Civic Intelligence

Electrical Workers' Insurance Fund

990 • Fiscal year 2021 • EIN 38-1393235

Oct 01, 2020 to Sep 30, 2021 • Filed on Jun 09, 2022

Organization ProfileWWW.EWJBT.ORG

View Organization Page

P O Box 71337Madison Heights, MI 48071-0337

(586) 575-9200

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

46th percentile

0.01x

Higher debt load relative to assets than 46% of similar nonprofits.

2021 filings • 501(c)9 • $100M-$250M nonprofits • Source year 2021

Liabilities / Revenue

45th percentile

0.03x

Higher debt load relative to revenue than 45% of similar nonprofits.

2021 filings • 501(c)9 • $100M-$250M nonprofits • Source year 2021

Net Margin

26th percentile

-2.0%

Higher net margin than 26% of similar nonprofits.

2021 filings • 501(c)9 • $100M-$250M nonprofits • Source year 2021

Top Officer Pay

83rd percentile

$342,520

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 0.5% of source-year revenue.

2021 filings • 501(c)9 • $100M-$250M nonprofits • Source year 2021

Asset Growth

29th percentile

2.1%

Faster asset growth than 29% of similar nonprofits.

2021 filings • 501(c)9 • $100M-$250M nonprofits • Annualized from 2020 to 2021

Revenue Growth

66th percentile

9.9%

Faster revenue growth than 66% of similar nonprofits.

2021 filings • 501(c)9 • $100M-$250M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets46th percentile

Assets

Up

$149,911,774

Up $3,120,540 (+2.1%) from 2020

Net Assets

Up

$147,881,517

Up $4,456,972 (+3.1%) from 2020

Liabilities

Down

$2,030,257

Down $1,336,432 (-40%) from 2020

Revenue And Expenses
Liabilities / Revenue45th percentileNet Margin26th percentile

Revenue

Up

$72,595,227

Up $6,531,813 (+9.9%) from 2020

Expenses

Up

$74,072,803

Up $7,897,834 (+12%) from 2020

Net Income

Down

-$1,477,576

Down $1,366,021 (-1225%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth29th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $50,479,336Liabilities 2010: $188,105Net Assets 2010: $50,291,2312010Assets 2011: $56,269,684Liabilities 2011: $422,715Net Assets 2011: $55,846,9692011Assets 2012: $64,201,281Liabilities 2012: $208,456Net Assets 2012: $63,992,8252012Assets 2013: $74,406,063Liabilities 2013: $261,011Net Assets 2013: $74,145,0522013Assets 2014: $82,267,908Liabilities 2014: $1,034,535Net Assets 2014: $81,233,3732014Assets 2015: $91,023,804Liabilities 2015: $410,025Net Assets 2015: $90,613,7792015Assets 2016: $97,463,960Liabilities 2016: $347,619Net Assets 2016: $97,116,3412016Assets 2017: $121,857,238Liabilities 2017: $1,740,265Net Assets 2017: $120,116,9732017Assets 2018: $126,749,026Liabilities 2018: $706,150Net Assets 2018: $126,042,8762018Assets 2019: $139,109,653Liabilities 2019: $686,867Net Assets 2019: $138,422,7862019Assets 2020: $146,791,234Liabilities 2020: $3,366,689Net Assets 2020: $143,424,5452020Assets 2021: $149,911,774Liabilities 2021: $2,030,257Net Assets 2021: $147,881,5172021Assets 2022: $116,743,613Liabilities 2022: $1,059,051Net Assets 2022: $115,684,5622022Assets 2023: $117,212,126Liabilities 2023: $1,426,801Net Assets 2023: $115,785,3252023Assets 2024: $130,217,795Liabilities 2024: $1,393,743Net Assets 2024: $128,824,0522024

Highlighted filing

2021

Assets$149,911,774
Liabilities$2,030,257
Net Assets$147,881,517
Open 2021 Filing

Operations Trend

Revenue Growth66th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100M$50M$0-$50MExpenses 2010: $55,389,1732010Expenses 2011: $53,561,2872011Expenses 2012: $55,275,2242012Revenue 2013: $60,727,742Expenses 2013: $50,137,642Net Income 2013: $10,590,1002013Revenue 2014: $55,658,684Expenses 2014: $50,615,549Net Income 2014: $5,043,1352014Revenue 2015: $63,131,836Expenses 2015: $52,231,864Net Income 2015: $10,899,9722015Revenue 2016: $61,576,989Expenses 2016: $57,355,510Net Income 2016: $4,221,4792016Revenue 2017: $87,633,383Expenses 2017: $60,598,378Net Income 2017: $27,035,0052017Revenue 2018: $72,287,597Expenses 2018: $64,634,393Net Income 2018: $7,653,2042018Revenue 2019: $65,304,291Expenses 2019: $55,922,974Net Income 2019: $9,381,3172019Revenue 2020: $66,063,414Expenses 2020: $66,174,969Net Income 2020: -$111,5552020Revenue 2021: $72,595,227Expenses 2021: $74,072,803Net Income 2021: -$1,477,5762021Revenue 2022: $68,169,519Expenses 2022: $80,453,786Net Income 2022: -$12,284,2672022Revenue 2023: $71,557,544Expenses 2023: $74,914,679Net Income 2023: -$3,357,1352023Revenue 2024: $81,460,286Expenses 2024: $80,320,439Net Income 2024: $1,139,8472024

Highlighted filing

2021

Revenue$72,595,227
Expenses$74,072,803
Net Income-$1,477,576
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2020 to Sep 30, 2021
Signed
Jun 9, 2022
Return Version
2020v4.0
Gross Receipts
$124,071,541
Mission and Program Overview

Mission

The fund was established by collective-bargaining between ibew local 58 and smc neca to provide health insurance to member electricians and their families. Over 6000 participants and beneficiaries benefit.

The fund was established by collective-bargaining between ibew local 58 and smc neca to provide health insurance to member electricians and their families. Over 5,400 participants and 7,000 beneficiaries & dependents benefit.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$143,424,545$147,881,517▲ $4,456,972
Investments in Publicly Traded Securities$106,674,304$137,201,595▲ $30,527,291
Investments Other Securities$31,964,980$5,186,562▼ $26,778,418
Savings and Temporary Cash Investments$5,279,633$4,861,540▼ $418,093
Accounts Receivable$2,355,000$1,914,000▼ $441,000
Land, Buildings, and Equipment, Net$3,982$2,806▼ $1,176
Cash and Non-Interest-Bearing Accounts$350$350→ $0
Total Assets$146,791,234$149,911,774▲ $3,120,540
Other Assets Total$512,985$744,921▲ $231,936
Liabilities
Other Liabilities$1,192,009$1,541,248▲ $349,239
Accounts Payable and Accrued Expenses$2,174,680$489,009▼ $1,685,671
Total Liabilities$3,366,689$2,030,257▼ $1,336,432
Net Assets / Fund Balance
Total Net Assets Fund Balance$143,424,545$147,881,517▲ $4,456,972
Total Liabilities and Net Assets / Fund Balance$146,791,234$149,911,774▲ $3,120,540

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$2,806$95,077$97,883
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Thomas Mittelbrun IiiTrustee/secr--$342,520$342,520
Thomas Mittelbrun IiiTrustee/secretary-$270,565$50,937$321,502
E Craig YoungBenefits DirectorFT$116,200$50,937$167,137
Michele DavisAsst BenefitFT$116,200$50,937$167,137
KIMBERLY L'HEUREUXTrustee--$37,252$37,252
Christian KulikowskiTrustee/chai--$17,811$17,811

Board Members and Trustees

NameTitle
James PeltierTrustee
Steven WelleinTrustee
William DarishTrustee
Michele DavisAsst Benefits Direct

Highest Paid Contractors

ContractorServicesLocationCompensation
Professional Benefits Services INCClaims Processo5300 PATTERSON S/E 150, Grand Rapids, MI 49512$4,465,885
Delta Dental Of MichiganClaim ProcessinP O BOX 9089, Farmington Hills, MI 48333$208,675
Pnc Bank Institutional InvestmentsInvestment Mgt2 PNC PLAZA 620 LIBERTY, Pittsburgh, PA 15222$144,605
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$64,724,471
Investment Income
$7,067,695
Other Revenue
$803,061
Change in Net Assets
$-1,477,576

Audited Revenue Reconciliation

Revenue per Audited Statements
$72,595,227
Revenue Not Reported on Form 990
$5,934,548
Total Revenue per Audited Statements
$78,529,775
Total Revenue per Form 990
$72,595,227
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,496,181
Other Expenses$635,966
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$71,940,656
Other Salaries and Wages---$950,088
Fees for Service Investment Mgmnt Fees---$341,095
Current Officers, Directors, Trustees, and Key Employees---$270,565
Pension Plan Contributions---$167,286
Other Employee Benefits---$78,915
Fees for Services Accounting---$77,715
Information Technology---$62,983
Office Expenses---$50,105
Occupancy---$29,450
Payroll Taxes---$29,327
Fees for Services Legal---$23,145
Advertising---$21,272
Fees for Services Other---$16,050
Insurance---$12,975
Depreciation Depletion---$1,176
Total Functional Expenses$0$0$0$74,072,803

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$74,072,803
Expenses per Audited Statements$73,723,564
Total Expenses per Audited Statements$73,723,564
Expenses Not Reported on Financial Statements$349,239
Other Expense Adjustments$349,239
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Premiums Payable$1,541,248
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI

“Part vi, line 2: the relationship between the trustees of the fund is a "business relationship". The fund is established and maintained pursuant to the employee retirement income security act of 1974, as amended. The fund, as a taft hartley fund, is administered by a board of trustees which is composed of an equal number of union and employer representatives. Because of this organizational requirement, there is a business relationship between the trustees.”

Form 990, Page 6, Part VI, Line 2

“SEE SCHEDULE O”

Form 990, Page 6, Part VI, Line 7A

“The union and the employer association appoint trustees.”

Form 990, Page 6, Part VI, Line 11B

“The board reviews form 990 before it is filed.”

Form 990, Page 6, Part VI, Line 12C

“The fund enforces its conflict of interest policy in accordance with rules of erisa of 1974 governing prohibited transactions.”

Form 990, Page 6, Part VI, Line 15A

“The benefit director's compensation is reviewed annually by independent board members. The board reviews comparable data of base and variable compensation to industry standards. Meeting minutes are maintained in written form.”

Form 990, Page 6, Part VI, Line 15B

“The board approves a budget where the compensation of all employees are listed. Meeting minutes are maintained in written form.”

Form 990, Page 6, Part VI, Line 19

“Governing documents, policies, and financial statements are available to the public upon request.”

Form 990, Page 7, Part VII

“Kimberly l'heureux worked 11 hours per week for a related organization. Amount was from a department of labor filing and fringes are estimated christian kulikowski worked 5 hours per week for a related organization. Salary was de minimis. Thomas mittelbrun, iii worked 40 hours per week for a related organization. Actual amounts are reported. James peltier worked 40 hours per week for a related organization. Wage amount was from a department of labor filing and fringes are estimated”

Filing and Contact Details

Filer

Filer Name
ELECTRICAL WORKERS' INSURANCE FUND
EIN
38-1393235
Phone
5865759200
Address
P O BOX 71337, MADISON HEIGHTS, MI 48071-0337

Signing Officer

Name
E Craig Young
Title
Benefits Director
Phone
5865759200
Signed
2022-06-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
E Craig Young
Formed
1951
Legal Domicile
Mi
Voting Board Members
6
Independent Board Members
0
Employees
14

Preparer

Firm
Mcclain Smith & Wenz Pc
Address
6915 ROCHESTER ROAD STE 100, TROY, MI 48085-1285
Preparer
James T Welch
Phone
2488798400
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“The fund was established by collective-bargaining between ibew local 58 and smc neca to provide health insurance to member electricians and their families. Over 5,400 participants and 7,000 beneficiaries & dependents benefit.”

Form 990, Page 5, Part V, Line 3B

“The entity did not earn any unrelated business income during the year.”

Financial Statement Notes

Schedule D, Page 4, Part XII, Line 4B

“Premium payable -beginning of yr -1,192,009 premiums payable-end of yr 1,541,248”

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IRS990/MissionDesc0THE FUND WAS ESTABLISHED BY COLLECTIVE-BARGAINING BETWEEN IBEW LOCAL 58 AND SMC NECA TO PROVIDE HEALTH INSURANCE TO MEMBER ELECTRICIANS AND THEIR FAMILIES. OVER 5,400 PARTICIPANTS AND 7,000 BENEFICIARIES & DEPENDENTS BENEFIT.
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IRS990/PayrollTaxesGrp/TotalAmt029327
IRS990/PensionPlanContributionsGrp/TotalAmt0167286
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IRS990/PrincipalOfficerNm0E CRAIG YOUNG
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IRS990/ProgramServiceRevenueGrp/BusinessCd1230000
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/Desc0HEALTHCARE CONTRIB.-EMPLOYER
IRS990/ProgramServiceRevenueGrp/Desc1HEALTHCARE CONTRIB.-PARTICIPA
IRS990/ProgramServiceRevenueGrp/Desc2REFUNDS FROM PARTICIPANTS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt056107763
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt17488099
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21128609
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IRS990/PYTotalExpensesAmt066174969
IRS990/PYTotalRevenueAmt066063414
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IRS990/RelatedEntityInd0true
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IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt02806
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt095077
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt097883
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01541248
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PREMIUMS PAYABLE
IRS990ScheduleD/RevenueNotReportedAmt05934548
IRS990ScheduleD/RevenueSubtotalAmt072595227
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0PREMIUM PAYABLE -BEGINNING OF YR -1,192,009 PREMIUMS PAYABLE-END OF YR 1,541,248
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 4, PART XII, LINE 4B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02806
IRS990ScheduleD/TotalExpensesPerForm990Amt074072803
IRS990ScheduleD/TotalLiabilityAmt01541248
IRS990ScheduleD/TotalRevenuePerForm990Amt072595227
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt078529775
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt073723564
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1116200
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt050000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0232400
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt1120722
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt033177
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt133177
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt132200
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt117760
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt017760
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt117280
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0THOMAS MITTELBRUN III
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1E CRAIG YOUNG
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2JAMES PELTIER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm3MICHELE DAVIS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0TRUSTEE/SECRETARY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1BENEFITS DIRECTOR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2TRUSTEE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt3ASST BENEFITS DIRECT
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1167137
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt1170202
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE FUND WAS ESTABLISHED BY COLLECTIVE-BARGAINING BETWEEN IBEW LOCAL 58 AND SMC NECA TO PROVIDE HEALTH INSURANCE TO MEMBER ELECTRICIANS AND THEIR FAMILIES. OVER 5,400 PARTICIPANTS AND 7,000 BENEFICIARIES & DEPENDENTS BENEFIT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ENTITY DID NOT EARN ANY UNRELATED BUSINESS INCOME DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PART VI, LINE 2: THE RELATIONSHIP BETWEEN THE TRUSTEES OF THE FUND IS A "BUSINESS RELATIONSHIP". THE FUND IS ESTABLISHED AND MAINTAINED PURSUANT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED. THE FUND, AS A TAFT HARTLEY FUND, IS ADMINISTERED BY A BOARD OF TRUSTEES WHICH IS COMPOSED OF AN EQUAL NUMBER OF UNION AND EMPLOYER REPRESENTATIVES. BECAUSE OF THIS ORGANIZATIONAL REQUIREMENT, THERE IS A BUSINESS RELATIONSHIP BETWEEN THE TRUSTEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SEE SCHEDULE O
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE UNION AND THE EMPLOYER ASSOCIATION APPOINT TRUSTEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD REVIEWS FORM 990 BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE FUND ENFORCES ITS CONFLICT OF INTEREST POLICY IN ACCORDANCE WITH RULES OF ERISA OF 1974 GOVERNING PROHIBITED TRANSACTIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE BENEFIT DIRECTOR'S COMPENSATION IS REVIEWED ANNUALLY BY INDEPENDENT BOARD MEMBERS. THE BOARD REVIEWS COMPARABLE DATA OF BASE AND VARIABLE COMPENSATION TO INDUSTRY STANDARDS. MEETING MINUTES ARE MAINTAINED IN WRITTEN FORM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE BOARD APPROVES A BUDGET WHERE THE COMPENSATION OF ALL EMPLOYEES ARE LISTED. MEETING MINUTES ARE MAINTAINED IN WRITTEN FORM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10KIMBERLY L'HEUREUX WORKED 11 HOURS PER WEEK FOR A RELATED ORGANIZATION. AMOUNT WAS FROM A DEPARTMENT OF LABOR FILING AND FRINGES ARE ESTIMATED CHRISTIAN KULIKOWSKI WORKED 5 HOURS PER WEEK FOR A RELATED ORGANIZATION. SALARY WAS DE MINIMIS. THOMAS MITTELBRUN, III WORKED 40 HOURS PER WEEK FOR A RELATED ORGANIZATION. ACTUAL AMOUNTS ARE REPORTED. JAMES PELTIER WORKED 40 HOURS PER WEEK FOR A RELATED ORGANIZATION. WAGE AMOUNT WAS FROM A DEPARTMENT OF LABOR FILING AND FRINGES ARE ESTIMATED
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10FORM 990, PAGE 7, PART VII
IRS990ScheduleR/AssetExchangeInd0false
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd0false
IRS990ScheduleR/AssetSaleToOtherOrgInd0false
IRS990ScheduleR/DivRelatedOrganizationInd0true
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd0false
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd0false
IRS990ScheduleR/IdDisregardedEntitiesGrp/DirectControllingEntityName/BusinessNameLine1Txt0ELECTRICAL
IRS990ScheduleR/IdDisregardedEntitiesGrp/DirectControllingEntityName/BusinessNameLine2Txt0WORKERS' INSURANCE FUND
IRS990ScheduleR/IdDisregardedEntitiesGrp/DisregardedEntityName/BusinessNameLine1Txt0EWIF BENEFITS SERVICES LLC
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingEntityName/BusinessNameLine2Txt0FITS SERVICES LLC
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0CLAIMS PRO
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0SEE PART VII
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt1PROFESSIONAL BENEFITS SERVICES INC
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ShareOfTotalIncomeAmt07634758
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt05300 PATTERSON AVE SE STE 100
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm0GRAND RAPIDS
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IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/GeneralOrManagingPartnerInd0false
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/RelatedOrganizationName/BusinessNameLine1Txt0SEE PART VII
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingEntityName/BusinessNameLine1Txt1NA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingEntityName/BusinessNameLine1Txt2NA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingEntityName/BusinessNameLine1Txt3NA

Document Assets

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Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$149,911,774
Liabilities
$2,030,257
Net assets
$147,881,517
Revenue
$72,595,227
Expenses
$74,072,803
Net income
-$1,477,576
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$1.39$129$81.5$80.3$1.14
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$117$1.43$116$71.6$74.9$3.36
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$117$1.06$116$68.2$80.5$12.3
2021Detailed filing. Detailed filing data is available for this year.$150$2.03$148$72.6$74.1$1.48
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$147$3.37$143$66.1$66.2$0.11
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$139$0.69$138$65.3$55.9$9.38
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$127$0.71$126$72.3$64.6$7.65
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$122$1.74$120$87.6$60.6$27.0
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$97.5$0.35$97.1$61.6$57.4$4.22
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$91.0$0.41$90.6$63.1$52.2$10.9
2014Detailed filing. Detailed filing data is available for this year.$82.3$1.03$81.2$55.7$50.6$5.04
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$74.4$0.26$74.1$60.7$50.1$10.6
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$64.2$0.21$64.0$55.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.3$0.42$55.8$53.6
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.5$0.19$50.3$55.4
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