Siviq Scores
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Balance Sheet
Assets
Flat$7,173,522
Flat from 2011
Net Assets
Flat$1,085,910
Flat from 2011
Liabilities
Flat$6,087,612
Flat from 2011
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Flat$373,419
Flat from 2011
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2011 to Dec 31, 2011
- Signed
- Jan 25, 2012
- Return Version
- 2011v1.2
- Gross Receipts
- $230,288
Filing and Contact Details
Filer
- EIN
- 38-1366964
Raw XML Appendix386 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990ScheduleL/LoanTable/NamePerson | 3 | ROBIN J OSTROWSKI |
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| IRS990ScheduleN/Form990ScheduleNPartIII/Explanation | 0 | A MERGER AGREEMENT WAS MADE AND ENTERED INTO ON MAY 31 2011 BY AND BETWEEN LAKE TRUST CREDIT UNION CONTINUING CREDIT UNION CHARTER 62047 AND FATHER KRAMER CREDIT UNION MERGING CREDIT UNION THE EFFECTIVE DATE OF THE MERGER SHALL BE JANUARY 1 2012 UNDER THE TERMS OF THE MERGER AGREEMENT THE MERGING CREDIT UNION DOES HEREBY SELL ASSIGN TRANSFER SET OVER AND CONVEY UNTO THE CONTINUING CREDIT UNION ALL OF ITS ASSETS RIGHTS AND PROPERTY IN CONSIDERATION OF THE TRANSFER OF ASSETS AS SET FORTH ABOVE THE CONTINUING CREDIT UNION DOES HEREBY ASSUME AND AGREE TO PAY ALL OF THE LIABILITIES OF THE MERGING CREDIT UNION AND THE CONTINUING CREDIT UNION AGREES THAT ALL OF THE MEMBERS OF THE MERGING CREDIT UNION AS OF THE EFFECTIVE DATE OF THE MERGER WILL BECOME MEMBERS OF THE CONTINUING CREDIT UNION AND THAT THEY WILL BE ENTITLED TO AND THE CONTINUING CREDIT UNION WILL ISSUE TO THEM WITHOUT ADJUSTMENT THE SAME AMOUNT IN SHARES CERTIFICATES AND DEPOSITS IN THE CONTINUING CREDIT UNION WHICH THEY HELD IN THE MERGING CREDIT UNION AS OF THE EFFECTIVE DATE OF THE MERGER THE BOARD OF DIRECTORS OF THE CONTINUING CREDIT UNION SHALL REMAIN UNCHANGED NONE OF THE MEMBERS OF THE MERGING CREDIT UNIONS BOARD OF DIRECTORS SHALL BECOME MEMBERS OF THE CONTINUING CREDIT UNIONS BOARD OF DIRECTORS THE NAME OF THE CONTINUING CREDIT UNION SHALL REMAIN LAKE TRUST CREDIT UNION |
| IRS990ScheduleN/Form990ScheduleNPartIII/Identifier | 0 | ADDITIONAL INFORMATION |
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| IRS990ScheduleN/LiquidationTable/LiquidationDetail/DescriptionOfAsset | 0 | SEE PART III |
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| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | A MEMBER OWNED QUALITY SERVICE ORIENTED CREDIT UNION POSITIONED TO MEET THE FINANCIAL NEEDS OF ITS MEMBERS IN A PERSONABLE AND COURTEOUS MANNER. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | THE ORGANIZATION'S MEMBERS (SHAREHOLDERS) ELECT THE ORGANIZATION'S GOVERNING BODY (DIRECTORS) ANNUALLY IN ACCORDANCE WITH THE CREDIT UNION'S BYLAWS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | APPROVAL OF THE ORGANIZATION'S MEMBERS IS REQUIRED TO CHANGE THE CREDIT UNION'S BYLAWS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | A COPY OF FORM 990 IS PROVIDED TO THE ORGANIZATION'S GOVERNING BODY BEFORE IT IS FILED. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | OFFICERS, DIRECTORS, & COMMITTEE MEMBERS ARE REQUIRED TO DISCLOSE ANNUALLY INTERESTS THAT COULD GIVE RISE TO CONFLICTS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | THE PROCESS FOR DETERMINING COMPENSATION OF THE CEO INCLUDES A REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS, COMPARABILITY DATA, AND CONTEMPORANEOUS SUBSTANTIATION OF THE DELIBERATION AND DECISION. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | THE PROCESS FOR DETERMINING COMPENSATION OF OTHER EMPLOYEES INCLUDES A REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS, COMPARABILITY DATA, AND CONTEMPORANEOUS SUBSTANTIATION OF THE DELIBERATION AND DECISION. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | THE BYLAWS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE TO THE PUBLIC UPON REQUEST. THE FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY ON A MONTHLY BASIS. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | ALL OTHER ACCOMPLISHMENT DESCRIPTION |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | ELECTION OF MEMBERS AND THEIR RIGHTS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | DECISIONS SUBJECT TO APPROVAL OF MEMBERS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | ENFORCEMENT OF CONFLICTS POLICY |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | COMPENSATION PROCESS FOR TOP OFFICIAL |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | COMPENSATION PROCESS FOR OFFICERS |
| IRS990ScheduleO/GeneralExplanation/Identifier | 7 | GOVERNING DOCUMENTS DISCLOSURE EXPLANATION |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
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| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 7173522 |
| IRS990/TotalNbrEmployees | 0 | 3 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 1229041 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 1085910 |
| IRS990/TotalOtherRevenue | 0 | 15808 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 208803 |
| IRS990/TotalReportableCompFromOrg | 0 | 84399 |
| IRS990/TotalRevenueCurrentYear | 0 | 230288 |
| IRS990/TotalRevenuePriorYear | 0 | 258187 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 230288 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 230288 |
| IRS990/TransactionRelatedEntity | 0 | false |
| IRS990/Travel/Total | 0 | 13625 |
| IRS990/TypeOfOrganizationOther | 0 | X |
| IRS990/TypeOfOrgOtherDescription | 0 | CREDIT UNION |
| IRS990/UnrelatedBusinessIncome | 0 | false |
| IRS990/UponRequest | 0 | X |
| IRS990/WhistleblowerPolicy | 0 | false |
| IRS990/YearFormation | 0 | 1947 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 381366964 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | FATHER KRAMER CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | FATH |
| ReturnHeader/Filer/Phone | 0 | 5867548010 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 7350 BERNICE |
| ReturnHeader/Filer/USAddress/City | 0 | CENTER LINE |
| ReturnHeader/Filer/USAddress/State | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 48015 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | true |
| ReturnHeader/Officer/DateSigned | 0 | 2012-01-25 |
| ReturnHeader/Officer/Name | 0 | SUSAN M HUGHES |
| ReturnHeader/Officer/Phone | 0 | 5867548010 |
| ReturnHeader/Officer/Title | 0 | CEO/TREASURER |
| ReturnHeader/Preparer/DatePrepared | 0 | 2012-03-07 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | ADDISON & ADDISON PC |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 20630 HARPER AVE STE 110 |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | HARPER WOODS |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | MI |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 482251448 |
| ReturnHeader/Preparer/Name | 0 | JOHN T ADDISON II |
| ReturnHeader/Preparer/Phone | 0 | 3138814181 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2011-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2011-12-31 |
| ReturnHeader/TaxYear | 0 | 2011 |
| ReturnHeader/Timestamp | 0 | 2012-03-07T12:58:59-06:00 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $7,173,522
- Liabilities
- $6,087,612
- Net assets
- $1,085,910
- Revenue
- -
- Expenses
- $373,419
- Net income
- -