINANCIAL MANAGEMENT TEAM WITH THE RESPONSIBILITY OF REVIEWING AND APPROVING THE RETURN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COMPARABLE MARKET DATA IS UTILIZED FOR ALL KEY EMPLOYEES. A VOLUNTEER BOARD OF DIRECTORS UTILIZES MARKET DATA TO SET THE COMPENSATION OF THE CEO. THE CEO, WITHIN PRE-ESTABLISHED RANGES, SET BY THE BOARD OF DIRECTORS, ESTABLISHES THE COMPENSATION OF THE REMAINING KEY EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY. OTHER DOCUMENTS AND POLICIES ARE AVAILABLE FOR PUBLIC INSPECTION DURING REGULAR BUSINESS HOURS AT THE PRIMARY OFFICE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7MERGER -5,106,749. POSTRETIREMENT HEALTH 116,335.

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$3,923,262
Expenses
$5,907,599
Net income
-$1,984,337
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2013Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$3.92$5.91$1.98
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$89.3$82.1$7.23$3.38
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$84.3$77.8$6.53$3.87
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$82.1$76.0$6.11$4.43