Civic Intelligence

Coldwater & Branch County Chamber of Commerce

990EZ • Fiscal year 2014 • EIN 38-1299180

Jan 01, 2014 to Dec 31, 2014 • Filed on Jun 16, 2015

20 Division StreetColdwater, MI 49036

(517) 278-5985

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

76th percentile

0.13x

Higher debt load relative to assets than 76% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

68th percentile

0.04x

Higher debt load relative to revenue than 68% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Net Margin

82nd percentile

19%

Higher net margin than 82% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Top Officer Pay

68th percentile

$0

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Asset Growth

50th percentile

2.9%

Faster asset growth than 50% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

90th percentile

43%

Faster revenue growth than 90% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Annualized from 2013 to 2014

Assets

Up

$36,005

Up $1,013 (+2.9%) from 2013

Net Assets

Up

$31,197

Up $24,938 (+398%) from 2013

Liabilities

Down

$4,808

Down $23,925 (-83%) from 2013

Revenue

Up

$131,332

Up $39,217 (+43%) from 2013

Expenses

Down

$106,394

Down $2,235 (-2.1%) from 2013

Net Income

Up

$24,938

Up $41,452 (+251%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0-$50KAssets 2010: $33,200Liabilities 2010: $49,431Net Assets 2010: -$16,2312010Assets 2011: $53,061Liabilities 2011: $28,611Net Assets 2011: $24,4502011Assets 2012: $34,747Liabilities 2012: $11,974Net Assets 2012: $22,7732012Assets 2013: $34,992Liabilities 2013: $28,733Net Assets 2013: $6,2592013Assets 2014: $36,005Liabilities 2014: $4,808Net Assets 2014: $31,1972014Assets 2015: $54,053Liabilities 2015: $1972015Assets 2016: $126,184Liabilities 2016: $59,758Net Assets 2016: $66,4262016Assets 2017: $125,726Liabilities 2017: $27,947Net Assets 2017: $97,7792017Assets 2018: $115,624Liabilities 2018: $32,070Net Assets 2018: $83,5542018Assets 2019: $148,460Liabilities 2019: $29,026Net Assets 2019: $119,4342019Assets 2020: $144,662Liabilities 2020: $21,752Net Assets 2020: $122,9102020Assets 2021: $144,911Liabilities 2021: $3,512Net Assets 2021: $141,3992021Assets 2022: $152,629Liabilities 2022: $8,420Net Assets 2022: $144,2092022Assets 2023: $160,070Liabilities 2023: $0Net Assets 2023: $160,0702023Assets 2024: $179,718Liabilities 2024: $0Net Assets 2024: $179,7182024

Highlighted filing

2014

Assets$36,005
Liabilities$4,808
Net Assets$31,197

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2010: $93,670Expenses 2010: $86,607Net Income 2010: $7,0632010Revenue 2011: $121,114Expenses 2011: $80,433Net Income 2011: $40,6812011Revenue 2012: $109,567Expenses 2012: $111,244Net Income 2012: -$1,6772012Revenue 2013: $92,115Expenses 2013: $108,629Net Income 2013: -$16,5142013Revenue 2014: $131,332Expenses 2014: $106,394Net Income 2014: $24,9382014Revenue 2015: $128,967Expenses 2015: $106,308Net Income 2015: $22,6592015Revenue 2016: $123,540Expenses 2016: $110,970Net Income 2016: $12,5702016Revenue 2017: $151,179Expenses 2017: $119,827Net Income 2017: $31,3522017Revenue 2018: $114,154Expenses 2018: $128,379Net Income 2018: -$14,2252018Revenue 2019: $164,146Expenses 2019: $128,266Net Income 2019: $35,8802019Revenue 2020: $107,897Expenses 2020: $104,421Net Income 2020: $3,4762020Revenue 2021: $121,832Expenses 2021: $103,343Net Income 2021: $18,4892021Revenue 2022: $103,582Expenses 2022: $100,772Net Income 2022: $2,8102022Revenue 2023: $129,476Expenses 2023: $113,615Net Income 2023: $15,8612023Revenue 2024: $135,035Expenses 2024: $115,387Net Income 2024: $19,6482024

Highlighted filing

2014

Revenue$131,332
Expenses$106,394
Net Income$24,938
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Jun 16, 2015
Return Version
2014v5.0
Gross Receipts
$154,571
Mission and Program Overview

Mission

Provide services that are intended to promote and improve the community's overall business, economic and social climate.

Program Services

DescriptionGrantsExpenses
N/A--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
DR TINA KERRPast Chair-$0--
CINDY LONGSTREETDirector-$0--
KRISTEN SMITHInterim Dire-$0--
PAUL PLANTDirector-$0--
TRACY KELLEYDirector-$0--
QUINN WHITEDirector-$0--
CURT MACRAEChair-$0--
KAREN SMITHDirector-$0--
RUSS HICKEYVice Chair-$0--
JAY JOHNSONDirector-$0--
DEB YEEDirector-$0--
BRAD ROCKEYChair Elect-$0--
DAVE NAGLEDirector-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Scramble$12,923$12,923$976$11,947
Awards Dinner$9,785$9,785$800$8,985
Total Events$39,333$39,333$20,565$18,768
Filing and Contact Details

Filer

Filer Name
Branch County Area Chamber
EIN
38-1299180
Phone
5172785985
Address
20 DIVISION STREET, COLDWATER, MI 49036

Signing Officer

Name
Curt Macrae
Title
Chair
Phone
5172785985
Signed
2015-06-16

Preparer

Firm
Taylor Plant & Watkins Pc
Address
20 TIBBITS PLAZA, COLDWATER, MI 49036
Preparer
Timothy J Taylor
Phone
5172797931
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

Rental income 10,350 miscellaneous fundraisers 1,177 career day 1,000 business for breakfast 693 conference room rental 85 total 13,305

Form 990-ez, Part I, Line 16

Expenses office supplies 1,980 mileage 2,500 interest 533 insurance 2,868 telephone 2,182 advertising 1,271 dues, fees and licenses 7,690 postage 884 dues and subscriptions 2,159 credit card expenses 744 bank service charges 95 education 137 miscellaneous 38 special projects 2,745 non-investment depreciation 2,032 total 27,858

Form 990-ez, Part II, Line 24

Accounts receivable 0 3,130 copier/printer 800 800 less accumulated depreciation 800 800 equipment 585 585 less accumulated depreciation 585 585 furniture and fixtures 23,488 23,488 less accumulated depreciation 23,488 23,488 computers 6,328 6,328 less accumulated depreciation 4,730 5,418 improvements 0 10,140 less accumulated depreciation 0 54 total 1,598 14,126

Form 990-ez, Part II, Line 26

Deferred revenue 27,599 1,092 michigan withholding 70 738 michigan unemployment 34 221 federal unemployment 2 11 accrued fica 252 640 accrued fwh 188 528 accrued wages 588 1,578

Form 990-ez, Part III

Provide services that are intended to promote and improve the community's overall business, economic and social climate.

Raw XML Appendix187 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DR TINA KERR
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3PAUL PLANT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4TRACY KELLEY
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10DEB YEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11BRAD ROCKEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm12DAVE NAGLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PAST CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2INTERIM DIRE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8VICE CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt12DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
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IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent2Amt0120
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt02439
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt012923
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IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt016625
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IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt018768
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent1Amt0600
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IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt0976
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt0800
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt02
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt03686
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent2Amt07347
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsOtherEventsAmt0500
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt011533
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0RENTAL INCOME 10,350 MISCELLANEOUS FUNDRAISERS 1,177 CAREER DAY 1,000 BUSINESS FOR BREAKFAST 693 CONFERENCE ROOM RENTAL 85 TOTAL 13,305
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES OFFICE SUPPLIES 1,980 MILEAGE 2,500 INTEREST 533 INSURANCE 2,868 TELEPHONE 2,182 ADVERTISING 1,271 DUES, FEES AND LICENSES 7,690 POSTAGE 884 DUES AND SUBSCRIPTIONS 2,159 CREDIT CARD EXPENSES 744 BANK SERVICE CHARGES 95 EDUCATION 137 MISCELLANEOUS 38 SPECIAL PROJECTS 2,745 NON-INVESTMENT DEPRECIATION 2,032 TOTAL 27,858
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS RECEIVABLE 0 3,130 COPIER/PRINTER 800 800 LESS ACCUMULATED DEPRECIATION 800 800 EQUIPMENT 585 585 LESS ACCUMULATED DEPRECIATION 585 585 FURNITURE AND FIXTURES 23,488 23,488 LESS ACCUMULATED DEPRECIATION 23,488 23,488 COMPUTERS 6,328 6,328 LESS ACCUMULATED DEPRECIATION 4,730 5,418 IMPROVEMENTS 0 10,140 LESS ACCUMULATED DEPRECIATION 0 54 TOTAL 1,598 14,126
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DEFERRED REVENUE 27,599 1,092 MICHIGAN WITHHOLDING 70 738 MICHIGAN UNEMPLOYMENT 34 221 FEDERAL UNEMPLOYMENT 2 11 ACCRUED FICA 252 640 ACCRUED FWH 188 528 ACCRUED WAGES 588 1,578
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PROVIDE SERVICES THAT ARE INTENDED TO PROMOTE AND IMPROVE THE COMMUNITY'S OVERALL BUSINESS, ECONOMIC AND SOCIAL CLIMATE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/PersonNm0CURT MACRAE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIR
ReturnHeader/BusinessOfficerGrp/PhoneNum05172785985
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-06-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BRANCH COUNTY AREA CHAMBER
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0BRAN
ReturnHeader/Filer/EIN0381299180
ReturnHeader/Filer/PhoneNum05172785985
ReturnHeader/Filer/USAddress/AddressLine1Txt020 DIVISION STREET
ReturnHeader/Filer/USAddress/CityNm0COLDWATER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049036
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0382651271
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0TAYLOR PLANT & WATKINS PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt020 TIBBITS PLAZA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0COLDWATER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049036
ReturnHeader/PreparerPersonGrp/PhoneNum05172797931
ReturnHeader/PreparerPersonGrp/PreparationDt02015-06-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TIMOTHY J TAYLOR
ReturnHeader/ReturnTs02015-06-17T15:26:22-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.80$0.00$1.80$1.35$1.15$0.20
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.60$0.00$1.60$1.29$1.14$0.16
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.53$0.08$1.44$1.04$1.01$0.03
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.45$0.04$1.41$1.22$1.03$0.18
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.45$0.22$1.23$1.08$1.04$0.03
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.48$0.29$1.19$1.64$1.28$0.36
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.16$0.32$0.84$1.14$1.28$0.14
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.26$0.28$0.98$1.51$1.20$0.31
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.26$0.60$0.66$1.24$1.11$0.13
2015Summary only. Only limited summary data is available for this year.$0.54$0.00$1.29$1.06$0.23
2014Detailed filing. Detailed filing data is available for this year.$0.36$0.05$0.31$1.31$1.06$0.25
2013Detailed filing. Detailed filing data is available for this year.$0.35$0.29$0.06$0.92$1.09$0.17
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.35$0.12$0.23$1.10$1.11$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.53$0.29$0.24$1.21$0.80$0.41
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.33$0.49$0.16$0.94$0.87$0.07