Civic Intelligence

Coldwater Lodge No 677 Loyal

EIN 38-1280066 • 501(c)8 • Coldwater, MI

Profile

Unite members in the bonds of fraternity, benevolence and charity.

117 E ChicagoColdwater, MI 49036
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

50th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)8 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

50th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)8 • <$500k nonprofits • Source year 2025

Net Margin

46th percentile

-0.2%

Higher net margin than 46% of similar nonprofits.

501(c)8 • <$500k nonprofits • Source year 2025

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

49th percentile

-0.2%

Faster asset growth than 49% of similar nonprofits.

501(c)8 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

21st percentile

-17%

Faster revenue growth than 21% of similar nonprofits.

501(c)8 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets50th percentile

Assets

Down

$216,649

Down $444 (-0.2%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$216,649

Down $444 (-0.2%) from 2024

Operations
Liabilities / Revenue50th percentileNet Margin46th percentile

Revenue

Down

$280,859

Down $58,612 (-17%) from 2024

Expenses

Down

$281,303

Down $27,290 (-8.8%) from 2024

Net Income

Down

-$444

Down $31,322 (-101%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth49th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2016: $86,116Liabilities 2016: $10,5002016Assets 2017: $91,029Liabilities 2017: $02017Assets 2018: $117,633Liabilities 2018: $02018Assets 2019: $136,173Liabilities 2019: $0Net Assets 2019: $136,1732019Assets 2020: $139,695Liabilities 2020: $0Net Assets 2020: $139,6952020Assets 2021: $152,783Liabilities 2021: $0Net Assets 2021: $152,7832021Assets 2022: $176,130Liabilities 2022: $0Net Assets 2022: $176,1302022Assets 2023: $186,215Liabilities 2023: $0Net Assets 2023: $186,2152023Assets 2024: $217,093Liabilities 2024: $0Net Assets 2024: $217,0932024Assets 2025: $216,649Liabilities 2025: $0Net Assets 2025: $216,6492025

Highlighted filing

2025

Assets$216,649
Liabilities$0
Net Assets$216,649
Open 2025 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2016: $140,957Expenses 2016: $125,492Net Income 2016: $15,4652016Revenue 2017: $166,332Expenses 2017: $150,919Net Income 2017: $15,4132017Revenue 2018: $172,901Expenses 2018: $146,297Net Income 2018: $26,6042018Revenue 2019: $231,405Expenses 2019: $212,865Net Income 2019: $18,5402019Revenue 2020: $203,531Expenses 2020: $200,009Net Income 2020: $3,5222020Revenue 2021: $175,491Expenses 2021: $162,403Net Income 2021: $13,0882021Revenue 2022: $277,948Expenses 2022: $254,601Net Income 2022: $23,3472022Revenue 2023: $35,330Expenses 2023: $25,245Net Income 2023: $10,0852023Revenue 2024: $339,471Expenses 2024: $308,593Net Income 2024: $30,8782024Revenue 2025: $280,859Expenses 2025: $281,303Net Income 2025: -$4442025

Highlighted filing

2025

Revenue$280,859
Expenses$281,303
Net Income-$444
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$216,649
Liabilities
$0
Net assets
$216,649
Revenue
$280,859
Expenses
$281,303
Net income
-$444
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.17$0.00$2.17$2.81$2.81$0.00
2024Detailed filing. Detailed filing data is available for this year.$2.17$0.00$2.17$3.39$3.09$0.31
2023Detailed filing. Detailed filing data is available for this year.$1.86$0.00$1.86$0.35$0.25$0.10
2022Detailed filing. Detailed filing data is available for this year.$1.76$0.00$1.76$2.78$2.55$0.23
2021Detailed filing. Detailed filing data is available for this year.$1.53$0.00$1.53$1.75$1.62$0.13
2020Detailed filing. Detailed filing data is available for this year.$1.40$0.00$1.40$2.04$2.00$0.04
2019Summary only. Only limited summary data is available for this year.$1.36$0.00$1.36$2.31$2.13$0.19
2018Summary only. Only limited summary data is available for this year.$1.18$0.00$1.73$1.46$0.27
2017Summary only. Only limited summary data is available for this year.$0.91$0.00$1.66$1.51$0.15
2016Summary only. Only limited summary data is available for this year.$0.86$0.11$1.41$1.25$0.15
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
May 1, 2024 to Apr 30, 2025
Signed
Jun 25, 2025
Return Version
2024v5.0
Gross Receipts
$280,859
Mission and Program Overview

Mission

Unite members in the bonds of fraternity, benevolence and charity.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$217,093$216,649▼ $444
Land, Buildings, and Equipment, Net$149,829$134,553▼ $15,276
Cash and Non-Interest-Bearing Accounts$67,264$82,096▲ $14,832
Total Assets$217,093$216,649▼ $444
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$217,093$216,649▼ $444
Total Liabilities and Net Assets / Fund Balance$217,093$216,649▼ $444

Asset Categories

AssetBook ValueDepreciationBasis
Land$134,553-$134,553
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Mark GalliersPresident
Mark CaseAdministrato
Guy HoutzChaplin
Everret VaneveryOfficer
Kirk KalbasiaOfficer
Terry ModertOfficer
Penny CaseTreasurer
Eric SmithVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$12,445
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$268,414
All Other Contributions
$8,768
Change in Net Assets
$-444
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$281,303
Total Fundraising Expense$2,553
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses-$80,030$2,553$82,583
Other Expenses-$14,935-$14,935
Occupancy-$14,837-$14,837
Insurance-$3,000-$3,000
Total Functional Expenses$0$278,750$2,553$281,303
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Coldwater Lodge No 677 Loyal
EIN
38-1280066
Phone
5172787700
Address
117 E CHICAGO, COLDWATER, MI 49036

Signing Officer

Name
Penny Case
Title
Treasurer
Phone
5172787700
Signed
2025-06-25

Organization Details

Principal Officer
Penny Case
Formed
1970
Voting Board Members
8
Independent Board Members
8
Employees
0

Preparer

Firm
Taylor Plant & Watkins Pc
Address
20 TIBBITS PLAZA, COLDWATER, MI 49036-1603
Preparer
Paul L Plant
Phone
5172797931
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Donation expense 0 14,609 0 sales tax 0 13,852 0 building expense 0 11,114 0 supplies 0 10,381 0 mma 0 9,153 0 bank charges 0 7,730 0 kitchen supplies 0 4,064 0 real estate taxes 0 3,701 0 travel 0 3,690 0 special project 0 0 2,553 trash 0 1,633 0 social quarters supplies 0 1,393 0 license and permits 0 1,327 0 nitrate 0 120 0 lawn care 0 36 0 merchant discount 0 -2,773 0 total 0 80,030 2,553”

Raw XML Appendix283 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0490361603
ReturnHeader/PreparerPersonGrp/PhoneNum05172797931
ReturnHeader/PreparerPersonGrp/PreparationDt02025-06-25
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PAUL L PLANT
ReturnHeader/ReturnTs02025-06-25T11:24:25-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-05-01
ReturnHeader/TaxPeriodEndDt02025-04-30
ReturnHeader/TaxYr02024

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