Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on the latest valid filing.
Credit Unions Chartered in the State of Michigan
EIN 38-1371682 • 501(c)14 • Dearborn, MI
Profile
To provide quality financial services and related consumer programs to meet our members' needs, while maintaining a sound financial condition.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
No value available
Liabilities / Revenue
96th percentile
Tied with the lowest-debt nonprofits in its peer group.
Net Margin
18th percentile
Higher net margin than 18% of similar nonprofits.
Top Officer Pay
62nd percentile
Higher top officer pay than 62% of similar nonprofits.
Top officer pay equals 28.6% of source-year revenue.
Asset Growth
95th percentile
Faster asset growth than 95% of similar nonprofits.
Revenue Growth
43rd percentile
Faster revenue growth than 43% of similar nonprofits.
Balance Sheet
Assets
Down$0
Down $9,345,147 (-100%) from 2017
Liabilities
Down$0
Down $6,813,982 (-100%) from 2017
Net Assets
Down$0
Down $2,531,165 (-100%) from 2017
Revenue
Down$134,711
Down $159,944 (-54%) from 2017
Expenses
Up$583,329
Up $136,738 (+31%) from 2017
Net Income
Down-$448,618
Down $296,682 (-195%) from 2017
Trend Graphs
Filings
Most recent year
2018 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $0
- Liabilities
- $0
- Net assets
- $0
- Revenue
- $134,711
- Expenses
- $583,329
- Net income
- -$448,618
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2018 to Dec 31, 2018
- Signed
- May 15, 2019
- Return Version
- 2018v3.1
- Gross Receipts
- $134,711
Mission and Program Overview
Mission
To provide quality financial services and related consumer programs to meet our members' needs, while maintaining a sound financial condition.
To provide financial services to member owners with a common bond.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $3,778,956 | $0 | ▼ $3,778,956 |
| Investments Other Securities | $3,390,151 | $0 | ▼ $3,390,151 |
| Rtn Earn Endowment Incm Other Fnds | $2,531,165 | $0 | ▼ $2,531,165 |
| Investments Program Related | $1,404,869 | $0 | ▼ $1,404,869 |
| Savings and Temporary Cash Investments | $290,289 | $0 | ▼ $290,289 |
| Cash and Non-Interest-Bearing Accounts | $82,685 | $0 | ▼ $82,685 |
| Prepaid Expenses and Deferred Charges | $16,461 | $0 | ▼ $16,461 |
| Land, Buildings, and Equipment, Net | $5,133 | $0 | ▼ $5,133 |
| Accounts Receivable | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $9,345,147 | $0 | ▼ $9,345,147 |
| Other Assets Total | $376,603 | $0 | ▼ $376,603 |
| Liabilities | |||
| Other Liabilities | $6,748,283 | $0 | ▼ $6,748,283 |
| Accounts Payable and Accrued Expenses | $65,699 | - | - |
| Total Liabilities | $6,813,982 | $0 | ▼ $6,813,982 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,531,165 | $0 | ▼ $2,531,165 |
| Total Liabilities and Net Assets / Fund Balance | $9,345,147 | $0 | ▼ $9,345,147 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Aldo L Martin | General Manager/treasurer | FT | $26,880 | $11,601 | $38,481 |
| MARY JO O'NEILL | Assistant Manager | FT | $22,829 | $5,915 | $28,744 |
Board Members and Trustees
| Name | Title |
|---|---|
| Susan Zain | Chairperson |
| Edward Bartos | Vice Chairperson |
| Lawrence Eaton | Director |
| Mark Eaton | Secretary |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $95,588
- Investment Income
- $39,123
- Other Revenue
- $0
- Change in Net Assets
- $-448,618
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $295,523 |
| Other Expenses | $287,806 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $228,298 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $67,225 |
| Fees for Services Other | - | - | - | $55,958 |
| Office Expenses | - | - | - | $43,903 |
| Occupancy | - | - | - | $26,300 |
| Advertising | - | - | - | $7,295 |
| Other Expenses | - | - | - | $2,960 |
| Interest | - | - | - | $1,984 |
| Travel | - | - | - | $656 |
| Total Functional Expenses | $0 | $0 | $0 | $583,329 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Insider Transactions and Loans
Loans and Receivables
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- Yes
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 2
“Secretary of the board of directors, mark eaton is the son of board member lawrence eaton.”
Form 990, Part VI, Section A, Line 4
“Great lakes members credit union merged with public service credit union effective 7/1/2018.”
Form 990, Part VI, Section A, Line 5
“Effective 7/1/2018 great lakes members credit union merged its assets into public service credit union.”
Form 990, Part VI, Section A, Line 6
“The credit union has a single class of members with equal rights of ownership, governance and voting.”
Form 990, Part VI, Section A, Line 7A
“The board of directors are elected by the members attending the annual meeting. Each board member is elected for a three year term.”
Form 990, Part VI, Section A, Line 7B
“Credit union decisions requiring membership approval are mergers, field of membership changes, by-law changes and charter changes.”
Form 990, Part VI, Section B, Line 11B
“A review is conducted by the general manager/treasurer prior to submission to the irs. Subsequent to filing, the board of directors is provided with a copy of the 990 returns submitted.”
Form 990, Part VI, Section B, Line 12C
“Compliance is monitored at the regular board of directors meetings.”
Form 990, Part VI, Section B, Line 15
“The board of directors perform a review of the general manager/treasurer annually. Salary is determined based on surveys, other credit union comparison and actual performance. The general manager/treasurer performs a review of the assistant manager annually. Salary is determined based on performance. Compensation is approved by the board of directors.”
Form 990, Part VI, Section C, Line 19
“Monthly financial statements are posted in the credit union lobby. Other documents and policies are available for review upon request.”
Filing and Contact Details
Filer
- Filer Name
- Great Lakes Members Credit Union
- EIN
- 38-1371682
- Phone
- 3132745030
- Address
- 22720 MICHIGAN AVE, DEARBORN, MI 48124-2073
Signing Officer
- Name
- Aldo L Martin
- Title
- General Manager/treasurer
- Phone
- 3132745030
- Signed
- 2019-05-15
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Aldo L Martin
- Formed
- 1941
- Legal Domicile
- Mi
- Voting Board Members
- 5
- Independent Board Members
- 4
- Employees
- 5
- Volunteers
- 5
Preparer
- Firm
- Doeren Mayhew
- Address
- 305 W BIG BEAVER ROAD, TROY, MI 48084
- Preparer
- John Miller
- Phone
- 2482443000
Supplemental Narrative
Additional Explanations
Form 990, Part III, Line 3
“The credit union merged with public service credit union effective 7/1/2018. Credit union deposit and lending services for the former members of great lakes members credit union will continue, but under public service credit union.”
FORM 990, PART XI, LINE 9:
“MERGER -2,082,547.”
Financial Statement Notes
PART X, LINE 2:
“The credit union is exempt, statute (irc section 501(c)14), from federal and state income taxes.”
Raw XML Appendix395 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/Desc | 0 | PROVIDE 1,092 MEMBERS WITH REGULAR SHARES, SHARE DRAFTS, CERTIFICATES OF DEPOSIT, AND IRA ACCOUNTS TOTALING 1,408. |
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| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MARY JO O'NEILL |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 22829 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
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| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRPERSON |
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| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | ASSISTANT MANAGER |
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| IRS990/FormationYr | 0 | 1941 |
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| IRS990/GrantsToOrganizationsInd | 0 | 0 |
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| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
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| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
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| IRS990/InterestGrp/TotalAmt | 0 | 1984 |
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| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 39123 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 39123 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
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| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 1404869 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 2 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
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| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 0 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 0 |
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| IRS990/LoanOutstandingInd | 0 | 0 |
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| IRS990/MaterialDiversionOrMisuseInd | 0 | 1 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE QUALITY FINANCIAL SERVICES AND RELATED CONSUMER PROGRAMS TO MEET OUR MEMBERS' NEEDS, WHILE MAINTAINING A SOUND FINANCIAL CONDITION. |
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| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 0 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
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| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
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| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 0 |
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| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | MISCELLANEOUS OPERATING |
| IRS990/OtherExpensesGrp/Desc | 3 | OPERATING FEE |
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| IRS990/OtherExpensesGrp/TotalAmt | 1 | 44472 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 12705 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 2960 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 6748283 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 0 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
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| IRS990/PartialLiquidationInd | 0 | 0 |
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| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 522100 |
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| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE AND OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NON-MEMBER INSURANCE I |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | NON-MEMBER ATM INCOME |
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| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 4444 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 3296 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 2063 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 1754 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 4444 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 2063 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 1754 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDE 477 LOANS INCLUDING VEHICLE, MORTGAGE, HOME EQUITY, LINE OF CREDIT, AND CREDIT CARD LOANS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | OFFER WIRE TRANSFERS, MONEY ORDERS, SHARED BRANCHING AND VARIOUS INSURANCE PROGRAMS TO THEIR MEMBERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 71313 |
| IRS990/PYOtherExpensesAmt | 0 | 195816 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 223342 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -151936 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 250775 |
| IRS990/PYTotalExpensesAmt | 0 | 446591 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 294655 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -448618 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 0 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2531165 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 290289 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 0 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS EXEMPT, STATUTE (IRC SECTION 501(C)14), FROM FEDERAL AND STATE INCOME TAXES. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990ScheduleN/AssetsDistributedInd | 0 | 1 |
| IRS990ScheduleN/AttorneyGeneralNotifiedInd | 0 | 1 |
| IRS990ScheduleN/BondsOutstandingInd | 0 | 0 |
| IRS990ScheduleN/DirectorOfSuccessorInd | 0 | 0 |
| IRS990ScheduleN/EmployeeOfSuccessorInd | 0 | 1 |
| IRS990ScheduleN/LiabilitiesPaidInd | 0 | 1 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc | 0 | CASH AND CASH EQUIVALENTS |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc | 1 | INVESTMENTS |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc | 2 | LOANS TO MEMBERS |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc | 3 | NCUA SHARE INSURANCE DEPOSIT |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc | 4 | OTHER ASSETS |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt | 0 | 2018-06-30 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt | 1 | 2018-06-30 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt | 2 | 2018-06-30 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt | 3 | 2018-06-30 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt | 4 | 2018-06-30 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN | 0 | 381439781 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN | 1 | 381439781 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN | 2 | 381439781 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN | 3 | 381439781 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN | 4 | 381439781 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt | 0 | 525382 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt | 1 | 3161741 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt | 2 | 3242379 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt | 3 | 67483 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt | 4 | 451034 |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt | 0 | 501(C)(14) |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt | 1 | 501(C)(14) |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt | 2 | 501(C)(14) |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt | 3 | 501(C)(14) |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt | 4 | 501(C)(14) |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt | 0 | FAIR VALUE |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt | 1 | FAIR VALUE |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt | 2 | FAIR VALUE |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt | 3 | FAIR VALUE |
| IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt | 4 | FAIR VALUE |
| IRS990ScheduleN/OwnerOfSuccessorInd | 0 | 0 |
| IRS990ScheduleN/ReceiveCompensationInd | 0 | 0 |
| IRS990ScheduleN/RequiredToNotifyAGInd | 0 | 1 |
| IRS990ScheduleN/SupplementalInformationDetail/ExplanationTxt | 0 | EXPLANATION OF INVOLVEMENT: ALDO MARTIN AND MARY JO O'NEILL TRANSITIONED INTO EMPLOYEES OF PUBLIC SERVICE CREDIT UNION. |
| IRS990ScheduleN/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I, LINE 2E: |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION MERGED WITH PUBLIC SERVICE CREDIT UNION EFFECTIVE 7/1/2018. CREDIT UNION DEPOSIT AND LENDING SERVICES FOR THE FORMER MEMBERS OF GREAT LAKES MEMBERS CREDIT UNION WILL CONTINUE, BUT UNDER PUBLIC SERVICE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | SECRETARY OF THE BOARD OF DIRECTORS, MARK EATON IS THE SON OF BOARD MEMBER LAWRENCE EATON. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | GREAT LAKES MEMBERS CREDIT UNION MERGED WITH PUBLIC SERVICE CREDIT UNION EFFECTIVE 7/1/2018. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | EFFECTIVE 7/1/2018 GREAT LAKES MEMBERS CREDIT UNION MERGED ITS ASSETS INTO PUBLIC SERVICE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS WITH EQUAL RIGHTS OF OWNERSHIP, GOVERNANCE AND VOTING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBERS ATTENDING THE ANNUAL MEETING. EACH BOARD MEMBER IS ELECTED FOR A THREE YEAR TERM. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | CREDIT UNION DECISIONS REQUIRING MEMBERSHIP APPROVAL ARE MERGERS, FIELD OF MEMBERSHIP CHANGES, BY-LAW CHANGES AND CHARTER CHANGES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | A REVIEW IS CONDUCTED BY THE GENERAL MANAGER/TREASURER PRIOR TO SUBMISSION TO THE IRS. SUBSEQUENT TO FILING, THE BOARD OF DIRECTORS IS PROVIDED WITH A COPY OF THE 990 RETURNS SUBMITTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | COMPLIANCE IS MONITORED AT THE REGULAR BOARD OF DIRECTORS MEETINGS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | THE BOARD OF DIRECTORS PERFORM A REVIEW OF THE GENERAL MANAGER/TREASURER ANNUALLY. SALARY IS DETERMINED BASED ON SURVEYS, OTHER CREDIT UNION COMPARISON AND ACTUAL PERFORMANCE. THE GENERAL MANAGER/TREASURER PERFORMS A REVIEW OF THE ASSISTANT MANAGER ANNUALLY. SALARY IS DETERMINED BASED ON PERFORMANCE. COMPENSATION IS APPROVED BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY. OTHER DOCUMENTS AND POLICIES ARE AVAILABLE FOR REVIEW UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | MERGER -2,082,547. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART III, LINE 3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 4 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION A, LINE 5 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | FORM 990, PART XI, LINE 9: |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 1 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 1 |
| IRS990/TotalAssetsBOYAmt | 0 | 9345147 |
| IRS990/TotalAssetsEOYAmt | 0 | 0 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 9345147 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 5 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 583329 |
| IRS990/TotalGrossUBIAmt | 0 | 8261 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 6813982 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 0 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 6813982 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 0 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2531165 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 0 |
| IRS990/TotalOtherCompensationAmt | 0 | 17516 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 95588 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 49709 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 39123 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 87327 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 134711 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 8261 |
| IRS990/TotalVolunteersCnt | 0 | 5 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 9345147 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 0 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 656 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 22720 MICHIGAN AVE |
| IRS990/USAddress/CityNm | 0 | DEARBORN |
| IRS990/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/USAddress/ZIPCd | 0 | 481242073 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 4 |
| IRS990/WebsiteAddressTxt | 0 | WWW.GLMCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2019-02-21 02:37:17Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | ALDO L MARTIN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | GENERAL MANAGER/TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3132745030 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2019-05-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | GREAT LAKES MEMBERS CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | GREA |
| ReturnHeader/Filer/EIN | 0 | 381371682 |
| ReturnHeader/Filer/PhoneNum | 0 | 3132745030 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 22720 MICHIGAN AVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | DEARBORN |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 481242073 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | A7DB26C3BB201601930FCFA0C4651552B54C26A2 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 64.95.240.2 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2019-05-15 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | ED |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 08:38:40 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 382492570 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | DOEREN MAYHEW |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 305 W BIG BEAVER ROAD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | TROY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 48084 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2482443000 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JOHN MILLER |
| ReturnHeader/ReturnTs | 0 | 2019-05-15T10:29:09-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2018-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2018-12-31 |
| ReturnHeader/TaxYr | 0 | 2018 |
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