Liabilities / Assets
35th percentile
Higher debt load relative to assets than 35% of similar nonprofits.
Credit Unions Chartered in the State of Michigan
990 • Fiscal year 2012 • EIN 38-1362849
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.88x
Liabilities / Revenue
98th percentile
Higher debt load relative to revenue than 98% of similar nonprofits.
Net Margin
72nd percentile
Higher net margin than 72% of similar nonprofits.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
14th percentile
Faster asset growth than 14% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Balance Sheet
Assets
Down$112,576,032
Down $284,324 (-0.3%) from 2011
Net Assets
Up$13,190,773
Up $635,448 (+5.1%) from 2011
Liabilities
Down$99,385,259
Down $919,772 (-0.9%) from 2011
Revenue And Expenses
Revenue
$3,429,696
No earlier filing loaded for comparison.
Expenses
Down$2,794,248
Down $737,320 (-21%) from 2011
Net Income
$635,448
No earlier filing loaded for comparison.
Historical Trend
Filing Detail Status
This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview
Mission
To serve and promote members' personal financial success and to continue the credit union philosophy of "people helpingpeople."
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2012 • Form 990Summary only. Only limited summary data is available for this year.
- Assets
- $112,576,032
- Liabilities
- $99,385,259
- Net assets
- $13,190,773
- Revenue
- $3,429,696
- Expenses
- $2,794,248
- Net income
- $635,448